INTERBLOCS

Active

Public limited companyfounded 1978active for 48 yearsRecogne,Rue de Tibêtême 129, 6800 Libramont-Chevigny, BelgiumKBO/BCE: BE 0418.689.909

Summary

INTERBLOCS has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11.2m and a net result of €767,664. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 84% of 366 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

INTERBLOCSActiveChecked score 97/100

Risk analysis Report Compare

Overview

Official details

Source: KBO

Status: Active since 08-09-1978 Normal situation
Activity: Manufacture of other non-metallic mineral products NACE 23610and 1 other
Establishment unit: 2.015.305.355 6800 Libramont-Chevigny, since 08-09-1978
Financial year end: 31 December
Peppol: Reachable since 19-12-2025

Company details

Board and ownership

Board

INTERBLOCS HOLDINGManaging director · permanent representative Jean-Guy DELHAISÉ

Shareholders

INTERBLOCS HOLDING100%· score 922025 annual accounts of INTERBLOCS HOLDING

Holdings: Shares in 1 company EUROBLOC

Board & ownership

Financial position

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Annual accounts 2025

Gross margin: €3.9m; ▲ 15.9%
Turnover: ≈ €6.7m; estimated
Profit: €767,664; ▲ 39.3%
Equity: €11.2m; ▲ 7.3%
Total assets: €14.6m; ▲ 8.6%
Employees on 31-12-2025: 29; ▲ 3.6%

Financials

Score breakdownlowers riskSize: 28.7 FTE, total assets €14.6mProfit of €767,664 (financial year 2025)Founded in 1978Equity €11.2m (76.8% of total assets)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially stronger than 76% of small companies in non-metallic mineral products (NACE 23)

Every signal that counts is listed under Signals.

Financial strength · tick: 2024

Strong

Solvency 100=

equity 76.8% of total assets

Liquidity 58-2

short-term debt 6.7% · cash 6.6%

Profitability 75+1

return on assets 5.3%

Bankruptcy probability within 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (233 companies, NACE 23, small)

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value

Credit of up to €1,050,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 9.07 (5.59 in 2024), above the usual 1.5. Short-term debt is 6.7% and cash 6.6% of total assets. 23.2% of the assets are financed with debt and provisions.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, small). It does better than 92% of them on solvency, 79% on liquidity, 67% on profitability and 65% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.

lowers riskneutral

Size: 28.7 FTE, total assets €14.6m

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Profit of €767,664 (financial year 2025)

NBB · annual accounts

Founded in 1978

Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.

KBO

Equity €11.2m (76.8% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

113 days early

2024

128 days early

2023

96 days early

2022

109 days early

2021

47 days early

2020

50 days early

2019

49 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 85 days before the deadline. In the sector (NACE 23), the median for financial year 2024 was 10 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 April (4 of the last 5 accounts filed within 30 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

05-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Financials

Financials · financial year 2025, full format

Annual accounts 2025 filed on 09-04-2026 PDF all 48 filings

Turnover

≈ €6.7m

Estimated: probably between €4.5m and €11.0m

EBIT margin

Not included in this filing

Net result

€767,664▲ 39.3%

2024 · €551,157

Working capital

€7.9m▲ 2.9%

2024 · €7.7m

In the rankings #2 company by total assets in the province of Luxembourg, Non-metallic mineral products sector #2 company by equity in the province of Luxembourg, Non-metallic mineral products sector #3 company by staff growth in Libramont-Chevigny

Multi-year overview

2018 to 2025, 8 financial years

Operating result

€1.0m

▲ 34.1% 2025

20182025

Net result

€767,664

▲ 39.3% 2025

highest quarter of the sector

20182025

Equity

€11.2m

▲ 7.3% 2025

highest quarter of the sector

20182025

Total assets

€14.6m

▲ 8.6% 2025

middle half of the sector

20182025

Debt

€3.4m

▲ 13.0% 2025

20182025

Working capital

€7.9m

▲ 2.9% 2025

highest quarter of the sector

20182025

Solvency

76.8%

▼ 0.9pp 2025

highest quarter of the sector

20182025

Current ratio

9.07

▲ 3.48 2025

highest quarter of the sector

20182025

Return on assets (ROA)

5.3%

▲ 1.2pp 2025

middle half of the sector

20182025

Staff (FTE)

28.7

▲ 2.5% 2025

middle half of the sector

20182025

Every figure per financial year

Every figure with its change against the financial year before

favourable unfavourable

Line20182019202020212022202320242025

Operating result€0.4m-€0.4m▲ 12.0%€0.5m▲ 20.6%€1.0m▲ 94.2%€0.7m▼ 35.9%€0.6m▼ 12.7%€0.8m▲ 32.5%€1.0m▲ 34.1%

Net result€0.3m-€0.3m▲ 1.9%€0.4m▲ 34.6%€1.1m▲ 171%€0.5m▼ 50.8%€0.5m▼ 17.3%€0.6m▲ 22.1%€0.8m▲ 39.3%

