INTEC COMPUTERS
ActiveSummary
INTEC COMPUTERS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €502k and a net result of €63k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 17.48 against 11.61 in 2024; short-term debt: 5.4% and cash: 46.4% of total assets), and 5.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
11.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
76 d early
2023
77 d early
2022
70 d early
2021
69 d early
2020
75 d early
2019
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€502k▲ 14.4%
2024 · €439k
2018: €208klowest in 8 years
2019: €212k▲ +2.0% vs 2018
2020: €213k▲ +0.3% vs 2019
2021: €237k▲ +11.5% vs 2020
2022: €316k▲ +33.2% vs 2021
2023: €360k▲ +14.0% vs 2022
2024: €439k▲ +21.9% vs 2023
2025: €502k▲ +14.4% vs 2024highest in 8 years
2018 → 2025
Total assets
€531k▲ 11.3%
2024 · €477k
2018: €247klowest in 8 years
2019: €330k▲ +33.5% vs 2018
2020: €255k▼ -22.8% vs 2019
2021: €279k▲ +9.4% vs 2020
2022: €376k▲ +34.6% vs 2021
2023: €399k▲ +6.3% vs 2022
2024: €477k▲ +19.5% vs 2023
2025: €531k▲ +11.3% vs 2024highest in 8 years
2018 → 2025
Net result
€63k▼ 20.0%
2024 · €79k
2018: €16klowest in 8 years
2019: €79k▲ +393% vs 2018highest in 8 years
2020: €24k▼ -70.2% vs 2019
2021: €43k▲ +83.4% vs 2020
2022: €79k▲ +81.8% vs 2021
2023: €44k▼ -43.7% vs 2022
2024: €79k▲ +78.4% vs 2023
2025: €63k▼ -20.0% vs 2024
2018 → 2025
Working capital
€472k▲ 17.0%
2024 · €404k
2018: €203klowest in 8 years
2019: €209k▲ +3.1% vs 2018
2020: €209k▲ +0.1% vs 2019
2021: €235k▲ +12.3% vs 2020
2022: €315k▲ +34.1% vs 2021
2023: €360k▲ +14.1% vs 2022
2024: €404k▲ +12.3% vs 2023
2025: €472k▲ +17.0% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€237k-€316k▲ 33.2%€360k▲ 14.0%€439k▲ 21.9%€502k▲ 14.4%
2021: €237klowest in 5 years
2022: €316k▲ +33.2% vs 2021
2023: €360k▲ +14.0% vs 2022
2024: €439k▲ +21.9% vs 2023
2025: €502k▲ +14.4% vs 2024highest in 5 years
Operating result€60k-€112k▲ 85.2%€70k▼ 37.8%€119k▲ 70.7%€89k▼ 25.6%
2021: €60klowest in 5 years
2022: €112k▲ +85.2% vs 2021
2023: €70k▼ -37.8% vs 2022
2024: €119k▲ +70.7% vs 2023highest in 5 years
2025: €89k▼ -25.6% vs 2024
Net result€43k-€79k▲ 81.8%€44k▼ 43.7%€79k▲ 78.4%€63k▼ 20.0%
2021: €43klowest in 5 years
2022: €79k▲ +81.8% vs 2021
2023: €44k▼ -43.7% vs 2022
2024: €79k▲ +78.4% vs 2023highest in 5 years
2025: €63k▼ -20.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €531k
Fixed assets
€30k ▼ 15.6%
Current assets
€501k ▲ 13.4%
Equity and liabilities €531k
Equity
€502k ▲ 14.4%
Debt
€29k ▼ 24.7%
Debt's share of the balance-sheet total falls from 8.0% to 5.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▼
2024 · €122k
Cash flow
€71k▼
2024 · €82k
Current ratio
17.48▲
2024 · 11.61
Quick ratio
17.31▲
2024 · 11.60
Debt to equity
0.06▼
2024 · 0.09
ROE
12.6%▼
2024 · 18.0%
ROA
11.9%▼
2024 · 16.5%
Interest coverage
383.01▼
2024 · 1853.59
Debt ≤ 1 year
€29k▼
2024 · €38k
Income taxes
€32k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€477k€531k▲
Fixed assets21/28€36k€30k▼
Tangible fixed assets22/27€35k€30k▼
Other tangible fixed assets26€35k€30k▼
Financial fixed assets28€109€109=
Current assets29/58€442k€501k▲
Stocks and contracts in progress3€625€5k▲
Stocks30/36€625€5k▲
Amounts receivable within one year40/41€71k€27k▼
Trade receivables40€71k€27k▼
Other amounts receivable41€105-
Current investments50/53€223k€223k▲
Cash at bank and in hand54/58€147k€246k▲
Equity and liabilities
Total equity and liabilities10/49€477k€531k▲
Equity10/15€439k€502k▲
Contributions10/11€19k€19k=
Reserves13€421k€484k▲
Distributable reserves133€421k€484k▲
Amounts payable17/49€38k€29k▼
Amounts payable within one year42/48€38k€29k▼
Trade debts44€17k€5k▼
Suppliers440/4€17k€5k▼
Taxes, remuneration and social security45€15k€18k▲
Taxes450/3€15k€18k▲
Other amounts payable47/48€6k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€123k€98k▼
Operating profit (loss)9901€119k€89k▼
Financial income75/76B€50€6k▲
Recurring financial income75€50€6k▲
Financial charges65/66B€66€253▲
Recurring financial charges65€66€253▲
Profit (loss) for the period before taxes9903€119k€95k▼
Income taxes67/77€40k€32k▼
Profit (loss) for the period9904€79k€63k▼
