INTERBEL
ActiveSummary
INTERBEL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €502k and a net result of €72k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 79% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+8
Solvency93▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 2.9 in 2024; short-term debt: 32.1% and cash: 14.8% of total assets), and 32.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
9.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
20 d late
2022
4 d late
2021
2 d early
2020
30 d late
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€502k▲ 16.8%
2024 · €430k
2019: €281k
2020: €252k▼ -10.6% vs 2019lowest in 7 years
2021: €300k▲ +19.1% vs 2020
2022: €370k▲ +23.5% vs 2021
2023: €405k▲ +9.4% vs 2022
2024: €430k▲ +6.1% vs 2023
2025: €502k▲ +16.8% vs 2024highest in 7 years
2019 → 2025
Total assets
€739k▲ 19.1%
2024 · €620k
2019: €1.13Mhighest in 7 years
2020: €1.06M▼ -6.0% vs 2019
2021: €858k▼ -19.2% vs 2020
2022: €757k▼ -11.9% vs 2021
2023: €782k▲ +3.4% vs 2022
2024: €620k▼ -20.7% vs 2023lowest in 7 years
2025: €739k▲ +19.1% vs 2024
2019 → 2025
Net result
€72k▲ 190%
2024 · €25k
2019: €-50klowest in 7 years
2020: €-30k▲ +40.7% vs 2019
2021: €48k▲ +261% vs 2020
2022: €70k▲ +46.6% vs 2021
2023: €35k▼ -50.8% vs 2022
2024: €25k▼ -28.2% vs 2023
2025: €72k▲ +190% vs 2024highest in 7 years
2019 → 2025
Working capital
€451k▲ 24.2%
2024 · €363k
2019: €44klowest in 7 years
2020: €51k▲ +17.4% vs 2019
2021: €266k▲ +419% vs 2020
2022: €581k▲ +118% vs 2021highest in 7 years
2023: €501k▼ -13.8% vs 2022
2024: €363k▼ -27.5% vs 2023
2025: €451k▲ +24.2% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€300k-€370k▲ 23.5%€405k▲ 9.4%€430k▲ 6.1%€502k▲ 16.8%
2021: €300klowest in 5 years
2022: €370k▲ +23.5% vs 2021
2023: €405k▲ +9.4% vs 2022
2024: €430k▲ +6.1% vs 2023
2025: €502k▲ +16.8% vs 2024highest in 5 years
Operating result€61k-€57k▼ 7.7%€32k▼ 43.1%€31k▼ 3.2%€103k▲ 228%
2021: €61k
2022: €57k▼ -7.7% vs 2021
2023: €32k▼ -43.1% vs 2022
2024: €31k▼ -3.2% vs 2023lowest in 5 years
2025: €103k▲ +228% vs 2024highest in 5 years
Net result€48k-€70k▲ 46.6%€35k▼ 50.8%€25k▼ 28.2%€72k▲ 190%
2021: €48k
2022: €70k▲ +46.6% vs 2021
2023: €35k▼ -50.8% vs 2022
2024: €25k▼ -28.2% vs 2023lowest in 5 years
2025: €72k▲ +190% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 228% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €739k
Fixed assets
€50k ▼ 24.1%
Current assets
€689k ▲ 24.3%
Equity and liabilities €739k
Equity
€502k ▲ 16.8%
Debt
€238k ▲ 24.4%
Debt's share of the balance-sheet total rises from 30.8% to 32.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€123k▲
2024 · €51k
Cash flow
€92k▲
2024 · €45k
Current ratio
2.90▼
2024 · 2.90
Quick ratio
1.89▲
2024 · 1.39
Debt to equity
0.47▲
2024 · 0.44
ROE
14.4%▲
2024 · 5.8%
ROA
9.7%▲
2024 · 4.0%
Interest coverage
13.62▲
2024 · 5.90
Debt ≤ 1 year
€238k▲
2024 · €191k
Income taxes
€28k▲
2024 · €3k
Staff costs
€46k▼
2024 · €162k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€620k€739k▲
Fixed assets21/28€66k€50k▼
Tangible fixed assets22/27€59k€43k▼
Plant, machinery and equipment23€55k€39k▼
Furniture and vehicles24€660€4k▲
Leasing and similar rights25€3k€111▼
Financial fixed assets28€8k€8k=
Current assets29/58€554k€689k▲
Amounts receivable after more than one year29€170k€209k▲
Other amounts receivable291€170k€209k▲
Stocks and contracts in progress3€288k€240k▼
Stocks30/36€288k€240k▼
Amounts receivable within one year40/41€89k€124k▲
Trade receivables40€70k€105k▲
Other amounts receivable41€19k€19k▼
Cash at bank and in hand54/58€7k€109k▲
Deferred charges and accrued income490/1€331€6k▲
Equity and liabilities
Total equity and liabilities10/49€620k€739k▲
