INTER-TRACK
ActiveSummary
INTER-TRACK has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,367 and a net result of €14,452. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 2357 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-20
Solvency94▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 2.45 against 4.08 in 2024; short-term debt: 25% and cash: 18% of total assets), and 31.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
13 d late
2023
13 d early
2022
23 d late
2021
18 d early
2020
24 d late
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€167,367▲ 9.5%
2024 · €152,916
Total assets
€243,861▲ 27.0%
2024 · €191,961
Net result
€14,452▼ 65.5%
2024 · €41,914
Working capital
€88,242▼ 2.6%
2024 · €90,640
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20,130▼ 70.3%€16,270▼ 19.2%€34,957▲ 115%€57,207▲ 63.6%€22,180▼ 61.2%
Net result€14,473within the sector's middle half▼ 74.3%€14,887within the sector's middle half▲ 2.9%€27,361above the sector's middle half▲ 83.8%€41,914above the sector's middle half▲ 53.2%€14,452within the sector's middle half▼ 65.5%
Equity€72,454within the sector's middle half▲ 25.0%€87,341within the sector's middle half▲ 20.5%€114,702above the sector's middle half▲ 31.3%€152,916above the sector's middle half▲ 33.3%€167,367above the sector's middle half▲ 9.5%
Total assets€190,226within the sector's middle half▼ 14.8%€192,227within the sector's middle half▲ 1.1%€255,637within the sector's middle half▲ 33.0%€191,961within the sector's middle half▼ 24.9%€243,861within the sector's middle half▲ 27.0%
Debt€117,773▼ 28.8%€104,886▼ 10.9%€140,935▲ 34.4%€39,045▼ 72.3%€76,493▲ 95.9%
Working capital€101,863above the sector's middle half▲ 1,080%€120,632above the sector's middle half▲ 18.4%€184,374above the sector's middle half▲ 52.8%€90,640above the sector's middle half▼ 50.8%€88,242above the sector's middle half▼ 2.6%
Solvency38.1%within the sector's middle half▲ 12.1pp45.4%within the sector's middle half▲ 7.3pp44.9%within the sector's middle half▼ 0.6pp79.7%above the sector's middle half▲ 34.8pp68.6%above the sector's middle half▼ 11.0pp
Current ratio6.12above the sector's middle half▲ 5.055.82above the sector's middle half▼ 0.305.08above the sector's middle half▼ 0.744.08above the sector's middle half▼ 1.002.45above the sector's middle half▼ 1.63
Return on assets (ROA)7.6%within the sector's middle half▼ 17.6pp7.7%within the sector's middle half▲ 0.1pp10.7%within the sector's middle half▲ 3.0pp21.8%above the sector's middle half▲ 11.1pp5.9%within the sector's middle half▼ 15.9pp
above
within
below
the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243,861
Fixed assets
€94,610 ▲ 31.6%
Current assets
€149,250 ▲ 24.3%
Equity and liabilities €243,861
Equity
€167,367 ▲ 9.5%
Debt
€76,493 ▲ 95.9%
Debt's share of the balance-sheet total rises from 20.3% to 31.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52,468▼
2024 · €92,175
Cash flow
€44,740▼
2024 · €76,882
Debt to equity
0.46▲
2024 · 0.26
ROE
8.6%▼
2024 · 27.4%
Interest coverage
25.54▼
2024 · 71.52
Debt ≤ 1 year
€61,008▲
2024 · €29,439
Debt > 1 year
€15,341▲
2024 · €9,477
Income taxes
€6,239▼
2024 · €14,507
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €14,793 | - | - | €46,342 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27,763 | €24,883 | €23,195 | €34,968 | €30,288 | ▼ 13.4% |
| Other operating charges640/8 | €911 | €625 | €769 | €2,281 | €2,242 | ▼ 1.7% |
| Non-recurring operating charges66A | - | - | - | €120 | €0 | ▼ 100% |
| Gross operating margin9900 | €48,804 | €41,779 | €58,921 | €94,576 | €54,709 | ▼ 42.2% |
| Operating profit (loss)9901 | €20,130 | €16,270 | €34,957 | €57,207 | €22,180 | ▼ 61.2% |
| Financial income75/76B | €853 | €4,857 | €1,708 | €503 | €565 | ▲ 12.3% |
| Recurring financial income75 | €853 | €4,857 | €1,708 | €503 | €565 | ▲ 12.3% |
| Financial charges65/66B | €1,645 | €738 | €2,176 | €1,289 | €2,054 | ▲ 59.4% |
| Recurring financial charges65 | €1,090 | €738 | €2,176 | €1,289 | €2,054 | ▲ 59.4% |
| Non-recurring financial charges66B | €555 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €19,338 | €20,390 | €34,489 | €56,421 | €20,690 | ▼ 63.3% |
| Income taxes67/77 | €4,866 | €5,503 | €7,128 | €14,507 | €6,239 | ▼ 57.0% |
| Profit (loss) for the period9904 | €14,473 | €14,887 | €27,361 | €41,914 | €14,452 | ▼ 65.5% |
| Profit (loss) for the period to be appropriated9905 | €14,473 | €14,887 | €27,361 | €41,914 | €14,452 | ▼ 65.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €190,226 | €192,227 | €255,637 | €191,961 | €243,861 | ▲ 27.0% |