Equity€4.8m-€5.1m▲ 6.4%€5.4m▲ 7.1%€6.2m▲ 15.2%€6.8m▲ 8.8%€6.8m▲ 0.8%€10.5m▲ 52.9%€11.2m▲ 7.3%

Total assets€5.9m-€5.8m▼ 1.5%€5.9m▲ 2.6%€6.9m▲ 16.0%€8.5m▲ 23.0%€9.0m▲ 6.3%€13.4m▲ 49.6%€14.6m▲ 8.6%

Debt€1.1m-€0.7m▼ 35.4%€0.5m▼ 29.1%€0.6m▲ 24.5%€1.7m▲ 163%€2.2m▲ 29.0%€3.0m▲ 39.0%€3.4m▲ 13.0%

Working capital€3.5m-€3.7m▲ 6.0%€4.1m▲ 9.2%€4.2m▲ 3.4%€5.1m▲ 21.9%€5.1m▼ 0.5%€7.7m▲ 49.8%€7.9m▲ 2.9%

Solvency81.0%-87.6%▲ 6.5pp91.4%▲ 3.9pp90.8%▼ 0.6pp80.3%▼ 10.5pp76.1%▼ 4.2pp77.7%▲ 1.7pp76.8%▼ 0.9pp

Current ratio5.13-7.00▲ 1.879.33▲ 2.338.34▼ 1.0012.23▲ 3.897.11▼ 5.115.59▼ 1.529.07▲ 3.48

Return on assets (ROA)5.1%-5.3%▲ 0.2pp6.9%▲ 1.6pp16.2%▲ 9.3pp6.5%▼ 9.7pp5.0%▼ 1.4pp4.1%▼ 0.9pp5.3%▲ 1.2pp

Staff (FTE)15.3-17.3▲ 13.1%12.8▼ 26.0%20▲ 56.3%20.4▲ 2.0%22.3▲ 9.3%28▲ 25.6%28.7▲ 2.5%

above within below The sector band is the middle half of the companies in Manufacture of other non-metallic mineral products (NACE 23). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 34% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.

The turnover shown is an estimate from the gross margin.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €14.6m

39.2%

60.8%

Fixed assets €5.7m ▲ 39.7%

Current assets €8.9m ▼ 5.0%

Equity and liabilities €14.6m

76.8%

23.2%

Equity €11.2m ▲ 7.3%

Debt €3.4m ▲ 13.0%

Debt's share of the balance-sheet total rises from 22.3% to 23.2%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€1.7m▲

2024 · €1.3m

Cash flow

€1.5m▲

2024 · €1.1m

Quick ratio

6.12▲

2024 · 3.97

Debt to equity

0.30▲

2024 · 0.29

ROE

6.8%▲

2024 · 5.3%

Interest coverage

15.30▲

2024 · 12.34

Debt ≤ 1 year

€978,246▼

2024 · €1.7m

Debt > 1 year

€2.4m▲

2024 · €1.3m

Income taxes

€264,365▲

2024 · €213,190

Staff costs

€2.1m▲

2024 · €1.9m

Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet

Item	31-12-2021	31-12-2022	31-12-2023	31-12-2024	31-12-2025
Employees at the balance-sheet date	21	21	22	28	29
full-time	20	19	20	26	27
part-time	1	2	2	2	2
in full-time equivalents	20.8	20.6	21.6	27.6	28.6
Average over the year, in full-time equivalents	20	20.4	22.3	28	28.7
On a permanent contract	16	18	20	25	27
Joined	36	23	28	19	15
Left	42	22	31	13	22
Training hours	2,065	1,624	2,462	556	2,611

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired

Item	2021	2022	2023	2024	2025
Tangible fixed assets	€1.0m	€1.2m	€565,109	€932,987	€2.3m
Intangible fixed assets	€13,947	€12,191	€10,000	€7,200	-
Depreciation and write-downs of the year	€318,885	€399,105	€394,334	€572,028	€689,719

