INTERACCOUNTS
ActiveSummary
INTERACCOUNTS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €238k and a net result of €33k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+1
Solvency70▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.18 in 2024; short-term debt: 40.7% and cash: 7.8% of total assets), and 54.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
6.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
58 d early
2023
58 d early
2022
53 d early
2021
54 d early
2020
45 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€238k▲ 15.9%
2024 · €206k
2018: €87klowest in 8 years
2019: €95k▲ +8.2% vs 2018
2020: €114k▲ +20.5% vs 2019
2021: €134k▲ +17.2% vs 2020
2022: €154k▲ +15.0% vs 2021
2023: €181k▲ +17.6% vs 2022
2024: €206k▲ +13.8% vs 2023
2025: €238k▲ +15.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€529k▲ 2.4%
2024 · €517k
2018: €484k
2019: €482k▼ -0.5% vs 2018lowest in 8 years
2020: €500k▲ +3.7% vs 2019
2021: €497k▼ -0.5% vs 2020
2022: €505k▲ +1.6% vs 2021
2023: €512k▲ +1.3% vs 2022
2024: €517k▲ +0.9% vs 2023
2025: €529k▲ +2.4% vs 2024highest in 8 years
2018 → 2025
Net result
€33k▲ 31.5%
2024 · €25k
2018: €8k
2019: €7k▼ -6.1% vs 2018lowest in 8 years
2020: €19k▲ +172% vs 2019
2021: €20k▲ +1.3% vs 2020
2022: €20k▲ +2.2% vs 2021
2023: €27k▲ +34.8% vs 2022
2024: €25k▼ -7.9% vs 2023
2025: €33k▲ +31.5% vs 2024highest in 8 years
2018 → 2025
Working capital
€-165k▼ 0.8%
2024 · €-164k
2018: €-174k
2019: €-183k▼ -4.9% vs 2018
2020: €-189k▼ -3.5% vs 2019lowest in 8 years
2021: €-185k▲ +2.0% vs 2020
2022: €-183k▲ +1.4% vs 2021
2023: €-174k▲ +4.7% vs 2022
2024: €-164k▲ +5.8% vs 2023highest in 8 years
2025: €-165k▼ -0.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€154k▲ 15.0%€181k▲ 17.6%€206k▲ 13.8%€238k▲ 15.9%
2021: €134klowest in 5 years
2022: €154k▲ +15.0% vs 2021
2023: €181k▲ +17.6% vs 2022
2024: €206k▲ +13.8% vs 2023
2025: €238k▲ +15.9% vs 2024highest in 5 years
Operating result€33k-€32k▼ 1.9%€43k▲ 33.8%€40k▼ 7.0%€48k▲ 20.6%
2021: €33k
2022: €32k▼ -1.9% vs 2021lowest in 5 years
2023: €43k▲ +33.8% vs 2022
2024: €40k▼ -7.0% vs 2023
2025: €48k▲ +20.6% vs 2024highest in 5 years
Net result€20k-€20k▲ 2.2%€27k▲ 34.8%€25k▼ 7.9%€33k▲ 31.5%
2021: €20klowest in 5 years
2022: €20k▲ +2.2% vs 2021
2023: €27k▲ +34.8% vs 2022
2024: €25k▼ -7.9% vs 2023
2025: €33k▲ +31.5% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €529k
Fixed assets
€479k ▼ 0.6%
Current assets
€50k ▲ 42.7%
Equity and liabilities €529k
Equity
€238k ▲ 15.9%
Debt
€290k ▼ 6.6%
Debt's share of the balance-sheet total falls from 60.2% to 54.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2024 · €44k
Cash flow
€37k▲
2024 · €29k
Current ratio
0.23▲
2024 · 0.18
Debt to equity
1.22▼
2024 · 1.51
ROE
13.7%▲
2024 · 12.1%
ROA
6.2%▲
2024 · 4.8%
Interest coverage
12.75▲
2024 · 7.75
Debt ≤ 1 year
€215k▲
2024 · €199k
Debt > 1 year
€75k▼
2024 · €112k
Income taxes
€11k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€517k€529k▲
Fixed assets21/28€482k€479k▼
Tangible fixed assets22/27€482k€479k▼
Land and buildings22€464k€464k=
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€16k€14k▼
Current assets29/58€35k€50k▲
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€5k€8k▲
Other amounts receivable41-€4
Cash at bank and in hand54/58€29k€41k▲
Deferred charges and accrued income490/1€648€479▼
