INTERBUSINESS
ActiveSummary
INTERBUSINESS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€18,783) and a net result of -€51,419. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 1855 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency14▼-26
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 1.2 in 2023; short-term debt: 109.9% and cash: 13.4% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-10.6%
Return on assets
-29.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Accommodation (NACE 55)
about 6% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€18,783
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
40 d early
2022
4 d early
2021
38 d early
2020
37 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€18,783
2023 · €32,635
Total assets
€176,649▼ 19.4%
2023 · €219,134
Net result
-€51,419▼ 55.6%
2023 · -€33,045
Working capital
-€47,172
2023 · €28,645
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€32,617€26,203▼ 19.7%-€9,933-€32,007▼ 222%-€51,298▼ 60.3%
Net result€34,166above the sector's middle half▲ 6,333%€23,799within the sector's middle half▼ 30.3%-€10,085within the sector's middle half-€33,045below the sector's middle half▼ 228%-€51,419below the sector's middle half▼ 55.6%
Equity€51,965within the sector's middle half▲ 192%€75,765within the sector's middle half▲ 45.8%€65,680within the sector's middle half▼ 13.3%€32,635within the sector's middle half▼ 50.3%-€18,783below the sector's middle half
Total assets€186,205within the sector's middle half▲ 23.1%€228,997within the sector's middle half▲ 23.0%€240,648within the sector's middle half▲ 5.1%€219,134within the sector's middle half▼ 8.9%€176,649within the sector's middle half▼ 19.4%
Debt€134,240▲ 0.5%€153,233▲ 14.1%€174,968▲ 14.2%€186,499▲ 6.6%€195,432▲ 4.8%
Working capital€49,965above the sector's middle half▲ 216%€66,681above the sector's middle half▲ 33.5%€7,282within the sector's middle half▼ 89.1%€28,645within the sector's middle half▲ 293%-€47,172within the sector's middle half
Solvency27.9%within the sector's middle half▲ 16.1pp33.1%within the sector's middle half▲ 5.2pp27.3%within the sector's middle half▼ 5.8pp14.9%within the sector's middle half▼ 12.4pp-10.6%below the sector's middle half▼ 25.5pp
Current ratio1.37within the sector's middle half▲ 0.251.44within the sector's middle half▲ 0.061.04within the sector's middle half▼ 0.391.20within the sector's middle half▲ 0.150.76within the sector's middle half▼ 0.44
Return on assets (ROA)18.3%above the sector's middle half▲ 18.0pp10.4%above the sector's middle half▼ 8.0pp-4.2%within the sector's middle half▼ 14.6pp-15.1%below the sector's middle half▼ 10.9pp-29.1%below the sector's middle half▼ 14.0pp
above
within
below
the middle half (P25 to P75) of NACE 55, Accommodation, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €51,298 in 2024 against €32,007 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €176,649
Fixed assets
€29,689 ▼ 32.6%
Current assets
€146,960 ▼ 16.1%
Key figures and ratios
EBITDA
-€36,943▼
2023 · -€17,652
Cash flow
-€37,064▼
2023 · -€18,690
Debt to equity
-10.40▼
2023 · 5.71
Interest coverage
-305.19▼
2023 · -17.01
Debt ≤ 1 year
€194,132▲
2023 · €146,446
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.5%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,917 | €10,750 | €14,354 | €14,354 | = |
| Other operating charges640/8 | - | €325 | €450 | €429 | €355 | ▼ 17.2% |
| Non-recurring operating charges66A | - | €11,856 | - | - | - | - |
| Gross operating margin9900 | €33,460 | €40,300 | €1,267 | -€17,223 | -€36,588 | ▼ 112% |
| Operating profit (loss)9901 | €32,617 | €26,203 | -€9,933 | -€32,007 | -€51,298 | ▼ 60.3% |
| Recurring financial income75 | €2,109 | - | - | - | - | - |
| Financial charges65/66B | - | €1,153 | €152 | €1,038 | €121 | ▼ 88.3% |
| Recurring financial charges65 | €462 | €1,153 | €152 | €1,038 | €121 | ▼ 88.3% |
| Profit (loss) for the period before taxes9903 | €34,263 | €25,050 | -€10,085 | -€33,045 | -€51,419 | ▼ 55.6% |
| Income taxes67/77 | €98 | €1,250 | - | - | - | - |
