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INTER DAK PAN

Active
Public limited companyfounded 198640 yrs activeVaart Rechteroever 55, 9800 Deinze, BelgiumKBO/BCE: BE 0428.731.189
Summary

INTER DAK PAN has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23,424 and a net result of -€20,143. Equity is shrinking by ~21.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 24% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability26▲+1
Solvency30▼-4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.79 in 2023; short-term debt: 44.5% and cash: 0.4% of total assets), and 94.7% of the assets are financed with debt.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 40 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
5.3%
Return on assets
-4.5%
Age of the figures
22 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€20,143
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 15869 sector peers (2024).
NBB · sector comparison
Position among 15869 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-11-2024 was due by 30-06-2025 and was filed on 14-07-2025, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
14 d late
2023
379 d late
2022
172 d late
2021
537 d late
2020
902 d late
2019
114 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 353 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

INTER DAK PAN was incorporated on 1 April 1986.1 Total assets went from EUR 487,162 in 2018 to EUR 444,159 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€23,424▼ 46.2%
2023 · €43,567
Total assets
€444,159▼ 3.6%
2023 · €460,565
Net result
-€20,143▲ 9.2%
2023 · -€22,178
Working capital
-€17,242▲ 66.9%
2023 · -€52,057
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€20,309▲ 33.7%€6,271€2,722▼ 56.6%-€17,217-€14,470▲ 16.0%
Net result-€23,861below the sector's middle half▲ 29.8%€2,347within the sector's middle half-€86within the sector's middle half-€22,178below the sector's middle half▼ 25,569%-€20,143below the sector's middle half▲ 9.2%
Equity€63,483within the sector's middle half▼ 27.3%€65,831within the sector's middle half▲ 3.7%€65,744within the sector's middle half▼ 0.1%€43,567within the sector's middle half▼ 33.7%€23,424within the sector's middle half▼ 46.2%
Total assets€473,800above the sector's middle half▲ 2.3%€468,701above the sector's middle half▼ 1.1%€467,122above the sector's middle half▼ 0.3%€460,565above the sector's middle half▼ 1.4%€444,159above the sector's middle half▼ 3.6%
Debt€405,148▲ 9.3%€397,702▼ 1.8%€396,209▼ 0.4%€411,830▲ 3.9%€415,566▲ 0.9%
Working capital-€33,655below the sector's middle half▼ 61.9%-€31,307below the sector's middle half▲ 7.0%-€31,394below the sector's middle half▼ 0.3%-€52,057below the sector's middle half▼ 65.8%-€17,242below the sector's middle half▲ 66.9%
Solvency13.4%within the sector's middle half▼ 5.5pp14.0%within the sector's middle half▲ 0.6pp14.1%within the sector's middle half=9.5%within the sector's middle half▼ 4.6pp5.3%below the sector's middle half▼ 4.2pp
Current ratio0.86below the sector's middle half▼ 0.040.87below the sector's middle half▲ 0.010.87below the sector's middle half=0.79below the sector's middle half▼ 0.080.91within the sector's middle half▲ 0.12
Return on assets (ROA)-5.0%below the sector's middle half▲ 2.3pp0.5%within the sector's middle half▲ 5.5pp0.0%within the sector's middle half▼ 0.5pp-4.8%below the sector's middle half▼ 4.8pp-4.5%below the sector's middle half▲ 0.3pp
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2020: -€20,309-€20,309Net result 2020: -€23,861-€23,861Operating result 2021: €6,271€6,271Net result 2021: €2,347€2,347Operating result 2022: €2,722€2,722Net result 2022: -€86-€86Operating result 2023: -€17,217-€17,217Net result 2023: -€22,178-€22,178Operating result 2024: -€14,470-€14,470Net result 2024: -€20,143-€20,14320202021202220232024-€30,000-€20,000-€10,000€0Operating result 2022: €2,722€2,720Net result 2022: -€86-€86Operating result 2023: -€17,217-€17,200Net result 2023: -€22,178-€22,200Operating result 2024: -€14,470-€14,500Net result 2024: -€20,143-€20,100202220232024
