INSURANCE MTW
ActiveSummary
INSURANCE MTW has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€168,616) and a net result of -€40,722. Equity has been shrinking by about 49% per year since 2023. Its solvency ranks better than 5% of 15,784 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
Source: KBO- Status
- Active since 16-09-2022 Normal situation
- Activity
- Other legal services NACE 69109and 2 others
- Joint committee
- 307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
- Establishment unit
- 2.341.254.257 1120 Brussel, since 03-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 30-01-2025
Board and ownership
- EL OUAHI IbrahimDirector · since 16-09-2022
- Amyai SamiaDirector · since 18-09-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €22,415
- Turnover
- ≈ €130,000
- estimated
- Loss
- €40,722
- ▼ 51.9%
- Equity
- -€168,616
- ▼ 31.8%
- Total assets
- €4,595
- ▲ 126%
- Employees on 31-12-2025
- 2
- ▲ 100%
- Negative equity on 31-12-2025
- 2025 accounts filed 59 days after the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€168,616Last filed accounts filed 59 days late; 2 of the last 3 accounts latelowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €4,595Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 1% of them on solvency, 7% on liquidity, 1% on profitability and 15% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 29 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Registered office moved from Bruxelles to Neder-over-HeembeekNew seat: RUE FRANCOIS VEKEMANS 165, à 1120 Neder-over-Heembeek · Previous seat: RUE DES FAINES 24, 1120 BRUXELLES
- · Gazette deed Appointment: Amyai Samia (director)
- · Gazette deed Registered office moved from Ixelles to Neder-over-HeembeekNew seat: Rue des Faînes 24/2 à 1120 Neder-over-Heembeek · Previous seat: Rue Capitaine Crespel 2-4 Boîte 6, 1050 Ixelles
Comparable companies
These companies have the same main activity as INSURANCE MTW: other legal services (NACE 69109). They are comparable in size and age: total assets between €3,000 and €18,600, founded between 2019 and 2025.
| Company | Total assets | Gross margin |
|---|---|---|
| INSURANCE MTW Brussel | €4,595 | €22,415 |
| OriOcci Bridge International Consultancy Etterbeek | €13,613 | €10,732 |
| NISABA Wavre | €15,853 | €12,909 |
| SVRD Etterbeek | €18,086 | €41,911 |
| Swantiques Landen | €3,000 | - |
| CW Médiation Neupré | €18,059 | €12,932 |
| ASTHI Hove | €18,627 | €16,169 |
Key facts about INSURANCE MTW
- What is the company number of INSURANCE MTW?
- The company number of INSURANCE MTW is 0790.905.534. The VAT number is the same number with BE in front: BE 0790.905.534.
- Where is INSURANCE MTW based?
- The registered office is at Frans Vekemansstraat 165, 1120 Brussel.Company details
- What does INSURANCE MTW do?
- According to the KBO register, the main activity is other legal services (NACE 69109).
- What is the legal form of INSURANCE MTW?
- The legal form of INSURANCE MTW is Private limited company (BV).
- When was INSURANCE MTW founded?
- INSURANCE MTW was founded on 16-09-2022.
- Is INSURANCE MTW still active?
- Yes, INSURANCE MTW is an active enterprise in the KBO register.
- How many employees does INSURANCE MTW have?
- INSURANCE MTW had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does INSURANCE MTW fall under?
- In its 2025 annual accounts, INSURANCE MTW states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
- What is the turnover of INSURANCE MTW?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €22,415 and 34 comparable companies (NACE 691). It probably lies between €75,000 and €310,000. It is a rough estimate.
- Is INSURANCE MTW profitable?
- In financial year 2025, INSURANCE MTW made a loss of €40,722.
- Where can I find the annual accounts of INSURANCE MTW?
- INSURANCE MTW filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INSURANCE MTW due?
- INSURANCE MTW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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