INTER DO
ActiveFrom the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
INTER DO has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €432,522 and a net result of €28,179. Equity has been stable since 2019 (±0.5% per year). Its solvency ranks better than 73% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Overview
Official details
KBO- Status
- Active since 29-11-1999 Normal situation
- Activity
- Joinery installation NACE 43320
- Establishment unit
- 2.099.224.312 2440 Geel, since 16-12-1999
- Financial year end
- 30 June
- Peppol
- Reachable since 14-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €80,133
- ▲ 120%
- Turnover
- ≈ €320,000
- estimated
- Profit
- €28,179
- Equity
- €432,522
- ▲ 2.6%
- Total assets
- €634,519
- ▼ 3.5%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 2.16, cash €9,461lowers riskSize: total assets €634,519Founded in 1999Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 74% of them on solvency, 46% on liquidity, 47% on profitability and 42% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 09-01-2026 PDF all 24 filings
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result for 2025 is a profit of €39,316, after a loss of €4,062 in 2024. It is the highest result since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as INTER DO: joinery installation (NACE 43320). They are comparable in size and age: total assets between €532,000 and €723,000, founded between 1995 and 2000.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| INTER DO Geel | 1999 | €634,519 | €432,522 | €80,133 | €28,179 | - | 2025 |
| MOLLEKENS-CELIS Duffel | 1997 | €602,859 | €401,158 | €71,135 | €39,822 | - | 2025 |
| FATOM Beveren-Kruibeke-Zwijndrecht | 1999 | €599,137 | €129,342 | €66,264 | €21,403 | - | 2025 |
| JACKY AUSSEMS Bilzen-Hoeselt | 1997 | €723,420 | €332,957 | €83,342 | €41,190 | - | 2025 |
| VDESIGN Zele | 1995 | €681,477 | €454,504 | €80,542 | €17,457 | 1 | 2025 |
| Ronny Poelmans Heusden-Zolder | 1996 | €650,618 | €413,748 | €98,587 | €59,632 | - | 2025 |
| SEBO EXCLUSIEF Landen | 2000 | €532,499 | €4,892 | €67,747 | €11,638 | - | 2025 |
They were chosen from the 9,055 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 14,766 companies had the same profile as INTER DO has now. Two years later, 0.2% had gone bankrupt and 96.2% were still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INTER DO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for INTER DO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,010 | €21,364 | €20,949 | €20,949 | €20,109 | €31,654 | €37,771 | ▲ 19.3% |
| Other operating charges640/8 | - | - | - | €3,535 | €3,552 | €8,909 | €3,046 | ▼ 65.8% |
| Gross operating margin9900 | €37,044 | €21,618 | €36,947 | €31,656 | €29,772 | €36,501 | €80,133 | ▲ 120% |
| Operating profit (loss)9901 | €12,255 | -€2,710 | €14,395 | €7,172 | €6,111 | -€4,062 | €39,316 | - |
| Financial income75/76B | - | - | - | €2,089 | €3,512 | €4,009 | €3,900 | ▼ 2.7% |
| Recurring financial income75 | €1,655 | €1,610 | €1,989 | €2,089 | €3,512 | €4,009 | €3,900 | ▼ 2.7% |
| Financial charges65/66B | - | - | - | €3,514 | €3,563 | €4,630 | €4,183 | ▼ 9.7% |
| Recurring financial charges65 | €5,526 | €4,546 | €4,034 | €3,514 | €3,563 | €4,630 | €4,183 | ▼ 9.7% |
| Profit (loss) for the period before taxes9903 | €8,862 | -€5,646 | €12,350 | €5,747 | €6,060 | -€4,683 | €39,033 | - |