Equity and liabilities
Total equity and liabilities10/49€517k€529k▲
Equity10/15€206k€238k▲
Contributions10/11€19k€19k=
Reserves13€169k€194k▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€150k€175k▲
Profit (loss) carried forward14€18k€26k▲
Amounts payable17/49€311k€290k▼
Amounts payable after more than one year17€112k€75k▼
Financial debts170/4€112k€75k▼
Amounts payable within one year42/48€199k€215k▲
Current portion of amounts payable after more than one year42€18k€11k▼
Financial debts43€700-
Credit institutions430/8€700-
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€9k€10k▲
Remuneration and social security454/9-€6k
Other amounts payable47/48€166k€184k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€48k€57k▲
Operating profit (loss)9901€40k€48k▲
Financial income75/76B€26€114▲
Recurring financial income75€26€114▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€34k€44k▲
Income taxes67/77€9k€11k▲
Profit (loss) for the period9904€25k€33k▲
Profit (loss) for the period to be appropriated9905€25k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€51k▲
Profit (loss) brought forward from the previous period14P€18k€18k▼
Transfer to equity691/2€25k€25k=
To other reserves6921€25k€25k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €6k | €4k | €5k | ▲ 3.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €364 | - | - | - |
| Other operating charges640/8 | €3k | €4k | €4k | €4k | €5k | ▲ 7.6% |
| Gross operating margin9900 | €41k | €39k | €54k | €48k | €57k | ▲ 17.9% |
| Operating profit (loss)9901 | €33k | €32k | €43k | €40k | €48k | ▲ 20.6% |
| Financial income75/76B | - | - | €102 | €26 | €114 | ▲ 342% |
| Recurring financial income75 | - | - | €102 | €26 | €114 | ▲ 342% |
| Financial charges65/66B | €6k | €6k | €6k | €6k | €4k | ▼ 27.7% |
| Recurring financial charges65 | €6k | €6k | €6k | €6k | €4k | ▼ 27.7% |
| Profit (loss) for the period before taxes9903 | €27k | €26k | €37k | €34k | €44k | ▲ 28.9% |
| Income taxes67/77 | €7k | €6k | €10k | €9k | €11k | ▲ 21.9% |
| Profit (loss) for the period9904 | €20k | €20k | €27k | €25k | €33k | ▲ 31.5% |
| Transfer from tax-exempt reserves789 | €2k | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €22k | €20k | €27k | €25k | €33k | ▲ 31.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €497k | €505k | €512k | €517k | €529k | ▲ 2.4% |
| Fixed assets21/28 | €483k | €484k | €485k | €482k | €479k | ▼ 0.6% |
| Tangible fixed assets22/27 | €483k | €484k | €485k | €482k | €479k | ▼ 0.6% |
| Land and buildings22 | €464k | €464k | €464k | €464k | €464k | = |
| Plant, machinery and equipment23 | €3k | €2k | €3k | €2k | €2k | ▼ 33.5% |
| Furniture and vehicles24 | €17k | €18k | €18k | €16k | €14k | ▼ 12.7% |
| Current assets29/58 | €14k | €21k | €27k | €35k | €50k | ▲ 42.7% |
| Amounts receivable within one year40/41 | €2k | €8k | €7k | €5k | €8k | ▲ 68.8% |
| Trade receivables40 | €2k | €8k | €7k | €5k | €8k | ▲ 68.8% |
| Other amounts receivable41 | €60 | - | - | - | €4 | - |
| Cash at bank and in hand54/58 | €12k | €12k | €20k | €29k | €41k | ▲ 39.7% |
| Deferred charges and accrued income490/1 | €40 | €425 | €48 | €648 | €479 | ▼ 26.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €497k | €505k | €512k | €517k | €529k | ▲ 2.4% |
