INTERBELLUM
ActiveSummary
INTERBELLUM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €1k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 3674 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-37
Solvency74▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.02 in 2024; short-term debt: 29.6% and cash: 2.3% of total assets), and 50.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
38 d early
2023
30 d early
2022
39 d early
2021
34 d early
2020
12 d late
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€132k▲ 1.1%
2024 · €131k
2018: €29k
2019: €52k
2020: €86k
2021: €141k
2022: €126k
2023: €91k
2024: €131k
2018 → 2025
Total assets
€268k▼ 8.4%
2024 · €292k
2018: €181k
2019: €205k
2020: €312k
2021: €419k
2022: €455k
2023: €379k
2024: €292k
2018 → 2025
Net result
€1k▼ 96.4%
2024 · €40k
2018: €29k
2019: €23k
2020: €34k
2021: €55k
2022: €-15k
2023: €-35k
2024: €40k
2018 → 2025
Working capital
€17k▲ 601%
2024 · €2k
2018: €-52k
2019: €-58k
2020: €-26k
2021: €-125k
2022: €-112k
2023: €-137k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€141k-€126k▼ 10.6%€91k▼ 27.6%€131k▲ 43.3%€132k▲ 1.1%
Operating result€72k-€-8k€-25k▼ 209%€51k€9k▼ 82.1%
Net result€55k-€-15k€-35k▼ 133%€40k€1k▼ 96.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268k
Fixed assets
€171k ▼ 9.6%
Current assets
€96k ▼ 6.1%
Equity and liabilities €268k
Equity
€132k ▲ 1.1%
Debt
€135k ▼ 16.1%
Debt's share of the balance-sheet total falls from 55.2% to 50.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2024 · €73k
Cash flow
€24k▼
2024 · €62k
Current ratio
1.21▲
2024 · 1.02
Quick ratio
1.09▲
2024 · 0.96
Debt to equity
1.02▼
2024 · 1.23
ROE
1.1%▼
2024 · 30.7%
ROA
0.5%▼
2024 · 13.8%
Interest coverage
3.55▼
2024 · 6.82
Debt ≤ 1 year
€79k▼
2024 · €100k
Debt > 1 year
€56k▼
2024 · €61k
Income taxes
€0▼
2024 · €450
Staff costs
€31k▼
2024 · €123k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€292k€268k▼
Fixed assets21/28€190k€171k▼
Tangible fixed assets22/27€183k€165k▼
Plant, machinery and equipment23€26k€20k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€156k€144k▼
Financial fixed assets28€7k€7k=
Current assets29/58€102k€96k▼
Amounts receivable after more than one year29€77k€68k▼
Trade receivables290€77k€68k▼
Stocks and contracts in progress3€7k€10k▲
Stocks30/36€7k€10k▲
Amounts receivable within one year40/41€16k€13k▼
Trade receivables40€892€2k▲
Other amounts receivable41€15k€11k▼
Cash at bank and in hand54/58€2k€6k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€292k€268k▼
Equity10/15€131k€132k▲
Contributions10/11€19k€19k=
Reserves13€112k€114k▲
Non-distributable reserves130/1€106k€106k=
Reserves not available under the articles1311€106k€106k=
Distributable reserves133€6k€7k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€161k€135k▼
Amounts payable after more than one year17€61k€56k▼
Financial debts170/4€61k€56k▼
Amounts payable within one year42/48€100k€79k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Financial debts43€51k€46k▼
Credit institutions430/8€51k€46k▼
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€1k€978▼
Remuneration and social security454/9€8k€3k▼
Other amounts payable47/48€15k€6k▼
Accrued charges and deferred income492/3-€272
Income statement
Code20242025
Non-recurring operating income76A€107k€0▼
Remuneration, social security and pensions62€123k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€199k€66k▼
Operating profit (loss)9901€51k€9k▼
Financial income75/76B€3€1k▲
Recurring financial income75€3€1k▲
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€41k€1k▼
Income taxes67/77€450€0▼
Profit (loss) for the period9904€40k€1k▼
Profit (loss) for the period to be appropriated9905€40k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€1k▼
Profit (loss) brought forward from the previous period14P€-35k€0▲
Transfer to equity691/2€5k€1k▼
To other reserves6921€5k€1k▼
Social balance
Average headcount (FTE)90872.50.0▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €40k
Net result €40k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.02
Current ratio from 0.40 to 1.02; short-term debt falls from €227k to €100k.
31-12
Financial
Equity above €100kEq €131k ▲43.3%
Equity rises from €91k to €131k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €55k ▲63.7%
Operating result €72k, net result €55k, both a record.
31-12
Financial
Equity above €100kEq €141k ▲64.6%
4 profitable years in a row build equity to €141k.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
Show earlier events
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 291500 HalleGround area
59 m²
Building footprint
59 m²
Volume, LiDAR
620 m³
Parcel 23027G0450/00G000, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VELOURS-BAR
since 20202.309.532.683
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027G0450/00G000 | Flanders | 59 m² | 1 · 59 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteHalle2.309.532.683
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VI.DA.LA PADELLA
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2007
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.