IntelliSense
ActiveIntelliSense has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €-5k. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-38
Solvency93▼-4
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.29 in 2024; short-term debt: 32% and cash: 86.8% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
-5.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-03-2026, 124 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
124 d early
2024
73 d early
2023
154 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▼ 40.4%
2024 · €110k
2023: €71k
2024: €110k
2023 → 2025
Total assets
€97k▼ 37.1%
2024 · €154k
2023: €110k
2024: €154k
2023 → 2025
Net result
€-5k
2024 · €39k
2023: €67k
2024: €39k
2023 → 2025
Working capital
€54k▼ 4.4%
2024 · €56k
2023: €44k
2024: €56k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€71k-€110k▲ 55.5%€66k▼ 40.4%
Operating result€94k-€51k▼ 46.3%€-5k
Net result€67k-€39k▼ 41.2%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €51k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€12k▼ 77.8%
Current assets
€85k▼ 15.1%
Equity and liabilities €97k
Equity
€66k▼ 40.4%
Debt
€31k▼ 29.0%
The debt ratio rises from 28.4% to 32.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €59k
Cash flow
€4k▼
2024 · €48k
Solvency
68.0%▼
2024 · 71.6%
Current ratio
2.74▲
2024 · 2.29
Quick ratio
2.74▲
2024 · 2.29
Debt / equity
0.47▲
2024 · 0.40
ROE
-7.8%▼
2024 · 35.7%
ROA
-5.3%▼
2024 · 25.6%
Interest coverage
51.19▼
2024 · 807.61
Debt
€31k▼
2024 · €44k
Debt ≤ 1 year
€31k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€97k▼
Fixed assets21/28€54k€12k▼
Tangible fixed assets22/27€19k€12k▼
Plant, machinery and equipment23-€332
Furniture and vehicles24€19k€12k▼
Financial fixed assets28€35k-
Current assets29/58€100k€85k▼
Amounts receivable within one year40/41€10k€799▼
Trade receivables40€10k€799▼
Cash at bank and in hand54/58€90k€84k▼
Equity and liabilities
Total equity and liabilities10/49€154k€97k▼
Equity10/15€110k€66k▼
Contributions10/11€4k€4k=
Reserves13€67k€67k=
Distributable reserves133€67k€67k=
Profit (loss) carried forward14€39k€-5k▼
Amounts payable17/49€44k€31k▼
Amounts payable within one year42/48€44k€31k▼
Trade debts44€19€432▲
Suppliers440/4€19€432▲
Taxes, remuneration and social security45€17k€4k▼
Taxes450/3€17k€4k▼
Other amounts payable47/48€26k€26k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€200-
Gross operating margin9900€60k€4k▼
Operating profit (loss)9901€51k€-5k▼
Financial charges65/66B€74€75▲
Recurring financial charges65€74€75▲
Profit (loss) for the period before taxes9903€51k€-5k▼
Income taxes67/77€11k-
Profit (loss) for the period9904€39k€-5k▼
Profit (loss) for the period to be appropriated9905€39k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€34k▼
Profit (loss) brought forward from the previous period14P-€39k
Profit to be distributed694/7-€39k
Return on contributions (dividend)694-€39k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-5k ▼113%
Net result drops to €-5k, the lowest in the series.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €110k ▲55.5%
2 profitable years in a row build equity to €110k.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sterrebornestraat 103370 BoutersemGround area
3,199 m²
Building footprint
489 m²
Volume, LiDAR
3,898 m³
2 parcels, Flanders · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
IntelliSense
since 20222.330.491.613
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24016A0011/00P003 | Flanders | 2,548 m² | 1 · 142 m² | - |
| 24593H0252/00R000 | Flanders | 651 m² | 1 · 347 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,919 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:alexander.vdm55@gmail.com