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INTER LSC BINCHE

Active
Public limited companyfounded 20242 yrs activeRue Zéphirin Fontaine(BIN) 140, 7130 Binche, BelgiumKBO/BCE: BE 1007.240.179
Summary

The computed 12-month bankruptcy probability of INTER LSC BINCHE is 2.0% (moderate). The 2025 annual accounts show negative equity (-€449,930) and a net result of -€291,378. Its solvency ranks better than 9% of 4911 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
INTER LSC BINCHEActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114
#2 employer in Binche, Wholesale and retail trade sector1 site
Size
€4.4mtotal assets 2025
Staff
32.1 FTE
Equity
-€449,930
Loss
-€291,378
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
2.0%
Structure
Accounts filed 58 d late0 of 2 deeds read
Why 52- Latest accounts 58 days late; 2 of the last 3 late- Negative equity -€449,930- Loss of €291,378, the second in a row (FY 2025)+ Size: 32.1 FTE, total assets €4.4mShow the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 19% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 15-7
equity -10.3% of total assets
Liquidity 45-5
short-term debt 40.7% · cash 11.3%
Profitability 25+17
return on assets -6.7%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,688 companies)
Last 24 months 04-2025: 1.5%lowest value 05-2025: 1.5%● 0.0% vs 04-2025lowest value 06-2025: 1.6%▲ +4.9% vs 05-2025 07-2025: 1.9%▲ +17.2% vs 06-2025 08-2025: 2.0%▲ +5.9% vs 07-2025 09-2025: 2.2%▲ +10.6% vs 08-2025 10-2025: 2.5%▲ +10.7% vs 09-2025 11-2025: 2.1%▼ -16.5% vs 10-2025 12-2025: 2.1%● 0.0% vs 11-2025 01-2026: 2.0%▼ -1.8% vs 12-2025 02-2026: 2.0%▼ -0.6% vs 01-2026 03-2026: 2.1%▲ +2.5% vs 02-2026 04-2026: 2.1%▲ +2.7% vs 03-2026 05-2026: 2.1%▼ -1.1% vs 04-2026 06-2026: 2.2%▲ +5.6% vs 05-2026 07-2026: 2.3%▲ +4.8% vs 06-2026 08-2026: 3.0%▲ +28.7% vs 07-2026 09-2026: 3.2%▲ +7.7% vs 08-2026highest value 10-2026: 2.0%▼ -38.4% vs 09-2026
  • Latest accounts 58 days late; 2 of the last 3 late raises the probability
  • Negative equity -€449,930 raises the probability
  • Size: 32.1 FTE, total assets €4.4m lowers the probability for this profile
  • Loss of €291,378, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.91 against 1.06 in 2024; short-term debt: 40.7% and cash: 11.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 7%, liquidity 53%, profitability 14%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 58 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity -€449,930
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: 32.1 FTE, total assets €4.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €291,378, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€449,930
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
58 d late
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 60 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€449,930 View
  • Caution: Equity fell in 2025from -€158,552 to -€449,930 ▼ 184% View
  • Caution: Among the weakest 5% on equitysector median €448,626 · 4,912 companies -€449,930 View

By topic

Financials

Fiscal year
2025
Total assets
€4.4m
Loss
-€291,378
Solvency
-10.3%
Total assets▼ 15.1%
Net result
20242025
Go to Financials

Timeline

Events
2
Since
2025
Next accounts
by 31-07-2027
  1. 27-09-2026Annual accounts filed
  2. 30-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
18-03-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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