Integral Agility
ActiveSummary
Integral Agility has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €470k and a net result of €244k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 8692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+6
Solvency56▼-44
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 52.87 in 2024; short-term debt: 68.9% and cash: 65.6% of total assets), and 68.9% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.1%
Return on assets
16.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
71 d early
2022
52 d early
2021
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Equity
€470k▼ 61.6%
2024 · €1.22M
Total assets
€1.51M▲ 21.3%
2024 · €1.25M
Net result
€244k▲ 70.7%
2024 · €143k
Working capital
€432k▼ 63.5%
2024 · €1.18M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€236k-€298k▲ 26.3%€885k▲ 197%€174k▼ 80.3%€362k▲ 107%
Net result€181k-€230k▲ 27.4%€669k▲ 191%€143k▼ 78.6%€244k▲ 70.7%
Equity€181k-€411k▲ 127%€1.08M▲ 163%€1.22M▲ 13.3%€470k▼ 61.6%
Total assets€391k-€570k▲ 45.8%€1.47M▲ 158%€1.25M▼ 15.2%€1.51M▲ 21.3%
Debt€211k-€159k▼ 24.3%€390k▲ 145%€23k▼ 94.1%€1.04M▲ 4,459%
Working capital€162k-€353k▲ 118%€1.04M▲ 193%€1.18M▲ 14.2%€432k▼ 63.5%
Staff (FTE)0.3-0.3=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 107% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.51M
Fixed assets
€38k ▼ 1.9%
Current assets
€1.47M ▲ 22.0%
Equity and liabilities €1.51M
Equity
€470k ▼ 61.6%
Debt
€1.04M ▲ 4,459%
Debt's share of the balance-sheet total rises from 1.8% to 68.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€379k▲
2024 · €190k
Cash flow
€261k▲
2024 · €159k
Current ratio
1.42▼
2024 · 52.87
Debt to equity
2.22▲
2024 · 0.02
ROE
52.0%▲
2024 · 11.7%
ROA
16.2%▲
2024 · 11.5%
Interest coverage
7.99▼
2024 · 333.94
Debt ≤ 1 year
€1.04M▲
2024 · €23k
Income taxes
€80k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €26k | €25k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €16k | €19k | €16k | €17k | ▲ 5.9% |
| Other operating charges640/8 | €3k | €1k | €5k | €45k | €45k | = |
| Gross operating margin9900 | €269k | €340k | €909k | €235k | €424k | ▲ 79.9% |
| Operating profit (loss)9901 | €236k | €298k | €885k | €174k | €362k | ▲ 107% |
| Financial income75/76B | €28 | €6k | €6k | €14k | €10k | ▼ 29.6% |
| Recurring financial income75 | €28 | €6k | €6k | €14k | €10k | ▼ 29.6% |
| Financial charges65/66B | €341 | €1k | €544 | €570 | €47k | ▲ 8,215% |
| Recurring financial charges65 | €341 | €1k | €544 | €570 | €47k | ▲ 8,215% |
| Profit (loss) for the period before taxes9903 | €236k | €303k | €891k | €188k | €324k | ▲ 72.4% |
| Income taxes67/77 | €55k | €73k | €222k | €45k | €80k | ▲ 77.8% |
| Profit (loss) for the period9904 | €181k | €230k | €669k | €143k | €244k | ▲ 70.7% |
| Profit (loss) for the period to be appropriated9905 | €181k | €230k | €669k | €143k | €244k | ▲ 70.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €391k | €570k | €1.47M | €1.25M | €1.51M | ▲ 21.3% |
| Fixed assets21/28 | €19k | €58k | €43k | €39k | €38k | ▼ 1.9% |
| Tangible fixed assets22/27 | €19k | €58k | €43k | €39k | €38k | ▼ 1.9% |
| Furniture and vehicles24 | €19k | €58k | €43k | €39k | €38k | ▼ 1.9% |
| Current assets29/58 | €373k | €513k | €1.43M | €1.21M | €1.47M | ▲ 22.0% |
| Amounts receivable after more than one year29 | - | €207k | €207k | €243k | €236k | ▼ 2.8% |
| Trade receivables290 | - | €207k | €207k | €243k | €236k | ▼ 2.8% |
