INTER-IMMO
ActiveSummary
INTER-IMMO has been active since 1976 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €313,180 and a net result of €2,274, of which €5,435 non-recurring income. Equity has been growing by about 3.7% per year since 2018. Its solvency ranks better than 66% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 23-04-1976 Normal situation
- Activity
- Other specialised construction activities NACE 43990and 1 other
- Joint committees
- 124 Paritair Comité voor het bouwbedrijf
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
- Establishment unit
- 2.012.142.066 9630 Zwalm, since 01-04-1976
- Financial year end
- 31 December
- Peppol
- Reachable since 06-03-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
Annual accounts 2025
- Gross margin
- €317,076
- ▲ 11.5%
- Turnover
- ≈ €960,000
- estimated
- Profit
- €2,274
- ▼ 6.5%
- Equity
- €313,180
- ▼ 12.5%
- Total assets
- €516,913
- ▼ 8.4%
- Employees on 31-12-2025
- 4
- ▲ 33.3%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.02, cash €228,970Equity €313,180 (60.6% of total assets)Founded in 1976Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency
86-2
equity 60.6% of total assets
Liquidity
86-7
short-term debt 32.0% · cash 44.3%
Profitability
69=
return on assets 0.4%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.1%▲ +0.1 percentage points vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.02 (2.9 in 2024), above the usual 1.5. Short-term debt is 32% and cash 44.3% of total assets. 39.4% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 66% of them on solvency, 84% on liquidity, 36% on profitability and 22% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
24 days early
2023
29 days early
2022
3 days early
2021
32 days early
2020
32 days late
2019
17 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 06-07-2026 at the NBB all 48 filings
Turnover
€822,674▲ 13.1%
2018 · €727,600
EBIT margin
3.0%▼ 1.4pp
2018 · 4.4%
Net result
€2,274▼ 6.5%
2024 · €2,432
Working capital
€169,396▼ 26.6%
2024 · €230,915
In the rankings
#1 oldest company in Zwalm, Construction sector
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 1% higher than in 2024. It is a recovery after the fall in 2024.
Turnover€822,674
2019
Operating result€8,429
2025
Net result€2,274
2025
Total assets€516,913
2025
Equity€313,180
2025
Debt€203,733
2025
Working capital€169,396
2025
EBIT margin3.0%
2019
Return on assets (ROA)0.4%
2025
Solvency60.6%
2025
Current ratio2.02
2025
Staff (FTE)3.8
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Turnover€727,600-€822,674▲ 13.1%
Operating result€31,856-€24,600▼ 22.8%-€52,943€6,431€47,608▲ 640%€88,545▲ 86.0%€8,317▼ 90.6%€8,429▲ 1.3%
Net result€23,914-€18,686▼ 21.9%-€52,302below the sector's middle half€3,102below the sector's middle half€42,972within the sector's middle half▲ 14×€63,424above the sector's middle half▲ 47.6%€2,432within the sector's middle half▼ 96.2%€2,274within the sector's middle half▼ 6.5%
EBIT margin4.4%-3.0%▼ 1.4pp
Equity€282,791-€301,477▲ 6.6%€249,174within the sector's middle half▼ 17.3%€251,477within the sector's middle half▲ 0.9%€293,649within the sector's middle half▲ 16.8%€356,240above the sector's middle half▲ 21.3%€357,813above the sector's middle half▲ 0.4%€313,180above the sector's middle half▼ 12.5%
Total assets€486,437-€494,322▲ 1.6%€425,873within the sector's middle half▼ 13.8%€423,302within the sector's middle half▼ 0.6%€567,337within the sector's middle half▲ 34.0%€508,473above the sector's middle half▼ 10.4%€564,222above the sector's middle half▲ 11.0%€516,913above the sector's middle half▼ 8.4%
Debt€203,646-€192,845▼ 5.3%€176,699▼ 8.4%€171,826▼ 2.8%€273,688▲ 59.3%€152,233▼ 44.4%€206,409▲ 35.6%€203,733▼ 1.3%
