Financials
- Fiscal year
- 2025
- Total assets
- €714,055
- Profit
- €85,817
- Solvency
- 62.4%
Total assets▼ 16.6%
Net result
20182025
Intergem Belgium
ActiveSummary
Intergem Belgium has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €445,801 and a net result of €85,817. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 74% of 11002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Property management for co-owned buildings (syndics)
NACE 68321Retail sale of household furniture NACE 47551NACE 47591
1 site
Size
€714,055total assets 2025
- Staff
- 3.8 FTE
- Equity
- €445,801
- Profit
- €85,817
Turnover not published (abridged schema)
Structure
- Parent
- BRUTOBA TRADING · 100%
- Board
- 2 members
Auditor: Wim De LannoyeAccounts filed 23 d late3 of 9 deeds read
Why 85- 1 change of registered office in 24 months- Latest accounts 24 days late; 1 of the last 3 late+ Figures for FY 2025 (filed 23-02-2026)+ Liquidity: current ratio 2.48, cash €91,214Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 61% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
87+9
equity 62.4% of total assets
Liquidity
50-3
short-term debt 35.5% · cash 12.8%
Profitability
84-12
return on assets 12.0%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%▲ +33.9% vs 11-2024
01-2025: 0.3%▲ +41.8% vs 12-2024
02-2025: 0.5%▲ +58.0% vs 01-2025
03-2025: 0.7%▲ +40.1% vs 02-2025
04-2025: 0.7%● 0.0% vs 03-2025
05-2025: 0.7%● 0.0% vs 04-2025
06-2025: 0.7%● 0.0% vs 05-2025
07-2025: 0.7%▼ -0.7% vs 06-2025
08-2025: 0.7%● 0.0% vs 07-2025
09-2025: 0.7%● 0.0% vs 08-2025
10-2025: 0.7%▼ -1.6% vs 09-2025
11-2025: 0.7%▲ +0.3% vs 10-2025
12-2025: 0.7%▲ +4.2% vs 11-2025
01-2026: 0.8%▲ +13.9% vs 12-2025
02-2026: 1.1%▲ +29.1% vs 01-2026highest value
03-2026: 0.2%▼ -83.7% vs 02-2026
04-2026: 0.2%● 0.0% vs 03-2026
05-2026: 0.2%● 0.0% vs 04-2026
06-2026: 0.2%● 0.0% vs 05-2026
07-2026: 0.2%▼ -0.6% vs 06-2026
08-2026: 0.2%● 0.0% vs 07-2026
09-2026: 0.2%▼ -2.3% vs 08-2026lowest value
10-2026: 0.4%▲ +153% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Latest accounts 24 days late; 1 of the last 3 late raises the probability
- Figures for FY 2025 (filed 23-02-2026) lowers the probability
- Liquidity: current ratio 2.48, cash €91,214 lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 2.48 against 2.12 in 2024; short-term debt: 35.5% and cash: 12.8% of total assets), and 37.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 73%, liquidity 50%, profitability 81%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
23 d late
2024
175 d late
2023
41 d early
2022
on the day
2021
26 d early
2020
4 d early
2018
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close05-10-2026 today31-01-2027 deadline
- Registered office · Capital & shares…Appointments: Wim De Lannoye, M…
- Algemene Vergadering - BoekjaarStatutes amendment · Power of…
- RestructuringAppointment: COMMV BEDRIJFSREVISOR WIM DE…
Key points
- Caution: Result fell in 2025from €183,311 to €85,817 ▼ 53.2% View
- Controlled by BRUTOBA TRADINGultimately: GALVAN 100% View
- Restructuring with M M INTERIORrestructuring on 08-09-2026 2026 View
- New directorslatest change 08-09-2026 · 2 in office 2 joined View
- Among the largest 19% on gross marginsector median €90,450 · 10,972 companies €432,732 View
- Positive: 5 profitable years in a rowprofit 2025: €85,817 5 years View
By topic
Board & ownership
- Board
- 2 members
- Parent
- BRUTOBA TRADING · 100%
- Auditor
- Wim De Lannoye
Go to Board & ownership
Network & group
- Group
- GALVAN
- Connected companies
- 2
- Mergers and contributions
- 1
Timeline
- Events
- 16
- Since
- 2016
- Next accounts
- by 31-01-2027
- 08-09-2026Registered office · Capital & shares ·…
- 03-07-2026Algemene Vergadering - Boekjaar
- 02-06-2026Restructuring
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Property management for co-owned buildings (syndics)NACE 68321
- Founded
- 14-05-2013
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 7
- Financial year
- From 1 January to 31 December
- Annual meeting
- Third Friday of June at 11:30
- Purpose
- De aan- en verkoop en verhuur van meubelen, kleinmeubelen, interieurs en…
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