INTERFINANCE

Active Private limited companyfounded 1992active for 34 yearsKarel Rogierplein 11, 1210 Saint-Josse-ten-NoodeKBO/BCE: BE 0447.736.855 subsidiary of CAPLINE

Part of the group BELFIUS BANK 75 companies in 3 countries

See the group

INTERFINANCE

Financial year 2025

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Annual accounts 2025

abbreviated format, filed on 09-09-2026, 40 days late

-€21,812

▼ €3,261

-€40,526

▼ €3,350

-€238,294

▼ €9.4m

€10.7m

▲ 27×

93.9%

▼ 5.0 percentage points

15.70

▲ 11.58

Turnover and EBIT margin are not published. The abbreviated format does not require them.

Balance sheet

balance sheet total €12.1m on 31-12-2025

What the company ownsHow it is paid for

in €m

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
Balance sheet: assets
`20/58`	12.1m	11.7m	3.7m	3.6m	3.6m	3.5m	3.5m	3.3m	3.3m	3.3m	3.3m	3.2m	3.2m	4.1m	4.5m	4.7m	3.2m	3.4m
`21/28`	602,791	11.2m	3.0m	3.0m	3.0m	3.0m	3.0m	3.0m	3.1m	3.1m	3.1m	3.0m	3.0m	3.8m	4.3m	4.4m	2.9m	3.1m
`28`	602,791	11.2m	3.0m	3.0m	3.0m	3.0m	3.0m	3.0m	3.1m	3.1m	3.1m	3.0m	3.0m	3.8m	4.3m	4.4m	2.9m	3.1m
`282/3`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	533,194	4.3m	2.7m	2.1m
`282`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3.6m	2.1m	2.1m
`283`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	533,194	675,074	620,116	-
`284/8`	-	-	-	-	-	-	-	-	3.1m	3.1m	3.1m	3.0m	3.0m	3.8m	3.7m	136,011	136,005	986,116
`284`	-	-	-	-	-	-	-	-	3.1m	3.1m	3.1m	3.0m	3.0m	3.8m	3.7m	136,011	136,005	129,411
`285/8`	-	-	-	-	-	-	-	-	-	-	-	-	-	82,416	-	-	-	856,705
`29/58`	11.5m	531,487	614,255	593,336	516,246	476,682	423,003	285,570	195,852	207,283	198,475	209,791	194,220	224,430	209,402	237,310	328,367	258,566
`40/41`	14,880	73,332	128,314	61,427	119,296	117,159	114,255	111,355	54,993	48,526	88,417	86,188	90,819	90,141	69,691	56,730	28,231	47,662
`41`	14,880	73,332	128,314	61,427	119,296	117,159	114,255	111,355	54,993	48,526	88,417	86,188	90,819	90,141	69,691	56,730	28,231	47,662
`50/53`	10.8m	79,215	79,215	79,215	79,215	79,216	79,216	79,215	79,215	79,106	78,996	78,886	78,467	73,410	53,912	62,173	59,046	168,580
`51/53`	-	-	-	-	-	-	-	-	79,215	79,106	78,996	78,886	78,467	73,410	53,912	62,173	59,046	168,580
`54/58`	464,447	376,051	403,837	449,806	314,847	277,418	226,644	92,112	58,766	76,772	28,183	41,839	22,054	58,001	81,610	111,390	234,239	31,699
`490/1`	199,361	2,889	2,888	2,888	2,888	2,889	2,888	2,888	2,878	2,878	2,879	2,878	2,880	2,878	4,189	7,017	6,851	10,625
Balance sheet: equity and liabilities
`10/49`	12.1m	11.7m	3.7m	3.6m	3.6m	3.5m	3.5m	3.3m	3.3m	3.3m	3.3m	3.2m	3.2m	4.1m	4.5m	4.7m	3.2m	3.4m
`10/15`	11.3m	11.6m	2.5m	2.5m	2.4m	2.4m	2.3m	2.2m	2.1m	2.1m	2.0m	1.8m	1.7m	1.2m	927,686	1.0m	897,125	840,598
