INTERBO
ActiveSummary
INTERBO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-112k) and a net result of €-33k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.3 against 0.34 in 2024; short-term debt: 157.1% and cash: 0.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-57.1%
Return on assets
-16.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-112k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
159 d late
2022
32 d late
2021
180 d late
2020
11 d late
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-112k▼ 41.8%
2024 · €-79k
Total assets
€196k▼ 7.1%
2024 · €211k
Net result
€-33k▲ 4.1%
2024 · €-34k
Working capital
€-215k▼ 12.8%
2024 · €-190k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11k▼ 52.1%€-108€-33k▼ 30,398%€-33k▼ 0.9%€-31k▲ 6.2%
Net result€9k▼ 59.1%€-1k€-34k▼ 2,953%€-34k▼ 1.3%€-33k▲ 4.1%
Equity€-9k▲ 49.1%€-11k▼ 11.8%€-45k▼ 322%€-79k▼ 77.3%€-112k▼ 41.8%
Total assets€338k▲ 7.2%€306k▼ 9.5%€243k▼ 20.6%€211k▼ 13.1%€196k▼ 7.1%
Debt€347k▲ 4.1%€316k▼ 9.0%€287k▼ 9.1%€290k▲ 0.9%€308k▲ 6.2%
Working capital€-150k▼ 3.5%€-142k▲ 5.2%€-166k▼ 16.8%€-190k▼ 15.0%€-215k▼ 12.8%
Staff (FTE)
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €33k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€103k ▼ 7.7%
Current assets
€93k ▼ 6.3%
Key figures and ratios
EBITDA
€-23k▲
2024 · €-24k
Cash flow
€-24k▲
2024 · €-25k
Solvency
-57.1%▼
2024 · -37.4%
Current ratio
0.30▼
2024 · 0.34
Quick ratio
0.12▼
2024 · 0.15
Debt to equity
-2.75▲
2024 · -3.67
ROA
-16.8%▼
2024 · -16.3%
Interest coverage
-16.73▲
2024 · -29.28
Debt ≤ 1 year
€308k▲
2024 · €290k
Income taxes
€330▲
2024 · €198
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €29k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €10k | €10k | €10k | €9k | ▼ 9.4% |
| Other operating charges640/8 | €6k | €6k | €6k | €6k | €7k | ▲ 11.4% |
| Gross operating margin9900 | €25k | €15k | €-17k | €-18k | €-16k | ▲ 10.7% |
| Operating profit (loss)9901 | €11k | €-108 | €-33k | €-33k | €-31k | ▲ 6.2% |
| Financial income75/76B | €415 | €230 | €0 | €12 | €14 | ▲ 13.8% |
| Recurring financial income75 | €415 | €230 | €0 | €12 | €14 | ▲ 13.8% |
| Financial charges65/66B | €2k | €1k | €730 | €816 | €1k | ▲ 66.2% |
| Recurring financial charges65 | €899 | €1k | €730 | €816 | €1k | ▲ 66.2% |
| Non-recurring financial charges66B | €1k | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €9k | €-952 | €-34k | €-34k | €-33k | ▲ 4.5% |
| Income taxes67/77 | €146 | €161 | €152 | €198 | €330 | ▲ 66.7% |
| Profit (loss) for the period9904 | €9k | €-1k | €-34k | €-34k | €-33k | ▲ 4.1% |
| Profit (loss) for the period to be appropriated9905 | €9k | €-1k | €-34k | €-34k | €-33k | ▲ 4.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €338k | €306k | €243k | €211k | €196k | ▼ 7.1% |
| Fixed assets21/28 | €140k | €131k | €121k | €112k | €103k | ▼ 7.7% |
| Tangible fixed assets22/27 | €140k | €131k | €121k | €112k | €103k | ▼ 7.7% |
| Land and buildings22 | €102k | €102k | €102k | €102k | €101k | ▼ 0.1% |
| Plant, machinery and equipment23 | €21k | €16k | €10k | €5k | €260 | ▼ 94.5% |
| Furniture and vehicles24 | €17k | €14k | €9k | €5k | €1k | ▼ 76.9% |
| Current assets29/58 | €198k | €174k | €122k | €99k | €93k | ▼ 6.3% |
| Stocks and contracts in progress3 | €127k | €64k | €55k | €55k | €55k | = |
| Stocks30/36 | €127k | €64k | €55k | €55k | €55k | = |
| Amounts receivable within one year40/41 | €66k | €74k | €37k | €38k | €38k | ▼ 1.0% |
| Trade receivables40 | €66k | €74k | €35k | €36k | €37k | ▲ 2.3% |
| Other amounts receivable41 | €135 | €135 | €1k | €3k | €1k | ▼ 47.6% |
| Cash at bank and in hand54/58 | €575 | €36k | €30k | €6k | €446 | ▼ 93.0% |
| Deferred charges and accrued income490/1 | €4k | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €338k | €306k | €243k | €211k | €196k | ▼ 7.1% |
| Equity10/15 | €-9k | €-11k | €-45k | €-79k | €-112k | ▼ 41.8% |
| Contributions10/11 | €45k | €45k | €45k | €45k | €45k | = |
| Reserves13 | €5k | €5k | €5k | €5k | €5k | = |
| Non-distributable reserves130/1 | €5k | €5k | €0 | - | - | - |
| Reserves not available under the articles1311 | €5k | €5k | €0 | - | - | - |
| Distributable reserves133 | - | - | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €-59k | €-60k | €-94k | €-128k | €-161k | ▼ 25.7% |
| Amounts payable17/49 | €347k | €316k | €287k | €290k | €308k | ▲ 6.2% |
| Amounts payable within one year42/48 | €347k | €316k | €287k | €290k | €308k | ▲ 6.2% |
| Financial debts43 | €7k | - | - | - | €22k | - |
| Credit institutions430/8 | €7k | - | - | - | €22k | - |
| Trade debts44 | €34k | €10k | €0 | €7k | €4k | ▼ 37.8% |
| Suppliers440/4 | €34k | €10k | €0 | €7k | €4k | ▼ 37.8% |
| Taxes, remuneration and social security45 | €10k | €17k | €3k | €350 | €402 | ▲ 15.0% |
| Taxes450/3 | €10k | €14k | €152 | €350 | €402 | ▲ 15.0% |
| Remuneration and social security454/9 | - | €3k | €3k | €0 | - | - |
| Other amounts payable47/48 | €296k | €288k | €284k | €283k | €281k | ▼ 0.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €-1k | €-34k | €-34k | €-33k | ▲ 4.1% |
| + Depreciation and write-downs630 | €8k | €10k | €10k | €10k | €9k | ▼ 9.4% |
| Operating cash flow (approximation) | €17k | €8k | €-24k | €-25k | €-24k | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | €-610 | €0 | €0 | €0 | - |
| Change in cash | - | €35k | €-5k | €-24k | €-6k | ▲ 75.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 159 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 180 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
31-12
Financial
Weakest financial yearnet €-128k
Net result drops to €-128k, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 1991
Ground area
7,807 m²
Building footprint
3,271 m²
Volume, LiDAR
19,184 m³
Parcel 13017C0364/00V000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
INTERBO
since 19912.051.333.333
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017C0364/00V000 | Flanders | 7,807 m² | 1 · 3,271 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,028 companies in sector 43320 we hold annual accounts for 9,133. 7,688 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-01-1991
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.