| Equity10/15 | €134k | €154k | €181k | €206k | €238k | ▲ 15.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €96k | €111k | €144k | €169k | €194k | ▲ 14.8% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | €19k | €19k | €19k | €19k | €19k | = |
| Distributable reserves133 | €75k | €90k | €125k | €150k | €175k | ▲ 16.7% |
| Profit (loss) carried forward14 | €19k | €24k | €18k | €18k | €26k | ▲ 43.1% |
| Amounts payable17/49 | €363k | €351k | €331k | €311k | €290k | ▼ 6.6% |
| Amounts payable after more than one year17 | €164k | €148k | €130k | €112k | €75k | ▼ 32.9% |
| Financial debts170/4 | €164k | €148k | €130k | €112k | €75k | ▼ 32.9% |
| Amounts payable within one year42/48 | €199k | €204k | €201k | €199k | €215k | ▲ 8.2% |
| Current portion of amounts payable after more than one year42 | €17k | €17k | €17k | €18k | €11k | ▼ 38.8% |
| Financial debts43 | - | - | - | €700 | - | - |
| Credit institutions430/8 | - | - | - | €700 | - | - |
| Trade debts44 | €2k | €7k | €2k | €4k | €3k | ▼ 25.9% |
| Suppliers440/4 | €2k | €7k | €2k | €4k | €3k | ▼ 25.9% |
| Taxes, remuneration and social security45 | €10k | €10k | €11k | €9k | €17k | ▲ 77.9% |
| Taxes450/3 | €8k | €9k | €9k | €9k | €10k | ▲ 8.5% |
| Remuneration and social security454/9 | €2k | €2k | €2k | - | €6k | - |
| Other amounts payable47/48 | €170k | €170k | €170k | €166k | €184k | ▲ 10.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €20k | €27k | €25k | €33k | ▲ 31.5% |
| + Depreciation and write-downs630 | €3k | €3k | €6k | €4k | €5k | ▲ 3.4% |
| Operating cash flow (approximation) | €23k | €23k | €33k | €29k | €37k | ▲ 27.2% |
| Investment in fixed assets (approximation) | - | €-4k | €-7k | €-1k | €-2k | ▼ 56.6% |
| Change in cash | - | €386 | €8k | €9k | €12k | ▲ 28.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €33k ▲31.5%
Operating result €48k, net result €33k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €206k ▲13.8%
7 profitable years in a row build equity to €206k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €154k ▲15%
5 profitable years in a row build equity to €154k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €114k ▲20.5%
3 profitable years in a row build equity to €114k.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €7k ▼6.1%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
Show earlier events
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 2 establishment units since 1997
Ground area
1,655 m²
Building footprint
1,315 m²
Volume, LiDAR
19,362 m³
2 parcels, Flanders · tallest building 31.8 m, ±6 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
2 establishment units
Gentse steenweg 8c, 9300 Aalst
since 19972.082.183.885
Elizabetlaan 127, 8300 Knokke-Heist
since 20212.320.144.879
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0618/00A000 | Flanders | 1,067 m² | 1 · 978 m² | 31.8 m · 6 fl. |
| 41302C1142/00D000 | Flanders | 588 m² | 1 · 337 m² | 17.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 81 EUR awarded · 81 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 81 EUR | 81 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,237 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-06-1997
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
Website
veronique@interaccounts.be
Phone
050621005Knokke-Heist
Scores and ratios are computed by Checked and are not a credit decision.