INTECH
ActiveSummary
INTECH has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,926 and a net result of €8,078. Equity is shrinking by about 4.1% per year across the filed financial years. Its solvency ranks better than 82% of 17,093 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €64,926
- Profit
- €8,078
Why 90raises riskSize: total assets €86,818lowers riskFounded in 2003Sector: Real estate activities (NACE 68)Figures for financial year 2025 (filed 29-06-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 81% on solvency, 45% on liquidity, 77% on profitability and 71% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 28 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €8,078
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €7,834 after a loss of €24,893 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 31,368 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,768 | €13,768 | €13,768 | €12,881 | €18,874 | €23,540 | €23,540 | €20,954 | ▼ 11.0% |
| Other operating charges640/8 | - | - | - | €3,425 | €1,972 | €3,084 | €2,922 | €2,960 | ▲ 1.3% |
| Gross operating margin9900 | €2,871 | €41,218 | €11,488 | €27,533 | €54,211 | -€16,082 | €1,570 | €31,748 | ▲ 20× |
| Operating profit (loss)9901 | -€13,637 | €25,006 | -€4,727 | €11,226 | €33,365 | -€42,706 | -€24,893 | €7,834 | - |
| Financial income75/76B | - | - | - | €163 | €361 | €17 | €28 | €1,689 | ▲ 60× |
| Recurring financial income75 | €125 | €242 | €248 | €163 | €361 | €17 | €28 | €1,689 | ▲ 60× |
| Financial charges65/66B | - | - | - | €1,249 | €1,436 | €1,128 | €971 | €637 | ▼ 34.4% |
| Recurring financial charges65 | €2,322 | €1,691 | €1,435 | €1,249 | €1,436 | €1,128 | €971 | €637 | ▼ 34.4% |
| Profit (loss) for the period before taxes9903 | -€15,834 | €23,557 | -€5,914 | €10,140 | €32,290 | -€43,816 | -€25,835 | €8,886 | - |
| Income taxes67/77 | €255 | €2,435 | €240 | €1,575 | €4,169 | - | €128 | €808 | ▲ 531% |
| Profit (loss) for the period9904 | -€16,089 | €21,122 | -€6,154 | €8,565 | €28,121 | -€43,816 | -€25,963 | €8,078 | - |
| Profit (loss) for the period to be appropriated9905 | -€16,089 | €21,122 | -€6,154 | €8,565 | €28,121 | -€43,816 | -€25,963 | €8,078 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €171,691 | €178,758 | €162,726 | €161,845 | €213,316 | €142,680 | €108,180 | €86,818 | ▼ 19.7% |
| Fixed assets21/28 | €153,872 | €140,104 | €126,336 | €111,386 | €140,830 | €117,290 | €93,750 | €72,796 | ▼ 22.4% |
| Tangible fixed assets22/27 | €153,872 | €140,104 | €126,336 | €111,386 | €140,830 | €117,290 | €93,750 | €72,796 | ▼ 22.4% |
| Land and buildings22 | - | - | - | €236 | - | - | - | - | - |
| Furniture and vehicles24 | - | - | - | - | €42,030 | €30,840 | €19,650 | €9,997 | ▼ 49.1% |
| Other tangible fixed assets26 | - | - | - | €111,150 | €98,800 | €86,450 | €74,100 | €62,799 | ▼ 15.3% |
| Current assets29/58 | €17,819 | €38,654 | €36,390 | €50,460 | €72,485 | €25,390 | €14,430 | €14,023 | ▼ 2.8% |
| Amounts receivable within one year40/41 | €8,388 | €8,204 | €12,828 | €12,645 | €13,019 | €11,155 | €4,221 | €8,685 | ▲ 106% |
| Trade receivables40 | - | - | - | €9,606 | €7,858 | €6,170 | €550 | €351 | ▼ 36.2% |
| Other amounts receivable41 | - | - | - | €3,039 | €5,160 | €4,985 | €3,671 | €8,334 | ▲ 127% |
| Cash at bank and in hand54/58 | €9,431 | €30,450 | €21,867 | €36,890 | €58,945 | €14,235 | €8,543 | €4,698 | ▼ 45.0% |
| Deferred charges and accrued income490/1 | - | - | - | €924 | €522 | - | €1,666 | €640 | ▼ 61.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €171,691 | €178,758 | €162,726 | €161,845 | €213,316 | €142,680 | €108,180 | €86,818 | ▼ 19.7% |
| Equity10/15 | €74,974 | €96,095 | €89,941 | €98,506 | €126,628 | €82,811 | €56,848 | €64,926 | ▲ 14.2% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €56,374 | €77,495 | €71,341 | €79,906 | €108,028 | €64,211 | €38,248 | €46,326 | ▲ 21.1% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Other1319 | - | - | - | - | - | - | - | €1,860 | - |
| Distributable reserves133 | - | - | - | €78,046 | €106,168 | €62,351 | €36,388 | €44,466 | ▲ 22.2% |
| Amounts payable17/49 | €96,717 | €82,662 | €72,785 | €63,339 | €86,688 | €59,868 | €51,332 | €21,892 | ▼ 57.4% |
| Amounts payable after more than one year17 | €77,168 | €66,465 | €55,566 | €44,466 | €55,944 | €37,683 | €16,974 | €1,417 | ▼ 91.6% |
