INTEGRAL SOFTWARE
ActiveSummary
INTEGRAL SOFTWARE has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €762,427 and a net result of €629,403. Equity is shrinking by about 5.6% per year across the filed financial years. Its solvency ranks better than 58% of 3,853 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Staff
- 6.5 FTE
- Equity
- €762,427
- Profit
- €629,403
Why 95raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.56, cash €595,396Equity €762,427 (62.5% of total assets)Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 57% on solvency, 75% on liquidity, 84% on profitability and 38% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 60 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Highest result from 2018 to 2025net €629,403 ▲86.2%
- Annual accounts filedfinancial year 2024 · full…
Financials · financial year 2025, full format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result falls in 2025; 2025 is 3% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
- 2023 Total assets -62% on 2022. Partial demerger to TOPIM, Official Gazette 22-12-2023.
Peer companies
Historical observationOf the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €2.0m | €2.0m | €1.6m | €1.4m | €1.4m | €1.4m | €1.4m | €1.3m | ▼ 1.7% |
| Non-recurring operating income76A | - | - | - | €0.006m | €0.004m | €0.05m | - | €0.001m | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | ▼ 1.0% |
| Remuneration, social security and pensions62 | - | - | - | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | ▼ 0.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.01m | €0.03m | €0.03m | ▲ 2.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €0.006m | - | - | - | - |
| Other operating charges640/8 | - | - | - | €0.03m | €0.02m | €0.009m | €0.001m | €0.006m | ▲ 310% |
| Non-recurring operating charges66A | - | - | - | €372 | - | €0.9m | €329 | - | - |
| Gross operating margin9900 | €1.2m | €1.2m | €1.0m | €1.0m | €1.0m | €1.1m | €1.0m | €0.9m | ▼ 1.3% |
| Operating profit (loss)9901 | €0.4m | €0.5m | €0.4m | €0.4m | €0.4m | -€0.3m | €0.5m | €0.5m | ▼ 3.0% |
| Financial income75/76B | - | - | - | €0.02m | €0.01m | €0.001m | €0.01m | €0.3m | ▲ 22× |
| Recurring financial income75 | €0.005m | €0.008m | €0.006m | €0.02m | €0.01m | €0.001m | €0.01m | €0.006m | ▼ 50.6% |
| Non-recurring financial income76B | - | - | - | - | - | - | - | €0.3m | - |
| Financial charges65/66B | - | - | - | €0.03m | €0.02m | €0.01m | €0.005m | €0.003m | ▼ 36.7% |
| Recurring financial charges65 | €0.03m | €0.03m | €0.03m | €0.03m | €0.02m | €0.01m | €0.005m | €0.003m | ▼ 36.7% |
| Profit (loss) for the period before taxes9903 | €0.3m | €0.5m | €0.4m | €0.4m | €0.4m | -€0.3m | €0.5m | €0.7m | ▲ 50.8% |
| Income taxes67/77 | €0.1m | €0.2m | €0.06m | €0.1m | €0.07m | €0.1m | €0.2m | €0.1m | ▼ 28.2% |
| Profit (loss) for the period9904 | €0.2m | €0.3m | €0.4m | €0.3m | €0.4m | -€0.4m | €0.3m | €0.6m | ▲ 86.2% |
| Transfer from tax-exempt reserves789 | - | - | - | - | - | €0.1m | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €0.1m | €0.3m | €0.4m | €0.3m | €0.4m | -€0.3m | €0.3m | €0.6m | ▲ 86.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €2.8m | €3.0m | €3.0m | €2.7m | €2.6m | €1.0m | €1.1m | €1.2m | ▲ 11.5% |
| Fixed assets21/28 | €2.1m | €2.2m | €2.2m | €2.0m | €1.8m | €0.6m | €0.5m | €0.5m | ▼ 5.8% |
| Intangible fixed assets21 | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Tangible fixed assets22/27 | €1.7m | €1.7m | €1.7m | €1.5m | €1.4m | €0.1m | €0.1m | €0.07m | ▼ 29.2% |
| Land and buildings22 | - | - | - | €1.5m | €1.4m | - | - | - | - |
