INTERFRUTTA
ActiveSummary
INTERFRUTTA has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174,899 and a net result of €84,761. Equity is growing by ~20.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▲+20
Solvency70▲+15
Growth74=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 3.0 against 0.69 in 2024; short-term debt: 12.8% and cash: 14.9% of total assets), but 54.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.5%
Return on assets
22%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
106 d early
2023
113 d early
2022
8 d late
2021
44 d early
2020
55 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 26 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€397,511▼ 2.6%
2020 · €408,109
EBIT margin
11.1%▲ 0.3pp
2020 · 10.8%
Net result
€84,761▲ 375%
2024 · €17,836
Working capital
€98,557
2024 · -€18,397
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€397,511▼ 2.6%
Operating result€44,050=€23,527▼ 46.6%€13,674▼ 41.9%€38,754▲ 183%€126,884▲ 227%
Net result€23,570▼ 19.0%€5,367▼ 77.2%-€292€17,836€84,761▲ 375%
EBIT margin11.1%▲ 0.3pp
Equity€67,227▲ 54.0%€72,594▲ 8.0%€72,302▼ 0.4%€90,138▲ 24.7%€174,899▲ 94.0%
Total assets€381,893▲ 5.3%€364,852▼ 4.5%€324,181▼ 11.1%€301,575▼ 7.0%€384,629▲ 27.5%
Debt€314,665▼ 1.3%€292,258▼ 7.1%€251,879▼ 13.8%€211,437▼ 16.1%€174,730▼ 17.4%
Working capital-€41,571▲ 17.0%-€35,467▲ 14.7%-€36,877▼ 4.0%-€18,397▲ 50.1%€98,557
Staff (FTE)6.8▲ 224%2.4▼ 64.7%7.2▲ 200%5.2▼ 27.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 227% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €384,629
Fixed assets
€236,858 ▼ 9.2%
Current assets
€147,771 ▲ 262%
Equity and liabilities €384,629
Equity
€174,899 ▲ 94.0%
Provisions
€35,000
Debt
€174,730 ▼ 17.4%
Debt's share of the balance-sheet total falls from 70.1% to 45.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€150,779▲
2024 · €71,310
Cash flow
€108,656▲
2024 · €50,392
Current ratio
3.00▲
2024 · 0.69
Debt to equity
1.00▼
2024 · 2.35
ROE
48.5%▲
2024 · 19.8%
ROA
22.0%▲
2024 · 5.9%
Interest coverage
20.56▲
2024 · 7.01
Debt ≤ 1 year
€49,213▼
2024 · €59,218
Debt > 1 year
€125,517▼
2024 · €152,219
Income taxes
€493▼
2024 · €10,780
Staff costs
€1,894▼
2024 · €57,748
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €397,511 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €306,922 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €38,809 | €46,533 | €70,678 | €57,748 | €1,894 | ▼ 96.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28,699 | €37,834 | €37,931 | €32,556 | €23,895 | ▼ 26.6% |
| Other operating charges640/8 | €12,184 | €5,471 | €6,190 | €3,814 | €7,562 | ▲ 98.3% |
| Gross operating margin9900 | €123,742 | €113,365 | €128,473 | €132,871 | €160,235 | ▲ 20.6% |
| Operating profit (loss)9901 | €44,050 | €23,527 | €13,674 | €38,754 | €126,884 | ▲ 227% |
| Financial income75/76B | €35 | €1 | €27 | €37 | €705 | ▲ 1,804% |
| Recurring financial income75 | €35 | €1 | €27 | €37 | €705 | ▲ 1,804% |
| Financial charges65/66B | €13,269 | €12,237 | €10,615 | €10,175 | €7,335 | ▼ 27.9% |
| Recurring financial charges65 | €13,269 | €12,237 | €10,615 | €10,175 | €7,335 | ▼ 27.9% |
| Profit (loss) for the period before taxes9903 | €30,817 | €11,292 | €3,085 | €28,616 | €120,254 | ▲ 320% |
| Transfer to deferred taxes680 | - | - | - | - | €35,000 | - |
| Income taxes67/77 | €7,247 | €5,925 | €3,377 | €10,780 | €493 | ▼ 95.4% |
| Profit (loss) for the period9904 | €23,570 | €5,367 | -€292 | €17,836 | €84,761 | ▲ 375% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €105,000 | - |
| Profit (loss) for the period to be appropriated9905 | €23,570 | €5,367 | -€292 | €17,836 | -€20,239 | ▼ 213% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €381,893 | €364,852 | €324,181 | €301,575 | €384,629 | ▲ 27.5% |
| Fixed assets21/28 | €355,133 | €325,976 | €292,614 | €260,754 | €236,858 | ▼ 9.2% |
| Tangible fixed assets22/27 | €355,133 | €325,976 | €292,614 | €260,754 | €236,858 | ▼ 9.2% |
| Land and buildings22 | €258,127 | €242,266 | €226,405 | €210,545 | €194,684 | ▼ 7.5% |
| Plant, machinery and equipment23 | €59,979 | €60,835 | €57,426 | €50,209 | €42,174 | ▼ 16.0% |
