Equity
€4.3m ▲ 24.6%
INTER SHIPPING has made a profit without a break since 2018.
INTER SHIPPING
Lifetime
19 annual accounts with figures on one time axis, 34 filings since 1991peak €27.5m (2023)
€25.0m▼ 6.8%
lowest -€3.8m (2007)
€847,496▲ 106%
peak €4.3m (2025)
€4.3m▲ 24.6%
€20.7m▲ 7.5%
peak 55.2 FTE (2023)
45.8 FTE▼ 7.3%
Board12 names since 2020
5 directorsNAESSENS Sem and 4 others
Owners4 names in the annual accounts
100%WILLY NAESSENS CONCRETE and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025financial year
Result from €412,295 to €847,496New director 18-08Reappointment: A&C-Bedrijfsrevisor BV (statutory auditor) 08-01Equity from €3.4m to €4.3mCash from €1.6m to €934,692
Key points
from the 2025 annual accountsResult
€847,496 ▲ 106%
The result rose in 2025 from €412,295 to €847,496.
Debts
€20.7m 83% of the balance sheet
Financial debts 25%Suppliers 30%Taxes and wages 2%Other 43%
€6.4m of the debts are secured on the company's own assets. In 2021 that was €5.2m.
Investments
€650,779 0.4 × depreciation
Green is investment, beige is depreciation.
Payment terms
103 days to suppliers
INTER SHIPPING pays its suppliers 8 days earlier than in 2024. Customers pay 30 days later.
Position in the sector
17.2%
Lower solvency than 85% of companies in non-metallic mineral products. Sector median 46.3% · 366 companies.
Checked score
86
Excellent
Financially stronger than 43% of small companies in non-metallic mineral products (NACE 23)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 233 companies (NACE 23, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.2 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026lowest value
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €4.3m (17.2% of total assets)
Size: turnover €25.0m, 45.8 FTE, total assets €25.0m
Liquidity: current ratio 2.18, cash €934,692
lowers risk
Sector: Manufacture of other non-metallic mineral products (NACE 23)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, small). It does better than 17% of them on solvency, 41% on liquidity, 55% on profitability and 61% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as INTER SHIPPING has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of INTER SHIPPING itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for INTER SHIPPING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €360,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.18 (1.68 in 2024), above the usual 1.5. Short-term debt is 31% and cash 3.7% of total assets. However, 82.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 366 sector peers (2025).
NBB · sector comparisonPosition among 366 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 days early
2024
27 days early
2023
7 days early
2022
20 days early
2021
20 days early
2020
76 days late
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 23), the median for financial year 2024 was 10 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
and 1 other
- CONCRETON 100%score 92equity €10.0m (2025) · 2022 annual accounts of CONCRETON
- WILLY NAESSENS CONCRETE 100%equity €82.4m (2025) · 2025 annual accounts of WILLY NAESSENS CONCRETE
Recent changes
1 director appointed, 1 reappointment
Reappointment: BV INGELBEEN (director) · Permanent representative: Dennis Ingelbeen · Appointment: Olivier Van Rossen (day-to-day manager) · General meeting of 30-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0443562588
New director
BV INGELBEEN appointed, NV KOUTERMOLEN resigned · Permanent representative: Dennis Ingelbeen · Director discharge: NV KOUTERMOLEN · General meeting of 18-06-2025 · Gazette deed
Reappointment: A&C-Bedrijfsrevisor BV (statutory auditor)
General meeting of 10-07-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTER SHIPPING Bornem | €25.0m | 5.0% | 17.2% | 45.8 |
| E.B.R. (EBEMA BETON RIJKEVORSEL) Rijkevorsel | €20.6m | 3.0% | 49.1% | 58.7 |
| BETONFABRIEK DE BONTE EN VAN HECKE Waasmunster | €25.1m | 5.3% | 30.2% | 60.3 |
| WINDMOLDERS BETON Herk-de-Stad | €19.0m | 14.9% | 91.5% | 48 |
| COBEFA Comines-Warneton | €34.1m | 5.0% | 37.9% | 39.5 |
| ALKERN VOR BETON Roeselare | €24.3m | 10.2% | 80.3% | 72 |
| PREFER PREFAB Flémalle | €28.9m | 8.1% | 26.3% | 49.5 |
Grey: the largest companies of the sector (non-metallic mineral products (NACE 23)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as INTER SHIPPING: manufacture of other non-metallic mineral products (NACE 23610). They are comparable in size and age: total assets between €15m and €32m, founded between 1977 and 1996.
Official details
Source: KBO- Status
- Active since 02-04-1991Normal situation
- Activity
- Manufacture of other non-metallic mineral productsNACE 23610and 1 other
- Joint committee
- 106.02Concrete industry · annual accounts 2025
- Establishment unit
- 2.052.267.6022880 Bornem, since 20-04-2000
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Annual accounts 2025
- €25.0m▲ 10.1%
- Employeeson 31-12-2025
- 42▼ 10.6%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Companies linked to INTER SHIPPING
Parent and group
Insights on INTER SHIPPING
INTER SHIPPING has existed since 1991. In 2017 turnover rose from €8.1m to €16.7m. This financial year ran 18 months, the previous one 12.
CONCRETON holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INTER SHIPPING
- What is the company number of INTER SHIPPING?
- The company number of INTER SHIPPING is 0443.562.588. The VAT number is the same number with BE in front: BE 0443.562.588.
- Where is INTER SHIPPING based?
- The registered office is at Oude Sluisweg 30, 2880 Bornem.Company details
- What does INTER SHIPPING do?
- According to the KBO register, the main activity is manufacture of other non-metallic mineral products (NACE 23610).
- What is the legal form of INTER SHIPPING?
- INTER SHIPPING is a public limited company (NV).
- When was INTER SHIPPING founded?
- INTER SHIPPING was founded on 02-04-1991.
- Is INTER SHIPPING still active?
- Yes, INTER SHIPPING is an active enterprise in the KBO register.
- How many employees does INTER SHIPPING have?
- INTER SHIPPING had an average of 45.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does INTER SHIPPING fall under?
- In its 2025 annual accounts, INTER SHIPPING states joint committee 106.02 (Concrete industry).
- What is the turnover of INTER SHIPPING?
- The turnover of INTER SHIPPING was €25.0m in financial year 2025, according to the filed annual accounts.
- Is INTER SHIPPING profitable?
- In financial year 2025, INTER SHIPPING made a profit of €847,496.
- Where can I find the annual accounts of INTER SHIPPING?
- INTER SHIPPING filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INTER SHIPPING due?
- INTER SHIPPING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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