Working capital€247,682-€246,182▼ 0.6%€207,806within the sector's middle half▼ 15.6%€214,746within the sector's middle half▲ 3.3%€243,359within the sector's middle half▲ 13.3%€317,773above the sector's middle half▲ 30.6%€230,915above the sector's middle half▼ 27.3%€169,396above the sector's middle half▼ 26.6%
Solvency58.1%-61.0%▲ 2.9pp58.5%within the sector's middle half▼ 2.5pp59.4%within the sector's middle half▲ 0.9pp51.8%within the sector's middle half▼ 7.6pp70.1%above the sector's middle half▲ 18.3pp63.4%within the sector's middle half▼ 6.6pp60.6%within the sector's middle half▼ 2.8pp
Current ratio3.61-4.47▲ 0.863.47above the sector's middle half▼ 1.003.09above the sector's middle half▼ 0.382.20within the sector's middle half▼ 0.894.02above the sector's middle half▲ 1.822.90within the sector's middle half▼ 1.122.02within the sector's middle half▼ 0.88
Return on assets (ROA)4.9%-3.8%▼ 1.1pp-12.3%below the sector's middle half▼ 16.1pp0.7%below the sector's middle half▲ 13.0pp7.6%within the sector's middle half▲ 6.8pp12.5%within the sector's middle half▲ 4.9pp0.4%within the sector's middle half▼ 12.0pp0.4%within the sector's middle half=
Staff (FTE)5.9-4.8▼ 18.6%4.9within the sector's middle half▲ 2.1%4.5within the sector's middle half▼ 8.2%2.9within the sector's middle half▼ 35.6%3.1▲ 6.9%3.8▲ 22.6%3.8=
above
within
below
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €516,913
Fixed assets
€182,035 ▼ 14.1%
Current assets
€334,879 ▼ 4.9%
Equity and liabilities €516,913
Equity
€313,180 ▼ 12.5%
Debt
€203,733 ▼ 1.3%
Debt's share of the balance-sheet total rises from 36.6% to 39.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€67,581▲
2024 · €47,800
Cash flow
€61,426▲
2024 · €41,915
Quick ratio
1.93▼
2024 · 2.73
Debt to equity
0.65▲
2024 · 0.58
ROE
0.7%▲
2024 · 0.7%
Interest coverage
16.80▲
2024 · 13.18
Debt ≤ 1 year
€165,483▲
2024 · €121,352
Debt > 1 year
€38,251▼
2024 · €85,057
Income taxes
€2,132▼
2024 · €2,259
Staff costs
€247,052▲
2024 · €233,529
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 30-12-2021 | 30-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 3 | 3 | 4 | 3 | 4 |
| full-time | 2 | 3 | 4 | 3 | 4 |
| part-time | 1 | 0 | 0 | 0 | 0 |
| in full-time equivalents | 2.5 | 3 | 4 | 3 | 4 |
| Average over the year, in full-time equivalents | 4.5 | 2.9 | 3.1 | 3.8 | 3.8 |
| On a permanent contract | 3 | 3 | 4 | 3 | 4 |
| Joined | 1 | 2 | 1 | 1 | 1 |
| Left | 1 | 2 | 1 | 1 | 0 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 30-12-2021 | 30-12-2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,550 | €47,770 | €3,994 | €172,411 | €32,405 |
| Financial fixed assets | €500 | €6,360 | - | - | €0 |
| Depreciation and write-downs of the year | €31,322 | €38,677 | €39,509 | €39,483 | €59,152 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €732 awarded · €732 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €77 | €77 |
| 2024 | 1 | €435 | €435 |
| 2023 | 1 | €70 | €70 |
| 2022 | 1 | €150 | €150 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €727,600 | €822,674 | - | - | - | - | - | - | - |
| Non-recurring operating income76A | - | - | - | - | - | - | €37,000 | €5,435 | ▼ 85.3% |
| Remuneration, social security and pensions62 | - | - | - | €213,693 | €148,812 | €188,206 | €233,529 | €247,052 | ▲ 5.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €48,762 | €66,700 | €65,377 | €31,322 | €38,677 | €39,509 | €39,483 | €59,152 | ▲ 49.8% |
| Other operating charges640/8 | - | - | - | €2,974 | €2,201 | €2,807 | €2,979 | €2,443 | ▼ 18.0% |
| Non-recurring operating charges66A | - | - | - | €336 | €0 | €2,305 | €0 | - | - |
| Gross operating margin9900 | €367,983 | €332,613 | €235,385 | €254,755 | €237,297 | €321,372 | €284,308 | €317,076 | ▲ 11.5% |
