Summary
Conclusion
the dossier summarised in one paragraphINSURANTIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 12-06-2025 | 49 d early | 2025-00133848 |
| 31-12-2023 | 31-07-2024 | 15-07-2024 | 16 d early | 2024-00244394 |
| 31-12-2022 | 31-07-2023 | 29-08-2023 | 29 d late | 2023-00366343 |
| 31-12-2021 | 31-07-2022 | 15-07-2022 | 16 d early | 2022-20190237 |
| 31-12-2020 | 31-07-2021 | 23-07-2021 | 8 d early | 2021-39500511 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 12-06-2025 | 2025-00133848 |
| 31-12-2023 | micro | 15-07-2024 | 2024-00244394 |
| 31-12-2022 | micro | 29-08-2023 | 2023-00366343 |
| 31-12-2021 | micro | 15-07-2022 | 2022-20190237 |
| 31-12-2020 | micro | 23-07-2021 | 2021-39500511 |
Directors
Directors & mandates
1 director-
Hillewaere InsuranceLegal entityDirector· perm. rep.: Roel DruytsState Gazette act 26056834 (06-05-2026)Current01-01-2026 → present
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 25-11-2019 |
| Status | Active |
| Postal code | 2900 |
Structure & network
Connections & network
9 connected companiesOwnership & control
1 partyEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Braamstraat 1032900 SchotenReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0502/00R000 | Flanders | 6,962 m² | 1 · 1,053 m² | 10.4 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgian State Gazette · acts
1 verified actWhat every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
- Merger , fusion by absorption, dissolution without liquidation
- Dissolution , 2026-07-01
- Director resignation, Hillewaere Insurance (bestuurder)
- Permanent representative, Druyts, Roel
Analysis
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | INSURANTIA |