Skip to content

INTEGRIS

Active Risk: not assessed
Private limited companyfounded 2017active for 9 yearsDiksmuidseweg 522, 8904 Ieper, BelgiumKBO/BCE: BE 0674.371.318
Summary

INTEGRIS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €315,154 and a net result of €69,411. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 36% of 1,847 sector peers (NACE 66, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00480907.

Equity
€315,154▲ 28.2%
2024 · €245,743
Net result
€69,411▲ 71.0%
2024 · €40,598
Total assets
€1.2m▲ 217%
2024 · €386,069
Solvency
25.7%▼ 37.9pp
2024 · 63.7%
Trend over the years

2022 to 2025, 4 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 93% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.1m 2025 Net result€0.07m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€0.04m-€0.03m▼ 18.2%€0.06m▲ 75.2%€0.1m▲ 92.7%
Net result€0.03mwithin the sector's middle half-€0.02mwithin the sector's middle half▼ 19.8%€0.04mwithin the sector's middle half▲ 90.8%€0.07mwithin the sector's middle half▲ 71.0%
Equity€0.2mwithin the sector's middle half-€0.2mwithin the sector's middle half▼ 4.1%€0.2mwithin the sector's middle half▲ 19.8%€0.3mwithin the sector's middle half▲ 28.2%
Total assets€0.5mbelow the sector's middle half-€0.4mbelow the sector's middle half▼ 6.6%€0.4mbelow the sector's middle half▼ 10.5%€1.2mwithin the sector's middle half▲ 217%
Debt€0.2m-€0.2m▼ 8.7%€0.1m▼ 38.0%€0.9m▲ 549%
Working capital€0.1mwithin the sector's middle half-€0.07mwithin the sector's middle half▼ 29.4%€0.1mwithin the sector's middle half▲ 38.6%€0.2mwithin the sector's middle half▲ 123%
Solvency46.3%within the sector's middle half-47.6%within the sector's middle half▲ 1.2pp63.7%within the sector's middle half▲ 16.1pp25.7%within the sector's middle half▼ 37.9pp
Current ratio2.31within the sector's middle half-1.69within the sector's middle half▼ 0.622.41within the sector's middle half▲ 0.712.71within the sector's middle half▲ 0.30
Return on assets (ROA)5.7%within the sector's middle half-4.9%within the sector's middle half▼ 0.8pp10.5%within the sector's middle half▲ 5.6pp5.7%within the sector's middle half▼ 4.9pp
Staff (FTE)1.1below the sector's middle half-1below the sector's middle half▼ 9.1%1below the sector's middle half=1.7within the sector's middle half▲ 70.0%
above within below the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets €871,825 ▲ 305%
Current assets €353,747 ▲ 107%
Equity and liabilities €1.2m
Equity €315,154 ▲ 28.2%
Debt €910,418 ▲ 549%
Debt's share of the balance-sheet total rises from 36.3% to 74.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
22.0%▲
2024 · 16.5%
Debt ≤ 1 year
€130,576▲
2024 · €71,107
Debt > 1 year
€599,133▲
2024 · €69,219
Income taxes
€24,971▲
2024 · €14,890
Staff costs
€94,999▲
2024 · €45,837
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€0.4m€1.2m▲
Fixed assets21/28€0.2m€0.9m▲
Intangible fixed assets21€0.2m€0.9m▲
Tangible fixed assets22/27€0.006m€0.02m▲
Furniture and vehicles24€0.006m€0.01m▲
Other tangible fixed assets26-€0.006m
Financial fixed assets28€0.005m€0.005m=
Current assets29/58€0.2m€0.4m▲
Amounts receivable within one year40/41€0.1m€0.3m▲
Trade receivables40€0.1m€0.3m▲
Other amounts receivable41€0.03m€0.02m▼
Cash at bank and in hand54/58€0.02m€0.02m▼
Deferred charges and accrued income490/1€0.005m€0.002m▼
Equity and liabilities
Total equity and liabilities10/49€0.4m€1.2m▲
Equity10/15€0.2m€0.3m▲
Contributions10/11€0.02m€0.02m=
Reserves13€0.2m€0.3m▲
Distributable reserves133€0.2m€0.3m▲
Amounts payable17/49€0.1m€0.9m▲
Amounts payable after more than one year17€0.07m€0.6m▲
Financial debts170/4€0.07m€0.6m▲
Amounts payable within one year42/48€0.07m€0.1m▲
Current portion of amounts payable after more than one year42€0.03m€0.09m▲
Financial debts43€0.006m€0.01m▲
Credit institutions430/8€0.006m€0.01m▲
Trade debts44€0.02m€0.003m▼
Suppliers440/4€0.02m€0.003m▼
Taxes, remuneration and social security45€0.009m€0.02m▲
Taxes450/3-€0.002m
Remuneration and social security454/9€0.009m€0.02m▲
Accrued charges and deferred income492/3-€0.2m
Income statement Code20242025
Remuneration, social security and pensions62€0.05m€0.09m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.04m€0.07m▲
Other operating charges640/8€0.001m€0.005m▲
Gross operating margin9900€0.1m€0.3m▲
Operating profit (loss)9901€0.06m€0.1m▲
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€0.002m€0.02m▲
Recurring financial charges65€0.002m€0.02m▲
Profit (loss) for the period before taxes9903€0.06m€0.09m▲
Income taxes67/77€0.01m€0.02m▲
Profit (loss) for the period9904€0.04m€0.07m▲
Profit (loss) for the period to be appropriated9905€0.04m€0.07m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.04m€0.07m▲
Transfer to equity691/2€0.04m€0.07m▲
To other reserves6921€0.04m€0.07m▲
Social balance sheet
Average headcount (FTE)90871.01.7▲

