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INTER - FIRE

Active
Private limited company (pre-2019)founded 1996active for 30 yearsLeopoldplein 37, 2500 Lier, BelgiumKBO/BCE: BE 0457.332.036
Summary

INTER - FIRE has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €965,612 and a net result of €25,699. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 43% of 39,137 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Financials · financial year 2025, micro format

Equity
€965,612▲ 2.7%
2024 · €939,914
Total assets
€2.0m▼ 8.3%
2024 · €2.2m
Net result
€25,699▼ 14.6%
2024 · €30,090
Working capital
€226,902▼ 42.2%
2024 · €392,733
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result falls in 2025; 2025 is 31% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.03m 2025 Net result€0.03m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€0.008m--€0.04m▼ 355%€0.09m-€0.07m€0.03m€0.04m▲ 45.5%€0.03m▼ 30.7%
Net result-€0.001m--€0.002mbelow the sector's middle half▼ 120%€0.08mabove the sector's middle half-€0.06mbelow the sector's middle half€0.01mwithin the sector's middle half€0.03mwithin the sector's middle half▲ 195%€0.03mwithin the sector's middle half▼ 14.6%
Equity€0.2m-€0.2mwithin the sector's middle half▼ 1.0%€0.2mwithin the sector's middle half▲ 13.7%€0.9mabove the sector's middle half▲ 328%€0.9mabove the sector's middle half▲ 1.1%€0.9mabove the sector's middle half▲ 3.3%€1.0mabove the sector's middle half▲ 2.7%
Total assets€0.8m-€0.9mabove the sector's middle half▲ 7.7%€0.7mabove the sector's middle half▼ 19.2%€2.2mabove the sector's middle half▲ 200%€2.2mabove the sector's middle half▼ 0.4%€2.2mabove the sector's middle half▲ 2.0%€2.0mabove the sector's middle half▼ 8.3%
Debt€0.6m-€0.7m▲ 10.8%€0.5m▼ 29.9%€1.2m▲ 158%€1.2m▼ 1.5%€1.2m▲ 1.1%€1.0m▼ 16.8%
Working capital€0.4m-€0.4mabove the sector's middle half▼ 4.0%€0.4mabove the sector's middle half▲ 3.1%€0.4mabove the sector's middle half▼ 10.2%€0.4mabove the sector's middle half▼ 0.5%€0.4mabove the sector's middle half▲ 12.1%€0.2mabove the sector's middle half▼ 42.2%
Solvency22.3%-20.5%below the sector's middle half▼ 1.8pp28.9%within the sector's middle half▲ 8.4pp41.3%within the sector's middle half▲ 12.4pp41.9%within the sector's middle half▲ 0.6pp42.5%within the sector's middle half▲ 0.6pp47.6%within the sector's middle half▲ 5.1pp
Current ratio29.95-19.62above the sector's middle half▼ 10.3328.09above the sector's middle half▲ 8.477.02above the sector's middle half▼ 21.076.90above the sector's middle half▼ 0.116.07above the sector's middle half▼ 0.833.92within the sector's middle half▼ 2.15
Return on assets (ROA)-0.1%--0.2%below the sector's middle half▼ 0.1pp10.3%within the sector's middle half▲ 10.5pp-2.8%below the sector's middle half▼ 13.1pp0.5%below the sector's middle half▲ 3.2pp1.4%below the sector's middle half▲ 0.9pp1.3%below the sector's middle half▼ 0.1pp
Staff (FTE)1-1within the sector's middle half=1=1=1=1=1=
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets €1.7m ▼ 1.0%
Current assets €304,488 ▼ 35.2%
Equity and liabilities €2.0m
Equity €965,612 ▲ 2.7%
Provisions €28,248 ▼ 3.7%
Debt €1.0m ▼ 16.8%
Debt's share of the balance-sheet total falls from 56.2% to 51.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€48,209▼
2024 · €61,635
Cash flow
€43,761▼
2024 · €48,234
Quick ratio
3.35▼
2024 · 5.50
Debt to equity
1.07▼
2024 · 1.32
ROE
2.7%▼
2024 · 3.2%
Interest coverage
3.45▼
2024 · 4.44
Debt ≤ 1 year
€77,586▲
2024 · €77,408
Debt > 1 year
€957,149▼
2024 · €1.2m
Income taxes
€603▼
2024 · €721
Staff costs
€75,752▲
2024 · €68,540
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,042 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.3% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,042 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.2m€2.0m▼
