INTERFAR
ActiveSummary
The computed 12-month bankruptcy probability of INTERFAR is 3.1% (moderate). The 2025 annual accounts show negative equity (-€1.8m) and a net result of -€1.5m. Its solvency ranks better than 5% of 4188 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32
Track record82
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.55 in 2024; short-term debt: 589.6% and cash: 28.1% of total assets), and equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-563.4%
Return on assets
-470.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€1.8m
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 44 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1.5m▼ 278%
2024 · -€393,767
Working capital
-€1.7m▼ 250%
2024 · -€488,998
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€393,212--€1.4m▼ 265%
Net result-€393,767--€1.5m▼ 278%
Equity-€293,767--€1.8m▼ 507%
Total assets€785,154-€316,334▼ 59.7%
Debt€1.1m-€2.1m▲ 94.5%
Working capital-€488,998--€1.7m▼ 250%
Staff (FTE)18.3-9.6▼ 47.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1.4m in 2025 against €393,212 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €316,334
Fixed assets
€162,432 ▼ 16.8%
Current assets
€153,901 ▼ 73.9%
Key figures and ratios
EBITDA
-€1.4m▼
2024 · -€359,220
Cash flow
-€1.5m▼
2024 · -€359,775
Solvency
-563.4%▼
2024 · -37.4%
Current ratio
0.08▼
2024 · 0.55
Debt to equity
-1.18▲
2024 · -3.67
ROA
-470.5%▼
2024 · -50.2%
Interest coverage
-41.08▼
2024 · -29.69
Debt ≤ 1 year
€1.9m▲
2024 · €1.1m
Debt > 1 year
€233,427
Staff costs
€1.2m▲
2024 · €947,688
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | €500,564 | €480 | ▼ 99.9% |
| Remuneration, social security and pensions62 | €947,688 | €1.2m | ▲ 22.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33,992 | €32,798 | ▼ 3.5% |
| Other operating charges640/8 | €35,209 | €9,777 | ▼ 72.2% |
| Non-recurring operating charges66A | - | €375 | - |
| Gross operating margin9900 | €623,677 | -€233,650 | ▼ 137% |
| Operating profit (loss)9901 | -€393,212 | -€1.4m | ▼ 265% |
| Financial income75/76B | €11,544 | €14,183 | ▲ 22.9% |
| Recurring financial income75 | €11,544 | €14,183 | ▲ 22.9% |
| Financial charges65/66B | €12,098 | €68,025 | ▲ 462% |
| Recurring financial charges65 | €12,098 | €34,120 | ▲ 182% |
| Non-recurring financial charges66B | - | €33,904 | - |
| Profit (loss) for the period before taxes9903 | -€393,767 | -€1.5m | ▼ 278% |
| Profit (loss) for the period9904 | -€393,767 | -€1.5m | ▼ 278% |
| Profit (loss) for the period to be appropriated9905 | -€393,767 | -€1.5m | ▼ 278% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €785,154 | €316,334 | ▼ 59.7% |
| Fixed assets21/28 | €195,231 | €162,432 | ▼ 16.8% |
| Intangible fixed assets21 | €1 | €1 | ▼ 25.3% |
| Tangible fixed assets22/27 | €195,230 | €162,432 | ▼ 16.8% |
| Land and buildings22 | €64,506 | €57,306 | ▼ 11.2% |
| Plant, machinery and equipment23 | €4,971 | €3,814 | ▼ 23.3% |
| Furniture and vehicles24 | €49,269 | €33,365 | ▼ 32.3% |
| Other tangible fixed assets26 | €76,484 | €67,947 | ▼ 11.2% |
| Current assets29/58 | €589,923 | €153,901 | ▼ 73.9% |
| Stocks and contracts in progress3 | €388,947 | - | - |
| Stocks30/36 | €388,947 | - | - |
| Amounts receivable within one year40/41 | €11,339 | €64,679 | ▲ 470% |
| Trade receivables40 | - | €28,727 | - |
| Other amounts receivable41 | €11,339 | €35,952 | ▲ 217% |
| Cash at bank and in hand54/58 | €165,825 | €88,734 | ▼ 46.5% |
| Deferred charges and accrued income490/1 | €23,812 | €489 | ▼ 97.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €785,154 | €316,334 | ▼ 59.7% |
| Equity10/15 | -€293,767 | -€1.8m | ▼ 507% |
| Contributions10/11 | €100,000 | €100,000 | = |
| Capital10 | €100,000 | €100,000 | = |
| Issued capital100 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | -€393,767 | -€1.9m | ▼ 378% |
| Amounts payable17/49 | €1.1m | €2.1m | ▲ 94.5% |
| Amounts payable after more than one year17 | - | €233,427 | - |
| Trade debts175 | - | €233,427 | - |
| Amounts payable within one year42/48 | €1.1m | €1.9m | ▲ 72.9% |
| Trade debts44 | €960,861 | €235,820 | ▼ 75.5% |
| Suppliers440/4 | €960,861 | €235,820 | ▼ 75.5% |
| Taxes, remuneration and social security45 | €117,065 | €37,809 | ▼ 67.7% |
| Taxes450/3 | €2,910 | €1,330 | ▼ 54.3% |
| Remuneration and social security454/9 | €114,155 | €36,479 | ▼ 68.0% |
| Other amounts payable47/48 | €994 | €1.6m | ▲ 160,020% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€393,767 | -€1.5m | ▼ 278% |
| + Depreciation and write-downs630 | €33,992 | €32,798 | ▼ 3.5% |
| Operating cash flow (approximation) | -€359,775 | -€1.5m | ▼ 305% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€77,091 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Farciennes · 1 establishment unit since 2023
Ground area
6,519 m²
Building footprint
1,909 m²
Volume, LiDAR
12,288 m³
Parcel 52018D0091/00N002, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Intermarché Farciennes
since 20232.352.171.509
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52018D0091/00N002 | Wallonia | 6,519 m² | 1 · 1,909 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D.G. & C°
BE 0419.508.469
Genappe · FTE 9.6
JUNI SHOPPING
BE 0476.850.317
Bièvre · FTE 9.6
SDS
BE 0479.163.073
Erpe-Mere · FTE 9.6
INVEST FOOD
BE 0536.670.514
Elsene · FTE 9.6
RS Astrid 27
BE 0544.849.394
Antwerpen · FTE 9.6
Of 10,506 companies in sector 47110 we hold annual accounts for 5,849. 1,932 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded14-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Scores and ratios are computed by Checked and are not a credit decision.