INTEGR8
ActiveThe computed 12-month bankruptcy probability of INTEGR8 is 1.5% (moderate). The 2025 annual accounts show equity of €97k and a net result of €3k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 13061 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-16
Solvency100▲+10
Growth52=
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 3.02 in 2024), and 31.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.7%
Return on assets
2.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 d early
2024
27 d early
2023
30 d early
2022
9 d late
2021
101 d early
2020
37 d early
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 3.7%
2024 · €93k
2018: €44k
2019: €62k
2020: €86k
2021: €90k
2022: €87k
2023: €87k
2024: €93k
2018 → 2025
Total assets
€141k▼ 32.1%
2024 · €208k
2018: €69k
2019: €81k
2020: €158k
2021: €153k
2022: €218k
2023: €213k
2024: €208k
2018 → 2025
Net result
€3k▼ 45.6%
2024 · €6k
2018: €42k
2019: €18k
2020: €25k
2021: €4k
2022: €-4k
2023: €254
2024: €6k
2018 → 2025
Working capital
€81k▼ 28.2%
2024 · €113k
2018: €13k
2019: €39k
2020: €52k
2021: €85k
2022: €64k
2023: €62k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€87k▼ 4.0%€87k▲ 0.3%€93k▲ 7.3%€97k▲ 3.7%
Operating result€8k-€-23€9k€18k▲ 111%€5k▼ 70.8%
Net result€4k-€-4k€254€6k▲ 2,396%€3k▼ 45.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€25k▼ 36.3%
Current assets
€116k▼ 31.1%
Equity and liabilities €141k
Equity
€97k▲ 3.7%
Debt
€44k▼ 61.3%
The debt ratio falls from 55.0% to 31.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▼
2024 · €32k
Cash flow
€20k▼
2024 · €20k
Solvency
68.7%▲
2024 · 45.0%
Current ratio
3.31▲
2024 · 3.02
Quick ratio
2.97▼
2024 · 2.97
Debt / equity
0.46▼
2024 · 1.22
ROE
3.6%▼
2024 · 6.8%
ROA
2.4%▼
2024 · 3.1%
Interest coverage
10.14▲
2024 · 4.69
Debt
€44k▼
2024 · €114k
Debt ≤ 1 year
€35k▼
2024 · €56k
Debt > 1 year
€9k▼
2024 · €58k
Staff costs
€116k▼
2024 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€141k▼
Fixed assets21/28€39k€25k▼
Tangible fixed assets22/27€38k€24k▼
Plant, machinery and equipment23€775€579▼
Furniture and vehicles24€28k€16k▼
Other tangible fixed assets26€10k€7k▼
Financial fixed assets28€1k€1k=
Current assets29/58€168k€116k▼
Stocks and contracts in progress3€3k€12k▲
Stocks30/36€3k€12k▲
Amounts receivable within one year40/41€15k€16k▲
Trade receivables40€15k€7k▼
Other amounts receivable41-€9k
Cash at bank and in hand54/58€146k€85k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€208k€141k▼
Equity10/15€93k€97k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€85k€89k▲
Amounts payable17/49€114k€44k▼
Amounts payable after more than one year17€58k€9k▼
Financial debts170/4€58k€9k▼
Amounts payable within one year42/48€56k€35k▼
Current portion of amounts payable after more than one year42€20k€14k▼
Trade debts44€5k€11k▲
Suppliers440/4€5k€11k▲
Taxes, remuneration and social security45€26k€9k▼
Taxes450/3€7k€431▼
Remuneration and social security454/9€19k€9k▼
Other amounts payable47/48€4k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€177k€116k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€10k€3k▼
Gross operating margin9900€219k€140k▼
Operating profit (loss)9901€18k€5k▼
Financial income75/76B-€210
Recurring financial income75-€210
Financial charges65/66B€7k€2k▼
Recurring financial charges65€7k€2k▼
Profit (loss) for the period before taxes9903€11k€3k▼
Income taxes67/77€5k-
Profit (loss) for the period9904€6k€3k▼
Profit (loss) for the period to be appropriated9905€6k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€89k▲
Profit (loss) brought forward from the previous period14P€79k€85k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €254
Net result €254 after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Weakest financial yearnet €-4k ▼192%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 35 days late
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 400 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp-Oost 29080 LochristiGround area
127 m²
Building footprint
127 m²
Volume, LiDAR
881 m³
Parcel 44034C0374/00E000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHEFDAG
since 20172.263.812.526
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0374/00E000 | Flanders | 127 m² | 1 · 127 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 13,756 EUR awarded · 13,756 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 8,252 EUR | 8,252 EUR |
| 2024 | 1 | 5,504 EUR | 5,504 EUR |
Schemes
Individueel Maatwerk
Recognitions · licences · registrations
Food safety, FASFC
1 siteLochristi2.263.812.526
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VINCOL
BE 0558.843.130
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GLACE MAURICETTE
BE 0760.894.724
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INDO-BELGE TRADE
BE 0835.663.017
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 7,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2017
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.