| Financial debts170/4 | - | - | - | €44,466 | €55,944 | €37,683 | €16,974 | €1,417 | ▼ 91.6% |
| Amounts payable within one year42/48 | €19,549 | €16,198 | €17,219 | €18,873 | €30,744 | €22,186 | €34,358 | €20,475 | ▼ 40.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €11,099 | €17,984 | €18,262 | €21,554 | €15,556 | ▼ 27.8% |
| Trade debts44 | €1,578 | €1,810 | €1,815 | €3,753 | €3,489 | €826 | €5,822 | €4,694 | ▼ 19.4% |
| Suppliers440/4 | - | - | - | €3,753 | €3,489 | €826 | €5,822 | €4,694 | ▼ 19.4% |
| Advances received on contracts in progress46 | - | - | - | - | €552 | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | - | €1,354 | - | €1,511 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | - | - | - | €1,354 | - | €1,511 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | €4,020 | €7,365 | €3,099 | €5,471 | €225 | ▼ 95.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€16,089 | €21,122 | -€6,154 | €8,565 | €28,121 | -€43,816 | -€25,963 | €8,078 | - |
| + Depreciation and write-downs630 | €13,768 | €13,768 | €13,768 | €12,881 | €18,874 | €23,540 | €23,540 | €20,954 | ▼ 11.0% |
| Operating cash flow (approximation) | -€2,321 | €34,890 | €7,614 | €21,446 | €46,995 | -€20,276 | -€2,423 | €29,032 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €2,069 | -€48,318 | €0 | €0 | €0 | - |
| Change in cash | - | €21,019 | -€8,583 | €15,023 | €22,055 | -€44,710 | -€5,692 | -€3,845 | ▲ 32.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 23 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00227588 |
| 31-12-2024 | micro format | 01-07-2025 | 2025-00219158 |
| 31-12-2023 | micro format | 19-07-2024 | 2024-00260843 |
| 31-12-2022 | micro format | 30-06-2023 | 2023-00190838 |
| 31-12-2021 | micro format | 27-06-2022 | 2022-20094659 |
| 31-12-2020 | micro format | 30-06-2021 | 2021-27600427 |
| 31-12-2019 | micro format | 03-07-2020 | 2020-25700103 |
| 31-12-2018 | micro format | 17-07-2019 | 2019-33700214 |
| 31-12-2017 | micro format | 28-06-2018 | 2018-24400240 |
| 31-12-2016 | micro format | 27-06-2017 | 2017-21800295 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| ONZIA Robert Annie Constant |
|
Owners and capital
Capital and shareholders
- 30-11-2023 Converted to unavailable equity
Group and network
Connections & network
No directors read yet: 1 of 2 Gazette acts processed.
History
Acts, filings and financial milestones
30-11
Gazette deed
Resignation: ONZIA Robert Annie Constant (enige niet statutaire bestuurder)Appointment: ONZIA Robert Annie Constant (director) · Legal-form conversion · Capital conversion9 facts ▸
- General meeting, 22-11-2023
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Director resignation, ONZIA Robert Annie Constant (enige niet statutaire bestuurder (zaakvoerder))
- Director discharge, ONZIA Robert Annie Constant
- Director appointment, ONZIA Robert Annie Constant (director (not named in the articles))
- Other provision, “verslag bestuursorgaan over voorwerpwijziging”, 22-11-2023 (deed in Dutch)
- Purpose change
- Amendment of the articles
Show earlier events
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0479.870.183
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11055B0069/00E000 | Flanders | 1,141 m² | 1 · 344 m² | 5.8 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Projectontwikkeling voor de nieuwbouw van individuele woningen; Projectontwikkeling voor de bouw van appartementsgebouwen; Het verlenen van…” (deed in Dutch)
56 activities (deed in Dutch)
- Projectontwikkeling voor de nieuwbouw van individuele woningen;
- Projectontwikkeling voor de bouw van appartementsgebouwen;
- Het verlenen van bouwkundig advies aan de bouwheer;
- Het optrekken van de ruwbouw van individuele huizen zijnde metsel- en betonwerken,vloer- en tegelwerken,schrijnwerkerij,grond- en graafwerken;
- Aannemer van zinkwerken en met dakbedekking van gebouwen
- Het plaatsen van centrale verwarming met gas,water,stoom,en bijkomende toestellen
- Installatie van waterverzachters;
- Schilder- en behangwerken;
- Het leggen van parketvloeren en alle andere houten bedekkingen van muren en vloeren;
- Het plaatsen van houten vensterluiken en van luiken in plastiek;
- Thermische en geluidsisolering waaronder de installatie ervan alsmede het aanbrengen van thermisch isolatiemateriaal en isolatiemateriaal tegen geluid en trillingen
- Onderhoud en installatie van sanitaire inrichtingen en gasverwarming,lood- en zinkwerken,loodgieterij;