| Operating profit (loss)9901 | €31,856 | €24,600 | -€52,943 | €6,431 | €47,608 | €88,545 | €8,317 | €8,429 | ▲ 1.3% |
| Financial income75/76B | - | - | - | - | €3,697 | €3,916 | €0 | €0 | ▼ 25.0% |
| Recurring financial income75 | - | - | - | - | €3,697 | €3,916 | €0 | €0 | ▼ 25.0% |
| Financial charges65/66B | - | - | - | €2,899 | €1,990 | €3,044 | €3,626 | €4,022 | ▲ 10.9% |
| Recurring financial charges65 | €2,943 | €4,414 | €636 | €2,899 | €1,990 | €3,044 | €3,626 | €4,022 | ▲ 10.9% |
| Profit (loss) for the period before taxes9903 | €28,914 | €20,186 | -€53,579 | €3,531 | €49,315 | €89,417 | €4,692 | €4,406 | ▼ 6.1% |
| Income taxes67/77 | €5,000 | €1,500 | -€1,277 | €429 | €6,343 | €25,993 | €2,259 | €2,132 | ▼ 5.6% |
| Profit (loss) for the period9904 | €23,914 | €18,686 | -€52,302 | €3,102 | €42,972 | €63,424 | €2,432 | €2,274 | ▼ 6.5% |
| Profit (loss) for the period to be appropriated9905 | €23,914 | €18,686 | -€52,302 | €3,102 | €42,972 | €63,424 | €2,432 | €2,274 | ▼ 6.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €486,437 | €494,322 | €425,873 | €423,302 | €567,337 | €508,473 | €564,222 | €516,913 | ▼ 8.4% |
| Fixed assets21/28 | €143,792 | €177,252 | €134,048 | €105,776 | €121,118 | €85,603 | €211,956 | €182,035 | ▼ 14.1% |
| Tangible fixed assets22/27 | €142,948 | €176,408 | €133,204 | €104,432 | €113,525 | €78,010 | €210,938 | €181,017 | ▼ 14.2% |
| Plant, machinery and equipment23 | - | - | - | €7,641 | €4,379 | €5,845 | €15,462 | €8,777 | ▼ 43.2% |
| Furniture and vehicles24 | - | - | - | €48,034 | €61,005 | €32,673 | €162,720 | €148,559 | ▼ 8.7% |
| Other tangible fixed assets26 | - | - | - | €48,757 | €48,141 | €39,492 | €32,756 | €23,681 | ▼ 27.7% |
| Financial fixed assets28 | €844 | €844 | €844 | €1,344 | €7,593 | €7,593 | €1,017 | €1,017 | = |
| Current assets29/58 | €342,644 | €317,070 | €291,825 | €317,526 | €446,219 | €422,871 | €352,267 | €334,879 | ▼ 4.9% |
| Stocks and contracts in progress3 | €38,700 | €24,536 | €26,400 | €26,644 | €53,642 | €42,286 | €20,608 | €16,311 | ▼ 20.9% |
| Stocks30/36 | - | - | - | €26,644 | €53,642 | €42,286 | €20,608 | €16,311 | ▼ 20.9% |
| Amounts receivable within one year40/41 | €223,360 | €210,742 | €78,856 | €203,080 | €167,842 | €102,246 | €70,905 | €83,257 | ▲ 17.4% |
| Trade receivables40 | - | - | - | €157,858 | €149,600 | €80,811 | €56,957 | €73,182 | ▲ 28.5% |
| Other amounts receivable41 | - | - | - | €45,222 | €18,242 | €21,435 | €13,948 | €10,075 | ▼ 27.8% |
| Cash at bank and in hand54/58 | €68,609 | €73,765 | €186,569 | €82,718 | €221,274 | €274,258 | €255,193 | €228,970 | ▼ 10.3% |
| Deferred charges and accrued income490/1 | - | - | - | €5,084 | €3,461 | €4,081 | €5,560 | €6,341 | ▲ 14.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €486,437 | €494,322 | €425,873 | €423,302 | €567,337 | €508,473 | €564,222 | €516,913 | ▼ 8.4% |
| Equity10/15 | €282,791 | €301,477 | €249,174 | €251,477 | €293,649 | €356,240 | €357,813 | €313,180 | ▼ 12.5% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €263,975 | €278,975 | €230,574 | €232,877 | €275,049 | €337,640 | €339,213 | €294,580 | ▼ 13.2% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | - | €17,115 | €17,115 | €17,115 | €17,115 | €17,115 | = |
| Distributable reserves133 | - | - | - | €213,902 | €256,074 | €320,525 | €322,099 | €277,465 | ▼ 13.9% |
| Profit (loss) carried forward14 | €216 | €3,902 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €203,646 | €192,845 | €176,699 | €171,826 | €273,688 | €152,233 | €206,409 | €203,733 | ▼ 1.3% |
| Amounts payable after more than one year17 | €108,684 | €120,458 | €92,679 | €69,046 | €70,829 | €47,136 | €85,057 | €38,251 | ▼ 55.0% |
