instit.info
ActiveSummary
instit.info has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-67. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 1906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability68▲+34
Solvency100▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.46 against 3.34 in 2024; short-term debt: 20.7% and cash: 36% of total assets), and 20.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
-0.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
38 d early
2023
24 d late
2022
7 d late
2021
2 d early
2020
4 d early
2019
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-67▲ 97.1%
2024 · €-2k
2018: €3k
2019: €4k▲ +18.7% vs 2018
2020: €2k▼ -61.8% vs 2019
2021: €11k▲ +599% vs 2020highest in 8 years
2022: €108▼ -99.0% vs 2021
2023: €-425▼ -494% vs 2022
2024: €-2k▼ -445% vs 2023lowest in 8 years
2025: €-67▲ +97.1% vs 2024
2018 → 2025
Working capital
€16k▼ 3.8%
2024 · €17k
2018: €5k
2019: €5k▲ +17.3% vs 2018
2020: €-72▼ -101% vs 2019lowest in 8 years
2021: €11k▲ +15197% vs 2020
2022: €13k▲ +22.9% vs 2021
2023: €17k▲ +27.3% vs 2022
2024: €17k▲ +0.9% vs 2023highest in 8 years
2025: €16k▼ -3.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€21k▲ 0.5%€21k▼ 2.0%€18k▼ 11.2%€18k▼ 0.4%
2021: €21k
2022: €21k▲ +0.5% vs 2021highest in 5 years
2023: €21k▼ -2.0% vs 2022
2024: €18k▼ -11.2% vs 2023
2025: €18k▼ -0.4% vs 2024lowest in 5 years
Operating result€15k-€2k▼ 86.2%€-1k€-2k▼ 43.6%€1k
2021: €15khighest in 5 years
2022: €2k▼ -86.2% vs 2021
2023: €-1k▼ -171% vs 2022
2024: €-2k▼ -43.6% vs 2023lowest in 5 years
2025: €1k▲ +158% vs 2024
Net result€11k-€108▼ 99.0%€-425€-2k▼ 445%€-67▲ 97.1%
2021: €11khighest in 5 years
2022: €108▼ -99.0% vs 2021
2023: €-425▼ -494% vs 2022
2024: €-2k▼ -445% vs 2023lowest in 5 years
2025: €-67▲ +97.1% vs 2024
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€2k ▲ 51.1%
Current assets
€21k ▼ 13.1%
Equity and liabilities €23k
Equity
€18k ▼ 0.4%
Debt
€5k ▼ 34.9%
Debt's share of the balance-sheet total falls from 28.6% to 20.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▲
2024 · €369
Cash flow
€1k▲
2024 · €150
Current ratio
4.46▲
2024 · 3.34
Debt to equity
0.26▼
2024 · 0.40
ROE
-0.4%▲
2024 · -12.7%
ROA
-0.3%▲
2024 · -9.0%
Interest coverage
9.15▲
2024 · 3.14
Debt ≤ 1 year
€5k▼
2024 · €7k
Income taxes
€1k▲
2024 · €192
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€26k€23k▼
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€418€2k▲
Other tangible fixed assets26€736-
Current assets29/58€24k€21k▼
Amounts receivable within one year40/41€11k€12k▲
Trade receivables40€8k€8k▼
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€13k€8k▼
Deferred charges and accrued income490/1€86€652▲
Equity and liabilities
Total equity and liabilities10/49€26k€23k▼
Equity10/15€18k€18k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€10k€10k▼
Amounts payable17/49€7k€5k▼
Amounts payable within one year42/48€7k€5k▼
Current portion of amounts payable after more than one year42-€1k
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Advances received on contracts in progress46€400-
Taxes, remuneration and social security45€6k€702▼
Taxes450/3€6k€702▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€487€2k▲
Gross operating margin9900€856€4k▲
Operating profit (loss)9901€-2k€1k▲
Financial income75/76B€91€70▼
Recurring financial income75€91€70▼
Financial charges65/66B€117€278▲
Recurring financial charges65€117€278▲
Profit (loss) for the period before taxes9903€-2k€1k▲
Income taxes67/77€192€1k▲
Profit (loss) for the period9904€-2k€-67▲
Profit (loss) for the period to be appropriated9905€-2k€-67▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€10k▼
Profit (loss) brought forward from the previous period14P€12k€10k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €4k | €4k | €2k | €1k | ▼ 46.0% |
| Other operating charges640/8 | €458 | €447 | €485 | €487 | €2k | ▲ 273% |
| Gross operating margin9900 | €19k | €7k | €3k | €856 | €4k | ▲ 410% |
| Operating profit (loss)9901 | €15k | €2k | €-1k | €-2k | €1k | ▲ 158% |