Equity10/15€430k€502k▲
Contributions10/11€19k€19k=
Reserves13€411k€483k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€36k€36k=
Distributable reserves133€375k€447k▲
Amounts payable17/49€191k€238k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Other amounts payable178/9€0-
Amounts payable within one year42/48€191k€238k▲
Current portion of amounts payable after more than one year42€3k€0▼
Financial debts43€28k€0▼
Credit institutions430/8€28k€0▼
Trade debts44€114k€194k▲
Suppliers440/4€114k€194k▲
Taxes, remuneration and social security45€46k€43k▼
Taxes450/3€18k€41k▲
Remuneration and social security454/9€28k€2k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€162k€46k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€20k€4k▼
Gross operating margin9900€232k€173k▼
Operating profit (loss)9901€31k€103k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€27k€100k▲
Income taxes67/77€3k€28k▲
Profit (loss) for the period9904€25k€72k▲
Profit (loss) for the period to be appropriated9905€25k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€72k▲
Transfer to equity691/2€25k€72k▲
To other reserves6921€25k€72k▲
Social balance
Average headcount (FTE)90872.30.6▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €141k | €152k | €162k | €46k | ▼ 71.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €22k | €9k | €20k | €20k | ▲ 1.2% |
| Other operating charges640/8 | - | €12k | €8k | €20k | €4k | ▼ 80.2% |
| Non-recurring operating charges66A | - | €0 | - | - | - | - |
| Gross operating margin9900 | €385k | €231k | €202k | €232k | €173k | ▼ 25.5% |
| Operating profit (loss)9901 | €61k | €57k | €32k | €31k | €103k | ▲ 228% |
| Financial income75/76B | - | €25k | €10k | €5k | €6k | ▲ 27.5% |
| Recurring financial income75 | €91 | €25k | €10k | €5k | €6k | ▲ 27.5% |
| Financial charges65/66B | - | €11k | €8k | €9k | €9k | ▲ 4.1% |
| Recurring financial charges65 | €13k | €11k | €8k | €9k | €9k | ▲ 4.1% |
| Profit (loss) for the period before taxes9903 | €48k | €70k | €35k | €27k | €100k | ▲ 264% |
| Income taxes67/77 | €59 | €84 | €93 | €3k | €28k | ▲ 1,001% |
| Profit (loss) for the period9904 | €48k | €70k | €35k | €25k | €72k | ▲ 190% |
| Profit (loss) for the period to be appropriated9905 | €48k | €70k | €35k | €25k | €72k | ▲ 190% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €858k | €757k | €782k | €620k | €739k | ▲ 19.1% |
| Fixed assets21/28 | €43k | €15k | €85k | €66k | €50k | ▼ 24.1% |
| Tangible fixed assets22/27 | €28k | €8k | €77k | €59k | €43k | ▼ 27.2% |
| Plant, machinery and equipment23 | - | €4k | €71k | €55k | €39k | ▼ 29.9% |
| Furniture and vehicles24 | - | €4k | €1k | €660 | €4k | ▲ 489% |
| Leasing and similar rights25 | - | - | €6k | €3k | €111 | ▼ 96.0% |
| Financial fixed assets28 | €15k | €8k | €8k | €8k | €8k | = |
| Current assets29/58 | €816k | €741k | €698k | €554k | €689k | ▲ 24.3% |
| Amounts receivable after more than one year29 | - | €322k | €358k | €170k | €209k | ▲ 23.1% |
| Other amounts receivable291 | - | €322k | €358k | €170k | €209k | ▲ 23.1% |
| Stocks and contracts in progress3 | €383k | €207k | €201k | €288k | €240k | ▼ 16.6% |
| Stocks30/36 | - | €207k | €201k | €288k | €240k | ▼ 16.6% |
| Amounts receivable within one year40/41 | €344k | €150k | €99k | €89k | €124k | ▲ 39.8% |
| Trade receivables40 | - | €108k | €58k | €70k | €105k | ▲ 50.6% |
| Other amounts receivable41 | - | €42k | €41k | €19k | €19k | ▼ 0.1% |
| Cash at bank and in hand54/58 | €80k | €61k | €40k | €7k | €109k | ▲ 1,374% |
| Deferred charges and accrued income490/1 | - | €1k | €0 | €331 | €6k | ▲ 1,811% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €858k | €757k | €782k | €620k | €739k | ▲ 19.1% |