| Financial debts170/4 | - | - | - | €69,046 | €70,829 | €47,136 | €85,057 | €38,251 | ▼ 55.0% |
| Amounts payable within one year42/48 | €94,962 | €70,888 | €84,020 | €102,780 | €202,859 | €105,098 | €121,352 | €165,483 | ▲ 36.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €23,633 | €23,368 | €23,693 | €48,951 | €46,807 | ▼ 4.4% |
| Financial debts43 | - | - | - | - | - | - | €208 | €302 | ▲ 45.1% |
| Credit institutions430/8 | - | - | - | - | - | - | €208 | €302 | ▲ 45.1% |
| Trade debts44 | €36,994 | €4,187 | €20,898 | €62,118 | €102,506 | €32,433 | €31,559 | €15,687 | ▼ 50.3% |
| Suppliers440/4 | - | - | - | €62,118 | €102,506 | €32,433 | €31,559 | €15,687 | ▼ 50.3% |
| Advances received on contracts in progress46 | - | - | - | - | €58,000 | €0 | - | €10,595 | - |
| Taxes, remuneration and social security45 | - | - | - | €16,229 | €18,017 | €47,370 | €39,006 | €44,416 | ▲ 13.9% |
| Taxes450/3 | - | - | - | €3,543 | €1,711 | €14,872 | €3,174 | €3,479 | ▲ 9.6% |
| Remuneration and social security454/9 | - | - | - | €12,686 | €16,306 | €32,498 | €35,831 | €40,937 | ▲ 14.2% |
| Other amounts payable47/48 | - | - | - | €800 | €969 | €1,601 | €1,627 | €47,676 | ▲ 29× |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,914 | €18,686 | -€52,302 | €3,102 | €42,972 | €63,424 | €2,432 | €2,274 | ▼ 6.5% |
| + Depreciation and write-downs630 | €48,762 | €66,700 | €65,377 | €31,322 | €38,677 | €39,509 | €39,483 | €59,152 | ▲ 49.8% |
| Operating cash flow (approximation) | €72,675 | €85,386 | €13,075 | €34,424 | €81,649 | €102,934 | €41,915 | €61,426 | ▲ 46.6% |
| Investment in fixed assets (approximation) | - | -€100,160 | -€22,173 | -€3,050 | -€54,019 | -€3,994 | -€165,836 | -€29,231 | ▲ 82.4% |
| Change in cash | - | €5,157 | €112,804 | -€103,851 | €138,556 | €52,984 | -€19,065 | -€26,223 | ▼ 37.5% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 17,041 companies had the same profile as INTER-IMMO has now. Two years later, 94.3% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
94.3%
was still going
4.9%
stopped otherwise
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INTER-IMMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for INTER-IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 48 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 06-07-2026 | 2026-00254480 | |
| 31-12-2024 | micro format | 07-07-2025 | 2025-00235549 | |
| 31-12-2023 | micro format | 02-07-2024 | 2024-00194494 | |
| 30-12-2022 | abbreviated format | 27-07-2023 | 2023-00276017 | |
| 30-12-2021 | abbreviated format | 28-06-2022 | 2022-20099367 | |
| 30-12-2020 | abbreviated format | 31-08-2021 | 2021-62600145 | |
| 30-12-2019 | abbreviated format | 16-08-2020 | 2020-41900415 | |
| 30-12-2018 | abbreviated format | 14-08-2019 | 2019-47300144 | |
| 30-12-2017 | abbreviated format | 01-10-2018 | 2018-68300192 | |
| 31-12-2015 | abbreviated format | 02-08-2016 | 2016-38500087 |
Board & ownership
Directors
Directors
1 director, last change in 2023
Oliver Matton
Current
Director (not named in the articles) · since 01-08-2014 · term without a fixed end · listed in the 2025 annual accounts, filed on 06-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 31-01-2023Owners and capital
Capital transactions
Capital over time
- 31-01-2023 Converted to unavailable equity · €18,600
Network & group
INTER-IMMO shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of INTER-IMMO. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
06-07
micro format · 25 days before the deadline
2025
07-07
micro format · 24 days before the deadline
2024
02-07
micro format · 29 days before the deadline
2023
31-12
Financial
Highest result from 2018 to 2025net €63,424 ▲47.6%
The operating result of €88,545 and the net result of €63,424 are both a record.