| Profit (loss) for the period9904 | €34,166 | €23,799 | -€10,085 | -€33,045 | -€51,419 | ▼ 55.6% |
| Profit (loss) for the period to be appropriated9905 | €34,166 | €23,799 | -€10,085 | -€33,045 | -€51,419 | ▼ 55.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €186,205 | €228,997 | €240,648 | €219,134 | €176,649 | ▼ 19.4% |
| Fixed assets21/28 | €2,000 | €9,083 | €58,398 | €44,043 | €29,689 | ▼ 32.6% |
| Tangible fixed assets22/27 | - | €9,083 | €58,398 | €44,043 | €29,689 | ▼ 32.6% |
| Plant, machinery and equipment23 | - | €9,083 | €57,387 | €43,387 | €29,387 | ▼ 32.3% |
| Furniture and vehicles24 | - | - | €1,010 | €656 | €303 | ▼ 53.9% |
| Financial fixed assets28 | €2,000 | - | - | - | - | - |
| Current assets29/58 | €184,205 | €219,914 | €182,250 | €175,091 | €146,960 | ▼ 16.1% |
| Amounts receivable within one year40/41 | €108,266 | €114,467 | €136,463 | €136,567 | €122,293 | ▼ 10.5% |
| Trade receivables40 | - | €14,830 | €38,025 | €38,025 | €23,900 | ▼ 37.1% |
| Other amounts receivable41 | - | €99,637 | €98,438 | €98,542 | €98,393 | ▼ 0.2% |
| Cash at bank and in hand54/58 | €74,845 | €104,478 | €44,838 | €37,539 | €23,671 | ▼ 36.9% |
| Deferred charges and accrued income490/1 | - | €969 | €949 | €984 | €995 | ▲ 1.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €186,205 | €228,997 | €240,648 | €219,134 | €176,649 | ▼ 19.4% |
| Equity10/15 | €51,965 | €75,765 | €65,680 | €32,635 | -€18,783 | ▼ 158% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €6,200 | €13,765 | €13,765 | €13,765 | €13,765 | = |
| Non-distributable reserves130/1 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €6,200 | €6,200 | = |
| Distributable reserves133 | - | €7,565 | €7,565 | €7,565 | €7,565 | = |
| Profit (loss) carried forward14 | -€16,235 | - | -€10,085 | -€43,129 | -€94,548 | ▼ 119% |
| Amounts payable17/49 | €134,240 | €153,233 | €174,968 | €186,499 | €195,432 | ▲ 4.8% |
| Amounts payable within one year42/48 | €134,240 | €153,233 | €174,968 | €146,446 | €194,132 | ▲ 32.6% |
| Trade debts44 | €11,823 | €30,474 | €54,530 | €30,892 | €1,331 | ▼ 95.7% |
| Suppliers440/4 | - | €30,474 | €54,530 | €30,892 | €1,331 | ▼ 95.7% |
| Taxes, remuneration and social security45 | - | €1,250 | €1,250 | - | - | - |
| Taxes450/3 | - | €1,250 | €1,250 | - | - | - |
| Other amounts payable47/48 | - | €121,509 | €119,188 | €115,553 | €192,801 | ▲ 66.9% |
| Accrued charges and deferred income492/3 | - | - | - | €40,053 | €1,300 | ▼ 96.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,166 | €23,799 | -€10,085 | -€33,045 | -€51,419 | ▼ 55.6% |
| + Depreciation and write-downs630 | - | €1,917 | €10,750 | €14,354 | €14,354 | = |
| Operating cash flow (approximation) | €34,166 | €25,716 | €665 | -€18,690 | -€37,064 | ▼ 98.3% |
| Investment in fixed assets (approximation) | - | -€9,000 | -€60,064 | €0 | €0 | - |
| Change in cash | - | €29,633 | -€59,640 | -€7,299 | -€13,868 | ▼ 90.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet -€51,419
Net result drops to -€51,419, the lowest in the series.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €34,166 ▲6,333%
Operating result €32,617, net result €34,166, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 1994
Ground area
6,143 m²
Building footprint
3,457 m²
Volume, LiDAR
44,647 m³
2 parcels, Flanders · tallest building 53.0 m, ±4 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Onze-Lieve-Vrouwstraat 36, 3020 Herent
since 19942.042.438.829
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423H0194/00A002 | Flanders | 5,909 m² | 1 · 3,317 m² | 53.0 m · 4 fl. |
| 24423G0265/00V000 | Flanders | 235 m² | 1 · 140 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,007 companies in sector 55203 we hold annual accounts for 694. 468 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded21-12-1988
Fiscal year end31-12
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
E-invoicing
Reachable via Peppol
Peppol ID
0208:0436255916
Also
9925:BE0436255916
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.