| Plant, machinery and equipment23 | - | - | - | €0.006m | €0.005m | €0.01m | €0.01m | €0.006m | ▼ 48.6% |
| Furniture and vehicles24 | - | - | - | €0.04m | €256 | €0.1m | €0.09m | €0.06m | ▼ 26.7% |
| Financial fixed assets28 | - | - | €0.02m | €0.02m | €0.02m | €0.003m | €0.003m | - | - |
| Current assets29/58 | €0.7m | €0.8m | €0.8m | €0.7m | €0.7m | €0.4m | €0.6m | €0.7m | ▲ 28.4% |
| Amounts receivable after more than one year29 | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Trade receivables290 | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Stocks and contracts in progress3 | €0.08m | €0.04m | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €0.09m | €0.1m | €0.1m | €0.08m | €0.09m | €0.08m | €0.08m | €0.1m | ▲ 46.8% |
| Trade receivables40 | - | - | - | €0.07m | €0.09m | €0.08m | €0.07m | €0.1m | ▲ 40.4% |
| Other amounts receivable41 | - | - | - | €0.005m | €0.007m | €0.002m | €0.004m | €0.01m | ▲ 153% |
| Current investments50/53 | €0.2m | €0.4m | €0.3m | €0.3m | €0.5m | - | - | - | - |
| Cash at bank and in hand54/58 | €0.3m | €0.3m | €0.4m | €0.3m | €0.2m | €0.3m | €0.5m | €0.6m | ▲ 25.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €2.8m | €3.0m | €3.0m | €2.7m | €2.6m | €1.0m | €1.1m | €1.2m | ▲ 11.5% |
| Equity10/15 | €1.1m | €1.2m | €1.4m | €1.2m | €1.3m | €0.7m | €0.8m | €0.8m | ▼ 5.2% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.03m | €0.06m | €0.06m | = |
| Capital10 | - | - | - | €0.06m | €0.06m | €0.03m | €0.06m | €0.06m | = |
| Issued capital100 | - | - | - | €0.06m | €0.06m | €0.03m | €0.06m | €0.06m | = |
| Reserves13 | €0.4m | €0.4m | €0.6m | €0.4m | €0.4m | €0.2m | €0.2m | €0.2m | = |
| Non-distributable reserves130/1 | - | - | - | €0.05m | €0.05m | €0.003m | €0.006m | €0.006m | = |
| Legal reserve130 | - | - | - | €0.05m | €0.05m | €0.003m | €0.006m | €0.006m | = |
| Tax-exempt reserves132 | - | - | - | €0.1m | €0.1m | - | - | - | - |
| Distributable reserves133 | - | - | - | €0.3m | €0.3m | €0.2m | €0.2m | €0.2m | = |
| Profit (loss) carried forward14 | €0.6m | €0.7m | €0.7m | €0.7m | €0.8m | €0.5m | €0.6m | €0.5m | ▼ 7.2% |
| Provisions and deferred taxes16 | €0.08m | - | - | - | - | - | - | - | - |
| Amounts payable17/49 | €1.6m | €1.7m | €1.5m | €1.4m | €1.2m | €0.3m | €0.3m | €0.5m | ▲ 58.3% |
| Amounts payable after more than one year17 | €1.2m | €1.3m | €1.1m | €0.9m | €0.8m | - | - | - | - |
| Financial debts170/4 | - | - | - | €0.9m | €0.8m | - | - | - | - |
| Amounts payable within one year42/48 | €0.4m | €0.5m | €0.4m | €0.5m | €0.4m | €0.3m | €0.3m | €0.5m | ▲ 58.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.2m | €0.2m | - | - | - | - |
| Financial debts43 | - | - | - | - | €107 | - | - | - | - |
| Other loans439 | - | - | - | - | €107 | - | - | - | - |
| Trade debts44 | - | €0.001m | - | €0.01m | €0.003m | €0.01m | €0.002m | €0.01m | ▲ 396% |
| Suppliers440/4 | - | - | - | €0.01m | €0.003m | €0.01m | €0.002m | €0.01m | ▲ 396% |
| Taxes, remuneration and social security45 | - | - | - | €0.09m | €0.06m | €0.07m | €0.08m | €0.09m | ▲ 9.5% |
| Taxes450/3 | - | - | - | €0.04m | €0.009m | €0.02m | €0.02m | €0.02m | ▲ 34.9% |
| Remuneration and social security454/9 | - | - | - | €0.05m | €0.05m | €0.05m | €0.06m | €0.06m | ▲ 1.7% |
| Other amounts payable47/48 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.4m | ▲ 72.8% |
| Accrued charges and deferred income492/3 | - | - | - | €0.01m | - | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.2m | €0.3m | €0.4m | €0.3m | €0.4m | -€0.4m | €0.3m | €0.6m | ▲ 86.2% |
| + Depreciation and write-downs630 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.01m | €0.03m | €0.03m | ▲ 2.6% |