The operating result stays negative: a loss of €14,470 in 2024 against €17,217 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €444,159
Fixed assets €263,679 =
Current assets €180,479 ▼ 8.3%
Equity and liabilities €444,159
Equity €23,424 ▼ 46.2%
Provisions €5,169 =
Debt €415,566 ▲ 0.9%
Debt's share of the balance-sheet total rises from 89.4% to 93.6%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Quick ratio
0.02▼
2023 · 0.06
Debt to equity
17.74▲
2023 · 9.45
ROE
-86.0%▼
2023 · -50.9%
Debt ≤ 1 year
€197,721▼
2023 · €248,942
Debt > 1 year
€217,845▲
2023 · €162,887
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 974 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency under 10%
  • a small loss
2.3% went bankrupt
4.5% stopped otherwise
93% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€460,565€444,159▼
Fixed assets21/28€263,679€263,679=
Tangible fixed assets22/27€263,679€263,679=
Land and buildings22€263,679€263,679=
Current assets29/58€196,886€180,479▼
Stocks and contracts in progress3€181,022€176,513▼
Stocks30/36€181,022€176,513▼
Amounts receivable within one year40/41€14,129€2,006▼
Trade receivables40€2,663€2,006▼
Other amounts receivable41€11,466-
Cash at bank and in hand54/58€1,735€1,960▲
Equity and liabilities
Total equity and liabilities10/49€460,565€444,159▼
Equity10/15€43,567€23,424▼
Contributions10/11€63,000€63,000=
Capital10€63,000€63,000=
Issued capital100€63,000€63,000=
Reserves13€73,444€73,444=
Non-distributable reserves130/1€6,300€6,300=
Legal reserve130€6,300€6,300=
Distributable reserves133€67,144€67,144=
Profit (loss) carried forward14-€92,878-€113,021▼
Provisions and deferred taxes16€5,169€5,169=
Provisions for liabilities and charges160/5€5,169€5,169=
Major repairs and maintenance162€5,169€5,169=
Amounts payable17/49€411,830€415,566▲
Amounts payable after more than one year17€162,887€217,845▲
Financial debts170/4€162,887€217,845▲
Amounts payable within one year42/48€248,942€197,721▼
Financial debts43€65,000€45,000▼
Credit institutions430/8€65,000€45,000▼
Taxes, remuneration and social security45€91,000€94,900▲
Remuneration and social security454/9€91,000€94,900▲
Other amounts payable47/48€92,942€57,821▼
Income statement Code20232024
Other operating charges640/8€1,201€675▼
Gross operating margin9900-€16,016-€13,795▲
Operating profit (loss)9901-€17,217-€14,470▲
Financial charges65/66B€4,960€5,673▲
Recurring financial charges65€4,960€5,673▲
Profit (loss) for the period before taxes9903-€22,178-€20,143▲
Profit (loss) for the period9904-€22,178-€20,143▲
Profit (loss) for the period to be appropriated9905-€22,178-€20,143▲
Appropriation of the result
Profit (loss) to be appropriated9906-€92,878-€113,021▼
Profit (loss) brought forward from the previous period14P-€70,700-€92,878▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8€6,427€6,803€6,560€1,201€675▼ 43.8%
Gross operating margin9900-€13,882€13,074€9,282-€16,016-€13,795▲ 13.9%
Operating profit (loss)9901-€20,309€6,271€2,722-€17,217-€14,470▲ 16.0%
Financial charges65/66B€3,503€3,874€2,808€4,960€5,673▲ 14.4%
Recurring financial charges65€3,503€3,874€2,808€4,960€5,673▲ 14.4%
Profit (loss) for the period before taxes9903-€23,811€2,397-€86-€22,178-€20,143▲ 9.2%
Income taxes67/77€50€50----
Profit (loss) for the period9904-€23,861€2,347-€86-€22,178-€20,143▲ 9.2%
Profit (loss) for the period to be appropriated9905-€23,861€2,347-€86-€22,178-€20,143▲ 9.2%
Line20202021202220232024Change
Assets
Total assets20/58€473,800€468,701€467,122€460,565€444,159▼ 3.6%
Fixed assets21/28€263,679€263,679€263,679€263,679€263,679=
Tangible fixed assets22/27€263,679€263,679€263,679€263,679€263,679=
Land and buildings22€263,679€263,679€263,679€263,679€263,679=
Plant, machinery and equipment23€0€0€0---
