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INTERFACE FORMATION

Active
Private limited company (pre-2019)founded 2005active for 21 yearsAvenue de la Sauge(JB) 26, 5100 Namur, BelgiumKBO/BCE: BE 0875.253.368
Summary

The computed 12-month bankruptcy probability of INTERFACE FORMATION is 21.9% (high). For INTERFACE FORMATION, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show negative equity (-€25,928) and a net result of -€210. Equity remains stable across the filed financial years (±1.3% per year). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known
Size
€384total assets 2021
Equity
-€25,928
Loss
-€210
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
21.9%
2021 figures too old to score
Structure
Accounts 1269 days overdue0 of 1 deed read
Signalsraises riskFigures for financial year 2021 (filed 28-10-2022)3 financial years not filed after the legal deadline; latest accounts 181 days late; 1 of the last 3 lateNo registered site in the KBOTwo or more financial years not filedFiled more than 90 days latelowers riskSize: total assets €384Show the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2021 · tick = 2020
Weak
Solvency 0=
equity -6744.6% of total assets
Liquidity 0-50
short-term debt 6663.8% · cash 0.0%
Profitability 0-100
return on assets -54.6%
Bankruptcy probability, 12 months
21.9% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 23.4%highest value 12-2024: 23.4%● unchanged vs 11-2024highest value 01-2025: 23.4%● unchanged vs 12-2024highest value 02-2025: 23.4%● unchanged vs 01-2025highest value 03-2025: 23.4%● unchanged vs 02-2025highest value 04-2025: 23.4%● unchanged vs 03-2025highest value 05-2025: 22.3%▼ -1.1 percentage points vs 04-2025 06-2025: 22.3%● unchanged vs 05-2025 07-2025: 22.3%● unchanged vs 06-2025 08-2025: 22.3%● unchanged vs 07-2025 09-2025: 22.0%▼ -0.3 percentage points vs 08-2025 10-2025: 22.0%● unchanged vs 09-2025 11-2025: 22.0%● unchanged vs 10-2025 12-2025: 22.0%● unchanged vs 11-2025 01-2026: 22.0%● unchanged vs 12-2025 02-2026: 22.0%● unchanged vs 01-2026 03-2026: 22.0%● unchanged vs 02-2026 04-2026: 22.0%● unchanged vs 03-2026 05-2026: 22.0%● unchanged vs 04-2026 06-2026: 22.0%● unchanged vs 05-2026 07-2026: 22.0%● unchanged vs 06-2026 08-2026: 22.0%● unchanged vs 07-2026 09-2026: 22.0%● unchanged vs 08-2026 10-2026: 21.9%▼ -0.1 percentage points vs 09-2026lowest value
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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2021 (filed 28-10-2022)
NBB · annual accounts
raises risk · 3 financial years not filed after the legal deadline; latest accounts 181 days late; 1 of the last 3 late
NBB · filings
raises risk · No registered site in the KBO
KBO · seat and establishments
lowers risk · Size: total assets €384
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
30-09-2022 year end30-04-2023 deadline20-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2021 was due by 30-04-2022 and was filed on 28-10-2022, 181 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
181 days late
2020
28 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 70 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2021 · micro…
  2. Weakest financial yearnet -€210
  3. Annual accounts filedfinancial year 2020 · micro…

Financials · financial year 2021, micro format

2022 annual accounts not yet filed, deadline passed on 30 April 2023 Financial year closed on 30 September 2022; filing due at the latest 7 months after the close (Companies Code art. 3:10). 4 financial years without a filing since the last one filed. Source: NBB filings, as of 20 October 2026.

Equity
-€25,928▼ 0.8%
2020 · -€25,718
Total assets
€384▲ 97.1%
2020 · €195
Net result
-€210
2020 · €875
Working capital
-€25,233▲ 0.5%
2020 · -€25,370
Trend over the years

2019 to 2021, 3 financial years 2019 to 2021, 3 financial years

The operating result turns negative in 2021: a loss of €114 after €1,014 in 2020, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€114 2021 Net result-€210 2021

