INTEC COMPUTERS
ActiveSummary
INTEC COMPUTERS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €502k and a net result of €63k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 17.48 against 11.61 in 2024; short-term debt: 5.4% and cash: 46.4% of total assets), and 5.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
11.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
76 d early
2023
77 d early
2022
70 d early
2021
69 d early
2020
75 d early
2019
67 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€502k▲ 14.4%
2024 · €439k
Total assets
€531k▲ 11.3%
2024 · €477k
Net result
€63k▼ 20.0%
2024 · €79k
Working capital
€472k▲ 17.0%
2024 · €404k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€60k▲ 109%€112k▲ 85.2%€70k▼ 37.8%€119k▲ 70.7%€89k▼ 25.6%
Net result€43k▲ 83.4%€79k▲ 81.8%€44k▼ 43.7%€79k▲ 78.4%€63k▼ 20.0%
Equity€237k▲ 11.5%€316k▲ 33.2%€360k▲ 14.0%€439k▲ 21.9%€502k▲ 14.4%
Total assets€279k▲ 9.4%€376k▲ 34.6%€399k▲ 6.3%€477k▲ 19.5%€531k▲ 11.3%
Debt€42k▼ 0.9%€60k▲ 42.9%€39k▼ 34.6%€38k▼ 2.8%€29k▼ 24.7%
Working capital€235k▲ 12.3%€315k▲ 34.1%€360k▲ 14.1%€404k▲ 12.3%€472k▲ 17.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €531k
Fixed assets
€30k ▼ 15.6%
Current assets
€501k ▲ 13.4%
Equity and liabilities €531k
Equity
€502k ▲ 14.4%
Debt
€29k ▼ 24.7%
Debt's share of the balance-sheet total falls from 8.0% to 5.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▼
2024 · €122k
Cash flow
€71k▼
2024 · €82k
Current ratio
17.48▲
2024 · 11.61
Quick ratio
17.31▲
2024 · 11.60
Debt to equity
0.06▼
2024 · 0.09
ROE
12.6%▼
2024 · 18.0%
ROA
11.9%▼
2024 · 16.5%
Interest coverage
383.01▼
2024 · 1853.59
Debt ≤ 1 year
€29k▼
2024 · €38k
Income taxes
€32k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €303 | €3k | €8k | ▲ 170% |
| Other operating charges640/8 | €755 | €1k | €1k | €1k | €1k | ▲ 2.2% |
| Gross operating margin9900 | €63k | €115k | €71k | €123k | €98k | ▼ 20.5% |
| Operating profit (loss)9901 | €60k | €112k | €70k | €119k | €89k | ▼ 25.6% |
| Financial income75/76B | €24 | - | €175 | €50 | €6k | ▲ 12,866% |
| Recurring financial income75 | €24 | - | €175 | €50 | €6k | ▲ 12,866% |
| Financial charges65/66B | €73 | €82 | €156 | €66 | €253 | ▲ 284% |
| Recurring financial charges65 | €73 | €82 | €156 | €66 | €253 | ▲ 284% |
| Profit (loss) for the period before taxes9903 | €60k | €112k | €70k | €119k | €95k | ▼ 20.3% |
| Income taxes67/77 | €17k | €33k | €25k | €40k | €32k | ▼ 21.0% |
| Profit (loss) for the period9904 | €43k | €79k | €44k | €79k | €63k | ▼ 20.0% |
| Profit (loss) for the period to be appropriated9905 | €43k | €79k | €44k | €79k | €63k | ▼ 20.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €279k | €376k | €399k | €477k | €531k | ▲ 11.3% |
| Fixed assets21/28 | €2k | €907 | €604 | €36k | €30k | ▼ 15.6% |
| Tangible fixed assets22/27 | €2k | €798 | €496 | €35k | €30k | ▼ 15.7% |
| Other tangible fixed assets26 | €2k | €798 | €496 | €35k | €30k | ▼ 15.7% |
| Financial fixed assets28 | €109 | €109 | €109 | €109 | €109 | = |
| Current assets29/58 | €277k | €375k | €399k | €442k | €501k | ▲ 13.4% |
| Stocks and contracts in progress3 | €2k | €2k | €2k | €625 | €5k | ▲ 717% |
| Stocks30/36 | €2k | €2k | €2k | €625 | €5k | ▲ 717% |
| Amounts receivable within one year40/41 | €186k | €225k | €93k | €71k | €27k | ▼ 62.5% |
| Trade receivables40 | €186k | €224k | €93k | €71k | €27k | ▼ 62.5% |
| Other amounts receivable41 | - | €2k | - | €105 | - | - |
| Current investments50/53 | €23k | €23k | €23k | €223k | €223k | ▲ 0.1% |
| Cash at bank and in hand54/58 | €66k | €125k | €281k | €147k | €246k | ▲ 67.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €279k | €376k | €399k | €477k | €531k | ▲ 11.3% |
| Equity10/15 | €237k | €316k | €360k | €439k | €502k | ▲ 14.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €219k | €297k | €342k | €421k | €484k | ▲ 15.0% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €217k | €296k | €342k | €421k | €484k | ▲ 15.0% |
| Amounts payable17/49 | €42k | €60k | €39k | €38k | €29k | ▼ 24.7% |
| Amounts payable within one year42/48 | €42k | €60k | €39k | €38k | €29k | ▼ 24.7% |
| Trade debts44 | €14k | €50k | €1k | €17k | €5k | ▼ 71.3% |
| Suppliers440/4 | €14k | €50k | €1k | €17k | €5k | ▼ 71.3% |
| Taxes, remuneration and social security45 | €23k | €9k | €32k | €15k | €18k | ▲ 22.3% |
| Taxes450/3 | €23k | €9k | €32k | €15k | €18k | ▲ 22.3% |
| Other amounts payable47/48 | €6k | €1k | €6k | €6k | €6k | ▼ 5.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43k | €79k | €44k | €79k | €63k | ▼ 20.0% |
| + Depreciation and write-downs630 | €1k | €1k | €303 | €3k | €8k | ▲ 170% |
| Operating cash flow (approximation) | €45k | €80k | €45k | €82k | €71k | ▼ 13.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-38k | €-3k | ▲ 93.0% |
| Change in cash | - | €59k | €156k | €-134k | €99k | ▲ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €502k ▲14.4%
8 profitable years in a row build equity to €502k.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 5.96
Current ratio from 2.77 to 5.96; short-term debt falls from €118k to €42k.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €79k ▲393%
Net result €79k, the highest in the series.
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1998
Ground area
1,996 m²
Building footprint
280 m²
Volume, LiDAR
917 m³
Parcel 23544D0031/00K000, Flanders · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Terspautlosweg 22, 3090 Overijse
since 19982.088.968.838
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0031/00K000 | Flanders | 1,996 m² | 1 · 280 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,119 companies in sector 46500 we hold annual accounts for 1,403. 1,014 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-10-1998
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.