INTER SALAMI
ActiveSummary
INTER SALAMI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €137k and a net result of €-29k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 36% of 804 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability28▼-44
Solvency53▼-10
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.72 in 2023; short-term debt: 50.6% and cash: 2.5% of total assets), and 72.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.6%
Return on assets
-5.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
32 d early
2023
30 d early
2022
3 d early
2021
74 d early
2020
72 d early
2019
73 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€137k▼ 17.3%
2023 · €165k
Total assets
€495k▲ 14.9%
2023 · €431k
Net result
€-29k
2023 · €11k
Working capital
€87k▼ 36.6%
2023 · €138k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€12k▲ 56.9%€8k▼ 37.0%€-542€29k€-21k
Net result€8k▲ 539%€3k▼ 64.7%€-5k€11k€-29k
Equity€156k▲ 5.3%€159k▲ 1.8%€154k▼ 3.2%€165k▲ 7.4%€137k▼ 17.3%
Total assets€531k▲ 12.8%€499k▼ 6.1%€500k▲ 0.3%€431k▼ 13.8%€495k▲ 14.9%
Debt€375k▲ 16.2%€340k▼ 9.4%€346k▲ 1.9%€266k▼ 23.2%€359k▲ 34.9%
Working capital€121k▼ 5.4%€138k▲ 14.0%€120k▼ 13.1%€138k▲ 14.8%€87k▼ 36.6%
Staff (FTE)3.5▼ 12.5%4▲ 14.3%4=4.3▲ 7.5%3.9▼ 9.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €21k after €29k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €495k
Fixed assets
€157k ▲ 55.5%
Current assets
€338k ▲ 2.4%
Equity and liabilities €495k
Equity
€137k ▼ 17.3%
Debt
€359k ▲ 34.9%
Debt's share of the balance-sheet total rises from 61.7% to 72.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€15k▼
2023 · €64k
Cash flow
€8k▼
2023 · €47k
Current ratio
1.35▼
2023 · 1.72
Quick ratio
0.95▼
2023 · 1.20
Debt to equity
2.62▲
2023 · 1.61
ROE
-20.9%▼
2023 · 6.9%
ROA
-5.8%▼
2023 · 2.7%
Interest coverage
1.98▼
2023 · 8.48
Debt ≤ 1 year
€250k▲
2023 · €192k
Debt > 1 year
€107k▲
2023 · €73k
Income taxes
€260▼
2023 · €10k
Staff costs
€194k▲
2023 · €190k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €115 | - | €1k | - |
| Remuneration, social security and pensions62 | - | €162k | €180k | €190k | €194k | ▲ 2.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31k | €28k | €34k | €35k | €36k | ▲ 3.5% |
| Other operating charges640/8 | - | €1k | €7k | €1k | €759 | ▼ 26.9% |
| Gross operating margin9900 | €226k | €199k | €221k | €255k | €210k | ▼ 17.6% |
| Operating profit (loss)9901 | €12k | €8k | €-542 | €29k | €-21k | ▼ 174% |
| Financial income75/76B | - | €64 | €42 | €98 | €619 | ▲ 530% |
| Recurring financial income75 | €60 | €64 | €42 | €98 | €619 | ▲ 530% |
| Financial charges65/66B | - | €5k | €5k | €8k | €8k | ▲ 0.7% |
| Recurring financial charges65 | €4k | €5k | €5k | €8k | €8k | ▲ 0.7% |
| Profit (loss) for the period before taxes9903 | €9k | €3k | €-5k | €21k | €-28k | ▼ 232% |
| Income taxes67/77 | €693 | €266 | - | €10k | €260 | ▼ 97.4% |
| Profit (loss) for the period9904 | €8k | €3k | €-5k | €11k | €-29k | ▼ 350% |
| Profit (loss) for the period to be appropriated9905 | €8k | €3k | €-5k | €11k | €-29k | ▼ 350% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €531k | €499k | €500k | €431k | €495k | ▲ 14.9% |
| Fixed assets21/28 | €140k | €135k | €130k | €101k | €157k | ▲ 55.5% |
| Tangible fixed assets22/27 | €135k | €129k | €125k | €96k | €152k | ▲ 58.6% |
| Plant, machinery and equipment23 | - | €112k | €120k | €93k | €149k | ▲ 60.0% |
| Furniture and vehicles24 | - | €15k | €2k | €29 | €723 | ▲ 2,361% |
| Other tangible fixed assets26 | - | €2k | €3k | €3k | €2k | ▼ 12.9% |
| Financial fixed assets28 | €5k | €5k | €5k | €5k | €5k | = |
