INTER-BATI'RENOV
ActiveINTER-BATI'RENOV has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €296k and a net result of €6k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 7330 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
89
/ 100
Excellent▲ +21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▲+10
Solvency82▲+4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.13 in 2024), and 39.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.6%
Return on assets
1.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
6 d early
2022
15 d late
2021
324 d late
2020
33 d early
2019
1203 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€127k
EBIT margin
-13.2%
Net result
€6k
2024 · €-13k
2018: €10k
2019: €27k
2020: €41k
2021: €79k
2022: €81k
2023: €-18k
2024: €-13k
2018 → 2025
Working capital
€38k▲ 50.7%
2024 · €25k
2018: €59k
2019: €45k
2020: €81k
2021: €-1k
2022: €19k
2023: €11k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€127k
Equity€240k-€321k▲ 33.6%€303k▼ 5.7%€290k▼ 4.3%€296k▲ 2.1%
Operating result€117k-€116k▼ 1.5%€-17k€-11k▲ 36.2%€8k
Net result€79k-€81k▲ 2.9%€-18k€-13k▲ 28.3%€6k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €489k
Fixed assets
€282k▼ 7.0%
Current assets
€206k▼ 6.7%
Equity and liabilities €489k
Equity
€296k▲ 2.1%
Debt
€193k▼ 18.0%
The debt ratio falls from 44.8% to 39.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€29k▲
2024 · €12k
Cash flow
€27k▲
2024 · €10k
Solvency
60.6%▲
2024 · 55.2%
Current ratio
1.23▲
2024 · 1.13
Quick ratio
1.23▲
2024 · 0.82
Debt / equity
0.65▼
2024 · 0.81
ROE
2.1%▲
2024 · -4.5%
ROA
1.3%▲
2024 · -2.5%
Interest coverage
18.39▲
2024 · 5.79
Debt
€193k▼
2024 · €235k
Debt ≤ 1 year
€168k▼
2024 · €196k
Debt > 1 year
€25k▼
2024 · €39k
Income taxes
€234▼
2024 · €257
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€525k€489k▼
Fixed assets21/28€303k€282k▼
Tangible fixed assets22/27€52k€31k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€49k€30k▼
Leasing and similar rights25€568€128▼
Financial fixed assets28€251k€251k=
Current assets29/58€221k€206k▼
Stocks and contracts in progress3€60k-
Stocks30/36€60k-
Amounts receivable within one year40/41€130k€51k▼
Trade receivables40€128k€48k▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€29k€153k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€525k€489k▼
Equity10/15€290k€296k▲
Contributions10/11€8k€8k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€280k€287k▲
Amounts payable17/49€235k€193k▼
Amounts payable after more than one year17€39k€25k▼
Financial debts170/4€39k€25k▼
Amounts payable within one year42/48€196k€168k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€9k€16k▲
Suppliers440/4€9k€16k▲
Taxes, remuneration and social security45€43k€7k▼
Taxes450/3€43k€5k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€129k€130k▲
Income statement
Code20242025
Non-recurring operating income76A€6k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€21k▼
Other operating charges640/8€6k€2k▼
Gross operating margin9900€18k€31k▲
Operating profit (loss)9901€-11k€8k▲
Financial income75/76B€1€4▲
Recurring financial income75€1€4▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-13k€6k▲
Income taxes67/77€257€234▼
Profit (loss) for the period9904€-13k€6k▲
Profit (loss) for the period to be appropriated9905€-13k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€280k€287k▲
Profit (loss) brought forward from the previous period14P€294k€280k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-18k ▼123%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 1203 days late
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 15 days late
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 324 days late
2022
31-12
Financial
Highest result since 2018net €81k ▲2.9%
Net result €81k, the highest in the series.
2021
31-12
Financial
Equity above €200kEq €240k ▲48.6%
4 profitable years in a row build equity to €240k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €162k ▲33.8%
3 profitable years in a row build equity to €162k.
2019
31-12
Financial
Equity above €100kEq €121k ▲29%
2 profitable years in a row build equity to €121k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
02-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 33 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
13-03-2024
Resigned as Manager
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Frameries (C.) 747033 MonsGround area
602 m²
Building footprint
190 m²
Volume, LiDAR
976 m³
2 parcels, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Inter-Bati'Renov
since 20112.199.409.969
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019B0925/00E003indicative | Wallonia | 381 m² | 1 · 89 m² | - |
| 53019C0256/00H002 | Wallonia | 221 m² | 1 · 101 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEMA GLOBAL SERVICES
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Estinnes · Eq €296k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 11,016 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2011
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.