INTENTION STYLE
ActiveSummary
INTENTION STYLE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €63,737 and a net result of €40,267. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 15862 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency90▲+30
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.06 against 1.59 in 2023; short-term debt: 31.8% and cash: 70.9% of total assets), and 34.7% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
35 d early
2022
34 d early
2021
27 d early
2020
30 d early
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€63,737▲ 162%
2023 · €24,303
Total assets
€97,642▲ 40.1%
2023 · €69,682
Net result
€40,267▲ 60.6%
2023 · €25,072
Working capital
€63,833▲ 160%
2023 · €24,537
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€5,701€86▼ 98.5%€3,420▲ 3,877%€35,124▲ 927%€58,944▲ 67.8%
Net result€7,509within the sector's middle half-€445within the sector's middle half€3,067within the sector's middle half€25,072within the sector's middle half▲ 718%€40,267above the sector's middle half▲ 60.6%
Equity-€3,391below the sector's middle half▲ 68.9%-€3,836below the sector's middle half▼ 13.1%-€769below the sector's middle half▲ 80.0%€24,303within the sector's middle half€63,737within the sector's middle half▲ 162%
Total assets€34,122below the sector's middle half▼ 42.2%€35,105below the sector's middle half▲ 2.9%€43,323below the sector's middle half▲ 23.4%€69,682within the sector's middle half▲ 60.8%€97,642within the sector's middle half▲ 40.1%
Debt€37,513▼ 46.4%€38,941▲ 3.8%€44,092▲ 13.2%€45,379▲ 2.9%€33,906▼ 25.3%
Working capital-€8,110▲ 62.7%-€4,725▲ 41.7%€1,004€24,537▲ 2,344%€63,833▲ 160%
Solvency-9.9%below the sector's middle half▲ 8.5pp-10.9%below the sector's middle half▼ 1.0pp-1.8%below the sector's middle half▲ 9.2pp34.9%within the sector's middle half▲ 36.7pp65.3%within the sector's middle half▲ 30.4pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 68% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €97,642
Fixed assets
€2,755 ▼ 17.9%
Current assets
€94,887 ▲ 43.1%
Equity and liabilities €97,642
Equity
€63,737 ▲ 162%
Debt
€33,906 ▼ 25.3%
Debt's share of the balance-sheet total falls from 65.1% to 34.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59,547▲
2023 · €35,609
Cash flow
€40,869▲
2023 · €25,558
Current ratio
3.06▲
2023 · 1.59
Quick ratio
2.65▲
2023 · 1.38
Debt to equity
0.53▼
2023 · 1.87
ROE
63.2%▼
2023 · 103.2%
ROA
41.2%▲
2023 · 36.0%
Interest coverage
22.56▼
2023 · 192.51
Debt ≤ 1 year
€31,053▼
2023 · €41,787
Income taxes
€16,058▲
2023 · €10,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €124 | - | €1,105 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,850 | €5,459 | €983 | €486 | €602 | ▲ 24.0% |
| Other operating charges640/8 | - | €1,942 | €1,941 | €1,742 | €1,740 | ▼ 0.1% |
| Gross operating margin9900 | €13,841 | €7,487 | €6,344 | €37,351 | €61,286 | ▲ 64.1% |
| Operating profit (loss)9901 | €5,701 | €86 | €3,420 | €35,124 | €58,944 | ▲ 67.8% |
| Financial income75/76B | - | €159 | €80 | €333 | €21 | ▼ 93.8% |
| Recurring financial income75 | €2,649 | €159 | €80 | €333 | €21 | ▼ 93.8% |
| Financial charges65/66B | - | €417 | €139 | €185 | €2,640 | ▲ 1,327% |
| Recurring financial charges65 | €601 | €417 | €139 | €185 | €2,640 | ▲ 1,327% |
| Profit (loss) for the period before taxes9903 | €7,749 | -€172 | €3,362 | €35,272 | €56,325 | ▲ 59.7% |
| Income taxes67/77 | €240 | €273 | €295 | €10,200 | €16,058 | ▲ 57.4% |
| Profit (loss) for the period9904 | €7,509 | -€445 | €3,067 | €25,072 | €40,267 | ▲ 60.6% |
| Profit (loss) for the period to be appropriated9905 | €7,509 | -€445 | €3,067 | €25,072 | €40,267 | ▲ 60.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €34,122 | €35,105 | €43,323 | €69,682 | €97,642 | ▲ 40.1% |
