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INTER POLES

Active
Private limited companyfounded 199234 yrs activeRue de la Gendarmerie 21, 5600 Philippeville, BelgiumKBO/BCE: BE 0448.541.262
Summary

INTER POLES has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €71,431 and a net result of -€6,479. Equity remains stable across the filed fiscal years (±1.7% per year). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Agents in non-specialised wholesale trade
NACE 46190NACE 51190
#5 oldest company in Philippeville, Wholesale and retail trade sector1 site
How big
€182,896total assets 2024
Equity
€71,431
Loss
-€6,479
Turnover not published (abridged schema)
Financially healthy?
84 Excellent Checked score 2024
Bankruptcy chance 12 m
0.3%
Who decides
Accounts 34 d early0 of 1 deed read
Why 84- Figures for FY 2024 (filed 25-06-2025)+ Liquidity: current ratio 1.55, cash €94,743+ Founded in 1992+ Size: total assets €182,896Show the evidence

Checked score

Score 2024
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 42% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency 64-1
equity 39.1% of total assets
Liquidity 68+11
short-term debt 60.6% · cash 51.8%
Profitability 14-1
return on assets -3.5%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
  • Figures for FY 2024 (filed 25-06-2025) raises the probability
  • Liquidity: current ratio 1.55, cash €94,743 lowers the probability
  • Founded in 1992 lowers the probability for this profile
  • Size: total assets €182,896 lowers the probability for this profile
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.55 in 2023; short-term debt: 60.6% and cash: 51.8% of total assets), but 60.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 48%, liquidity 74%, profitability 19%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 25-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.55, cash €94,743
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1992
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €182,896
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
34 d early
2024
36 d early
2023
33 d early
2022
35 d early
2021
23 d late
2020
23 d late
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Oldest company in Philippeville, Wholesale and retail trade…in the Checked rankings #5 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€6,479 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2024
Total assets
€182,896
Loss
-€6,479
Solvency
39.1%
Total assets▼ 6.2%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 27-06-2026Annual accounts filed
  2. 25-06-2025Annual accounts filed
  3. 28-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
22-04-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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