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line201920202021
Operating result€686-€1,014▲ 47.7%-€114
Net result€558-€875▲ 56.9%-€210
Equity-€26,593--€25,718▲ 3.3%-€25,928▼ 0.8%
Total assets€277-€195▼ 29.5%€384▲ 97.1%
Debt€26,870-€25,913▼ 3.6%€26,312▲ 1.5%
Working capital-€26,593--€25,370▲ 4.6%-€25,233▲ 0.5%
Turnover and EBIT margin not published: the micro format does not require them.
Key figures and ratios
2021 value · change against 2020
Debt ≤ 1 year
€25,617▲
2020 · €25,565
Ratios withheld: a balance sheet total of €384 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2021 against 2020 · 28 lines
Balance sheet Code20202021
Assets
Total assets20/58€195€384▲
Current assets29/58€195€384▲
Amounts receivable within one year40/41€43€384▲
Trade receivables40-€363
Other amounts receivable41-€21
Cash at bank and in hand54/58€152€0▼
Equity and liabilities
Total equity and liabilities10/49€195€384▲
Equity10/15-€25,718-€25,928▼
Contributions10/11-€6,200
Reserves13€1,855€1,855=
Non-distributable reserves130/1-€1,855
Reserves not available under the articles1311-€1,855
Profit (loss) carried forward14-€33,773-€33,983▼
Amounts payable17/49€25,913€26,312▲
Amounts payable within one year42/48€25,565€25,617▲
Trade debts44€45€91▲
Suppliers440/4-€91
Other amounts payable47/48-€25,526
Accrued charges and deferred income492/3-€695
Income statement Code20202021
Gross operating margin9900€1,014-€114▼
Operating profit (loss)9901€1,014-€114▼
Financial charges65/66B-€96
Recurring financial charges65€139€96▼
Profit (loss) for the period before taxes9903€875-€210▼
Profit (loss) for the period9904€875-€210▼
Profit (loss) for the period to be appropriated9905€875-€210▼
Appropriation of the result
Profit (loss) to be appropriated9906--€33,983
Profit (loss) brought forward from the previous period14P--€33,773

The notes to these accounts (45 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line201920202021Change
Gross operating margin9900€686€1,014-€114-
Operating profit (loss)9901€686€1,014-€114-
Financial charges65/66B--€96-
Recurring financial charges65€129€139€96▼ 30.9%
Profit (loss) for the period before taxes9903€558€875-€210-
Profit (loss) for the period9904€558€875-€210-
Profit (loss) for the period to be appropriated9905€558€875-€210-
Line201920202021Change
Assets
Total assets20/58€277€195€384▲ 97.1%
Current assets29/58€277€195€384▲ 97.1%
Amounts receivable within one year40/41€276€43€384▲ 794%
Trade receivables40--€363-
Other amounts receivable41--€21-
Cash at bank and in hand54/58€0€152€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€277€195€384▲ 97.1%
Equity10/15-€26,593-€25,718-€25,928▼ 0.8%
Contributions10/11€6,200-€6,200-
Reserves13€1,855€1,855€1,855=
Non-distributable reserves130/1--€1,855-
Reserves not available under the articles1311--€1,855-
Profit (loss) carried forward14-€34,648-€33,773-€33,983▼ 0.6%
Amounts payable17/49€26,870€25,913€26,312▲ 1.5%
Amounts payable within one year42/48€26,870€25,565€25,617▲ 0.2%
Trade debts44-€45€91▲ 102%
Suppliers440/4--€91-
Other amounts payable47/48--€25,526-
Accrued charges and deferred income492/3--€695-
Line201920202021Change
Profit (loss) for the period9904€558€875-€210-
Operating cash flow (approximation)€558€875-€210-
Change in cash-€152-€152-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 16 filings with the National Bank
Financial year Type Filed Reference
30-09-2021 micro format 28-10-2022 2022-20475025
30-09-2020 micro format 28-05-2021 2021-15500204
30-09-2019 micro format 30-04-2020 2020-10400069
30-09-2018 micro format 30-04-2019 2019-11200284
30-09-2017 micro format 24-04-2018 2018-11100392
30-09-2016 full format 30-03-2017 2017-08300104
30-09-2015 full format 29-03-2016 2016-08100191
30-09-2014 full format 23-03-2015 2015-07000477
30-09-2013 full format 23-04-2014 2014-09700489
30-09-2012 full format 23-04-2013 2013-10000306

Show all 16 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

INTERFACE FORMATION was incorporated on 26 July 2005.1 The company has filed 16 sets of annual accounts, the latest for financial year 2021.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021

Acts, filings and financial milestones

2022
28-10
NBB filing Annual accounts filed
financial year 2021 · micro format · 181 days late
2021
30-09
Financial Weakest financial yearnet -€210
Net result drops to -€210, the lowest in the series.
28-05
NBB filing Annual accounts filed
financial year 2020 · micro format · 28 days late
2020
30-09
Financial Highest result from 2019 to 2021net €875 ▲56.9%
Operating result €1,014, net result €875, both a record.
30-04
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
30-04
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
24-04
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
30-03
NBB filing Annual accounts filed
financial year 2016 · full format
2016
29-03
NBB filing Annual accounts filed
financial year 2015 · full format
2015
23-03
NBB filing Annual accounts filed
financial year 2014 · full format
2014
23-04
NBB filing Annual accounts filed
financial year 2013 · full format
2013
23-04
NBB filing Annual accounts filed
financial year 2012 · full format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 16 annual accounts filed, the latest 10 are here; all 16 are under Financials.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded26-07-2005
Financial year end30-09
Abbreviation FR I.F.
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 18 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Namur
exact location from the address register On OpenStreetMap
Ground area
895 m²
Building footprint
141 m²
Building volume
791 m³
Parcel 92322D0399/00T000, Wallonia · tallest building 7.7 m. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
92322D0399/00T000 Wallonia 895 m² 1 · 141 m² 7.7 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.