INSTRUMATIC

Active

Private limited companyfounded 20232 yrs activeRue En Leva 19A, 4920 Aywaille, BelgiumKBO/BCE: BE 1000.300.721

INSTRUMATIC has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €5k. Its solvency ranks better than 12% of 9384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

38 / 100

Weak▼ -45 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability81▼-19

Solvency3▼-70

Growth52

Stability82

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity short (current ratio 0.14 against 3.51 in 2024), and 95.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 71

Relative position

BE, all sectors

reference

Sector 71

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

4.6%

Return on assets

0.7%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9384 sector peers (2025).

NBB · sector comparison

Position among 9384 sector peers

Solvency

better than 12%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

30 d late

2024

20 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€28k▲ 19.5%

2024 · €24k

2024: €24k

2024 → 2025

Total assets

€612k▲ 736%

2024 · €73k

2024: €73k

2024 → 2025

Net result

€5k▼ 75.3%

2024 · €19k

2024: €19k

2024 → 2025

Working capital

€-251k

2024 · €31k

2024: €31k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€24k-€28k▲ 19.5%

Operating result€25k-€11k▼ 55.0%

Net result€19k-€5k▼ 75.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 55% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €612k

93.6%

Fixed assets €573k▲ 1,816%

Current assets €39k▼ 9.0%

Equity and liabilities €612k

95.4%

Equity €28k▲ 19.5%

Debt €584k▲ 1,075%

The debt ratio rises from 67.9% to 95.4%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€19k▼

2024 · €29k

Cash flow

€12k▼

2024 · €23k

Solvency

4.6%▼

2024 · 32.1%

Current ratio

0.14▼

2024 · 3.51

Quick ratio

0.10▼

2024 · 3.42

Debt / equity

20.80▲

2024 · 2.11

ROE

16.3%▼

2024 · 78.7%

ROA

0.7%▼

2024 · 25.3%

Interest coverage

3.00▼

2024 · 15.59

Debt

€584k▲

2024 · €50k

Debt ≤ 1 year

€290k▲

2024 · €12k

Debt > 1 year

€294k▲

2024 · €37k

Income taxes

€315▼

2024 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€73k€612k▲

Fixed assets21/28€30k€573k▲

Tangible fixed assets22/27€30k€22k▼

Plant, machinery and equipment23€3k€2k▼

Furniture and vehicles24€27k€20k▼

Financial fixed assets28-€551k

Current assets29/58€43k€39k▼

Stocks and contracts in progress3€1k€9k▲

Stocks30/36€1k€9k▲

Amounts receivable within one year40/41€19k€11k▼

Trade receivables40€16k€7k▼

Other amounts receivable41€4k€4k▲

Cash at bank and in hand54/58€23k€9k▼

Deferred charges and accrued income490/1-€10k

Equity and liabilities

Total equity and liabilities10/49€73k€612k▲

Equity10/15€24k€28k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€19k€23k▲

Amounts payable17/49€50k€584k▲

Amounts payable after more than one year17€37k€294k▲

Financial debts170/4€37k€294k▲

Amounts payable within one year42/48€12k€290k▲

Current portion of amounts payable after more than one year42€6k€283k▲

Trade debts44€2k€6k▲

Suppliers440/4€2k€6k▲

Taxes, remuneration and social security45€4k€467▼

Taxes450/3€4k€467▼

Other amounts payable47/48€836€836=

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲

Other operating charges640/8€5k€149▼

Gross operating margin9900€34k€19k▼

Operating profit (loss)9901€25k€11k▼

Financial income75/76B€33-

Recurring financial income75€33-

Financial charges65/66B€2k€6k▲

Recurring financial charges65€2k€6k▲

Profit (loss) for the period before taxes9903€23k€5k▼

Income taxes67/77€5k€315▼

Profit (loss) for the period9904€19k€5k▼

Profit (loss) for the period to be appropriated9905€19k€5k▼

Appropriation of the result

Profit (loss) to be appropriated9906€19k€23k▲

Profit (loss) brought forward from the previous period14P-€19k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 30 days late

2025

20-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 20 days late

NBB filing

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Aywaille · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue En Leva 19A4920 Aywaille

Ground area

844 m²

Building footprint

64 m²

Parcel 62098H0489/00R000, Wallonia. Linked by address, not a title deed.

1 establishment unit