Fixed assets21/28€1.7m€1.7m▼
Tangible fixed assets22/27€1.5m€1.5m▼
Land and buildings22€1.5m€1.5m▼
Plant, machinery and equipment23€0.001m€493▼
Furniture and vehicles24€273-
Financial fixed assets28€0.2m€0.2m=
Current assets29/58€0.5m€0.3m▼
Stocks and contracts in progress3€0.04m€0.04m=
Stocks30/36€0.04m€0.04m=
Amounts receivable within one year40/41€0.08m€0.06m▼
Trade receivables40€0.03m-
Other amounts receivable41€0.05m€0.06m▲
Current investments50/53€0.3m€0.2m▼
Cash at bank and in hand54/58€0.003m€448▼
Equity and liabilities
Total equity and liabilities10/49€2.2m€2.0m▼
Equity10/15€0.9m€1.0m▲
Contributions10/11€0.02m€0.02m=
Capital10€0.02m€0.02m=
Issued capital100€0.02m€0.02m=
Revaluation surpluses12€0.8m€0.8m=
Reserves13€0.2m€0.2m▲
Non-distributable reserves130/1€0.002m€0.002m=
Legal reserve130€0.002m€0.002m=
Tax-exempt reserves132€0.09m€0.08m▼
Distributable reserves133€0.08m€0.1m▲
Profit (loss) carried forward14€0.001m€417▼
Provisions and deferred taxes16€0.03m€0.03m▼
Deferred taxes168€0.03m€0.03m▼
Amounts payable17/49€1.2m€1.0m▼
Amounts payable after more than one year17€1.2m€1.0m▼
Financial debts170/4€1.2m€1.0m▼
Amounts payable within one year42/48€0.08m€0.08m▲
Current portion of amounts payable after more than one year42€0.04m€0.04m▲
Financial debts43-€0.008m
Credit institutions430/8-€0.008m
Trade debts44€0.007m€0.02m▲
Suppliers440/4€0.007m€0.02m▲
Taxes, remuneration and social security45€0.03m€0.01m▼
Taxes450/3€0.02m€0.009m▼
Remuneration and social security454/9€0.008m€0.006m▼
Income statement Code20242025
Remuneration, social security and pensions62€0.07m€0.08m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.02m€0.02m▼
Other operating charges640/8€0.01m€0.02m▲
Gross operating margin9900€0.1m€0.1m▲
Operating profit (loss)9901€0.04m€0.03m▼
Financial income75/76B€113€0.009m▲
Recurring financial income75€113€0.009m▲
Financial charges65/66B€0.01m€0.01m▲
Recurring financial charges65€0.01m€0.01m▲
Profit (loss) for the period before taxes9903€0.03m€0.03m▼
Transfer from deferred taxes780€0.001m€0.001m=
Income taxes67/77€0.001m€0.001m▼
Profit (loss) for the period9904€0.03m€0.03m▼
Transfer from tax-exempt reserves789€0.003m€0.003m=
Profit (loss) for the period to be appropriated9905€0.03m€0.03m▼
Appropriation of the result
Profit (loss) to be appropriated9906€0.03m€0.03m▼
Profit (loss) brought forward from the previous period14P€109€0.001m▲
Transfer to equity691/2€0.03m€0.03m▼
To other reserves6921€0.03m€0.03m▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Remuneration, social security and pensions62---€64,057€66,769€68,540€75,752▲ 10.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,771€7,780€8,633€2,156€17,831€18,144€18,062▼ 0.4%
Other operating charges640/8---€4,466€2,451€12,293€21,100▲ 71.6%
Gross operating margin9900€26,379€3,616€169,825€4,840€116,942€142,468€145,061▲ 1.8%
Operating profit (loss)9901-€8,302-€37,738€94,699-€65,839€29,891€43,491€30,147▼ 30.7%
Financial income75/76B---€21,959€2,527€113€9,044▲ 80×
Recurring financial income75€16,239€44,455€2,483€21,959€2,527€113€9,044▲ 80×
Financial charges65/66B---€17,372€22,991€13,879€13,976▲ 0.7%
Recurring financial charges65€10,049€9,860€13,676€17,372€22,991€13,879€13,976▲ 0.7%
Profit (loss) for the period before taxes9903-€2,111-€3,144€83,506-€61,252€9,427€29,724€25,215▼ 15.2%
Transfer from deferred taxes780---€1,086€1,086€1,086€1,086=
Income taxes67/77€104€74€62€157€328€721€603▼ 16.3%
Profit (loss) for the period9904-€837-€1,839€75,018-€60,323€10,185€30,090€25,699▼ 14.6%
Transfer from tax-exempt reserves789---€3,259€3,259€3,259€3,259=
Profit (loss) for the period to be appropriated9905€1,839€837€24,171-€57,064€13,445€33,350€28,958▼ 13.2%
Line2019202020212022202320242025Change
Assets
Total assets20/58€0.8m€0.9m€0.7m€2.2m€2.2m€2.2m€2.0m▼ 8.3%
