INTELLECTUAL MATTERS
ActiveINTELLECTUAL MATTERS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €43k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 45% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▼-5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 5.3 against 4.63 in 2024), and 49.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
12.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
58 d early
2023
65 d early
2022
30 d late
2021
28 d early
2020
3 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▲ 5.8%
2024 · €167k
2018: €159k
2019: €124k
2020: €113k
2021: €71k
2022: €86k
2023: €129k
2024: €167k
2018 → 2025
Total assets
€349k▲ 72.6%
2024 · €202k
2018: €457k
2019: €171k
2020: €208k
2021: €169k
2022: €157k
2023: €169k
2024: €202k
2018 → 2025
Net result
€43k▼ 18.5%
2024 · €53k
2018: €17k
2019: €-24k
2020: €48k
2021: €17k
2022: €15k
2023: €43k
2024: €53k
2018 → 2025
Working capital
€160k▲ 25.2%
2024 · €127k
2018: €18k
2019: €117k
2020: €112k
2021: €70k
2022: €83k
2023: €127k
2024: €127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€86k▲ 21.6%€129k▲ 49.7%€167k▲ 29.2%€177k▲ 5.8%
Operating result€24k-€23k▼ 5.0%€58k▲ 155%€70k▲ 21.1%€59k▼ 16.4%
Net result€17k-€15k▼ 7.4%€43k▲ 180%€53k▲ 22.9%€43k▼ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €349k
Fixed assets
€152k▲ 285%
Current assets
€197k▲ 20.9%
Equity and liabilities €349k
Equity
€177k▲ 5.8%
Debt
€172k▲ 391%
The debt ratio rises from 17.4% to 49.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€65k▼
2024 · €71k
Cash flow
€49k▼
2024 · €54k
Solvency
50.6%▼
2024 · 82.6%
Current ratio
5.30▲
2024 · 4.63
Quick ratio
5.30▲
2024 · 4.63
Debt / equity
0.98▲
2024 · 0.21
ROE
24.3%▼
2024 · 31.6%
ROA
12.3%▼
2024 · 26.1%
Interest coverage
9.76▼
2024 · 81.80
Debt
€172k▲
2024 · €35k
Debt ≤ 1 year
€37k▲
2024 · €35k
Debt > 1 year
€135k
Income taxes
€14k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€202k€349k▲
Fixed assets21/28€40k€152k▲
Tangible fixed assets22/27€40k€152k▲
Land and buildings22€39k€145k▲
Furniture and vehicles24€1k€7k▲
Current assets29/58€163k€197k▲
Amounts receivable within one year40/41€31k€151k▲
Trade receivables40€30k€30k▼
Other amounts receivable41€240€121k▲
Current investments50/53€75k€0▼
Cash at bank and in hand54/58€51k€40k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€202k€349k▲
Equity10/15€167k€177k▲
Contributions10/11€19k€19k=
Reserves13€149k€158k▲
Distributable reserves133€149k€158k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€35k€172k▲
Amounts payable after more than one year17-€135k
Financial debts170/4-€135k
Amounts payable within one year42/48€35k€37k▲
Current portion of amounts payable after more than one year42-€5k
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€24k€28k▲
Taxes450/3€24k€28k▲
Other amounts payable47/48€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€6k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€72k€66k▼
Operating profit (loss)9901€70k€59k▼
Financial income75/76B€121€5k▲
Recurring financial income75€121€5k▲
Financial charges65/66B€868€7k▲
Recurring financial charges65€868€7k▲
Profit (loss) for the period before taxes9903€69k€57k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€53k€43k▼
Profit (loss) for the period to be appropriated9905€53k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€43k▼
Transfer to equity691/2€38k€10k▼
To other reserves6921€38k€10k▼
Profit to be distributed694/7€15k€33k▲
Return on contributions (dividend)694€15k€33k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €53k ▲22.9%
Operating result €70k, net result €53k, both a record.
31-12
Financial
Equity above €150kEq €167k ▲29.2%
5 profitable years in a row build equity to €167k.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €129k ▲49.7%
4 profitable years in a row build equity to €129k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
03-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-24k ▼237%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 3.51
Current ratio from 1.26 to 3.51; short-term debt falls from €68k to €46k.
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold Debruynestraat 408310 BruggeGround area
1,217 m²
Building footprint
1,117 m²
Volume, LiDAR
7,097 m³
2 parcels, Flanders · tallest building 16.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Intellectual Matters
since 20142.234.036.692
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D0694/00H000 | Flanders | 1,037 m² | 1 · 1,036 m² | 16.0 m · 1 fl. |
| 31433D0016/00Z000 | Flanders | 180 m² | 1 · 81 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Jill & Olly
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In Scientia Consulting
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LUTTIS
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 40,481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.