| Current assets29/58 | €391k | €364k | €370k | €330k | €338k | ▲ 2.4% |
| Stocks and contracts in progress3 | €89k | €92k | €92k | €99k | €101k | ▲ 2.4% |
| Stocks30/36 | - | €92k | €92k | €99k | €101k | ▲ 2.4% |
| Amounts receivable within one year40/41 | €296k | €265k | €270k | €212k | €224k | ▲ 5.6% |
| Trade receivables40 | - | €254k | €262k | €205k | €216k | ▲ 5.4% |
| Other amounts receivable41 | - | €11k | €9k | €7k | €8k | ▲ 13.6% |
| Cash at bank and in hand54/58 | €5k | €6k | €7k | €19k | €13k | ▼ 32.1% |
| Deferred charges and accrued income490/1 | - | €806 | €412 | €435 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €531k | €499k | €500k | €431k | €495k | ▲ 14.9% |
| Equity10/15 | €156k | €159k | €154k | €165k | €137k | ▼ 17.3% |
| Contributions10/11 | - | €120k | €120k | €132k | €132k | = |
| Reserves13 | €26k | €26k | €26k | €26k | €26k | = |
| Non-distributable reserves130/1 | - | €12k | €12k | - | - | - |
| Reserves not available under the articles1311 | - | €12k | €12k | - | - | - |
| Distributable reserves133 | - | €14k | €14k | €26k | €26k | = |
| Profit (loss) carried forward14 | €10k | €13k | €8k | €8k | €-21k | ▼ 377% |
| Amounts payable17/49 | €375k | €340k | €346k | €266k | €359k | ▲ 34.9% |
| Amounts payable after more than one year17 | €102k | €111k | €93k | €73k | €107k | ▲ 47.4% |
| Financial debts170/4 | - | €79k | €55k | €34k | €64k | ▲ 91.8% |
| Other amounts payable178/9 | - | €32k | €38k | €39k | €43k | ▲ 9.2% |
| Amounts payable within one year42/48 | €270k | €226k | €250k | €192k | €250k | ▲ 30.5% |
| Current portion of amounts payable after more than one year42 | - | €23k | €24k | €21k | €20k | ▼ 5.6% |
| Financial debts43 | - | €50k | €50k | €50k | €50k | = |
| Credit institutions430/8 | - | €50k | €50k | €50k | €50k | = |
| Trade debts44 | €159k | €130k | €142k | €87k | €141k | ▲ 63.5% |
| Suppliers440/4 | - | €130k | €142k | €87k | €141k | ▲ 63.5% |
| Taxes, remuneration and social security45 | - | €23k | €34k | €34k | €39k | ▲ 13.9% |
| Taxes450/3 | - | €3k | €3k | €5k | €7k | ▲ 41.0% |
| Remuneration and social security454/9 | - | €20k | €31k | €29k | €32k | ▲ 9.4% |
| Accrued charges and deferred income492/3 | - | €4k | €4k | €1k | €1k | ▼ 14.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €3k | €-5k | €11k | €-29k | ▼ 350% |
| + Depreciation and write-downs630 | €31k | €28k | €34k | €35k | €36k | ▲ 3.5% |
| Operating cash flow (approximation) | €39k | €30k | €29k | €47k | €8k | ▼ 83.3% |
| Investment in fixed assets (approximation) | - | €-22k | €-30k | €-6k | €-93k | ▼ 1,409% |
| Change in cash | - | €685 | €1k | €11k | €-6k | ▼ 153% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150kEq €156k ▲5.3%
3 profitable years in a row build equity to €156k.
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
24-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2007
Ground area
137 m²
Parcel 44052A1452/00M000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
INTER SALAMI
since 20072.161.339.548
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44052A1452/00M000 | Flanders | 137 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteOosterzele2.161.339.548
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Of 329 companies in sector 10130 we hold annual accounts for 233. 121 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-09-2005
Fiscal year end31-12
Activities, NACEBEL 2025
10130Manufacture of food products
46321Wholesale of meat and meat products, excluding game and poultry
46322Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.