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Last 5 years All years

Filed annual accounts As filed with the NBB · 2025 against 2024 · 64 lines

Balance sheet Code20242025

Assets

Total assets20/58€13.4m€14.6m▲

Fixed assets21/28€4.1m€5.7m▲

Intangible fixed assets21€0.02m€0.01m▼

Tangible fixed assets22/27€4.1m€5.7m▲

Land and buildings22€1.9m€1.8m▼

Plant, machinery and equipment23€1.7m€3.5m▲

Furniture and vehicles24€0.4m€0.4m▲

Leasing and similar rights25€0.06m€0.04m▼

Financial fixed assets28€147€147=

Current assets29/58€9.3m€8.9m▼

Stocks and contracts in progress3€2.7m€2.9m▲

Stocks30/36€2.7m€2.9m▲

Amounts receivable within one year40/41€3.3m€3.3m▼

Trade receivables40€1.5m€1.6m▲

Other amounts receivable41€1.8m€1.7m▼

Current investments50/53€2.1m€1.7m▼

Cash at bank and in hand54/58€1.3m€1.0m▼

Deferred charges and accrued income490/1€0.02m€0.04m▲

Equity and liabilities

Total equity and liabilities10/49€13.4m€14.6m▲

Equity10/15€10.5m€11.2m▲

Contributions10/11€0.7m€0.7m=

Capital10€0.7m€0.7m=

Issued capital100€0.7m€0.7m=

Reserves13€3.1m€2.9m▼

Non-distributable reserves130/1€0.9m€0.9m=

Legal reserve130€0.07m€0.07m=

Reserves not available under the articles1311€0.9m€0.9m=

Tax-exempt reserves132€1.0m€0.8m▼

Distributable reserves133€1.1m€1.1m=

Profit (loss) carried forward14€6.7m€7.7m▲

Amounts payable17/49€3.0m€3.4m▲

Amounts payable after more than one year17€1.3m€2.4m▲

Financial debts170/4€1.3m€2.4m▲

Amounts payable within one year42/48€1.7m€1.0m▼

Current portion of amounts payable after more than one year42€0.2m€0.2m▲

Trade debts44€0.5m€0.5m▼

Suppliers440/4€0.5m€0.5m▼

Advances received on contracts in progress46-€0.04m

Taxes, remuneration and social security45€0.2m€0.3m▲

Taxes450/3€0.04m€0.03m▼

Remuneration and social security454/9€0.2m€0.2m▲

Other amounts payable47/48€0.8m€0.002m▼

Accrued charges and deferred income492/3€0.02m€0.002m▼

Income statement Code20242025

Remuneration, social security and pensions62€1.9m€2.1m▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.6m€0.7m▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0.02m€0.05m▲

Other operating charges640/8€0.07m€0.06m▼

Gross operating margin9900€3.4m€3.9m▲

Operating profit (loss)9901€0.8m€1.0m▲

Financial income75/76B€0.1m€0.1m▲

Recurring financial income75€0.1m€0.1m▲

Financial charges65/66B€0.1m€0.1m▲

Recurring financial charges65€0.1m€0.1m▲

Profit (loss) for the period before taxes9903€0.8m€1.0m▲

Income taxes67/77€0.2m€0.3m▲

Profit (loss) for the period9904€0.6m€0.8m▲

Transfer from tax-exempt reserves789€0.4m€0.7m▲

Transfer to tax-exempt reserves689-€0.5m

Profit (loss) for the period to be appropriated9905€0.9m€0.9m▲

Appropriation of the result

Profit (loss) to be appropriated9906€7.5m€7.7m▲

Profit (loss) brought forward from the previous period14P€6.6m€6.7m▲

Profit to be distributed694/7€0.8m-

Return on contributions (dividend)694€0.8m-

Social balance sheet

Average headcount (FTE)908728.028.7▲

The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 09-04-2026.

Line	2018	2019	2020	2021	2022	2023	2024	2025	Change
Remuneration, social security and pensions62	-	-	-	€1.1m	€1.2m	€1.4m	€1.9m	€2.1m	▲ 6.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€0.4m	€0.3m	€0.3m	€0.3m	€0.4m	€0.4m	€0.6m	€0.7m	▲ 20.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4	-	-	-	€0.05m	-€0.009m	-€0.01m	€0.02m	€0.05m	▲ 204%
Other operating charges640/8	-	-	-	€0.03m	€0.1m	€0.05m	€0.07m	€0.06m	▼ 14.1%
Gross operating margin9900	€1.4m	€1.6m	€1.8m	€2.5m	€2.3m	€2.4m	€3.4m	€3.9m	▲ 15.9%
Operating profit (loss)9901	€0.4m	€0.4m	€0.5m	€1.0m	€0.7m	€0.6m	€0.8m	€1.0m	▲ 34.1%
Financial income75/76B	-	-	-	€0.02m	€0.03m	€0.06m	€0.1m	€0.1m	▲ 11.7%
Recurring financial income75	€0.02m	€0.02m	€0.04m	€0.02m	€0.03m	€0.06m	€0.1m	€0.1m	▲ 11.7%
Financial charges65/66B	-	-	-	€0.03m	€0.04m	€0.05m	€0.1m	€0.1m	▲ 3.4%
Recurring financial charges65	€0.03m	€0.03m	€0.03m	€0.03m	€0.04m	€0.05m	€0.1m	€0.1m	▲ 3.4%
Profit (loss) for the period before taxes9903	€0.4m	€0.4m	€0.5m	€1.0m	€0.6m	€0.6m	€0.8m	€1.0m	▲ 35.0%
Transfer from deferred taxes780	-	-	-	€0.3m	-	-	-	-	-
Income taxes67/77	€0.08m	€0.1m	€0.1m	€0.2m	€0.1m	€0.1m	€0.2m	€0.3m	▲ 24.0%
Profit (loss) for the period9904	€0.3m	€0.3m	€0.4m	€1.1m	€0.5m	€0.5m	€0.6m	€0.8m	▲ 39.3%
Transfer from tax-exempt reserves789	-	-	-	-	€0.1m	€0.1m	€0.4m	€0.7m	▲ 94.1%
Transfer to tax-exempt reserves689	-	-	-	€0.2m	€0.1m	€0.3m	-	€0.5m	-
Profit (loss) for the period to be appropriated9905	€0.3m	€0.4m	€0.5m	€0.9m	€0.5m	€0.2m	€0.9m	€0.9m	▲ 3.7%