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62€46,437€44,481€45,837€94,999▲ 107%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41,715€41,476€40,490€71,383▲ 76.3%
Other operating charges640/8€1,349€1,447€1,397€4,703▲ 237%
Gross operating margin9900€129,876€120,449€145,632€282,680▲ 94.1%
Operating profit (loss)9901€40,376€33,046€57,908€111,595▲ 92.7%
Financial income75/76B--€4--
Recurring financial income75--€4--
Financial charges65/66B€3,726€3,437€2,424€17,212▲ 610%
Recurring financial charges65€3,726€3,437€2,424€17,212▲ 610%
Profit (loss) for the period before taxes9903€36,649€29,610€55,488€94,382▲ 70.1%
Income taxes67/77€10,134€8,336€14,890€24,971▲ 67.7%
Profit (loss) for the period9904€26,515€21,274€40,598€69,411▲ 71.0%
Profit (loss) for the period to be appropriated9905€26,515€21,274€40,598€69,411▲ 71.0%
Line2022202320242025Change
Assets
Total assets20/58€0.5m€0.4m€0.4m€1.2m▲ 217%
Fixed assets21/28€0.3m€0.3m€0.2m€0.9m▲ 305%
Intangible fixed assets21€0.3m€0.2m€0.2m€0.9m▲ 317%
Tangible fixed assets22/27€0.001m€0.008m€0.006m€0.02m▲ 163%
Furniture and vehicles24€0.001m€0.008m€0.006m€0.01m▲ 64.2%
Other tangible fixed assets26---€0.006m-
Financial fixed assets28€118€0.005m€0.005m€0.005m=
Current assets29/58€0.2m€0.2m€0.2m€0.4m▲ 107%
Amounts receivable within one year40/41€0.1m€0.1m€0.1m€0.3m▲ 133%
Trade receivables40€0.1m€0.1m€0.1m€0.3m▲ 182%
Other amounts receivable41€0.02m€0.02m€0.03m€0.02m▼ 41.7%
Cash at bank and in hand54/58€0.04m€0.05m€0.02m€0.02m▼ 8.8%
Deferred charges and accrued income490/1€0.01m€0.007m€0.005m€0.002m▼ 66.2%
Equity and liabilities
Total equity and liabilities10/49€0.5m€0.4m€0.4m€1.2m▲ 217%
Equity10/15€0.2m€0.2m€0.2m€0.3m▲ 28.2%
Contributions10/11€0.02m€0.02m€0.02m€0.02m=
Reserves13€0.2m€0.2m€0.2m€0.3m▲ 30.6%
Distributable reserves133€0.2m€0.2m€0.2m€0.3m▲ 30.6%
Amounts payable17/49€0.2m€0.2m€0.1m€0.9m▲ 549%
Amounts payable after more than one year17€0.2m€0.1m€0.07m€0.6m▲ 766%
Financial debts170/4€0.2m€0.1m€0.07m€0.6m▲ 766%
Amounts payable within one year42/48€0.08m€0.1m€0.07m€0.1m▲ 83.6%
Current portion of amounts payable after more than one year42€0.04m€0.04m€0.03m€0.09m▲ 171%
Financial debts43€0.005m€0.006m€0.006m€0.01m▲ 126%
Credit institutions430/8€0.005m€0.006m€0.006m€0.01m▲ 126%
Trade debts44€0.02m€0.02m€0.02m€0.003m▼ 86.9%
Suppliers440/4€0.02m€0.02m€0.02m€0.003m▼ 86.9%
Taxes, remuneration and social security45€0.009m€0.009m€0.009m€0.02m▲ 130%
Taxes450/3€0.001m€0.005m-€0.002m-
Remuneration and social security454/9€0.008m€0.005m€0.009m€0.02m▲ 107%
Other amounts payable47/48€0.003m€0.03m---
Accrued charges and deferred income492/3€0.008m--€0.2m-
Line2022202320242025Change
Profit (loss) for the period9904€26,515€21,274€40,598€69,411▲ 71.0%
+ Depreciation and write-downs630€41,715€41,476€40,490€71,383▲ 76.3%
Operating cash flow (approximation)€68,230€62,750€81,089€140,794▲ 73.6%
Investment in fixed assets (approximation)--€15,207€0-€728,159-
Change in cash-€12,179-€25,279-€2,145▲ 91.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 abbreviated format 28-08-2026 2026-00480907
31-12-2024 abbreviated format 26-06-2025 2025-00191263
31-12-2023 abbreviated format 20-06-2024 2024-00150523
31-12-2022 abbreviated format 26-06-2023 2023-00165963

Similar companies · same sector, comparable size

Of the 4,604 active companies whose main activity is insurance agents and brokers (NACE 66220), figures are known for 3,225. 2,708 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 to 2025 · 4 entries · €1,999 awarded · €1,999 paid
Year Entries AwardedPaid
2025 1 €474€474
2024 1 €315€501
2023 1 €553€727
2022 1 €657€297
Schemes
4 entries · €1,999 · €1,999 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.