| Operating cash flow (approximation) | €0.4m | €0.5m | €0.5m | €0.4m | €0.5m | -€0.4m | €0.4m | €0.7m | ▲ 79.5% |
| Investment in fixed assets (approximation) | - | -€0.2m | -€0.1m | -€0.02m | -€0.02m | €1.3m | -€0.003m | €0.001m | - |
| Change in cash | - | -€0.07m | €0.1m | -€0.05m | -€0.2m | €0.2m | €0.1m | €0.1m | ▼ 10.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 31 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 26-05-2026 | 2026-00122913 |
| 31-12-2024 | full format | 04-08-2025 | 2025-00360109 |
| 31-12-2023 | full format | 12-07-2024 | 2024-00250947 |
| 31-12-2022 | full format | 13-04-2023 | 2023-00060114 |
| 31-12-2021 | full format | 25-05-2022 | 2022-20039813 |
| 31-12-2020 | full format | 27-05-2021 | 2021-15600111 |
| 31-12-2019 | full format | 27-04-2020 | 2020-10000380 |
| 31-12-2018 | full format | 01-07-2019 | 2019-29500078 |
| 31-12-2017 | full format | 13-06-2018 | 2018-18600093 |
| 31-12-2016 | full format | 14-06-2017 | 2017-18100089 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Capital and shareholders
- Mascia BenoiT 3,431 shares · 50%
- Mascia Olivier 3,432 shares · 50%
- Mascia Benoît 3,431 shares · 50%
- Mascia Olivier 3,432 shares · 50%
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 18-09-2024 Capital increase of €34,872.01 · to €62,000 · from reserves
- 18-09-2024 Incorporation · €30,986.69 · 1,250 shares
- 18-09-2024 Capital increase of €143,778.24 · to €174,764.93 · 5,613 new shares
- 18-09-2024 Capital reduction of €30,986.69 · to €143,778.24
- 18-09-2024 Capital reduction of €82,748.24 · to €61,500
- 18-09-2024 Capital increase of €450,000 · in cash
- 18-09-2024 Capital reduction of €450,000 · to €61,500
- 06-10-2023 Capital stated in the deed · €61,500
Show 1 older capital entries
- 08-05-2023 Capital stated in the deed · €61,500 · 6,863 shares
Group and network
History
Acts, filings and financial milestones
10-01
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 28-12-2024
- Registered-office move, Avenue d'HYON 49/0-6 à 7000 MONS
18-09
Gazette deed
Capital & sharesDemerger · Capital · Capital increase14 facts ▸
- General meeting, 13-09-2024
- Demerger, “scission partielle”, 21-11-2023 (deed in French)
- Capital, €27,127.99
- Capital increase, €34,872.01 (2 times)
- Other provision, “Messieurs MASCIA,administrateurs, non-activation procédure de sonnette d’alarme article 7:228 Code des sociétés et des associations” (deed in French)
- Net-asset statement, 30-06-2024
- Capital, €62,000
- Founding capital, €30,986.69
- Capital increase, €143,778.24
- Capital decrease, €30,986.69
- Capital decrease, €82,748.24
- Capital increase, €450,000
- +2 further facts in this act
14-12
Gazette deed
Capital & shares · RestructuringDemerger · Auditor report · Accounting effect39 facts ▸
- General meeting, 21-11-2023
- Demerger, “organe d'administration, article 12:8,1° du Code des sociétés et des associations” (deed in French)
- Other provision, “rapports spéciaux du conseil d'administration et du réviseur, Président” (deed in French)
- Auditor report, “pièces non remises un mois avant assemblée,rapport non transmis 15 jours avant,sans impact significatif”, EUR (deed in French)
- Other provision, “greffe du tribunal de l'Entreprise du Hainaut division de Mons, dépôt des rapports et expédition du procès-verbal” (deed in French)
- Demerger, “tous éléments actifs et passifs de la branche,rien excepté ni réservé, gestion d'un patrimoine immobilier” (deed in French)
- Accounting effect, 01-07-2023
- Real estate, “24a 40ca, avenue Général de Gaulle 32” (deed in French)