`10/11`	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000
`10`	-	-	-	-	500,000	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	-	-	-	-	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000	500,000
`13`	450,000	450,000	450,000	450,000	450,000	450,000	450,000	450,000	450,000	450,000	450,000	450,000	450,001	450,000	431,000	431,000	325,000	222,000
`130/1`	-	-	-	-	50,000	50,000	-	-	-	-	-	-	-	-	-	-	-	-
`130`	-	-	-	-	50,000	50,000	50,000	50,000	50,000	50,000	50,000	50,000	50,000	50,000	31,000	31,000	25,000	22,000
`133`	450,000	450,000	450,000	450,000	400,000	400,000	400,000	400,000	400,000	400,000	400,000	400,000	400,001	400,000	400,000	400,000	300,000	200,000
`14`	10.4m	10.6m	1.6m	1.5m	1.5m	1.4m	1.4m	1.2m	1.2m	1.1m	1.0m	896,327	770,519	299,398	-3,314	84,631	72,125	118,598
`16`	-	-	-	-	-	-	-	-	-	-	-	1,981	1,981	1,981	1,981	1,981	1,981	1,981
`160/5`	-	-	-	-	-	-	-	-	-	-	-	1,981	1,981	1,981	1,981	1,981	1,981	1,981
`164/5`	-	-	-	-	-	-	-	-	-	-	-	1,981	1,981	1,981	1,981	1,981	1,981	1,981
`17/49`	731,446	129,085	1.1m	1.1m	1.2m	1.2m	1.1m	1.1m	1.1m	1.2m	1.3m	1.4m	1.5m	2.8m	3.6m	3.6m	2.3m	2.5m
`17`	-	-	-	-	-	-	-	-	-	-	-	-	-	1.5m	1.5m	1.5m	-	-
`170/4`	-	-	-	-	-	-	-	-	-	-	-	-	-	1.5m	1.5m	1.5m	-	-
`174`	-	-	-	-	-	-	-	-	-	-	-	-	-	1.5m	1.5m	1.5m	-	-
`42/48`	730,928	129,085	1.1m	1.1m	1.2m	1.2m	1.1m	1.1m	1.1m	1.2m	1.3m	1.4m	1.5m	1.3m	2.0m	2.1m	2.3m	2.5m
`43`	-	-	1.0m	1.0m	1.0m	1.0m	1.0m	1.0m	1.0m	1.2m	1.3m	1.4m	1.5m	1.3m	2.0m	2.1m	2.3m	2.5m
`430/8`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2.0m
`439`	-	-	1.0m	1.0m	1.0m	1.0m	1.0m	1.0m	1.0m	1.2m	1.3m	1.4m	1.5m	1.3m	2.0m	2.1m	2.3m	500,000
`44`	88	85	85	441	3,536	3,098	3,025	4,617	3,025	2,196	2,172	2,172	2,150	13,099	7,099	2,100	2,100	2,099
`440/4`	88	85	85	441	3,536	3,098	3,025	4,617	3,025	2,196	2,172	2,172	2,150	13,099	7,099	2,100	2,100	2,099
`45`	730,840	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`450/3`	730,840	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`47/48`	-	129,000	129,000	129,000	129,000	129,000	126,000	122,500	120,000	50,000	40,000	30,000	-	-	-	-	-	-
`492/3`	518	-	-	-	-	-	-	-	1,427	1,394	1,223	1,091	958	45,243	43,068	43,823	600	2,323
Income statement
`70/76A`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,000	-
`76A`	-	-	-	-	-	-	-	-	-	-	405,453	5,391	328,200	210,590	1,423	24,474	10,399	199,952
`9900`	-21,812	-18,551	-16,946	-12,452	-9,674	-10,810	-8,914	-16,081	-	-	-	-	-	-	-	-	-	-
`60/66A`	-	-	-	-	-	-	-	-	9,181	8,524	10,802	10,824	12,373	9,473	11,178	3,769	3,746	3,481
`60/61`	21,812	-	16,946	-	9,674	10,810	8,914	16,081	-	-	-	-	-	-	-	-	-	-
`61`	-	-	-	-	-	-	-	-	9,181	8,524	10,713	10,735	12,284	9,384	11,089	3,680	3,657	3,392
