INTELLIGENCE SERVICE
ActiveSummary
INTELLIGENCE SERVICE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-3k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-18
Solvency84▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 2.65 in 2024; short-term debt: 41.2% of total assets), and 41.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.8%
Return on assets
-11.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
36 d late
2023
29 d late
2022
14 d early
2021
31 d early
2020
16 d late
2019
92 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-3k▼ 149%
2024 · €-1k
2018: €6k
2019: €-17k
2020: €29k
2021: €7k
2022: €-3k
2023: €-4k
2024: €-1k
2018 → 2025
Working capital
€18k▼ 16.0%
2024 · €21k
2018: €8k
2019: €-8k
2020: €22k
2021: €32k
2022: €29k
2023: €22k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€26k▼ 11.0%€22k▼ 13.8%€21k▼ 6.0%€18k▼ 16.0%
Operating result€8k-€-3k€-3k▼ 11.1%€-658▲ 80.0%€-3k▼ 347%
Net result€7k-€-3k€-4k▼ 12.2%€-1k▲ 62.3%€-3k▼ 149%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €658 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €30k
Equity
€18k ▼ 16.0%
Debt
€12k ▼ 3.0%
Debt's share of the balance-sheet total rises from 37.7% to 41.2%. Equity and debt are lower.
Key figures and ratios
Current ratio
2.43▼
2024 · 2.65
Debt to equity
0.70▲
2024 · 0.61
ROE
-19.1%▼
2024 · -6.4%
ROA
-11.2%▼
2024 · -4.0%
Debt ≤ 1 year
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€34k€30k▼
Current assets29/58€34k€30k▼
Amounts receivable within one year40/41€34k€30k▼
Other amounts receivable41€34k€30k▼
Equity and liabilities
Total equity and liabilities10/49€34k€30k▼
Equity10/15€21k€18k▼
Contributions10/11€25k€25k=
Capital10€25k€25k=
Issued capital100€32k€32k=
Uncalled capital101€7k€7k=
Reserves13€17k€17k=
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-21k€-24k▼
Amounts payable17/49€13k€12k▼
Amounts payable within one year42/48€13k€12k▼
Financial debts43€12k€12k▲
Credit institutions430/8€12k€12k▲
Trade debts44€387-
Suppliers440/4€387-
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-271€-3k▼
Operating profit (loss)9901€-658€-3k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-1k€-3k▼
Profit (loss) for the period9904€-1k€-3k▼
Profit (loss) for the period to be appropriated9905€-1k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-24k▼
Profit (loss) brought forward from the previous period14P€-19k€-21k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 36 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 3.77
Current ratio from 1.48 to 3.77; short-term debt falls from €45k to €11k.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
12-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 73 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 144 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 1987
Ground area
9,604 m²
Building footprint
1,500 m²
Volume, LiDAR
601 m³
Parcel 21332B0498/00A000, Brussels · tallest building 8.5 m. Linked by address, not a title deed.
1 establishment unit
INTELLIGENCE SERVICE
since 19872.031.932.838
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0498/00A000 | Brussels | 9,604 m² | 1 · 1,500 m² | 8.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 3,771 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-1987
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.