Profit (loss) for the period to be appropriated9905€79k€63k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€63k▼
Transfer to equity691/2€79k€63k▼
To other reserves6921€79k€63k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €303 | €3k | €8k | ▲ 170% |
| Other operating charges640/8 | €755 | €1k | €1k | €1k | €1k | ▲ 2.2% |
| Gross operating margin9900 | €63k | €115k | €71k | €123k | €98k | ▼ 20.5% |
| Operating profit (loss)9901 | €60k | €112k | €70k | €119k | €89k | ▼ 25.6% |
| Financial income75/76B | €24 | - | €175 | €50 | €6k | ▲ 12,866% |
| Recurring financial income75 | €24 | - | €175 | €50 | €6k | ▲ 12,866% |
| Financial charges65/66B | €73 | €82 | €156 | €66 | €253 | ▲ 284% |
| Recurring financial charges65 | €73 | €82 | €156 | €66 | €253 | ▲ 284% |
| Profit (loss) for the period before taxes9903 | €60k | €112k | €70k | €119k | €95k | ▼ 20.3% |
| Income taxes67/77 | €17k | €33k | €25k | €40k | €32k | ▼ 21.0% |
| Profit (loss) for the period9904 | €43k | €79k | €44k | €79k | €63k | ▼ 20.0% |
| Profit (loss) for the period to be appropriated9905 | €43k | €79k | €44k | €79k | €63k | ▼ 20.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €279k | €376k | €399k | €477k | €531k | ▲ 11.3% |
| Fixed assets21/28 | €2k | €907 | €604 | €36k | €30k | ▼ 15.6% |
| Tangible fixed assets22/27 | €2k | €798 | €496 | €35k | €30k | ▼ 15.7% |
| Other tangible fixed assets26 | €2k | €798 | €496 | €35k | €30k | ▼ 15.7% |
| Financial fixed assets28 | €109 | €109 | €109 | €109 | €109 | = |
| Current assets29/58 | €277k | €375k | €399k | €442k | €501k | ▲ 13.4% |
| Stocks and contracts in progress3 | €2k | €2k | €2k | €625 | €5k | ▲ 717% |
| Stocks30/36 | €2k | €2k | €2k | €625 | €5k | ▲ 717% |
| Amounts receivable within one year40/41 | €186k | €225k | €93k | €71k | €27k | ▼ 62.5% |
| Trade receivables40 | €186k | €224k | €93k | €71k | €27k | ▼ 62.5% |
| Other amounts receivable41 | - | €2k | - | €105 | - | - |
| Current investments50/53 | €23k | €23k | €23k | €223k | €223k | ▲ 0.1% |
| Cash at bank and in hand54/58 | €66k | €125k | €281k | €147k | €246k | ▲ 67.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €279k | €376k | €399k | €477k | €531k | ▲ 11.3% |
| Equity10/15 | €237k | €316k | €360k | €439k | €502k | ▲ 14.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €219k | €297k | €342k | €421k | €484k | ▲ 15.0% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €217k | €296k | €342k | €421k | €484k | ▲ 15.0% |
| Amounts payable17/49 | €42k | €60k | €39k | €38k | €29k | ▼ 24.7% |
| Amounts payable within one year42/48 | €42k | €60k | €39k | €38k | €29k | ▼ 24.7% |
| Trade debts44 | €14k | €50k | €1k | €17k | €5k | ▼ 71.3% |
| Suppliers440/4 | €14k | €50k | €1k | €17k | €5k | ▼ 71.3% |
| Taxes, remuneration and social security45 | €23k | €9k | €32k | €15k | €18k | ▲ 22.3% |
| Taxes450/3 | €23k | €9k | €32k | €15k | €18k | ▲ 22.3% |
| Other amounts payable47/48 | €6k | €1k | €6k | €6k | €6k | ▼ 5.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43k | €79k | €44k | €79k | €63k | ▼ 20.0% |
| + Depreciation and write-downs630 | €1k | €1k | €303 | €3k | €8k | ▲ 170% |
| Operating cash flow (approximation) | €45k | €80k | €45k | €82k | €71k | ▼ 13.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-38k | €-3k | ▲ 93.0% |
| Change in cash | - | €59k | €156k | €-134k | €99k | ▲ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €502k ▲14.4%
8 profitable years in a row build equity to €502k.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 5.96
Current ratio from 2.77 to 5.96; short-term debt falls from €118k to €42k.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €79k ▲393%
Net result €79k, the highest in the series.
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1998
Ground area
1,996 m²
Building footprint
280 m²
Volume, LiDAR
917 m³
Parcel 23544D0031/00K000, Flanders · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Terspautlosweg 22, 3090 Overijse
since 19982.088.968.838
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0031/00K000 | Flanders | 1,996 m² | 1 · 280 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,402. 1,014 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-10-1998
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.