27-07
abbreviated format · 3 days before the deadline
31-01
Gazette deed
Appointment: Oliver Matton (director)Capital conversion · Reserve release · Amendment of the articles9 points ▸
Gazette deed
Appointment: Oliver Matton (director)
Capital conversion · Reserve release · Amendment of the articles9 points ▸
- General meeting, 27-01-2023
- Other provision, “aanpassing statuten en behoud rechtsvorm, statuten aanpassen aan WVV” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen en middelen beschikbaar maken voor uitkering, onmiddellijk” (deed in Dutch)
- Amendment of the articles
- Kind of shares, 750, “inbrengen” (deed in Dutch)
- Registered office clause, “9630 Zwalm,Moldergem 112” (deed in Dutch)
- Director appointment, Oliver Matton (director (not named in the articles))
- Power of attorney
2022
28-06
abbreviated format · 32 days before the deadline
2021
30-12
Financial
Back to profitnet €3,102
The net result is €3,102, after one loss-making year.
31-08
abbreviated format · 32 days late
2020
30-12
Financial
Weakest financial yearnet -€52,302
The net result drops to -€52,302, the lowest from 2018 to 2025. It recovers the following year.
16-08
abbreviated format · 17 days late
2019
14-08
abbreviated format · 15 days late
2018
01-10
abbreviated format · 63 days late
2016
02-08
abbreviated format · 2 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
INTER-IMMO in Dutch
Enterprise number
0416.023.201
Legal form
Private limited company
Status
Active, normale toestand
Founded
23-04-1976
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 31-01-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, voor zover verplaatsing overeenkomstig taalwetgeving niet verplicht tot wijziging taal statuten”
deed of 31-01-2023 (in Dutch)Registered office and establishments
Registered office
Moldergem(SDB) 112, 9630 Zwalm, Belgium
Establishment unit
INTER IMMO, Knokstraat(SDB) 3, 9630 Zwalm since 01-04-1976 · unit number 2.012.142.0664324001 Other construction installation
Activities
NACEBEL 2025VAT activities
43990
Other specialised construction activities main activity
Social security (RSZ) activities
43410
Roofing work main activity
Codes under NACEBEL 2008
VAT activities
43999
Specialised construction activities main activity
Social security (RSZ) activities
43910
Specialised construction activities main activity
Codes under NACEBEL 2003
VAT activities
45250
main activity
Social security (RSZ) activities
45220
main activity
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden annual accounts 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 31-01-2023 (in Dutch)
“Het verrichten van afbraakwerken; Dakwerken,meer bepaald:voor wat betreft platte daken:dakconstructies in hout;isoleren;waterdicht maken van…”
10 activities
- Het verrichten van afbraakwerken
- Dakwerken,meer bepaald:voor wat betreft platte daken:dakconstructies in hout;isoleren;waterdicht maken van gebouwen met asfalt en teer;alle roofingwerken
- Voor wat betreft hellende daken:dakconstructies in hout;isoleren;plaatsen van pannen of leien
- Plaatsen van dak-en wandconstructies in metaal,plaatsen van industriële staalplaten al dan niet met isolatie
- Plaatsen van ramen en deuren in pvc,hout of aluminium
- Plaatsen van rolluiken en voorzetrolluiken
- Plaatsen van goten en aflopen in pvc,koper,zink of inox
- Overtrekken van dakgoten met pvc,planchetten,trespa platen of ceder
- Alle binnen-en buitenschrijnwerk
- Opmetsen van schouwen,kleine metselwerken
Invoicing and payment
VAT number
BE 0416.023.201
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0416.023.201
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of June at 18:00
deed of 31-01-2023 (in Dutch)Recognitions · licences · registrations
Recognised contractor
4 categoriesINTER-IMMO BVapproval number 30187
- D5 General joinery, timber roof trusses and stairsclass 1, up to €162,000
- D8 Asphalt and similar roof coverings, waterproofingclass 2, up to €330,000
- D12 Non-metal, non-asphalt roof coveringsclass 1, up to €162,000
- D22 Metal roofing and zinc workclass 1, up to €162,000
Sites & property
Location
Buildings and parcels at the addresses
Ground area
1,999 m²
Building footprint
340 m²
Building volume
1,583 m³
Tallest building: 8.7 m.
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 45046A0274/00G002 | Flanders | 1,049 m² | 1 · 195 m² | 8.7 m · 2 |
| 45046A0201/00L000 | Flanders | 950 m² | 1 · 145 m² | 8.0 m · 1 |