- Real estate, “64ca, rue des Arquebusiers 43+” (deed in French)
- Real estate, “immeuble à appartements, VILLE DE MONS - première division - 53053” (deed in French)
- Other provision, “immeuble de bureaux et d'appartements, bail emphytéotique” (deed in French)
- Real estate, 07-02-1948
- +27 further facts in this act
06-10
Gazette deed
Capital & shares · RestructuringCapital · Shareholding · Demerger25 facts ▸
- Capital, €61,500 (2 times)
- Shareholding, “au jour de la présente”, 3431 (deed in French)
- Shareholding, “au jour de la présente”, 3432 (deed in French)
- Demerger, “scission partielle, déterminer les termes et conditions de la scission partielle par transfert d'une partie de son patrimoine à TOPIM SRL” (deed in French)
- Board meeting, “établir le présent projet de scission partielle, articles 12:74 et suivants du Code des Sociétés et des Associations” (deed in French)
- Other provision, “motifs de l'opération, scinder complètement les activités commerciales liées au logiciel TIP INTEGRAL et les activités immobilières” (deed in French)
- Share issue, 100, “actionnaires de la société à scinder” (deed in French)
- Accounting effect, 01-07-2023 (2 times)
- Other provision, “description et répartition des éléments du patrimoine à transférer, Les droits et obligations de toute natures relatives aux actifs immobilisés transférés seron…” (deed in French)
- Other provision, “existants ou à naître, prise en charge des risques et litiges liés au patrimoine transféré” (deed in French)
- Other provision, “valeur nette comptable de l'apport”, 890210.48 (deed in French)
- Other provision, “calcul du rapport d'échange, valeur unitaire des titres”, 890210.48 (deed in French)
- +13 further facts in this act
08-05
Gazette deed
Restructuring · MiscellaneousCapital · Shareholding · Demerger24 facts ▸
- Other provision, “objet principal, commercialisation du logiciel informatique TIP INTEGRAL” (deed in French)
- Capital, €61,500
- Shareholding, 3431, 49.99
- Shareholding, 3432, 50.01
- Demerger, “scission partielle par transfert d'une partie du patrimoine, articles 12:8 et 12:74 et suivants du Code des Sociétés et des Associations” (deed in French)
- Board meeting, “établir le présent projet de scission partielle et le soumettre à l'assemblée générale, articles 12:74 et suivants du Code des Sociétés et des Associations” (deed in French)
- Other provision, “scinder complètement les activités commerciales liées au logiciel TIP INTEGRAL et les activités immobilières, motifs de la scission partielle” (deed in French)
- Accounting effect, 01-01-2023 (2 times)
- Other provision, “éléments du patrimoine à transférer”, 1374322.32 (deed in French)
- Other provision, “existants ou à naître, risques et litiges liés au patrimoine transféré” (deed in French)
- Other provision, “valeur nette comptable de l'apport”, 462201.19 (deed in French)
- Other provision, 462201.19, “calcul du rapport d'échange-valeur unitaire” (deed in French)
- +12 further facts in this act
Show earlier events
About the unread acts
Of the 16 Belgian Official Gazette deeds we know for this company, 5 have been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53053D0238/00X002indicative | Wallonia | 1,883 m² | 1 · 1,004 m² | 21.4 m · 6 |
How the parcels are linked
Articles of association
- Other provisionsOther rules from the articles that fall under none of the themes above.
- Capital: “€62.000” (deed in French)deed of 18-09-2024
- Other provisionsOther rules from the articles that fall under none of the themes above.
- 1 more provision in the deed, see the deed of 14-12-2023
Read from the deeds: 2 provisions, deed of 18-09-2024