| Financial income75/76B | - | - | €2k | €91 | €70 | ▼ 23.4% |
| Recurring financial income75 | - | - | €2k | €91 | €70 | ▼ 23.4% |
| Financial charges65/66B | €858 | €1k | €105 | €117 | €278 | ▲ 137% |
| Recurring financial charges65 | €858 | €1k | €105 | €117 | €278 | ▲ 137% |
| Profit (loss) for the period before taxes9903 | €14k | €1k | €235 | €-2k | €1k | ▲ 147% |
| Income taxes67/77 | €3k | €938 | €660 | €192 | €1k | ▲ 459% |
| Profit (loss) for the period9904 | €11k | €108 | €-425 | €-2k | €-67 | ▲ 97.1% |
| Profit (loss) for the period to be appropriated9905 | €11k | €108 | €-425 | €-2k | €-67 | ▲ 97.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33k | €26k | €28k | €26k | €23k | ▼ 10.2% |
| Fixed assets21/28 | €10k | €8k | €4k | €1k | €2k | ▲ 51.1% |
| Intangible fixed assets21 | €780 | €390 | - | - | - | - |
| Tangible fixed assets22/27 | €9k | €7k | €4k | €1k | €2k | ▲ 51.1% |
| Furniture and vehicles24 | €9k | €7k | €4k | €418 | €2k | ▲ 317% |
| Other tangible fixed assets26 | - | - | - | €736 | - | - |
| Current assets29/58 | €23k | €19k | €25k | €24k | €21k | ▼ 13.1% |
| Amounts receivable within one year40/41 | €299 | €6k | €8k | €11k | €12k | ▲ 8.4% |
| Trade receivables40 | €299 | €6k | €7k | €8k | €8k | ▼ 4.8% |
| Other amounts receivable41 | - | - | €1k | €3k | €5k | ▲ 39.6% |
| Cash at bank and in hand54/58 | €23k | €12k | €16k | €13k | €8k | ▼ 36.3% |
| Deferred charges and accrued income490/1 | €60 | €701 | €730 | €86 | €652 | ▲ 660% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33k | €26k | €28k | €26k | €23k | ▼ 10.2% |
| Equity10/15 | €21k | €21k | €21k | €18k | €18k | ▼ 0.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €13k | €13k | €12k | €10k | €10k | ▼ 0.7% |
| Amounts payable17/49 | €12k | €5k | €8k | €7k | €5k | ▼ 34.9% |
| Amounts payable within one year42/48 | €12k | €5k | €8k | €7k | €5k | ▼ 34.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €1k | - |
| Financial debts43 | €453 | - | €566 | - | - | - |
| Credit institutions430/8 | €453 | - | €566 | - | - | - |
| Trade debts44 | €18 | €189 | €120 | €1k | €3k | ▲ 130% |
| Suppliers440/4 | €18 | €189 | €120 | €1k | €3k | ▲ 130% |
| Advances received on contracts in progress46 | - | - | - | €400 | - | - |
| Taxes, remuneration and social security45 | €9k | €5k | €7k | €6k | €702 | ▼ 87.5% |
| Taxes450/3 | €9k | €5k | €6k | €6k | €702 | ▼ 87.5% |
| Remuneration and social security454/9 | - | - | €1k | - | - | - |
| Other amounts payable47/48 | €3k | €573 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €108 | €-425 | €-2k | €-67 | ▲ 97.1% |
| + Depreciation and write-downs630 | €3k | €4k | €4k | €2k | €1k | ▼ 46.0% |
| Operating cash flow (approximation) | €14k | €4k | €4k | €150 | €1k | ▲ 742% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | €0 | €-2k | ▼ 1,280,100% |
| Change in cash | - | €-11k | €4k | €-3k | €-5k | ▼ 85.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €11k ▲599%
Operating result €15k, net result €11k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 17 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 10 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2014
Ground area
133 m²
Building footprint
53 m²
Volume, LiDAR
527 m³
Parcel 25782C0275/00B000, Wallonia · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
INSTIT.INFO
since 20142.232.193.395
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0275/00B000 | Wallonia | 133 m² | 1 · 53 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,723 companies in sector 63100 we hold annual accounts for 1,270. 725 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-07-2014
Fiscal year end31-12
Activities, NACEBEL 2025
63100Computing infrastructure, data processing, hosting and related activities
18130Pre-press and pre-media services
64210Activities of holding companies
70200Business and other management consultancy
73110Advertising agencies
Scores and ratios are computed by Checked and are not a credit decision.