Equity
€301,312 ▼ 30.2%
INTEGRATED BUSINESS SOFTWARE SERVICES paid out €247,070 in dividends. That is 212% of the 2026 profit.
INTEGRATED BUSINESS SOFTWARE SERVICES
Lifetime
20 annual accounts with figures on one time axis, 26 filings since 2001peak €143,701 (2026)
€143,701▲ 12.7%
peak €116,399 (2026)
€116,399▲ 8.9%
peak €507,798 (2020)
€301,312▼ 30.2%
€273,006▲ 110%
Board1 name since 2000
1 directorGerry De Jonghe
Documentsfilings and deeds
15-07-2026108 days before the deadline
2026micro format
Gross margin from €127,498 to €143,701Dividend €247,070Equity from €431,983 to €301,312Debts from €130,047 to €273,006Cash from €324,892 to €455,803
Key points
from the 2026 annual accountsFilings
26 annual accounts 27 filings since 2001
The 2020 accounts came 66 days late. The other nine of the last ten were filed on time.
Position in the sector
€116,399
Higher net result than 95% of companies in computer programming and consultancy. Sector median €30,817 · 660 companies.
Checked score
93
Excellent
Financially stronger than 46% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.09, cash €455,803
Size: total assets €574,318
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €301,312 (52.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 45% of them on solvency, 60% on liquidity, 58% on profitability and 20% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as INTEGRATED BUSINESS SOFTWARE SERVICES has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of INTEGRATED BUSINESS SOFTWARE SERVICES itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for INTEGRATED BUSINESS SOFTWARE SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.09 (4.23 in 2025), above the usual 1.5. Short-term debt is 47.5% and cash 79.4% of total assets. 47.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-07-2026, 108 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
108 days early
2025
125 days early
2024
86 days early
2023
134 days early
2022
146 days early
2021
18 days early
2020
66 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 79 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0471340420
Appointment: Gerry De Jonghe (director)
General meeting of 06-09-2023 · Gazette deed
First establishment
Kloosterlandstraat 22, Assenede
Incorporation
published on 14-03-2000 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTEGRATED BUSINESS SOFTWARE SERVICES Assenede | €574,318 | €143,701 | 52.5% | - |
| E-SOFT Ronse | €637,490 | €165,424 | 95.1% | - |
| A - SYSTEMS Zulte | €639,245 | €149,280 | 93.6% | - |
| ELCEE Nazareth-De Pinte | €485,729 | €151,774 | 73.7% | - |
| I.T. POWER Boechout | €646,510 | €132,240 | 63.1% | - |
| ARMADA Knokke-Heist | €594,757 | €168,073 | 69.6% | - |
| CYTECH SYSTEMS Etterbeek | €580,048 | €123,405 | 62.8% | - |
These companies have the same main activity as INTEGRATED BUSINESS SOFTWARE SERVICES: computer programming (NACE 62100). They are comparable in size and age: total assets between €486,000 and €647,000, founded between 1998 and 2002.
Official details
Source: KBO- Status
- Active since 02-03-2000Normal situation
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.114.860.4159968 Assenede, since 28-11-2002
- Financial year end
- 31 March
- Peppol
- Reachable since 05-08-2024
Annual accounts to 31-03-2026
- ≈ €210,000estimated
- €574,318▲ 2.2%
- Filing
- Filed on 15-07-2026, 108 days before the end of the filing period
Insights on INTEGRATED BUSINESS SOFTWARE SERVICES
INTEGRATED BUSINESS SOFTWARE SERVICES files the micro format. That format states no turnover. The gross margin rose from €57,479 in 2007 to €143,701 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INTEGRATED BUSINESS SOFTWARE SERVICES
- What is the company number of INTEGRATED BUSINESS SOFTWARE SERVICES?
- The company number of INTEGRATED BUSINESS SOFTWARE SERVICES is 0471.340.420. The VAT number is the same number with BE in front: BE 0471.340.420.
- Where is INTEGRATED BUSINESS SOFTWARE SERVICES based?
- The registered office is at Kloosterlandstraat 22, 9968 Assenede.Company details
- What does INTEGRATED BUSINESS SOFTWARE SERVICES do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of INTEGRATED BUSINESS SOFTWARE SERVICES?
- INTEGRATED BUSINESS SOFTWARE SERVICES is a private limited company (BV).
- When was INTEGRATED BUSINESS SOFTWARE SERVICES founded?
- INTEGRATED BUSINESS SOFTWARE SERVICES was founded on 02-03-2000.
- Is INTEGRATED BUSINESS SOFTWARE SERVICES still active?
- Yes, INTEGRATED BUSINESS SOFTWARE SERVICES is an active enterprise in the KBO register.
- What is the turnover of INTEGRATED BUSINESS SOFTWARE SERVICES?
- The turnover in financial year 2026 is ≈ €210,000. This figure is estimated from the gross margin of €143,701 and 32 comparable companies (NACE 62100). It probably lies between €180,000 and €300,000.Financials
- Is INTEGRATED BUSINESS SOFTWARE SERVICES profitable?
- In financial year 2026, INTEGRATED BUSINESS SOFTWARE SERVICES made a profit of €116,399.
- Where can I find the annual accounts of INTEGRATED BUSINESS SOFTWARE SERVICES?
- INTEGRATED BUSINESS SOFTWARE SERVICES filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of INTEGRATED BUSINESS SOFTWARE SERVICES due?
- INTEGRATED BUSINESS SOFTWARE SERVICES must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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