| Transfer from deferred taxes780 | - | - | - | €4,573 | €4,573 | €4,573 | €4,573 | = |
| Income taxes67/77 | €9,254 | €1,734 | €9,520 | €8,367 | €9,237 | €4,270 | €15,427 | ▲ 261% |
| Profit (loss) for the period9904 | €4,181 | -€2,807 | €7,403 | €1,953 | €1,396 | -€4,380 | €28,179 | - |
| Transfer from tax-exempt reserves789 | - | - | - | €8,881 | €8,881 | €8,881 | €8,881 | = |
| Profit (loss) for the period to be appropriated9905 | €13,062 | €6,074 | €16,284 | €10,834 | €10,278 | €4,501 | €37,060 | ▲ 723% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €665,819 | €642,233 | €643,161 | €628,686 | €652,819 | €657,817 | €634,519 | ▼ 3.5% |
| Fixed assets21/28 | €558,504 | €539,660 | €518,711 | €497,762 | €478,920 | €519,271 | €483,569 | ▼ 6.9% |
| Tangible fixed assets22/27 | €558,504 | €539,660 | €518,711 | €497,762 | €477,654 | €518,960 | €483,233 | ▼ 6.9% |
| Land and buildings22 | - | - | - | €497,762 | €477,654 | €455,532 | €433,411 | ▼ 4.9% |
| Plant, machinery and equipment23 | - | - | - | - | - | €2,962 | €3,340 | ▲ 12.8% |
| Furniture and vehicles24 | - | - | - | - | - | €6,275 | €4,803 | ▼ 23.5% |
| Leasing and similar rights25 | - | - | - | - | - | €54,190 | €41,680 | ▼ 23.1% |
| Financial fixed assets28 | - | - | - | - | €1,266 | €311 | €336 | ▲ 8.0% |
| Current assets29/58 | €107,315 | €102,573 | €124,450 | €130,924 | €173,899 | €138,546 | €150,950 | ▲ 9.0% |
| Amounts receivable after more than one year29 | - | - | - | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Trade receivables290 | - | - | - | - | - | €80,000 | €80,000 | = |
| Other amounts receivable291 | - | - | - | €80,000 | €80,000 | - | - | - |
| Amounts receivable within one year40/41 | €63,849 | €23,141 | €41,582 | €45,103 | €78,870 | €56,674 | €59,755 | ▲ 5.4% |
| Trade receivables40 | - | - | - | €28,379 | €28,244 | €11,069 | €23,521 | ▲ 113% |
| Other amounts receivable41 | - | - | - | €16,724 | €50,626 | €45,606 | €36,234 | ▼ 20.5% |
| Cash at bank and in hand54/58 | - | €16,283 | €9,852 | €2,532 | €11,969 | €0 | €9,461 | - |
| Deferred charges and accrued income490/1 | - | - | - | €3,289 | €3,060 | €1,872 | €1,734 | ▼ 7.3% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €665,819 | €642,233 | €643,161 | €628,686 | €652,819 | €657,817 | €634,519 | ▼ 3.5% |
| Equity10/15 | €418,200 | €415,392 | €422,795 | €424,748 | €426,145 | €421,765 | €432,522 | ▲ 2.6% |
| Contributions10/11 | €180,417 | €180,417 | - | €180,417 | €180,417 | €180,417 | €180,417 | = |
| Reserves13 | €235,091 | €226,209 | €233,612 | €235,565 | €236,962 | €232,582 | €243,339 | ▲ 4.6% |
| Tax-exempt reserves132 | - | - | - | €195,384 | €186,504 | €177,623 | €168,742 | ▼ 5.0% |
| Distributable reserves133 | - | - | - | €40,181 | €50,458 | €54,959 | €74,598 | ▲ 35.7% |
| Profit (loss) carried forward14 | €2,692 | €8,766 | €8,766 | €8,766 | €8,766 | €8,766 | €8,766 | = |
| Provisions and deferred taxes16 | €114,327 | €109,754 | €105,181 | €100,608 | €96,035 | €91,462 | €86,889 | ▼ 5.0% |
| Deferred taxes168 | - | - | - | €100,608 | €96,035 | €91,462 | €86,889 | ▼ 5.0% |
| Amounts payable17/49 | €133,292 | €117,087 | €115,185 | €103,330 | €130,639 | €144,590 | €115,108 | ▼ 20.4% |
| Amounts payable after more than one year17 | €103,149 | €89,731 | €75,773 | €76,255 | €56,160 | €73,486 | €45,294 | ▼ 38.4% |
| Financial debts170/4 | - | - | - | €76,255 | €46,160 | €73,486 | €45,294 | ▼ 38.4% |
| Other amounts payable178/9 | - | - | - | - | €10,000 | - | - | - |