`640/8`	18,714	18,625	19,913	21,620	16,537	868	957	868	-	-	89	89	89	89	89	89	89	89
`66A`	-	-	-	-	-	-	-	-	-	-	403,472	-	1,260	3,663	155,792	250	71,047	75,309
`9901`	-40,526	-37,176	-36,859	-34,072	-26,211	-11,678	-9,871	-16,949	-9,181	-8,524	-10,802	-10,824	-12,373	-9,473	-11,178	-3,769	-1,746	-3,481
`75/76B`	727,831	9.3m	226,358	257,326	203,497	200,955	292,120	195,050	186,819	183,236	179,907	180,814	170,992	214,725	211,498	173,277	169,989	168,872
`75`	727,046	9.3m	226,358	257,326	203,497	200,955	292,120	195,050	186,819	183,236	179,907	180,814	170,992	214,725	211,498	173,277	169,989	168,872
`750`	-	-	-	-	-	-	-	-	183,309	179,726	176,397	177,270	167,480	210,861	207,003	155,510	164,507	157,838
`751`	-	-	-	-	-	-	-	-	3,510	3,510	3,510	3,544	3,512	3,864	4,495	3,906	5,482	11,034
`752/9`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	13,861	-	-
`76B`	785	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`65/66B`	16,103	58,028	39,224	14,069	9,161	9,671	8,475	12,648	9,930	11,100	14,155	19,573	14,438	90,467	133,896	75,226	51,067	163,962
`65`	16,103	58,028	39,224	14,069	9,161	9,671	8,475	12,648	9,930	11,100	14,155	19,573	14,438	90,467	133,896	75,226	51,067	163,962
`650`	-	-	-	-	-	-	-	-	8,244	9,597	12,811	18,618	15,326	108,628	124,444	75,739	61,915	125,084
`651`	-	-	-	-	-	-	-	-	-	-	-	-310	-4,947	-19,388	8,371	-3,017	-13,686	32,978
`652/9`	-	-	-	-	-	-	-	-	1,686	1,503	1,344	1,265	4,059	1,227	1,081	2,504	2,838	5,900
`9903`	671,202	9.2m	150,275	209,185	168,125	179,606	273,774	165,453	167,708	163,612	156,931	155,808	471,121	321,712	-87,945	118,506	56,527	126,072
`67/77`	909,496	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`9904`	-238,294	9.2m	150,275	209,185	168,125	179,606	273,774	165,453	167,708	163,612	156,931	155,808	471,121	321,712	-87,945	118,506	56,527	126,072
`9905`	-238,294	9.2m	150,275	209,185	168,125	179,606	273,774	165,453	167,708	163,612	156,931	155,808	471,121	321,712	-87,945	118,506	56,527	126,072
Appropriation of the result
`9906`	10.4m	10.8m	1.7m	1.7m	1.6m	1.5m	1.5m	1.3m	1.3m	1.2m	1.1m	926,327	770,519	318,398	-3,314	190,631	175,125	124,948
`14P`	10.6m	1.6m	1.5m	1.5m	1.4m	-	-	-	-	-	-	-	-	-	-	-	-	-
`691/2`	-	-	-	-	-	-	-	-	-	-	-	-	-	19,000	-	106,000	103,000	6,350
`6920`	-	-	-	-	-	-	-	-	-	-	-	-	-	19,000	-	6,000	3,000	6,350
`6921`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	100,000	100,000	-
`694/7`	-	129,000	129,000	129,000	129,000	129,000	126,000	122,500	120,000	50,000	40,000	30,000	-	-	-	-	-	-
`694`	-	129,000	129,000	129,000	129,000	129,000	126,000	122,500	120,000	50,000	40,000	30,000	-	-	-	-	-	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 16 older financial years (1992-2007) were filed as documents without figures as data, scans for example.