Line	2018	2019	2020	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€5.9m	€5.8m	€5.9m	€6.9m	€8.5m	€9.0m	€13.4m	€14.6m	▲ 8.6%
Fixed assets21/28	€1.5m	€1.4m	€1.4m	€2.1m	€2.8m	€3.0m	€4.1m	€5.7m	▲ 39.7%
Intangible fixed assets21	€0.003m	€0.02m	€0.02m	€0.03m	€0.02m	€0.02m	€0.02m	€0.01m	▼ 45.4%
Tangible fixed assets22/27	€1.5m	€1.4m	€1.3m	€2.0m	€2.8m	€3.0m	€4.1m	€5.7m	▲ 40.1%
Land and buildings22	-	-	-	€1.2m	€1.9m	€1.8m	€1.9m	€1.8m	▼ 7.5%
Plant, machinery and equipment23	-	-	-	€0.4m	€0.5m	€0.8m	€1.7m	€3.5m	▲ 100%
Furniture and vehicles24	-	-	-	€0.3m	€0.3m	€0.3m	€0.4m	€0.4m	▲ 13.1%
Leasing and similar rights25	-	-	-	€0.07m	€0.1m	€0.08m	€0.06m	€0.04m	▼ 33.2%
Financial fixed assets28	€147	€147	€147	€147	€147	€147	€147	€147	=
Current assets29/58	€4.4m	€4.4m	€4.6m	€4.8m	€5.6m	€6.0m	€9.3m	€8.9m	▼ 5.0%
Stocks and contracts in progress3	€0.8m	€0.8m	€1.0m	€1.1m	€1.7m	€1.7m	€2.7m	€2.9m	▲ 6.7%
Stocks30/36	-	-	-	€1.1m	€1.7m	€1.7m	€2.7m	€2.9m	▲ 6.7%
Amounts receivable within one year40/41	€1.1m	€1.0m	€0.8m	€1.4m	€1.7m	€1.4m	€3.3m	€3.3m	▼ 0.4%
Trade receivables40	-	-	-	€0.9m	€1.2m	€1.1m	€1.5m	€1.6m	▲ 7.3%
Other amounts receivable41	-	-	-	€0.5m	€0.5m	€0.3m	€1.8m	€1.7m	▼ 6.9%
Current investments50/53	€0.4m	€0.7m	€0.8m	€0.8m	€0.8m	€2.0m	€2.1m	€1.7m	▼ 17.0%
Cash at bank and in hand54/58	€2.1m	€1.8m	€2.0m	€1.4m	€1.3m	€0.8m	€1.3m	€1.0m	▼ 23.6%
Deferred charges and accrued income490/1	-	-	-	€0.02m	€0.04m	€0.09m	€0.02m	€0.04m	▲ 51.7%
Equity and liabilities
Total equity and liabilities10/49	€5.9m	€5.8m	€5.9m	€6.9m	€8.5m	€9.0m	€13.4m	€14.6m	▲ 8.6%
Equity10/15	€4.8m	€5.1m	€5.4m	€6.2m	€6.8m	€6.8m	€10.5m	€11.2m	▲ 7.3%
Contributions10/11	€0.06m	€0.06m	€0.06m	€0.06m	€0.06m	€0.06m	€0.7m	€0.7m	=
Capital10	-	-	-	€0.06m	€0.06m	€0.06m	€0.7m	€0.7m	=
Issued capital100	-	-	-	€0.06m	€0.06m	€0.06m	€0.7m	€0.7m	=
Reserves13	€0.8m	€0.8m	€0.7m	€0.8m	€0.8m	€0.7m	€3.1m	€2.9m	▼ 5.9%
Non-distributable reserves130/1	-	-	-	€0.006m	€0.006m	€0.006m	€0.9m	€0.9m	=
Legal reserve130	-	-	-	€0.006m	€0.006m	€0.006m	€0.07m	€0.07m	=
Reserves not available under the articles1311	-	-	-	-	-	-	€0.9m	€0.9m	=
Tax-exempt reserves132	-	-	-	€0.4m	€0.4m	€0.7m	€1.0m	€0.8m	▼ 17.7%
Distributable reserves133	-	-	-	€0.3m	€0.3m	-	€1.1m	€1.1m	=
Profit (loss) carried forward14	€3.8m	€4.2m	€4.6m	€5.4m	€5.9m	€6.1m	€6.7m	€7.7m	▲ 14.2%
Investment grants15	-	-	-	€0.02m	-	-	-	-	-
Amounts payable17/49	€1.1m	€0.7m	€0.5m	€0.6m	€1.7m	€2.2m	€3.0m	€3.4m	▲ 13.0%
Amounts payable after more than one year17	€0.3m	€0.09m	€0.02m	€0.06m	€1.2m	€1.3m	€1.3m	€2.4m	▲ 83.9%
Financial debts170/4	-	-	-	€0.06m	€1.2m	€1.3m	€1.3m	€2.4m	▲ 83.9%
Amounts payable within one year42/48	€0.9m	€0.6m	€0.5m	€0.6m	€0.5m	€0.8m	€1.7m	€1.0m	▼ 41.5%
Current portion of amounts payable after more than one year42	-	-	-	€0.04m	€0.09m	€0.1m	€0.2m	€0.2m	▲ 4.7%
Trade debts44	€0.2m	€0.2m	€0.2m	€0.4m	€0.3m	€0.3m	€0.5m	€0.5m	▼ 0.2%
Suppliers440/4	-	-	-	€0.4m	€0.3m	€0.3m	€0.5m	€0.5m	▼ 0.2%
Advances received on contracts in progress46	-	-	-	-	-	-	-	€0.04m	-
Taxes, remuneration and social security45	-	-	-	€0.2m	€0.1m	€0.2m	€0.2m	€0.3m	▲ 26.9%
Taxes450/3	-	-	-	€0.002m	€296	€0.05m	€0.04m	€0.03m	▼ 30.7%
Remuneration and social security454/9	-	-	-	€0.2m	€0.1m	€0.1m	€0.2m	€0.2m	▲ 41.8%
Other amounts payable47/48	-	-	-	€0.004m	€0.004m	€0.2m	€0.8m	€0.002m	▼ 99.7%
Accrued charges and deferred income492/3	-	-	-	€0.001m	€0.001m	€0.003m	€0.02m	€0.002m	▼ 83.7%