| Amounts receivable within one year40/41 | €264k | €25k | €750k | €266k | €167k | ▼ 37.1% |
| Trade receivables40 | €230k | €19k | €750k | €226k | €131k | ▼ 42.0% |
| Other amounts receivable41 | €34k | €6k | - | €40k | €36k | ▼ 9.1% |
| Current investments50/53 | - | €750 | €750 | - | €79k | - |
| Cash at bank and in hand54/58 | €108k | €280k | €469k | €698k | €991k | ▲ 41.9% |
| Deferred charges and accrued income490/1 | €327 | €338 | €302 | €446 | €374 | ▼ 16.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €391k | €570k | €1.47M | €1.25M | €1.51M | ▲ 21.3% |
| Equity10/15 | €181k | €411k | €1.08M | €1.22M | €470k | ▼ 61.6% |
| Contributions10/11 | - | - | - | - | €3k | - |
| Profit (loss) carried forward14 | €181k | €411k | €1.08M | €1.22M | €467k | ▼ 61.8% |
| Amounts payable17/49 | €211k | €159k | €390k | €23k | €1.04M | ▲ 4,459% |
| Amounts payable within one year42/48 | €211k | €159k | €390k | €23k | €1.04M | ▲ 4,459% |
| Trade debts44 | €140k | €22k | €141k | €20k | €10k | ▼ 49.5% |
| Suppliers440/4 | €140k | €22k | €141k | €20k | €10k | ▼ 49.5% |
| Taxes, remuneration and social security45 | €69k | €137k | €239k | €2k | €181k | ▲ 7,189% |
| Taxes450/3 | €60k | €134k | €239k | €2k | €180k | ▲ 10,346% |
| Remuneration and social security454/9 | €10k | €3k | €757 | €757 | €757 | = |
| Other amounts payable47/48 | €843 | €0 | €9k | - | €850k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €181k | €230k | €669k | €143k | €244k | ▲ 70.7% |
| + Depreciation and write-downs630 | €4k | €16k | €19k | €16k | €17k | ▲ 5.9% |
| Operating cash flow (approximation) | €185k | €246k | €688k | €159k | €261k | ▲ 64.1% |
| Investment in fixed assets (approximation) | - | €-55k | €-4k | €-12k | €-16k | ▼ 40.2% |
| Change in cash | - | €172k | €189k | €229k | €292k | ▲ 27.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €143k ▼78.6%
Net result drops to €143k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 14current ratio 52.87
Current ratio from 3.66 to 52.87; short-term debt falls from €390k to €23k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2021net €669k ▲191%
Operating result €885k, net result €669k, both a record.
31-12
Financial
Equity above €1MEq €1.08M ▲163%
3 profitable years in a row build equity to €1.08M.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €411k ▲127%
2 profitable years in a row build equity to €411k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2021
Ground area
719 m²
Building footprint
143 m²
Volume, LiDAR
938 m³
Parcel 23544D0426/00H007, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Integral Agility
since 20212.315.518.672
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0426/00H007 | Flanders | 719 m² | 1 · 143 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549004IS6HL08CDCA83
Similar companies · same sector, comparable size
KVO SERVICES
BE 0546.580.845
Lier · Eq €469,972
DE WILDE CONSULTING
BE 0476.098.467
Aalst · Eq €469,963
SaGa etc
BE 0792.427.939
Wezembeek-Oppem · Eq €469,987
KONGJELI
BE 0681.958.302
Liège · Eq €469,858
T2M FINANCE
BE 0675.650.926
Waregem · Eq €470,106
Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 35,161 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
56210Event catering
63100Computing infrastructure, data processing, hosting and related activities
68110Buying and selling of own real estate
93299Other amusement and recreation activities
Scores and ratios are computed by Checked and are not a credit decision.