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 09-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	abbreviated format	09-09-2026	2026-00508974	PDF
31-12-2024	abbreviated format	17-04-2025	2025-00070840	PDF
31-12-2023	abbreviated format	16-04-2024	2024-00063276	PDF
31-12-2022	abbreviated format	18-04-2023	2023-00060516	PDF
31-12-2021	abbreviated format	22-04-2022	2022-20006064	PDF
31-12-2020	abbreviated format	21-04-2021	2021-10900155	PDF
31-12-2019	abbreviated format	22-04-2020	2020-09700410	PDF
31-12-2018	abbreviated format	29-04-2019	2019-12000092	PDF
31-12-2017	full format	08-05-2018	2018-12500094	PDF
31-12-2016	full format	08-05-2017	2017-11800073	PDF
31-12-2015	full format	09-05-2016	2016-11700238	PDF
31-12-2014	full format	17-04-2015	2015-10000006	PDF
31-12-2013	full format	06-05-2014	2014-11600130	PDF
31-12-2012	full format	23-04-2013	2013-09800226	PDF
31-12-2011	full format	19-07-2012	2012-32500284	PDF
31-12-2010	full format	20-04-2011	2011-08900597	PDF
31-12-2009	full format	26-04-2010	2010-10300240	PDF
31-12-2008	full format	15-05-2009	2009-14900216	PDF
31-12-2007	full format	23-04-2008	2008-10700296	PDF
31-12-2006	full format	11-05-2007	2007-13800179	PDF
31-12-2005	unclassified schema	25-04-2006	2006-11400167	PDF
31-12-2004	unclassified schema	18-04-2005	2005-11700073	PDF
31-12-2003	unclassified schema	21-04-2004	2004-11400065	PDF
31-12-2002	unclassified schema	17-04-2003	2003-10800184	PDF
31-12-2001	unclassified schema	25-04-2002	2002-10200220	PDF
31-12-2000	unclassified schema	24-04-2001	2001-10200171	PDF
31-12-1999	unclassified schema	28-04-2000	2000-10800129	PDF
31-12-1998	unclassified schema	16-04-1999	1999-07603003	PDF
31-12-1997	unclassified schema	21-04-1998	1998-07200443	PDF
31-12-1996	unclassified schema	17-04-1997	1997-05900823	PDF
31-12-1995	full format	08-05-1996	1996-07701906	PDF
31-12-1994	unclassified schema	29-05-1995	1995-09903944	PDF
31-12-1993	unclassified schema	05-05-1994	1994-07505128	PDF
31-12-1992	unclassified schema	30-04-1993	1993-06301251	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
-	11.0m	-	-	-	-	12,249	-	-	-	36,398	-	34,974	5,856	-	1.5m	-	8,896
88,396	-27,786	-45,969	134,959	37,429	50,774	134,532	33,346	-18,006	48,589	-13,656	19,785	-35,947	-23,609	-29,780	-122,848	202,540	-
10.7m	402,402	-534,830	-556,105	-636,290	-675,416	-726,022	-861,547	-947,173	-994,914	-1.1m	-1.2m	-1.3m	-1.0m	-1.8m	-1.9m	-2.0m	-2.3m
93.9%	98.9%	68.6%	68.4%	67.6%	67.3%	66.8%	65.4%	65.0%	63.3%	60.0%	56.9%	53.3%	30.8%	20.7%	21.8%	28.0%	25.0%
15.70	4.12	0.53	0.52	0.45	0.41	0.37	0.25	0.17	0.17	0.15	0.15	0.13	0.18	0.10	0.11	0.14	0.10
0.06	0.01	0.46	0.46	0.48	0.49	0.50	0.53	0.54	0.58	0.67	0.76	0.87	2.25	3.83	3.59	2.57	3.00
-2.1%	79.5%	6.0%	8.4%	7.0%	7.6%	11.8%	7.6%	7.9%	7.9%	8.0%	8.4%	27.4%	25.7%	-9.5%	11.7%	6.3%	15.0%
-2.0%	78.6%	4.1%	5.8%	4.7%	5.1%	7.9%	5.0%	5.1%	5.0%	4.8%	4.8%	14.6%	7.9%	-2.0%	2.5%	1.8%	3.7%
1 day	-	2 days	-	133 days	105 days	124 days	105 days	120 days	94 days	74 days	74 days	64 days	509 days	234 days	208 days	210 days	226 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Financial fixed assets	-	€11.0m	-	-	-

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on INTERFINANCE

The operating result for 2025 is a loss of €40,526, larger than the loss of €37,176 in 2024. It is the lowest result since 2008.

Debt's share of the balance-sheet total rises from 1.1% to 6.1%. Equity is lower and debt is higher.

Next steps

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