| Furniture and vehicles24 | €37,027 | €22,875 | €8,783 | - | - | - |
| Current assets29/58 | €26,760 | €38,876 | €31,567 | €40,822 | €147,771 | ▲ 262% |
| Stocks and contracts in progress3 | €3,480 | €1,941 | €2,438 | €2,706 | - | - |
| Stocks30/36 | €3,480 | €1,941 | €2,438 | €2,706 | - | - |
| Amounts receivable within one year40/41 | €12,906 | €24,620 | €17,228 | €19,213 | €84,380 | ▲ 339% |
| Trade receivables40 | €12,906 | €20,298 | €16,604 | €12,864 | €209 | ▼ 98.4% |
| Other amounts receivable41 | - | €4,322 | €624 | €6,349 | €84,171 | ▲ 1,226% |
| Cash at bank and in hand54/58 | €9,972 | €8,819 | €11,763 | €14,631 | €57,394 | ▲ 292% |
| Deferred charges and accrued income490/1 | €402 | €3,497 | €137 | €4,271 | €5,996 | ▲ 40.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €381,893 | €364,852 | €324,181 | €301,575 | €384,629 | ▲ 27.5% |
| Equity10/15 | €67,227 | €72,594 | €72,302 | €90,138 | €174,899 | ▲ 94.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €34,344 | €34,344 | €34,344 | €49,344 | €154,344 | ▲ 213% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | - | - | €105,000 | - |
| Distributable reserves133 | €32,484 | €32,484 | €32,484 | €47,484 | €47,484 | = |
| Profit (loss) carried forward14 | €14,283 | €19,650 | €19,358 | €22,194 | €1,955 | ▼ 91.2% |
| Provisions and deferred taxes16 | - | - | - | - | €35,000 | - |
| Deferred taxes168 | - | - | - | - | €35,000 | - |
| Amounts payable17/49 | €314,665 | €292,258 | €251,879 | €211,437 | €174,730 | ▼ 17.4% |
| Amounts payable after more than one year17 | €246,334 | €215,442 | €183,435 | €152,219 | €125,517 | ▼ 17.5% |
| Financial debts170/4 | €246,334 | €215,442 | €183,435 | €152,219 | €125,517 | ▼ 17.5% |
| Amounts payable within one year42/48 | €68,331 | €74,343 | €68,444 | €59,218 | €49,213 | ▼ 16.9% |
| Current portion of amounts payable after more than one year42 | €30,895 | €29,479 | €32,370 | €31,929 | €27,408 | ▼ 14.2% |
| Trade debts44 | €23,641 | €19,172 | €12,724 | €6,707 | €6,227 | ▼ 7.2% |
| Suppliers440/4 | €23,641 | €19,172 | €12,724 | €6,707 | €6,227 | ▼ 7.2% |
| Taxes, remuneration and social security45 | €13,218 | €23,695 | €18,952 | €20,582 | €15,578 | ▼ 24.3% |
| Taxes450/3 | €7,909 | €13,867 | €5,993 | €7,107 | €15,578 | ▲ 119% |
| Remuneration and social security454/9 | €5,310 | €9,828 | €12,959 | €13,476 | - | - |
| Other amounts payable47/48 | €576 | €1,997 | €4,398 | - | - | - |
| Accrued charges and deferred income492/3 | - | €2,472 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,570 | €5,367 | -€292 | €17,836 | €84,761 | ▲ 375% |
| + Depreciation and write-downs630 | €28,699 | €37,834 | €37,931 | €32,556 | €23,895 | ▼ 26.6% |
| Operating cash flow (approximation) | €52,268 | €43,201 | €37,639 | €50,392 | €108,656 | ▲ 116% |
| Investment in fixed assets (approximation) | - | -€8,677 | -€4,570 | -€695 | €0 | ▲ 100% |
| Change in cash | - | -€1,153 | €2,944 | €2,868 | €42,762 | ▲ 1,391% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €84,761 ▲375%
Operating result €126,884, net result €84,761, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.00
Current ratio from 0.69 to 3.00; short-term debt falls from €59,218 to €49,213.
31-12
Financial
Equity above €150,000Eq €174,899 ▲94%
2 profitable years in a row build equity to €174,899.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €17,836
Net result €17,836 after one loss-making year.
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
2020
31-12
Financial
Back to profitnet €29,085
Net result €29,085 after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
Show earlier events
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit
Ground area
809 m²
Building footprint
142 m²
Volume, LiDAR
1,049 m³
2 parcels, Wallonia · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vitamine
since 18002.110.460.078
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067A0418/00E000 | Wallonia | 643 m² | 1 · 92 m² | 9.5 m · 2 fl. |
| 92067A0503/00E000 | Wallonia | 167 m² | 1 · 50 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded10-10-1984
Fiscal year end31-12
Abbreviation FR
I.A.V.
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.