Turnover
≈ €130,000 estimated
The micro format states no turnover.
Integra
Lifetime
19 annual accounts with figures on one time axis, 27 filings since 1999peak €88,743 (2013)
€40,194▲ 17.1%
lowest -€32,689 (2020)
€16,289▲ 155%
peak €62,568 (2025)
€62,568▲ 35.2%
€15,890▲ 5.8%
Board1 name since 2022
1 directorLauwers Sam
Documentsfilings and deeds
09-04-202621 days before the deadline
2025micro format
Gross margin from €34,319 to €40,194Result from €6,380 to €16,289Equity from €46,279 to €62,568Cash from €17,726 to €34,788
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 75% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: 0.1%▲ +0.1 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025highest value
06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: < 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.80, cash €34,788
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €62,568 (79.7% of total assets)
Figures for financial year 2025 (filed on 15-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 82% on liquidity, 59% on profitability and 74% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as Integra has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Integra itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Integra. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.8 (2.32 in 2024), above the usual 1.5. Short-term debt is 20.3% and cash 44.3% of total assets. 20.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 days early
2024
on the day
2023
on the day
2022
213 days late
2021
9 days late
2020
on the day
2019
46 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
First establishment
BuildingConsult, Patijntjestraat 127A, Ghent
Incorporation
published on 23-07-1998 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Integra Oudenaarde | - | - | 79.7% | - |
| ADHOC COMPUTING Ixelles | €84,365 | 1.1% | 24.4% | - |
| DELTANXT Bilzen-Hoeselt | - | - | 75.1% | - |
| LITTLE INDIAN Villers-la-Ville | €179,377 | 6.1% | 35.5% | - |
| BRENSO Aalst | - | - | 51.5% | - |
| MANDU Zulte | - | - | 18.5% | - |
| CF INTERIM MANAGEMENT Aalst | - | - | 88.1% | - |
These companies have the same main activity as Integra: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €74,100 and €103,000, founded between 1994 and 2006.
Official details
Source: KBO- Status
- Active since 09-07-1998Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.088.109.5959000 Ghent, since 19-08-1998
- Financial year end
- 30 September
- Peppol
- Reachable
Annual accounts to 30-09-2025
- €78,459▲ 28.0%
- Filing
- Filed on 09-04-2026, 21 days before the end of the filing period
Insights on Integra
Integra files the micro format. That format states no turnover. The gross margin rose from €22,393 in 2007 to €40,194 in 2025.
The balance sheet grew most from 2008 to 2010 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Integra
- What is the company number of Integra?
- The company number of Integra is 0463.802.332. The VAT number is the same number with BE in front: BE 0463.802.332.
- Where is Integra based?
- The registered office is at Nestor De Tièrestraat 182, 9700 Oudenaarde.Company details
- What does Integra do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Integra?
- Integra is a private limited company (pre-2019) (BVBA).
- When was Integra founded?
- Integra was founded on 09-07-1998.
- Is Integra still active?
- Yes, Integra is an active enterprise in the KBO register.
- What is the turnover of Integra?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €40,194 and 63 comparable companies (NACE 62200). It probably lies between €110,000 and €180,000.Financials
- Is Integra profitable?
- In financial year 2025, Integra made a profit of €16,289.
- Where can I find the annual accounts of Integra?
- Integra filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Integra due?
- Integra must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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