Inter@ction
ActiveSummary
Inter@ction has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,630 and a net result of €15,694. Equity has been shrinking by about 11% per year since 2018. Its solvency ranks better than 46% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-03-2007 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 2 others
- Establishment unit
- 2.161.418.336 2930 Brasschaat, since 16-03-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 02-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €22,524
- Turnover
- ≈ €110,000
- estimated
- Profit
- €15,694
- Equity
- €17,630
- ▲ 126%
- Total assets
- €34,236
- ▼ 26.3%
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.88, cash €13,884, halvedSize: total assets €34,236Figures for financial year 2025 (filed on 14-07-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 47% of them on solvency, 68% on liquidity, 84% on profitability and 91% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 14-07-2026 at the NBB all 19 filings
Every figure per financial year
The operating result for 2025 is a profit of €19,438, after a loss of €15,524 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €8,484 | €10,250 | €4,635 | - |
| Depreciation and write-downs of the year | €1,282 | €840 | €2,107 | €2,357 | €1,681 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €352 | €1,501 | €1,634 | €1,282 | €840 | €2,107 | €2,357 | €1,681 | ▼ 28.7% |
| Other operating charges640/8 | - | - | - | €2,688 | €1,372 | €1,645 | €2,622 | €1,405 | ▼ 46.4% |
| Non-recurring operating charges66A | - | - | - | - | €5,340 | - | €1,997 | €0 | ▼ 100% |
| Gross operating margin9900 | €29,480 | €16,372 | -€23,540 | €23,951 | €30,287 | €6,292 | -€8,548 | €22,524 | - |
| Operating profit (loss)9901 | €27,346 | €11,999 | -€26,604 | €19,981 | €22,734 | €2,540 | -€15,524 | €19,438 | - |
| Financial income75/76B | - | - | - | - | €136 | €332 | €47 | €21 | ▼ 54.4% |
| Recurring financial income75 | €3 | €14 | €75 | - | €136 | €332 | €47 | €21 | ▼ 54.4% |
| Financial charges65/66B | - | - | - | €2,720 | €799 | €1,077 | €490 | €820 | ▲ 67.4% |
| Recurring financial charges65 | €406 | €1,171 | €1,203 | €2,720 | €799 | €1,077 | €490 | €820 | ▲ 67.4% |
| Profit (loss) for the period before taxes9903 | €26,943 | €10,841 | -€27,731 | €17,261 | €22,071 | €1,794 | -€15,967 | €18,639 | - |
| Income taxes67/77 | €9,753 | €4,983 | €590 | €679 | €8,227 | €3,086 | €377 | €2,945 | ▲ 681% |
| Profit (loss) for the period9904 | €17,190 | €5,858 | -€28,321 | €16,582 | €13,844 | -€1,293 | -€16,344 | €15,694 | - |
| Profit (loss) for the period to be appropriated9905 | €17,190 | €5,858 | -€28,321 | €16,582 | €13,844 | -€1,293 | -€16,344 | €15,694 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €57,776 | €70,943 | €30,735 | €43,347 | €54,810 | €55,604 | €46,479 | €34,236 | ▼ 26.3% |
| Fixed assets21/28 | €705 | €3,802 | €2,168 | €886 | €3,189 | €11,332 | €4,681 | €2,999 | ▼ 35.9% |
| Tangible fixed assets22/27 | €705 | €3,802 | €2,168 | €886 | €3,189 | €11,332 | €4,681 | €2,999 | ▼ 35.9% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | €3,926 | €2,999 | ▼ 23.6% |
| Furniture and vehicles24 | - | - | - | €886 | €3,189 | €11,332 | €754 | €0 | ▼ 100% |
| Current assets29/58 | €57,071 | €67,141 | €28,567 | €42,461 | €51,621 | €44,271 | €41,798 | €31,236 | ▼ 25.3% |
| Amounts receivable within one year40/41 | €31,090 | €45,587 | €4,247 | €24,956 | €13,174 | €18,401 | €12,441 | €16,581 | ▲ 33.3% |
| Trade receivables40 | - | - | - | €24,939 | €3,264 | €6,607 | €12,327 | €16,298 | ▲ 32.2% |
| Other amounts receivable41 | - | - | - | €17 | €9,910 | €11,795 | €114 | €284 | ▲ 149% |
| Current investments50/53 | - | - | €20,001 | €1 | €1 | €1 | €0 | - | - |
| Cash at bank and in hand54/58 | €24,479 | €21,554 | €2,652 | €15,731 | €36,579 | €23,178 | €27,808 | €13,884 | ▼ 50.1% |
| Deferred charges and accrued income490/1 | - | - | - | €1,774 | €1,868 | €2,691 | €1,548 | €771 | ▼ 50.2% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €57,776 | €70,943 | €30,735 | €43,347 | €54,810 | €55,604 | €46,479 | €34,236 | ▼ 26.3% |
| Equity10/15 | €35,459 | €41,317 | €12,996 | €29,578 | €42,622 | €24,139 | €7,795 | €17,630 | ▲ 126% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €29,259 | €35,117 | €24,909 | €24,909 | €36,422 | €19,232 | €19,232 | €13,373 | ▼ 30.5% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €23,049 | €34,562 | €17,372 | €17,372 | €11,513 | ▼ 33.7% |
| Profit (loss) carried forward14 | - | - | -€18,113 | -€1,531 | - | -€1,293 | -€17,637 | -€1,943 | ▲ 89.0% |
| Amounts payable17/49 | €22,317 | €29,626 | €17,740 | €13,769 | €12,189 | €31,465 | €38,684 | €16,606 | ▼ 57.1% |
| Amounts payable within one year42/48 | €22,317 | €29,626 | €17,740 | €13,769 | €12,189 | €31,465 | €38,684 | €16,606 | ▼ 57.1% |