Line	2018	2019	2020	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€0.3m	€0.3m	€0.4m	€1.1m	€0.5m	€0.5m	€0.6m	€0.8m	▲ 39.3%
+ Depreciation and write-downs630	€0.4m	€0.3m	€0.3m	€0.3m	€0.4m	€0.4m	€0.6m	€0.7m	▲ 20.6%
Operating cash flow (approximation)	€0.7m	€0.6m	€0.7m	€1.4m	€0.9m	€0.8m	€1.1m	€1.5m	▲ 29.8%
Investment in fixed assets (approximation)	-	-€0.3m	-€0.3m	-€1.0m	-€1.2m	-€0.6m	-€1.6m	-€2.3m	▼ 40.9%
Change in cash	-	-€0.3m	€0.2m	-€0.6m	-€0.09m	-€0.5m	€0.5m	-€0.3m	-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 20,136 companies had the same profile as INTERBLOCS has now. Two years later, 95.0% were still going and 0.2% had gone bankrupt.

Small
20 years or older
solvency 30% or more
a profit of 5% of the balance sheet or more

95.0% was still going

4.7% stopped otherwise

0.2% went bankrupt

That fits the bankruptcy probability of INTERBLOCS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,136 companies, not a prediction for INTERBLOCS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 48 filings with the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	full format	09-04-2026	2026-00075708	PDF
31-12-2024	full format	25-03-2025	2025-00053613	PDF
31-12-2023	full format	26-04-2024	2024-00069779	PDF
31-12-2022	full format	13-04-2023	2023-00058220	PDF
31-12-2021	full format	14-06-2022	2022-20072949	PDF
31-12-2020	full format	11-06-2021	2021-18800368	PDF
31-12-2019	full format	12-06-2020	2020-16200124	PDF
31-12-2018	full format	06-05-2019	2019-12200053	PDF
31-12-2017	full format	09-07-2018	2018-31200124	PDF
31-12-2016	full format	25-07-2017	2017-34600426	PDF

Show all 48 filings

Board & ownership

Directors

1 director, 1 in day-to-day management, last change in 2026

Board 1

INTERBLOCS HOLDING

Director (not named in the articles) · in office according to the deed of 25-02-2022 · earlier director, until 25-02-2022 · 6-year term from 2022 · Public limited company · permanent representative: Jean-Guy DELHAISÉ · also on the board of 3 other companies

Current

Day-to-day management 1

INTERBLOCS HOLDING

Managing director · in office according to the deed of 12-06-2026 · 6-year term from 2026 · Public limited company · permanent representative: Jean-Guy DELHAISÉ