| Fixed assets21/28 | €68,482 | €46,592 | €26,074 | €71,881 | €94,610 | ▲ 31.6% |
| Intangible fixed assets21 | €6,040 | €3,709 | €1,378 | €7 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €60,447 | €40,887 | €22,700 | €69,879 | €92,615 | ▲ 32.5% |
| Plant, machinery and equipment23 | €3,563 | €2,374 | €2,056 | €50,271 | €42,962 | ▼ 14.5% |
| Furniture and vehicles24 | €56,884 | €38,514 | €20,644 | €19,608 | €49,653 | ▲ 153% |
| Financial fixed assets28 | €1,995 | €1,995 | €1,995 | €1,995 | €1,995 | = |
| Current assets29/58 | €121,744 | €145,635 | €229,563 | €120,079 | €149,250 | ▲ 24.3% |
| Amounts receivable within one year40/41 | €14,873 | €97,245 | €85,457 | €87,750 | €85,447 | ▼ 2.6% |
| Trade receivables40 | €9,574 | €14,646 | €21,168 | €64,618 | €55,362 | ▼ 14.3% |
| Other amounts receivable41 | €5,299 | €82,598 | €64,289 | €23,132 | €30,085 | ▲ 30.1% |
| Current investments50/53 | €52,200 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €48,467 | €47,058 | €128,392 | €30,888 | €43,899 | ▲ 42.1% |
| Deferred charges and accrued income490/1 | €6,204 | €1,332 | €15,715 | €1,441 | €19,904 | ▲ 1,281% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €190,226 | €192,227 | €255,637 | €191,961 | €243,861 | ▲ 27.0% |
| Equity10/15 | €72,454 | €87,341 | €114,702 | €152,916 | €167,367 | ▲ 9.5% |
| Contributions10/11 | €35,000 | €35,000 | €35,000 | €35,000 | €35,000 | = |
| Reserves13 | €37,454 | €52,341 | €79,702 | €117,916 | €132,367 | ▲ 12.3% |
| Distributable reserves133 | €37,454 | €52,341 | €79,702 | €117,916 | €132,367 | ▲ 12.3% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €117,773 | €104,886 | €140,935 | €39,045 | €76,493 | ▲ 95.9% |
| Amounts payable after more than one year17 | €29,661 | €16,609 | €3,349 | €9,477 | €15,341 | ▲ 61.9% |
| Financial debts170/4 | €29,661 | €16,609 | €3,349 | €9,477 | €15,341 | ▲ 61.9% |
| Amounts payable within one year42/48 | €19,881 | €25,003 | €45,189 | €29,439 | €61,008 | ▲ 107% |
| Current portion of amounts payable after more than one year42 | €12,845 | €13,051 | €13,261 | €10,608 | €16,647 | ▲ 56.9% |
| Trade debts44 | €2,863 | €11,951 | €25,685 | €410 | €16,229 | ▲ 3,857% |
| Suppliers440/4 | €2,863 | €11,951 | €25,685 | €410 | €16,229 | ▲ 3,857% |
| Taxes, remuneration and social security45 | €3,165 | - | €4,588 | €14,403 | €21,569 | ▲ 49.8% |
| Taxes450/3 | €3,165 | - | €4,588 | €14,403 | €21,569 | ▲ 49.8% |
| Other amounts payable47/48 | €1,007 | - | €1,656 | €4,018 | €6,564 | ▲ 63.3% |
| Accrued charges and deferred income492/3 | €68,231 | €63,274 | €92,397 | €129 | €144 | ▲ 12.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,473 | €14,887 | €27,361 | €41,914 | €14,452 | ▼ 65.5% |
| + Depreciation and write-downs630 | €27,763 | €24,883 | €23,195 | €34,968 | €30,288 | ▼ 13.4% |
| Operating cash flow (approximation) | €42,236 | €39,770 | €50,556 | €76,882 | €44,740 | ▼ 41.8% |
| Investment in fixed assets (approximation) | - | -€2,993 | -€2,677 | -€80,776 | -€53,017 | ▲ 34.4% |
| Change in cash | - | -€1,409 | €81,333 | -€97,503 | €13,011 | ▲ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Weakest financial yearnet €14,452 ▼65.5%
Net result drops to €14,452, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Equity above €150,000Eq €152,916 ▲33.3%
7 profitable years in a row build equity to €152,916.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100,000Eq €114,702 ▲31.3%
6 profitable years in a row build equity to €114,702.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 6current ratio 6.12
Current ratio from 1.07 to 6.12; short-term debt falls from €121,776 to €19,881.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €56,237 ▲48.9%
Operating result €67,837, net result €56,237, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
Show earlier events
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2015
Ground area
784 m²
Building footprint
132 m²
Volume, LiDAR
559 m³
Parcel 44472B1881/00N000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Inter-track
since 20152.246.049.054
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44472B1881/00N000 | Flanders | 784 m² | 1 · 132 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,411 companies in sector 93129 we hold annual accounts for 173. 109 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-08-2015
Fiscal year end31-12
Activities, NACEBEL 2025
93129Activities of other sports clubs
93199Other sports activities
Contact
E-mail
bert.hendrickx@inter-track.beLochristi
E-invoicing
Reachable via Peppol
Peppol ID
0208:0635840938
Also
9925:BE0635840938
Registered
10-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.