- Onderneming voor het waterdichtmaken en bedekken van gebouwen met asfalt en teer;
- Onderneming voor het installeren van elektrische installaties en elektrische verwarming;
- Ruwbouwwerken en alle houtwerken zoals ramen en daken
- Grondwerken en afbraakwerken;
- Onderneming voor het bouwen van stellingen,invoegen en reinigen van gevels;
- Klein- en groothandel in wit en bruin goed
- Plaatsing en onderhoud van warmtepompen,geothermische systemen en zonnecollectoren voor boilers
- Onderneming voor:a) het ruimen van bouwterreinen;b) het aanleggen en onderhouden van tuinen en plantsoenen;
- C) het bouwen van speel- en sportterreinen,zwembaden,enzovoorts;
- D) het vervoer van stortklare beton die niet door de eenheid zelf werd vervaardigd;
- E) het bouwen van schoorstenen en industriële ovens;
- F) het bouwen van muren met vochtwerende en waterafstotende producten,de isolatie van koelkamers en pakhuizen;
- G) isolatiewerkzaamheden van verwarmingsleidingen en leidingen voor koelsystemen;
- H) het aanbrengen van chape;
- I) het uitvoeren van voegwerken;
- J) het uitvoeren van plafonneerwerken;
- K) het bouwen,het bewerken en afwerken van natuursteen voor gebruik in de bouw,op wegen,als dakbedekking,enzovoorts;
- L) de bewerking van door steengroeven geleverde ruwe steen;
- M) gevelreiniging door middel van zandstralen met behulp van stoom,enzovoorts;
- N) het bouwen van open haarden,stookplaatsen en sierschouwen;
- O) het plaatsen van dakgoten en regenafvoerbuizen;.
- P) de installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken enzovoorts in hout of in kunststof en in metaal;
- Q) schrijnwerk van hout of van kunststof;
- R) het plaatsen van valse plafonds of zolderingen,wanden en plafonds in diverse materialen,metaal,kunststof,hout,gipsplaat;
- S) de montage van buiten- en binnenschrijnwerk in metaal of hout,deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enz…;
- T) de installatie van geblindeerde deuren en brandwerende deuren in hout of kunststof;
- U) de montage van serres,veranda’s in hout of kunststof;
- V) de installatie van al dan niet verplaatsbare tussenwanden,de bekleding van wanden,plafonds in metaal en gipsplaten;
- W) de installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken in metaal;
- X) de vervaardiging en de montage van metalen constructiewerken en gebinten voor de bouw;
- Y) de vervaardiging en de montage van metalen constructiewerken voor industriële uitrustingen;
- Z) het schilderen van metalen constructies;
- Aa) het monteren van niet zelfvervaardigde metalen constructiewerken;
- Bb) het optrekken van steigers en werkplatforms
- Cc) het vervaardigen van metalen werkstukken voor rekening van derden door toepassing van diverse technieken zoals boren,frezen,draaien,vonkerosief bewerken,schaven,lappen,trekfrezen,vlakken,zagen,slijpen,lassen,enzovoorts;
- Dd) de installaties van antennes en bliksemafleiders;
- Ee) de installatie van bewakingssystemen en alarminstallaties tegen diefstal;
- Ff) de algemene coördinatie van werkzaamheden op de bouwwerf;
- Gg) de installatie van stores en zonneschermen;
- Hh) de reiniging van het interieur van allerlei gebouwen zoals kantoren,fabrieken,winkels,scholen,appartementsgebouwen,enzovoorts;
- Ii) het reinigen van nieuwe gebouwen na beëindiging van bouwwerkzaamheden;
- Jj) het reinigen van hokken met landbouwdoeleinden;
- Kk) het verwijderen van asbest;
- Ll) het schoorsteenvegen en het schoonmaken van vuurplaatsen,kachels,ovens,ketels van centrale verwarming,ventilatiekanalen en uitlaatsystemen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- INTECH
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bij enkel besluit bestuursorgaan exploitatiezetels oprichten of opheffen wanneer en waar nodig,voor zover geen wijziging…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- One provision in the deed
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Helft-overdrager-helft-kopers-naar-evenredigheid, elke-overdracht-onder-levenden-ten-bezwarende-of-kosteloze-titel-vrijwillig-of-gedwongen-i…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Thursday of June
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, beslissing algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Indien geen andere vereffenaar benoemd, bestuurder(s) in functie als vereffenaar(s) krachtens statuten” (deed in Dutch)