Current

Permanent representatives 1

Jean-Guy DELHAISÉ

Permanent representative · in office according to the deed of 25-02-2022 · also on the board of 1 other company · for INTERBLOCS HOLDING

Current

Office holders in the KBO →

Owners and capital

Shareholders

1 owner

Chain of control

INTERBLOCS HOLDING 100%
INTERBLOCS

INTERBLOCS HOLDINGparent
Sourcedeed 05-03-2024deed 20-02-2024deed 25-02-2022accounts INTERBLOCS HOLDING 2025
Equity €3.7m Profit of €34,943 in 2025 (profit of €859,620 in 2024) Checked score 92

100%

Owners through the years 2008 to 2025

Owners through the years
Name	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
INTERBLOCS HOLDING 2008 to 2022: 99.95% 2023 to 2025: 100%	99.95%															100%

Source: lists of holdings in the owners' accounts

Capital transactions

Shareholders according to the deeds

Stated in the deed deed of 05-03-2024 ↗

INTERBLOCS HOLDING sa (BE 0889.808.813) 100%

Stated in the deed deed of 20-02-2024 ↗

INTERBLOCS HOLDING (BE 0889.808.813) 100%

Stated in the deed deed of 25-02-2022 ↗

INTERBLOCS HOLDING (BE 0889.808.813)
DELHAISE Jean-Guy Maximilien Bruno

Capital over time

11-07-2024 Capital stated in the deed · 2,000 shares
05-03-2024 Capital stated in 3 deeds · €62,000 · 2,000 shares

Mandate history

4 people, 1 in office

All 4 In office 1 Ended 3

Board
Day-to-day management
mandate already running before its first mention
end not dated

Mandates per person, with start and end dates
Name	Functions and periods
INTERBLOCS HOLDING	Director, until 25-02-2022 Director (not named in the articles), since before 25-02-2022 Managing director, since before 25-02-2022
DE WAELE Laurent Guillaume	Director (not named in the articles), appointed by deed of 25-02-2022, until 12-06-2026
HOSCHEIT Viviane Ghislaine	Director, until 25-02-2022 Director (not named in the articles), from before 25-02-2022 to 12-06-2026
Jean-Guy DELHAISE	Chair of the board, appointed by deed of 25-02-2022, no longer listed in the 2025 annual accounts

See the board, name and registered office on a given date →

Articles of association

Board rule: “Administrateurs restants peuvent coopter si vacance avant fin mandat, personnes physiques ou morales actionnaires ou non”

Articles of association, deed of 25-02-2022 (in French)

Network & group

Holdings and subsidiaries

1 holding

EUROBLOCsubsidiary
Sourcedeed 11-07-2024
Equity €3.9m Profit of €764,049 in 2023 (profit of €653,750 in 2022)

100%

Acquisitions and mergers

1 transaction

Took over:EUROBLOC

BE 0442.914.371merger by absorption · Gazette deed of 11-07-2024 (5 deeds) · effective 07-12-2023

Parent company per the LEI register

Parent company: none declared

INTERBLOCS declares that it is controlled by companies that do not have to prepare consolidated accounts.

Own declaration in the LEI register: 967600S9THIH92GAF515

Connections & network

4 connected companies, 1 earlier tie

Depth

Shared directors

This company Company Director Shareholding +N: links not shown yet

Linked via shared directors

LUXEMBOURG DEVELOPPEMENT

via INTERBLOCS HOLDING SA · Director · deed of 11-06-2025

Founded in 2004 · total assets €47.7m (2025) · group Wallonie Entreprendre

→

LUXEMBOURG DEVELOPPEMENT EUROPE TROIS

via INTERBLOCS HOLDING SA · Director · deed of 11-06-2025

Founded in 2024 · total assets €7.8m (2025) · group Wallonie Entreprendre

→

LUXEMBOURG DEVELOPPEMENT EUROPE DEUX

via INTERBLOCS HOLDING SA · Director · deed of 11-06-2025

Founded in 2017 · total assets €6.0m (2025)

→

COMELUX

via INTERBLOCS HOLDING SA, HOSCHEIT Viviane Ghislaine (at INTERBLOCS until 2026) and DE WAELE Laurent Guillaume (at INTERBLOCS until 2026) · deed of 03-03-2022

Founded in 1991 · total assets €415,747 (2025)

→

Earlier ties

Agence local pour l'Emploi de Bertrix-Herbeumont

via DE WAELE Laurent Guillaume (at INTERBLOCS until 2026) · Director · deed of 08-10-2025

Founded in 1995

→

Timeline

Deeds, filings and financial milestones

All 18Financial 3Gazette 5Filings 10 of 48

Deadline for the 2026 accounts: 31-07-2027

2026

12-06

Gazette deed End & cessation

Resignations: Viviane HOSCHEIT (director) and Laurent DE WAELE (director) · Reappointment: INTERBLOCS HOLDING (managing director) · Director discharge: Viviane HOSCHEIT6 points ▸