| Equity10/15 | €300k | €370k | €405k | €430k | €502k | ▲ 16.8% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €281k | €351k | €386k | €411k | €483k | ▲ 17.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Tax-exempt reserves132 | - | €36k | €36k | €36k | €36k | = |
| Distributable reserves133 | - | €313k | €348k | €375k | €447k | ▲ 19.2% |
| Profit (loss) carried forward14 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €559k | €387k | €378k | €191k | €238k | ▲ 24.4% |
| Amounts payable after more than one year17 | €10k | €227k | €181k | €0 | - | - |
| Financial debts170/4 | - | €85k | €79k | €0 | - | - |
| Other amounts payable178/9 | - | €141k | €103k | €0 | - | - |
| Amounts payable within one year42/48 | €549k | €160k | €197k | €191k | €238k | ▲ 24.4% |
| Current portion of amounts payable after more than one year42 | - | €19k | €12k | €3k | €0 | ▼ 100% |
| Financial debts43 | - | €0 | - | €28k | €0 | ▼ 100% |
| Credit institutions430/8 | - | €0 | - | €28k | €0 | ▼ 100% |
| Trade debts44 | €109k | €115k | €126k | €114k | €194k | ▲ 71.2% |
| Suppliers440/4 | - | €115k | €126k | €114k | €194k | ▲ 71.2% |
| Taxes, remuneration and social security45 | - | €21k | €49k | €46k | €43k | ▼ 6.7% |
| Taxes450/3 | - | €1k | €21k | €18k | €41k | ▲ 126% |
| Remuneration and social security454/9 | - | €20k | €28k | €28k | €2k | ▼ 92.1% |
| Other amounts payable47/48 | - | €4k | €10k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48k | €70k | €35k | €25k | €72k | ▲ 190% |
| + Depreciation and write-downs630 | €21k | €22k | €9k | €20k | €20k | ▲ 1.2% |
| Operating cash flow (approximation) | €69k | €92k | €44k | €45k | €92k | ▲ 106% |
| Investment in fixed assets (approximation) | - | €6k | €-79k | €-1k | €-4k | ▼ 180% |
| Change in cash | - | €-19k | €-22k | €-32k | €102k | ▲ 416% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €72k ▲190%
Operating result €103k, net result €72k, both a record.
31-03
Financial
Equity above €500kEq €502k ▲16.8%
5 profitable years in a row build equity to €502k.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
31-03
Financial
Liquidity triplescurrent ratio 4.63
Current ratio from 1.48 to 4.63; short-term debt falls from €549k to €160k.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Back to profitnet €48k
Net result €48k after 2 loss-making years.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2019
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 2 establishment units since 2019
Ground area
3.4 ha
Building footprint
9,352 m²
Volume, LiDAR
29,229 m³
3 parcels, Flanders · tallest building 18.4 m, ±1 floor. Linked by address, not a title deed.
6
companies at this address
See who is registered here
2 establishment units
Aarschotsesteenweg 94, 3012 Leuven
since 20192.316.955.955
Ridderstraat 12, 3360 Bierbeek
since 20252.381.697.220
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126D0143/00X002 | Flanders | 2.1 ha | 1 · 4,307 m² | 8.0 m |
| 12029A0626/00L000 | Flanders | 9,857 m² | 1 · 4,044 m² | 18.4 m · 1 fl. |
| 24053B0155/00B002 | Flanders | 3,190 m² | 1 · 1,000 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0436.104.278
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IDEAL CUISINE
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Of 2,607 companies in sector 47551 we hold annual accounts for 1,716. 1,219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-05-1996
Fiscal year end31-03
Activities, NACEBEL 2025
47551Retail sale of household furniture
47784Retail sale of souvenirs and religious articles
Scores and ratios are computed by Checked and are not a credit decision.