INTER VIVOS CONSULTING
ActiveSummary
INTER VIVOS CONSULTING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €37,755 and a net result of €36,519. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2022
Profitability100=
Solvency72▲+43
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.74 against 0.62 in 2022; short-term debt: 53.1% and cash: 60.2% of total assets), but 53.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.9%
Return on assets
45.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
56 d late
2022
16 d late
2019
31 d late
2018
6 d early
2017
124 d late
2016
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€37,755▲ 2,480%
2022 · €1,464
Total assets
€80,585▲ 145%
2022 · €32,941
Net result
€36,519▲ 114%
2022 · €17,056
Working capital
€31,769
2022 · -€11,844
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018201920222024
Operating result-€2,974-€26,917€25,443-€53,326-
Net result-€3,924-€25,021€17,056within the sector's middle half-€36,519within the sector's middle half-
Equity€1,288-€1,309▲ 1.7%€1,464below the sector's middle half-€37,755within the sector's middle half-
Total assets€36,797-€36,020▼ 2.1%€32,941below the sector's middle half-€80,585within the sector's middle half-
Debt€35,509-€34,711▼ 2.2%€31,477-€42,829-
Working capital-€13,539--€13,618▼ 0.6%-€11,844below the sector's middle half-€31,769within the sector's middle half-
Solvency3.5%-3.6%▲ 0.1pp4.4%below the sector's middle half-46.9%within the sector's middle half-
Current ratio0.58-0.61▲ 0.030.62below the sector's middle half-1.74within the sector's middle half-
Return on assets (ROA)-10.7%-69.5%▲ 80.1pp51.8%above the sector's middle half-45.3%above the sector's middle half-
Staff (FTE)1-1=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €53,326 in 2024, compared with €25,443 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €80,585
Fixed assets
€5,986 ▼ 55.0%
Current assets
€74,598 ▲ 280%
Equity and liabilities €80,585
Equity
€37,755 ▲ 2,480%
Debt
€42,829 ▲ 36.1%
Debt's share of the balance-sheet total falls from 95.6% to 53.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53,767▲
2022 · €27,312
Cash flow
€36,959▲
2022 · €18,925
Debt to equity
1.13▼
2022 · 21.51
ROE
96.7%
Interest coverage
56.97▼
2022 · 58.88
Debt ≤ 1 year
€42,829▲
2022 · €31,477
Income taxes
€16,438▲
2022 · €8,639
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2018 | 2019 | 2022 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,351 | €6,773 | €1,869 | €441 | - |
| Other operating charges640/8 | - | - | €711 | €1,324 | - |
| Gross operating margin9900 | €30,290 | €38,154 | €28,022 | €55,091 | - |
| Operating profit (loss)9901 | -€2,974 | €26,917 | €25,443 | €53,326 | - |
| Financial income75/76B | - | - | €716 | €575 | - |
| Recurring financial income75 | - | €598 | €716 | €575 | - |
| Financial charges65/66B | - | - | €464 | €944 | - |
| Recurring financial charges65 | €827 | €304 | €464 | €944 | - |
| Profit (loss) for the period before taxes9903 | -€3,800 | €27,211 | €25,695 | €52,957 | - |
| Income taxes67/77 | €124 | €2,189 | €8,639 | €16,438 | - |
| Profit (loss) for the period9904 | -€3,924 | €25,021 | €17,056 | €36,519 | - |
| Profit (loss) for the period to be appropriated9905 | -€3,924 | €25,021 | €17,056 | €36,519 | - |
| Line | 2018 | 2019 | 2022 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €36,797 | €36,020 | €32,941 | €80,585 | - |
| Fixed assets21/28 | €18,382 | €14,927 | €13,307 | €5,986 | - |
| Tangible fixed assets22/27 | €12,702 | €9,247 | €7,627 | €306 | - |
| Plant, machinery and equipment23 | - | - | €2,102 | €306 | - |
| Furniture and vehicles24 | - | - | €5,525 | - | - |
| Financial fixed assets28 | €5,680 | €5,680 | €5,680 | €5,680 | - |
| Current assets29/58 | €18,415 | €21,092 | €19,634 | €74,598 | - |
| Amounts receivable within one year40/41 | €4,752 | €5,493 | €7,539 | €26,080 | - |
| Trade receivables40 | - | - | - | €11,470 | - |
| Other amounts receivable41 | - | - | €7,539 | €14,610 | - |
| Cash at bank and in hand54/58 | €13,209 | €15,206 | €12,095 | €48,519 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €36,797 | €36,020 | €32,941 | €80,585 | - |
| Equity10/15 | €1,288 | €1,309 | €1,464 | €37,755 | - |
| Contributions10/11 | €500 | €500 | €500 | €500 | - |
| Reserves13 | €50 | €50 | €50 | €50 | - |
| Non-distributable reserves130/1 | - | - | €50 | €50 | - |
| Reserves not available under the articles1311 | - | - | €50 | €50 | - |
| Profit (loss) carried forward14 | €738 | €759 | €914 | €37,205 | - |
| Amounts payable17/49 | €35,509 | €34,711 | €31,477 | €42,829 | - |
| Amounts payable after more than one year17 | €3,555 | - | - | - | - |
| Amounts payable within one year42/48 | €31,955 | €34,711 | €31,477 | €42,829 | - |
| Trade debts44 | €4,178 | €4,559 | €3,548 | €9,124 | - |
| Suppliers440/4 | - | - | €3,548 | €9,124 | - |
| Taxes, remuneration and social security45 | - | - | €10,929 | €8,205 | - |
| Taxes450/3 | - | - | €10,929 | €8,205 | - |
| Other amounts payable47/48 | - | - | €17,000 | €25,500 | - |
| Line | 2018 | 2019 | 2022 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,924 | €25,021 | €17,056 | €36,519 | - |
| + Depreciation and write-downs630 | €6,351 | €6,773 | €1,869 | €441 | - |
| Operating cash flow (approximation) | €2,427 | €31,794 | €18,925 | €36,959 | - |
| Investment in fixed assets (approximation) | - | -€3,318 | - | - | - |
| Change in cash | - | €1,997 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Highest result since 2018net €36,519 ▲114%
Operating result €53,326, net result €36,519, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.74
Current ratio from 0.62 to 1.74.
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €25,021
Net result €25,021 after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 124 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 19 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
14-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2009
Ground area
322 m²
Building footprint
68 m²
Volume, LiDAR
584 m³
Parcel 21616G0387/00A003, Brussels · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INTER VIVOS CONSULTING
since 20092.176.302.193
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616G0387/00A003 | Brussels | 322 m² | 1 · 68 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 36,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formGeneral partnership
Founded26-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809832115
Also
9925:BE0809832115
Registered
27-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.