Director resignation, Viviane HOSCHEIT
Director resignation, Laurent DE WAELE
Director discharge, Viviane HOSCHEIT
Director discharge, Laurent DE WAELE
Director reappointment, INTERBLOCS HOLDING (managing director)
Power of attorney, FIDU9

Open the deed in the Belgian Official Gazette

09-04

NBB filing Annual accounts 2025 filedPDF

full format · 113 days before the deadline

2025

25-03

NBB filing Annual accounts 2024 filedPDF

full format · 128 days before the deadline

2024

31-12

Financial Equity above €10mequity €10.5m ▲52.9%

With a profit in every financial year since 2018, equity grows to €10.5m.

11-07

Gazette deed Merger: INTERBLOCS takes over EUROBLOC

Issue of 500 shares · “L'importation, l'exportation, la représentation des produits ci-après décrits et l'exploitation de carrières…” (deed in French)7 points ▸

General meeting, 17-05-2024
General meeting, 17-06-2024, mentioned twice in the deed
2,000 shares
Accounting effect, 01-01-2024
Power of attorney, INTERBLOCS HOLDING, mentioned twice in the deed
Power of attorney, François Dogné, mentioned twice in the deed
Capital, €682,000, 2,500 shares
The deed holds 17 more points.

Open the deed in the Belgian Official Gazette

26-04

NBB filing Annual accounts 2023 filedPDF

full format · 96 days before the deadline

05-03

Gazette deed Merger proposal: INTERBLOCS takes over SA EUROBLOC

INTERBLOCS HOLDING sa holds 100% of the shares5 points ▸

Board meeting, 07-12-2023
INTERBLOCS HOLDING sa holds 100% of the shares, mentioned twice in the deed
Capital, €62,000, 2,000 shares
Capital, €620,000, 500 shares
Accounting effect, 01-01-2024
The deed holds 19 more points.

Open the deed in the Belgian Official Gazette

20-02

Gazette deed Merger proposal: INTERBLOCS takes over EUROBLOC

INTERBLOCS HOLDING holds 100% of the shares7 points ▸

Board meeting, 07-12-2023
INTERBLOCS HOLDING holds 100% of the shares, mentioned twice in the deed
Incorporation, 08-09-1978
Capital, €62,000, 2,000 shares
Incorporation, 27-12-1990
Capital, €620,000, 500 shares
Accounting effect, 01-01-2024
The deed holds 19 more points.

Open the deed in the Belgian Official Gazette

2023

13-04

NBB filing Annual accounts 2022 filedPDF

full format · 109 days before the deadline

2022

14-06

NBB filing Annual accounts 2021 filedPDF

full format · 47 days before the deadline

25-02

Gazette deed 2 directors appointed, 2 directors resigning, 2 directors reappointed

Resignations: INTERBLOCS HOLDING (director) and HOSCHEIT Viviane Ghislaine (director) · Reappointments: INTERBLOCS HOLDING (director) and HOSCHEIT Viviane Ghislaine (director) · Appointments: DE WAELE Laurent Guillaume (director) and DELHAISE Jean-Guy (chair of the board)12 points ▸

General meeting, 23-06-2021
INTERBLOCS HOLDING is a shareholder
DELHAISE Jean-Guy Maximilien Bruno is a shareholder
Board composition, INTERBLOCS HOLDING (director)
Board composition, HOSCHEIT Viviane Ghislaine (director)
Capital, €62,000, 2,000 shares
Director resignation, INTERBLOCS HOLDING
Director resignation, HOSCHEIT Viviane Ghislaine
Director reappointment, INTERBLOCS HOLDING (director (not named in the articles))
Director reappointment, HOSCHEIT Viviane Ghislaine (director (not named in the articles))
Director appointment, DE WAELE Laurent Guillaume (director (not named in the articles))
Director discharge, INTERBLOCS HOLDING
The deed holds 9 more points.

Open the deed in the Belgian Official Gazette

2021

31-12

Financial Highest result from 2018 to 2025net €1.1m ▲171%

The operating result of €1.0m and the net result of €1.1m are both a record.

Show earlier events

11-06

NBB filing Annual accounts 2020 filedPDF

full format · 50 days before the deadline

2020

12-06

NBB filing Annual accounts 2019 filedPDF

full format · 49 days before the deadline

2019

31-12

Financial Equity above €5mequity €5.1m ▲6.4%

With a profit in every financial year since 2018, equity grows to €5.1m.

