Financials
- Fiscal year
- 2024
- Total assets
- €66
- Loss
- -€569
- Solvency
- -105657.6%
Total assets▼ 82.0%
Net result
20182024
INTER ASSUR MVF
ActiveSummary
The computed 12-month bankruptcy probability of INTER ASSUR MVF is 3.1% (moderate). The 2024 annual accounts show negative equity (-€69,734) and a net result of -€569. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 5% of 19371 sector peers (fiscal year 2024). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Real estate agency activities
NACE 68310
#5 oldest company in Saint-Ghislain, Real estate sector2 sites
Size
€66total assets 2024
- Equity
- -€69,734
- Loss
- -€569
Structure
Accounts 65 d overdue
Why 49- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 134 days late; 3 of the last 3 late+ Sector Real estate activities (NACE 68)+ Founded in 1994Show the evidence
Checked score
Score 2024
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 25% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0=
equity -105657.6% of total assets
Liquidity
50+46
short-term debt 105757.6% · cash 100.0%
Profitability
0=
return on assets -862.1%
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.1%
12-2024: 1.1%● 0.0% vs 11-2024
01-2025: 1.1%▼ -1.0% vs 12-2024
02-2025: 1.1%● 0.0% vs 01-2025
03-2025: 1.1%▼ -1.3% vs 02-2025
04-2025: 1.1%● 0.0% vs 03-2025
05-2025: 1.1%● 0.0% vs 04-2025
06-2025: 1.1%▼ -0.1% vs 05-2025lowest value
07-2025: 1.4%▲ +23.6% vs 06-2025
08-2025: 1.6%▲ +12.5% vs 07-2025
09-2025: 1.6%▲ +0.2% vs 08-2025
10-2025: 1.8%▲ +13.7% vs 09-2025
11-2025: 1.9%▲ +6.5% vs 10-2025
12-2025: 2.4%▲ +25.7% vs 11-2025
01-2026: 1.4%▼ -43.0% vs 12-2025
02-2026: 1.4%● 0.0% vs 01-2026
03-2026: 1.3%▼ -1.8% vs 02-2026
04-2026: 1.5%▲ +14.4% vs 03-2026
05-2026: 2.8%▲ +86.8% vs 04-2026
06-2026: 2.7%▼ -5.4% vs 05-2026
07-2026: 3.1%▲ +14.3% vs 06-2026
08-2026: 3.0%▼ -2.2% vs 07-2026
09-2026: 3.0%▼ -1.0% vs 08-2026
10-2026: 3.1%▲ +5.2% vs 09-2026highest value
- 1 change of registered office in 24 months raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 134 days late; 3 of the last 3 late raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Founded in 1994 lowers the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 5%, liquidity 49%, profitability 4%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€69,734
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-12-2025, 134 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
134 d late
2023
41 d late
2022
122 d late
2021
25 d late
2020
3 d late
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 50 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Appointment: MICHETTI Mauro (non-statutory director)Resignation: MICHETTI Mauro (manager) ·…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
- Risk: Negative equityfiscal year 2024: debts exceed assets -€69,734 View
- Risk: 4 loss-making years in a rowloss fiscal year 2024 -€569 View
- Caution: Among the weakest 5% on solvencysector median 31.1% · 19,371 companies -105657.6% View
- Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
- A director leftlatest change 23-04-2026 · 0 in office 1 left View
By topic
Timeline
- Events
- 12
- Since
- 2016
- 23-04-2026Appointment: MICHETTI Mauro (non-statutory director)
- 12-12-2025Annual accounts filed
- 10-09-2024Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 05-08-1994
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 58
- Who signs
- Each director alone
- Annual meeting
- 26 May at 18:00
- Purpose
- Courtage notamment en assurances, financements, prêts personnels et hypothécaires…
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