INTER TRAVAUX GROUP
ActiveThe computed 12-month bankruptcy probability of INTER TRAVAUX GROUP is 3.5% (moderate). The 2025 annual accounts show equity of €107k and a net result of €23k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 27407 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+7
Solvency97=
Growth35=
Stability100
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.25 in 2024), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
11.7%
Age of the figures
17 mo
neutral · Filed after the deadline
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 01-12-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
1 d late
2024
on the day
2023
1 d early
2022
1 d late
2021
9 d late
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close15-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€276k▲ 61.5%
2024 · €171k
2020: €965k
2021: €268k
2022: €132k
2023: €122k
2024: €171k
2020 → 2025
EBIT margin
11.4%▼ 1.3pp
2024 · 12.8%
2020: 3.4%
2021: 17.1%
2022: 27.3%
2023: 28.3%
2024: 12.8%
2020 → 2025
Net result
€23k▲ 59.8%
2024 · €14k
2020: €24k
2021: €39k
2022: €26k
2023: €22k
2024: €14k
2020 → 2025
Working capital
€107k▲ 27.2%
2024 · €84k
2020: €25k
2021: €37k
2022: €55k
2023: €69k
2024: €84k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€268k-€132k▼ 50.6%€122k▼ 7.5%€171k▲ 39.9%€276k▲ 61.5%
Equity€44k-€55k▲ 26.0%€69k▲ 25.5%€84k▲ 20.5%€107k▲ 27.2%
Operating result€46k-€36k▼ 21.2%€35k▼ 4.1%€22k▼ 36.7%€32k▲ 44.5%
Net result€39k-€26k▼ 31.7%€22k▼ 16.3%€14k▼ 35.5%€23k▲ 59.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €194k
Equity
€107k▲ 27.2%
Debt
€88k▲ 30.9%
The debt ratio rises from 44.4% to 45.1%: debt grows faster than equity.
Key figures and ratios
Solvency
54.9%▼
2024 · 55.6%
Current ratio
2.22▼
2024 · 2.25
Quick ratio
2.22▼
2024 · 2.25
Debt / equity
0.82▲
2024 · 0.80
ROE
21.4%▲
2024 · 17.0%
ROA
11.7%▲
2024 · 9.5%
Debt
€88k▲
2024 · €67k
Debt ≤ 1 year
€88k▲
2024 · €67k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€151k€194k▲
Current assets29/58€151k€194k▲
Amounts receivable within one year40/41€131k€161k▲
Trade receivables40€37k€69k▲
Other amounts receivable41€94k€91k▼
Cash at bank and in hand54/58€20k€34k▲
Equity and liabilities
Total equity and liabilities10/49€151k€194k▲
Equity10/15€84k€107k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€78k€100k▲
Amounts payable17/49€67k€88k▲
Amounts payable within one year42/48€67k€88k▲
Financial debts43€2k€4k▲
Credit institutions430/8€2k€4k▲
Trade debts44€27k€63k▲
Suppliers440/4€3k€11k▲
Bills of exchange payable441€24k€52k▲
Taxes, remuneration and social security45€38k€21k▼
Taxes450/3€4k€10k▲
Remuneration and social security454/9€34k€10k▼
Income statement
Code20242025
Turnover70€171k€276k▲
Goods, raw materials, services and sundry goods60/61€149k€239k▲
Other operating charges640/8€670€6k▲
Gross operating margin9900€23k€37k▲
Operating profit (loss)9901€22k€32k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€19k€29k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€14k€23k▲
Profit (loss) for the period to be appropriated9905€14k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€100k▲
Profit (loss) brought forward from the previous period14P€63k€78k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
30-04
Financial
Equity above €100kEq €107k ▲27.2%
6 profitable years in a row build equity to €107k.
2024
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-04
Financial
Weakest financial yearnet €14k ▼35.5%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
30-04
Financial
Highest result since 2020net €39k ▲60.8%
Operating result €46k, net result €39k, both a record.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adolphe Prinsstraat 611070 AnderlechtGround area
218 m²
Building footprint
184 m²
Volume, LiDAR
1,685 m³
Parcel 21001A0406/00B002, Brussels · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Inter Travaux Group
since 20182.281.166.618
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0406/00B002 | Brussels | 218 m² | 1 · 184 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0686.823.445
Lievegem · Eq €107k
ALGEMENE ONDERNEMINGEN WYKMANS
BE 0442.736.605
Rumst · Eq €107k
TUINEN VERT
BE 0749.621.542
Aalst · Eq €107k
TARGOBEL
BE 0766.799.648
Liedekerke · Eq €107k
Of 15,435 companies in sector 43990 we hold annual accounts for 7,353. 6,168 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2018
Fiscal year end30-04
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43350Other building finishing work
43995Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.