06-05

NBB filing Annual accounts 2018 filedPDF

full format · 86 days before the deadline

2018

09-07

NBB filing Annual accounts 2017 filedPDF

full format · 22 days before the deadline

2017

25-07

NBB filing Annual accounts 2016 filedPDF

full format · 6 days before the deadline

Show all 48 filings

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official Gazette Filings with the National Bank

History

On 8 September 1978, INTERBLOCS was incorporated.¹ EUROBLOC was merged into the company in 2023.² Total assets went from €9.0m in 2023 to €14.6m in 2025 and headcount from 22.3 to 28.7 full-time equivalents.³

Company details

Register details

Identity

KBO record

Name INTERBLOCS in French

Enterprise number 0418.689.909

LEI code 967600S9THIH92GAF515 live in the LEI register

Legal form Public limited company

Status Active, normal situation

Founded 08-09-1978

Entity type Legal entity

Duration

Unlimited

deed of 25-02-2022 (in French)

Registered office and establishments

Registered office Recogne,Rue de Tibêtême 129, 6800 Libramont-Chevigny, Belgium

Establishment unit Recogne,Rue de Tibêtême 129, 6800 Libramont-Chevigny since 08-09-1978 · unit number 2.015.305.355

Activities

NACEBEL 2025

VAT activities

23610 Manufacture of other non-metallic mineral products main activity

46832 Wholesale of timber

Social security (RSZ) activities

23610 Manufacture of other non-metallic mineral products main activity

Codes under NACEBEL 2008

VAT activities

23610 Manufacture of other non-metallic mineral products main activity

46732 Wholesale trade

Social security (RSZ) activities

23610 Manufacture of other non-metallic mineral products main activity

Codes under NACEBEL 2003

VAT activities

26610 main activity

51531

Social security (RSZ) activities

26610 main activity

Purpose

“L'industrie,l'importation,l'exportation,la représentation commerciale,l'entreposage,le commerce en gros ou au détail,la distribution,la…”

7 activities

L'industrie,l'importation,l'exportation,la représentation commerciale,l'entreposage,le commerce en gros ou au détail,la distribution,la réparation,la production,le financement,le courtage,la fabrication de tous biens généralement quelconques et notamment d'agglomérés de ciment,de produits préfabriqués en ciment et/ou en béton,de béton préparé,de tous matériaux et de matériel pour la construction et le génie civil.
Le négoce(import,export,achat,vente-en gros et/ou au détail)de toutes marchandises,matériaux,fourniture et outillage ayant trait de près ou de loin au secteur de la construction,de l'électricité,de la menuiserie,du chauffage et de la plomberie
Toutes activités se rapportant directement ou indirectement à:A conception,la création et l'entretien,soit directement soit en sous-traitance,de tous parcs,espaces verts extérieurs ou intérieurs,jardins privés ou publics,d'agrément ou autres;
L'entreprise de tous travaux de jardinage au sens le plus large du terme;
Tous travaux immobiliers ou mobiliers relatifs à l'environnement,à l'urbanisme,l'aménagement du territoire,la création ou l'entretien d'espaces paysagers,à l'épuration des eaux;
Toutes opérations se rapportant directement ou indirectement au transport par route,par chemin de fer et par voie d'eau,de toutes marchandises et produits en vrac,ou emballés,sur le plan national et international Elle en effectuera entre autres,l'énumération qui suit étant indicative et non limitative-la manutention,la mise en dépôt,le groupage et la répartition.
Toutes opérations se rapportant à la fonction d'intermédiaire commercial,ainsi que toutes prestations de service en général et tout acte tant matériel qu'intellectuel soit pour compte propre soit pour compte d'un tiers et contre revenu(commission ou revenu fixe)à l'exception de ceux qui sont limités par une législation spécifique ou par des règlements d'ordre déontologique,la société pouvant agir ainsi en qualité de simple commerçant ou d'intermédiaire

deed of 05-03-2024 (in French)

Invoicing and payment

VAT number BE 0418.689.909

E-invoicing via Peppol

Reachable via Peppol

Peppol ID 0208:0418689909

Other Peppol ID 9925:BE0418689909

Registered 19-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Financial year and general meeting

Accounts at the NBB

Financial year end 31-12

Annual meeting

Third Monday of June

deed of 25-02-2022 (in French)

Sites & property

Location

Cannot be placed on the map

This address was not found in the Belgian address register (BOSA BEST).

Recogne,Rue de Tibêtême 1296800 Libramont-Chevigny

Overview

Overview

Official details

Board and ownership

Financial position

Checked score

Signals

Financials

Financials · financial year 2025, full format

Staff

Investments

Historical observation

Board & ownership

Directors

Board 1

Day-to-day management 1

Owners and capital

Shareholders

Owners 1

Capital transactions

Mandate history

Articles of association

Network & group

Holdings and subsidiaries

Holdings 1

Acquisitions and mergers

Parent company per the LEI register

Connections & network

Timeline

Deeds, filings and financial milestones

History

Company details

Register details

Identity

Registered office and establishments

Activities

Invoicing and payment

Financial year and general meeting

Sites & property