Formation expenses20€0.008m€0.008m------
Fixed assets21/28€0.4m€0.5m€0.3m€1.8m€1.8m€1.7m€1.7m▼ 1.0%
Tangible fixed assets22/27€0.3m€0.3m€0.1m€1.5m€1.5m€1.5m€1.5m▼ 1.2%
Land and buildings22---€1.5m€1.5m€1.5m€1.5m▼ 1.1%
Plant, machinery and equipment23----€0.002m€0.001m€493▼ 61.2%
Furniture and vehicles24---€0.001m€0.001m€273--
Financial fixed assets28€0.1m€0.2m€0.2m€0.2m€0.2m€0.2m€0.2m=
Current assets29/58€0.4m€0.4m€0.4m€0.4m€0.4m€0.5m€0.3m▼ 35.2%
Stocks and contracts in progress3€0.04m€0.04m€0.04m€0.04m€0.04m€0.04m€0.04m=
Stocks30/36---€0.04m€0.04m€0.04m€0.04m=
Amounts receivable within one year40/41€0.01m€230€0.005m€0.004m€0.02m€0.08m€0.06m▼ 26.4%
Trade receivables40---€0.002m€0.001m€0.03m--
Other amounts receivable41---€0.001m€0.02m€0.05m€0.06m▲ 18.7%
Current investments50/53€0.4m€0.4m€0.4m€0.4m€0.3m€0.3m€0.2m▼ 41.5%
Cash at bank and in hand54/58€0.003m€0.003m€0.002m€0.005m€0.002m€0.003m€448▼ 84.7%
Equity and liabilities
Total equity and liabilities10/49€0.8m€0.9m€0.7m€2.2m€2.2m€2.2m€2.0m▼ 8.3%
Equity10/15€0.2m€0.2m€0.2m€0.9m€0.9m€0.9m€1.0m▲ 2.7%
Contributions10/11€0.02m€0.02m€0.02m€0.02m€0.02m€0.02m€0.02m=
Capital10---€0.02m€0.02m€0.02m€0.02m=
Issued capital100---€0.02m€0.02m€0.02m€0.02m=
Revaluation surpluses12---€0.8m€0.8m€0.8m€0.8m=
Reserves13€0.1m€0.1m€0.2m€0.1m€0.1m€0.2m€0.2m▲ 15.7%
Non-distributable reserves130/1---€0.002m€0.002m€0.002m€0.002m=
Legal reserve130---€0.002m€0.002m€0.002m€0.002m=
Tax-exempt reserves132---€0.09m€0.09m€0.09m€0.08m▼ 3.7%
Distributable reserves133---€0.03m€0.05m€0.08m€0.1m▲ 37.5%
Profit (loss) carried forward14€334€0.001m€0.002m€0.001m€109€0.001m€417▼ 71.4%
Provisions and deferred taxes16€0.03m€0.02m€0.03m€0.03m€0.03m€0.03m€0.03m▼ 3.7%
Deferred taxes168---€0.03m€0.03m€0.03m€0.03m▼ 3.7%
Amounts payable17/49€0.6m€0.7m€0.5m€1.2m€1.2m€1.2m€1.0m▼ 16.8%
Amounts payable after more than one year17€0.6m€0.7m€0.5m€1.2m€1.2m€1.2m€1.0m▼ 17.9%
Financial debts170/4---€1.2m€1.2m€1.2m€1.0m▼ 17.9%
Amounts payable within one year42/48€0.01m€0.02m€0.01m€0.06m€0.06m€0.08m€0.08m▲ 0.2%
Current portion of amounts payable after more than one year42---€0.04m€0.04m€0.04m€0.04m▲ 1.5%
Financial debts43------€0.008m-
Credit institutions430/8------€0.008m-
Trade debts44€0.003m€0.004m€0.001m€0.007m€0.004m€0.007m€0.02m▲ 111%
Suppliers440/4---€0.007m€0.004m€0.007m€0.02m▲ 111%
Taxes, remuneration and social security45---€0.01m€0.02m€0.03m€0.01m▼ 53.6%
Taxes450/3---€0.001m€0.006m€0.02m€0.009m▼ 62.7%
Remuneration and social security454/9---€0.01m€0.01m€0.008m€0.006m▼ 27.9%
Other amounts payable47/48---€0.002m----
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€0.001m-€0.002m€0.08m-€0.06m€0.01m€0.03m€0.03m▼ 14.6%
+ Depreciation and write-downs630€0.01m€0.008m€0.009m€0.002m€0.02m€0.02m€0.02m▼ 0.4%
Operating cash flow (approximation)€0.01m€0.006m€0.08m-€0.06m€0.03m€0.05m€0.04m▼ 9.3%
Investment in fixed assets (approximation)--€0.08m€0.2m-€1.5m-€0.009m€0€0-
Change in cash-€432-€0.002m€0.003m-€0.003m€0.001m-€0.002m-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 27 filings with the National Bank
Financial year Type Filed Reference
30-06-2025 micro format 10-12-2025 2025-00579311
30-06-2024 micro format 21-08-2024 2024-00354599
30-06-2023 micro format 29-11-2023 2023-00517786
30-06-2022 micro format 11-01-2023 2023-20556407
30-06-2021 micro format 03-11-2021 2021-75700228
30-06-2020 micro format 06-10-2020 2020-59100443
30-06-2019 micro format 17-12-2019 2019-76300138
30-06-2018 micro format 20-12-2018 2018-75000444
30-06-2017 micro format 26-12-2017 2017-73100290
30-06-2016 abbreviated format 11-01-2017 2017-00800586

Show all 27 filings

Similar companies · same sector, comparable size

Of the 82,448 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,254. 28,520 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.