| Fixed assets21/28 | €5,912 | €2,101 | €1,118 | €3,358 | €2,755 | ▼ 17.9% |
| Tangible fixed assets22/27 | €5,912 | €2,101 | €1,118 | €3,358 | €2,755 | ▼ 17.9% |
| Plant, machinery and equipment23 | - | €2,101 | €1,118 | €788 | €459 | ▼ 41.8% |
| Other tangible fixed assets26 | - | - | - | €2,569 | €2,297 | ▼ 10.6% |
| Current assets29/58 | €28,210 | €33,004 | €42,205 | €66,324 | €94,887 | ▲ 43.1% |
| Stocks and contracts in progress3 | €14,792 | €8,391 | €7,495 | €8,796 | €12,539 | ▲ 42.6% |
| Stocks30/36 | - | €8,391 | €7,495 | €8,796 | €12,539 | ▲ 42.6% |
| Amounts receivable within one year40/41 | €5,459 | €4,829 | €8,000 | €8,258 | €11,499 | ▲ 39.2% |
| Trade receivables40 | - | €3,230 | €6,100 | €6,358 | €6,485 | ▲ 2.0% |
| Other amounts receivable41 | - | €1,599 | €1,900 | €1,900 | €5,013 | ▲ 164% |
| Cash at bank and in hand54/58 | €6,457 | €18,117 | €24,708 | €45,889 | €69,249 | ▲ 50.9% |
| Deferred charges and accrued income490/1 | - | €1,667 | €2,002 | €3,381 | €1,600 | ▼ 52.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €34,122 | €35,105 | €43,323 | €69,682 | €97,642 | ▲ 40.1% |
| Equity10/15 | -€3,391 | -€3,836 | -€769 | €24,303 | €63,737 | ▲ 162% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | - | - | - | €11,903 | €51,337 | ▲ 331% |
| Distributable reserves133 | - | - | - | €11,903 | €51,337 | ▲ 331% |
| Profit (loss) carried forward14 | -€15,791 | -€16,236 | -€13,169 | - | - | - |
| Amounts payable17/49 | €37,513 | €38,941 | €44,092 | €45,379 | €33,906 | ▼ 25.3% |
| Amounts payable within one year42/48 | €36,320 | €37,729 | €41,201 | €41,787 | €31,053 | ▼ 25.7% |
| Trade debts44 | €2,941 | €3,126 | €2,670 | €2,847 | €2,269 | ▼ 20.3% |
| Suppliers440/4 | - | €3,126 | €2,670 | €2,847 | €2,269 | ▼ 20.3% |
| Taxes, remuneration and social security45 | - | €2,058 | €6,251 | €10,343 | €10,978 | ▲ 6.1% |
| Taxes450/3 | - | €1,338 | €6,251 | €10,343 | €10,588 | ▲ 2.4% |
| Remuneration and social security454/9 | - | €720 | - | - | €390 | - |
| Other amounts payable47/48 | - | €32,545 | €32,280 | €28,598 | €17,807 | ▼ 37.7% |
| Accrued charges and deferred income492/3 | - | €1,212 | €2,891 | €3,592 | €2,852 | ▼ 20.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,509 | -€445 | €3,067 | €25,072 | €40,267 | ▲ 60.6% |
| + Depreciation and write-downs630 | €6,850 | €5,459 | €983 | €486 | €602 | ▲ 24.0% |
| Operating cash flow (approximation) | €14,359 | €5,014 | €4,049 | €25,558 | €40,869 | ▲ 59.9% |
| Investment in fixed assets (approximation) | - | -€1,648 | €1 | -€2,725 | €0 | ▲ 100% |
| Change in cash | - | €11,660 | €6,591 | €21,181 | €23,360 | ▲ 10.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €40,267 ▲60.6%
Operating result €58,944, net result €40,267, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3,067
Net result €3,067 after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €7,509
Net result €7,509 after 2 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€18,523
Net result drops to -€18,523, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2017
Ground area
1,005 m²
Building footprint
74 m²
Volume, LiDAR
461 m³
Parcel 24483E0023/00H006, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JUST BELLANI STYLE
since 20172.269.658.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0023/00H006 | Flanders | 1,005 m² | 1 · 73 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 94 companies in sector 46424 we hold annual accounts for 44. 29 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
46424Wholesale trade
47715Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0683564641
Also
9925:BE0683564641
Registered
19-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.