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Interforum Benelux

Active
Public limited companyfounded 196858 yrs activeChaussée de Tubize 481, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0403.503.370
Summary

Interforum Benelux has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.0m and a net result of -€66,521. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 76% of 6016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Interforum BeneluxActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46491NACE 51472
1 site
Size
€1.6mturnover 2025
Staff
16 FTE
Equity
€2.0m
Loss
-€66,521
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Parent
INTERFORUM FRANCE SAS · 99.97%
Board
3 members
Accounts 50 d early1 of 30 deeds read
Why 94- Loss of €66,521 (FY 2025)+ Liquidity: current ratio 4.16, cash €2.4m+ Founded in 1968+ Equity €2.0m (70.5% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 46, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 96-4
equity 70.5% of total assets
Liquidity 91=
short-term debt 24.0% · cash 84.1%
Profitability 13-66
return on assets -2.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,373 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -2.4% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▼ -2.4% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▼ -15.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -2.9% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -3.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%▲ +100% vs 06-2026highest value 08-2026: 0.1%● 0.0% vs 07-2026highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 4.16, cash €2.4m lowers the probability
  • Founded in 1968 lowers the probability for this profile
  • Loss of €66,521 (FY 2025) raises the probability
  • Equity €2.0m (70.5% of total assets) lowers the probability
Credit up to €160,000 at 30 days acceptable
Liquidity ample (current ratio 4.16 against 4.2 in 2024; short-term debt: 24% and cash: 84.1% of total assets), and 29.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 80%, liquidity 97%, profitability 8%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 4.16, cash €2.4m
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1968
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €66,521 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €2.0m (70.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 d early
2024
51 d early
2023
68 d late
2022
11 d early
2021
20 d early
2020
96 d early
2019
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointments: Marie-Pierre Cottereau Sanguoard, INTERFORUM France…Permanent representatives: Dalila Zein and…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: From profit to loss in 2025after €220,320 in 2024 -€66,521 View
  • Caution: Among the weakest 15% on net resultsector median €114,682 · 5,959 companies -€66,521 View
  • New directorslatest change 26-05-2026 · 3 in office 3 joined View
  • Controlled by INTERFORUM FRANCE SASknown shareholders 100% 99.97% View
  • Active since 1968founded 01-01-1968 58 years View

By topic

Financials

Fiscal year
2025
Turnover
€1.6m
Loss
-€66,521
Solvency
70.5%
Turnover▼ 5.5%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
Parent
INTERFORUM FRANCE SAS · 99.97%
Known shareholders
100%
Go to Board & ownership

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 27-07-2026Reappointments: Marie-Pierre Cottereau Sanguoard, INTERFORUM France SAS…
  2. 11-06-2026Annual accounts filed
  3. 10-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale tradeNACE 46491
Founded
01-01-1968
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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