Inter-Actions
ActiveSummary
Inter-Actions has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €201k and a net result of €-3k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 514 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability60▼-33
Solvency77▲+1
Growth61▼-5
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 2.01 in 2023; short-term debt: 47.7% and cash: 63.4% of total assets), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.7%
Return on assets
-0.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
34 d early
2022
24 d early
2021
39 d early
2020
40 d early
2019
50 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€30k▼ 21.9%
2023 · €39k
2018: €34k
2019: €28k
2020: €32k
2021: €20k
2022: €25k
2023: €39k
2018 → 2024
EBIT margin
-20.2%▼ 192.5pp
2023 · 172.3%
2018: -92.9%
2019: -18.3%
2020: 13.7%
2021: 266.1%
2022: 140.6%
2023: 172.3%
2018 → 2024
Net result
€-3k
2023 · €68k
2018: €-23k
2019: €-5k
2020: €6k
2021: €56k
2022: €37k
2023: €68k
2018 → 2024
Working capital
€175k▼ 9.3%
2023 · €193k
2018: €379k
2019: €293k
2020: €237k
2021: €263k
2022: €268k
2023: €193k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€32k-€20k▼ 36.2%€25k▲ 22.0%€39k▲ 55.2%€30k▼ 21.9%
Equity€47k-€101k▲ 116%€136k▲ 34.5%€204k▲ 50.2%€201k▼ 1.7%
Operating result€4k-€54k▲ 1,139%€35k▼ 35.5%€67k▲ 90.1%€-6k
Net result€6k-€56k▲ 786%€37k▼ 34.4%€68k▲ 85.0%€-3k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €67k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €388k
Fixed assets
€28k ▲ 78.8%
Current assets
€360k ▼ 6.0%
Equity and liabilities €388k
Equity
€201k ▼ 1.7%
Debt
€188k ▼ 3.6%
Debt's share of the balance-sheet total falls from 48.8% to 48.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2023 · €73k
Cash flow
€5k▼
2023 · €74k
Current ratio
1.94▼
2023 · 2.01
Debt to equity
0.94▼
2023 · 0.95
ROE
-1.7%▼
2023 · 33.4%
ROA
-0.9%▼
2023 · 17.1%
Interest coverage
9.74▼
2023 · 402.48
Debt ≤ 1 year
€185k▼
2023 · €190k
Staff costs
€995k▲
2023 · €910k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€399k€388k▼
Fixed assets21/28€16k€28k▲
Tangible fixed assets22/27€16k€28k▲
Land and buildings22€9k€19k▲
Plant, machinery and equipment23€6k€9k▲
Furniture and vehicles24€894€447▼
Financial fixed assets28€125€125=
Current assets29/58€383k€360k▼
Amounts receivable within one year40/41€125k€106k▼
Trade receivables40€15k€12k▼
Other amounts receivable41€109k€94k▼
Cash at bank and in hand54/58€256k€246k▼
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€399k€388k▼
Equity10/15€204k€201k▼
Profit (loss) carried forward14€204k€201k▼
Amounts payable17/49€195k€188k▼
Amounts payable within one year42/48€190k€185k▼
Trade debts44€6k€17k▲
Suppliers440/4€6k€17k▲
Taxes, remuneration and social security45€174k€159k▼
Taxes450/3€22k€20k▼
Remuneration and social security454/9€152k€139k▼
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20232024
Turnover70€39k€30k▼
Non-recurring operating income76A€0€2k▲
Goods, raw materials, services and sundry goods60/61€86k€100k▲
Remuneration, social security and pensions62€910k€995k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€16k€19k▲
Non-recurring operating charges66A€2k€2k▲
Gross operating margin9900€1.00M€1.02M▲
Operating profit (loss)9901€67k€-6k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€180€201▲
Recurring financial charges65€180€201▲
Profit (loss) for the period before taxes9903€68k€-3k▼
Profit (loss) for the period9904€68k€-3k▼
Profit (loss) for the period to be appropriated9905€68k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€204k€201k▼
Profit (loss) brought forward from the previous period14P€136k€204k▲
Social balance
Average headcount (FTE)908712.012.3▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €68k ▲85%
Operating result €67k, net result €68k, both a record.
31-12
Financial
Equity above €200kEq €204k ▲50.2%
4 profitable years in a row build equity to €204k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €100kEq €101k ▲116%
2 profitable years in a row build equity to €101k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
22-04
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 1989
Ground area
250 m²
Building footprint
114 m²
Volume, LiDAR
955 m³
Parcel 64034A0272/00M002, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Inter-Actions
since 19892.158.596.626
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64034A0272/00M002 | Wallonia | 250 m² | 1 · 114 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FARA
BE 0444.450.634
Leuven · Eq €200,842
CODDIWOMPLE
BE 0414.054.101
Wetteren · Eq €198,627
Inter-Actions
BE 0434.112.909
Bertrix · Eq €203,935
ULYSSE
BE 0477.467.652
Elsene · Eq €197,172
Actions sociales du Brabant wallon - Réseau Solidaris
BE 0446.455.564
Tubize · Eq €197,026
Of 2,203 companies in sector 88999 we hold annual accounts for 802. 630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded08-06-1989
Fiscal year end31-12
Activities, NACEBEL 2025
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.