INTEGRATIVA
ActiveINTEGRATIVA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €123k. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 14% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-3
Solvency26▼-56
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.8%
Return on assets
19.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7740 sector peers (2025).
NBB · sector comparisonPosition among 7740 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
115 d early
2024
11 d late
2023
19 d early
2022
31 d late
2021
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 99.0%
2024 · €478k
2021: €122k
2022: €215k
2023: €292k
2024: €478k
2021 → 2025
Total assets
€627k▼ 25.6%
2024 · €843k
2021: €389k
2022: €614k
2023: €671k
2024: €843k
2021 → 2025
Net result
€123k▼ 33.9%
2024 · €186k
2021: €117k
2022: €94k
2023: €77k
2024: €186k
2021 → 2025
Working capital
€150k▼ 64.4%
2024 · €421k
2021: €-18k
2022: €97k
2023: €198k
2024: €421k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€215k▲ 76.8%€292k▲ 35.6%€478k▲ 63.7%€5k▼ 99.0%
Operating result€147k-€118k▼ 19.7%€98k▼ 16.5%€239k▲ 143%€154k▼ 35.4%
Net result€117k-€94k▼ 19.9%€77k▼ 18.1%€186k▲ 143%€123k▼ 33.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €627k
Fixed assets
€174k▲ 147%
Current assets
€454k▼ 41.3%
Equity and liabilities €627k
Equity
€5k▼ 99.0%
Debt
€622k▲ 70.5%
The debt ratio rises from 43.3% to 99.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€192k▼
2024 · €272k
Cash flow
€161k▼
2024 · €218k
Solvency
0.8%▼
2024 · 56.7%
Current ratio
1.49▼
2024 · 2.19
Quick ratio
1.49▼
2024 · 2.18
ROA
19.6%▼
2024 · 22.1%
Interest coverage
215.59▼
2024 · 230.66
Debt
€622k▲
2024 · €365k
Debt ≤ 1 year
€304k▼
2024 · €352k
Income taxes
€33k▼
2024 · €58k
Staff costs
€67k▲
2024 · €48k
A ratio outside any meaningful range has been withheld (balance sheet total €627k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€843k€627k▼
Fixed assets21/28€70k€174k▲
Intangible fixed assets21€18k€15k▼
Tangible fixed assets22/27€52k€159k▲
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€1k€385▼
Other tangible fixed assets26€46k€154k▲
Current assets29/58€773k€454k▼
Amounts receivable after more than one year29€57k-
Other amounts receivable291€57k-
Stocks and contracts in progress3€4k€2k▼
Stocks30/36€4k€2k▼
Amounts receivable within one year40/41€200k€295k▲
Trade receivables40€180k€257k▲
Other amounts receivable41€20k€38k▲
Cash at bank and in hand54/58€510k€154k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€843k€627k▼
Equity10/15€478k€5k▼
Contributions10/11€5k€5k=
Reserves13€473k-
Distributable reserves133€473k-
Amounts payable17/49€365k€622k▲
Amounts payable within one year42/48€352k€304k▼
Trade debts44€25k€72k▲
Suppliers440/4€25k€72k▲
Advances received on contracts in progress46€285k€995▼
Taxes, remuneration and social security45€33k€55k▲
Taxes450/3€24k€46k▲
Remuneration and social security454/9€9k€8k▼
Other amounts payable47/48€9k€176k▲
Accrued charges and deferred income492/3€13k€318k▲
Income statement
Code20242025
Remuneration, social security and pensions62€48k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€38k▲
Other operating charges640/8€1k€358▼
Gross operating margin9900€321k€259k▼
Operating profit (loss)9901€239k€154k▼
Financial income75/76B€6k€2k▼
Recurring financial income75€6k€2k▼
Financial charges65/66B€1k€891▼
Recurring financial charges65€1k€891▼
Profit (loss) for the period before taxes9903€244k€156k▼
Income taxes67/77€58k€33k▼
Profit (loss) for the period9904€186k€123k▼
Profit (loss) for the period to be appropriated9905€186k€123k▼
Appropriation of the result
Profit (loss) to be appropriated9906€186k€123k▼
Transfer from equity791/2-€473k
Transfer to equity691/2€186k-
To other reserves6921€186k-
Profit to be distributed694/7-€596k
Return on contributions (dividend)694-€596k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Highest result since 2021net €186k ▲143%
Operating result €239k, net result €186k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €77k ▼18.1%
Net result drops to €77k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €215k ▲76.8%
2 profitable years in a row build equity to €215k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Léonce Roelsstraat 79620 ZottegemGround area
1,354 m²
Building footprint
256 m²
Volume, LiDAR
2,394 m³
Parcel 41081A0753/00D005, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
INTEGRATIVA
since 20212.310.719.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0753/00D005 | Flanders | 1,354 m² | 1 · 256 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
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Of 4,572 companies in sector 82300 we hold annual accounts for 1,671. 650 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2020
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
85592Vocational training
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.