| Amounts payable within one year42/48 | €29,276 | €26,082 | €39,252 | €26,936 | €74,479 | €71,104 | €69,814 | ▼ 1.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €14,518 | €15,095 | €27,047 | €28,192 | ▲ 4.2% |
| Financial debts43 | - | - | - | - | - | €9,535 | €17 | ▼ 99.8% |
| Credit institutions430/8 | - | - | - | - | - | €9,535 | €17 | ▼ 99.8% |
| Trade debts44 | €10,229 | €9,482 | €15,060 | €3,379 | €49,603 | €34,522 | €19,756 | ▼ 42.8% |
| Suppliers440/4 | - | - | - | €3,379 | €49,603 | €34,522 | €19,756 | ▼ 42.8% |
| Taxes, remuneration and social security45 | - | - | - | €9,039 | €9,781 | €0 | €5,338 | - |
| Taxes450/3 | - | - | - | €9,039 | €9,781 | €0 | €3,838 | - |
| Remuneration and social security454/9 | - | - | - | - | - | - | €1,500 | - |
| Other amounts payable47/48 | - | - | - | - | - | - | €16,511 | - |
| Accrued charges and deferred income492/3 | - | - | - | €139 | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,181 | -€2,807 | €7,403 | €1,953 | €1,396 | -€4,380 | €28,179 | - |
| + Depreciation and write-downs630 | €22,010 | €21,364 | €20,949 | €20,949 | €20,109 | €31,654 | €37,771 | ▲ 19.3% |
| Operating cash flow (approximation) | €26,191 | €18,557 | €28,352 | €22,902 | €21,505 | €27,274 | €65,949 | ▲ 142% |
| Investment in fixed assets (approximation) | - | -€2,520 | €0 | €0 | -€1,267 | -€72,005 | -€2,069 | ▲ 97.1% |
| Change in cash | - | - | -€6,431 | -€7,320 | €9,437 | -€11,969 | €9,461 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 24 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 09-01-2026 | 2026-00004804 | |
| 30-06-2024 | micro format | 29-01-2025 | 2025-00018790 | |
| 30-06-2023 | micro format | 04-01-2024 | 2024-00544329 | |
| 30-06-2022 | micro format | 31-01-2023 | 2023-00020758 | |
| 30-06-2021 | micro format | 17-02-2022 | 2022-05800578 | |
| 30-06-2020 | micro format | 29-01-2021 | 2021-02800092 | |
| 30-06-2019 | micro format | 30-01-2020 | 2020-04100497 | |
| 30-06-2018 | micro format | 13-02-2019 | 2019-05100090 | |
| 30-06-2017 | micro format | 30-01-2018 | 2018-03900382 | |
| 30-06-2016 | abbreviated format | 28-02-2017 | 2017-05400046 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 15-03-2024 Converted to unavailable equity
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Bepaalde of onbepaalde duur, één of meer personen”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Commissaris zo geen commissaris bedrijfsrevisor, overdracht zonder goedkeuring niet tegenwerpelijk aan vennootschap of derden ongeacht goede…”
Articles of association, deed of 15-03-2024 (in Dutch)
Network & group
INTER DO shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of INTER DO. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
15-03
Gazette deed
Purpose · Amendment of the articles · Legal-form change · Resignations & appointmentsCapital conversion · Director in office · Purpose change5 points ▸
- Other provision, “vaststelling enige aandeelhouder, artikel 2:8 §4 Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Director in office, Donders, Petrus (director)
- Purpose change
- Amendment of the articles
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0467.727.070
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Legal Entity Identifier
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13376G0032/00H000 | Flanders | 2,755 m² | 1 · 291 m² | 8.2 m · 2 |