Furniture and vehicles24€0€0€0---
Current assets29/58€210,121€205,022€203,443€196,886€180,479▼ 8.3%
Stocks and contracts in progress3€191,353€189,521€183,056€181,022€176,513▼ 2.5%
Stocks30/36€191,353€189,521€183,056€181,022€176,513▼ 2.5%
Amounts receivable within one year40/41€6,531€7,800€8,604€14,129€2,006▼ 85.8%
Trade receivables40€5,037€6,221€7,771€2,663€2,006▼ 24.6%
Other amounts receivable41€1,494€1,579€833€11,466--
Cash at bank and in hand54/58€12,236€7,701€11,784€1,735€1,960▲ 13.0%
Equity and liabilities
Total equity and liabilities10/49€473,800€468,701€467,122€460,565€444,159▼ 3.6%
Equity10/15€63,483€65,831€65,744€43,567€23,424▼ 46.2%
Contributions10/11€63,000€63,000€63,000€63,000€63,000=
Capital10€63,000€63,000€63,000€63,000€63,000=
Issued capital100€63,000€63,000€63,000€63,000€63,000=
Reserves13€73,444€73,444€73,444€73,444€73,444=
Non-distributable reserves130/1€6,300€6,300€6,300€6,300€6,300=
Legal reserve130€6,300€6,300€6,300€6,300€6,300=
Distributable reserves133€67,144€67,144€67,144€67,144€67,144=
Profit (loss) carried forward14-€72,961-€70,613-€70,700-€92,878-€113,021▼ 21.7%
Provisions and deferred taxes16€5,169€5,169€5,169€5,169€5,169=
Provisions for liabilities and charges160/5€5,169€5,169€5,169€5,169€5,169=
Major repairs and maintenance162€5,169€5,169€5,169€5,169€5,169=
Amounts payable17/49€405,148€397,702€396,209€411,830€415,566▲ 0.9%
Amounts payable after more than one year17€161,373€161,373€161,373€162,887€217,845▲ 33.7%
Financial debts170/4€161,373€161,373€161,373€162,887€217,845▲ 33.7%
Amounts payable within one year42/48€243,776€236,329€234,836€248,942€197,721▼ 20.6%
Financial debts43€100,000€95,000€85,000€65,000€45,000▼ 30.8%
Credit institutions430/8€100,000€95,000€85,000€65,000€45,000▼ 30.8%
Trade debts44€15,202€2,193€1,429---
Suppliers440/4€15,202€2,193€1,429---
Taxes, remuneration and social security45€53,300€68,900€80,600€91,000€94,900▲ 4.3%
Remuneration and social security454/9€53,300€68,900€80,600€91,000€94,900▲ 4.3%
Other amounts payable47/48€75,273€70,236€67,807€92,942€57,821▼ 37.8%
Line20202021202220232024Change
Profit (loss) for the period9904-€23,861€2,347-€86-€22,178-€20,143▲ 9.2%
Operating cash flow (approximation)-€23,861€2,347-€86-€22,178-€20,143▲ 9.2%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€4,535€4,082-€10,049€226▲ 102%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
14-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 379 days late
2023
19-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 172 days late
19-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 537 days late
19-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 902 days late
2021
30-11
Financial Back to profitnet €2,347
Net result €2,347 after 3 loss-making years.
2020
22-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 114 days late
2019
01-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
31-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-05
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1986
seat establishment The establishment unit on the map
Ground area
6,608 m²
Building footprint
791 m²
Volume, LiDAR
4,685 m³
Parcel 44011A0746/00R000, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NV I.D.P.
Vaart Rechteroever 55, 9800 DeinzeNACE 5153104
since 19862.036.979.412
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44011A0746/00R000 Flanders 6,608 m² 1 · 791 m² 12.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. DECLERCQ STORTBETON 100%
  2. INTER DAK PAN

Highest known parent: DECLERCQ STORTBETON. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 1,805 companies in sector 46831 we hold annual accounts for 1,399. 469 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded01-04-1986
Fiscal year end30-11
Abbreviation NL I.D.P.
Activities, NACEBEL 2025
46831Wholesale of construction materials, general range
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.