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INTER FLOWER

Active
Private limited companyfounded 1993active for 33 yearsEekstraat 70, 9160 Lokeren, BelgiumKBO/BCE: BE 0449.534.028
Summary

INTER FLOWER has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of €24,020. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 50% of 12,464 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Retail sale of flowers, plants, seeds and fertilisers
NACE 47761
7th largest employer in Lokeren, Wholesale and retail trade sector1 site
Size
€6.6mtotal assets 2025
Staff
46.5 FTE
Equity
€2.5m
Profit
€24,020
Turnover not published (abbreviated format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Parent
VAN DE CASSERIE AZALEAKWEKERIJ · 69%
Accounts filed 31 days late
Why 84raises riskLatest accounts 31 days late; 2 of the last 3 lateProfit of €24,020 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskFounded in 1993Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 46% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Average
Solvency 62+1
equity 37.0% of total assets
Liquidity 44-4
short-term debt 39.8% · cash 9.8%
Profitability 54-35
return on assets 0.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,691 companies, NACE 47, small)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%▼ -0.3 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.3 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value
Credit of up to €200,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.48, compared with 1.39 in 2024, below the usual 1.5; short-term debt: 39.8% and cash: 9.8% of total assets), and 63% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 58% on solvency, 51% on liquidity, 35% on profitability and 41% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1993
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Profit of €24,020 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
60 days late
2022
21 days late
2021
29 days late
2020
9 days late
2019
66 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet €24,020 ▼97.8%
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Result fell in 2025from €1.1m to €24,020 ▼ 97.8% View
  • Positive: Among the best 5% on equitysector median €239,160 · 12,474 companies €2.5m View
  • Positive: 8 profitable years in a rowprofit 2025: €24,020 8 years View
  • Controlled by VAN DE CASSERIE AZALEAKWEKERIJ 69% View

By topic

Financials

Financial year
2025
Total assets
€6.6m
Profit
€24,020
Solvency
37.0%
Total assets▼ 1.1%
Net result
20182025
Go to Financials

Timeline

Events
36
Since
1995
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2018 to 2025
  2. 31-12-2024Equity above €2m
  3. 29-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of flowers, plants, seeds and fertilisersNACE 47761
Founded
04-03-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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