| Financial debts43 | - | - | - | €55 | €78 | €53 | €44 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €55 | €78 | €53 | €44 | €0 | ▼ 100% |
| Trade debts44 | €1,736 | €6,090 | €5,430 | €871 | €2,316 | €3,507 | €13,819 | €3,309 | ▼ 76.1% |
| Suppliers440/4 | - | - | - | €871 | €2,316 | €3,507 | €13,819 | €3,309 | ▼ 76.1% |
| Taxes, remuneration and social security45 | - | - | - | €10,700 | €9,794 | €10,714 | €16,120 | €6,296 | ▼ 60.9% |
| Taxes450/3 | - | - | - | €10,700 | €9,794 | €10,714 | €11,690 | €6,296 | ▼ 46.1% |
| Remuneration and social security454/9 | - | - | - | - | - | - | €4,431 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | €2,143 | - | €17,190 | €8,700 | €7,000 | ▼ 19.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,190 | €5,858 | -€28,321 | €16,582 | €13,844 | -€1,293 | -€16,344 | €15,694 | - |
| + Depreciation and write-downs630 | €352 | €1,501 | €1,634 | €1,282 | €840 | €2,107 | €2,357 | €1,681 | ▼ 28.7% |
| Operating cash flow (approximation) | €17,543 | €7,359 | -€26,687 | €17,864 | €14,684 | €814 | -€13,988 | €17,375 | - |
| Investment in fixed assets (approximation) | - | -€4,599 | €0 | €0 | -€3,144 | -€10,250 | €4,295 | €0 | ▼ 100% |
| Change in cash | - | -€2,925 | -€18,902 | €13,079 | €20,848 | -€13,400 | €4,630 | -€13,924 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 34,693 companies had the same profile as Inter@ction has now. Two years later, 95.3% were still going and 0.7% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of Inter@ction itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Inter@ction. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 14-07-2026 | 2026-00288560 | |
| 31-12-2024 | micro format | 15-07-2025 | 2025-00268958 | |
| 31-12-2023 | micro format | 23-07-2024 | 2024-00271152 | |
| 31-12-2022 | micro format | 25-07-2023 | 2023-00264551 | |
| 31-12-2021 | micro format | 26-07-2022 | 2022-20220405 | |
| 31-12-2020 | micro format | 02-07-2021 | 2021-29700276 | |
| 31-12-2019 | micro format | 04-08-2020 | 2020-38800100 | |
| 31-12-2018 | micro format | 09-08-2019 | 2019-45000510 | |
| 31-12-2017 | micro format | 17-07-2018 | 2018-34200161 | |
| 31-12-2016 | micro format | 31-07-2017 | 2017-40000028 |
Board & ownership
Directors
Owners and capital
Shareholders
- BRUYNS Guy Etienne Elza Marie 90 shares
- DE PLEKKER Evelien Gerda Jan 10 shares
Capital transactions
- 19-04-2024 Converted to unavailable equity · €8,060
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BRUYNS Guy Etienne Elza Marie |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, benoemd met of zonder beperking duur, statutair bestuurder mogelijk indien benoemd in statuten”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Procedure- en expertisekosten helft overdrager helft koper(s) naar evenredigheid aantal bij meerdere kopers, ook bij weigering erfgenaam of…”
Articles of association, deed of 19-04-2024 (in Dutch)
Network & group
Inter@ction shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of Inter@ction. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
19-04
Gazette deed
Legal-form change · Resignations & appointmentsChange of role: BRUYNS Guy Etienne Elza Marie, from manager to director · Incorporation · Shareholding21 points ▸
- Incorporation, 12-03-2007
- General meeting, 15-04-2024
- Other provision, “statutenwijziging sinds oprichting” (deed in Dutch)
- Other provision, “Antwerpen, inschrijving rechtspersonenregister” (deed in Dutch)
- Other provision, “bureau algemene vergadering, eenparigheid” (deed in Dutch)
- BRUYNS Guy Etienne Elza Marie holds 90 shares
- DE PLEKKER Evelien Gerda Jan holds 10 shares
- Capital
- Power of attorney, VAN PELT An
- Director in office, BRUYNS Guy Etienne Elza Marie (director)
- Other provision, “aanpassing statuten en behoud rechtsvorm, statuten aanpassen aan WVV en rechtsvorm besloten vennootschap behouden” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- The act holds 9 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
4 activities
- Studie-,organisatie en raadgevend bureau inzake financiële,handels-,bedrijfsorganisatorische of sociale aangelegenheden.
- Alle handelingen die verband houden met advies,documentatie en publicatie over juridische,sociale,economische,bedrijfsorganisatorische en financiële problemen.
- Het inrichten,organiseren en geven van trainingen,opleidingen en seminaries inzake bedrijfsmanagement,marketing,IT en verkoop.
- Het verrichten van voorbereidende studies,professionele raad en advies aan bedrijven in binnen- en buitenland op strategisch en operationeel vlak in het algemeen en in het bijzonder adviesverlening rond maar niet beperkt tot bedrijfsmanage-ment,marketing,IT en verkoop.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11008H0067/00V000 | Flanders | 2,195 m² | 1 · 97 m² | 12.3 m · 3 |