Equity
Equity fell by 60% in 3 years.
In July 2024, 1,448 companies had the same profile as INSTAPKLAAR has now. Each dot stands for 4 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,448 companies, not a prediction for INSTAPKLAAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
INSTAPKLAAR files the abbreviated format. That format states no turnover. The gross margin rose from €116,599 in 2016 to €166,619 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €430,000. Estimated: probably between €260,000 and €810,000.
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||
20/58 |
5.4m | 5.7m | 3.8m | 3.7m | 2.7m | 1.7m | 1.9m | 1.6m | 1.0m | 627,450 | |
21/28 |
1,627 | 2,521 | 39,796 | 2,910 | 591 | 591 | 591 | 591 | 175 | - | |
22/27 |
1,086 | 1,981 | 1,756 | 2,320 | - | - | - | - | - | - | |
24 |
1,086 | 1,981 | 1,756 | 2,320 | - | - | - | - | - | - | |
28 |
541 | 541 | 38,041 | 591 | 591 | 591 | 591 | 591 | 175 | - | |
29/58 |
5.4m | 5.7m | 3.7m | 3.7m | 2.7m | 1.7m | 1.9m | 1.6m | 1.0m | 627,450 | |
3 |
5.0m | 5.4m | 3.3m | 3.7m | 2.7m | 1.6m | 1.6m | 1.4m | 901,691 | 471,391 | |
30/36 |
5.0m | 5.4m | 3.3m | 3.7m | 2.7m | 1.6m | 1.6m | 1.4m | 901,691 | 471,391 | |
40/41 |
276,377 | 302,649 | 211,805 | - | 3,978 | 31,033 | 125,495 | 80,547 | 141,951 | 120,528 | |
41 |
276,377 | 302,649 | 211,805 | - | 3,978 | 31,033 | 125,495 | 80,547 | 141,951 | 120,528 | |
54/58 |
149,671 | 61 | 226,676 | 28,993 | 769 | 54,294 | 114,897 | 41,958 | 3,780 | 35,531 | |
| Balance sheet: equity and liabilities | |||||||||||
10/49 |
5.4m | 5.7m | 3.8m | 3.7m | 2.7m | 1.7m | 1.9m | 1.6m | 1.0m | 627,450 | |
10/15 |
401,300 | 400,429 | 685,695 | 1.0m | 614,588 | 613,213 | 448,059 | 403,970 | 252,063 | 85,402 | |
10/11 |
18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | |
100 |
- | - | - | - | - | 18,550 | 18,550 | 18,550 | 18,550 | 18,550 | |
13 |
1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | |
130/1 |
1,855 | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | - | - | - | - | |
130 |
- | - | - | - | - | 1,855 | 1,855 | 1,855 | 1,855 | 1,855 | |
1311 |
1,855 | 1,855 | 1,855 | 1,855 | 1,855 | - | - | - | - | - | |
14 |
380,895 | 380,024 | 665,290 | 995,038 | 594,183 | 592,808 | 427,654 | 383,565 | 231,658 | 64,997 | |
17/49 |
5.0m | 5.3m | 3.1m | 2.7m | 2.1m | 1.1m | 1.4m | 1.2m | 795,534 | 542,049 | |
42/48 |
5.0m | 5.3m | 3.1m | 2.7m | 2.1m | 1.1m | 1.4m | 1.2m | 795,534 | 542,049 | |
43 |
1.0m | 1.8m | 1.0m | 1.5m | 300,327 | 75,465 | 820,000 | 200,000 | 50,000 | - | |
430/8 |
1.0m | 1.8m | 1.0m | 1.5m | 300,327 | 75,465 | 820,000 | 200,000 | 50,000 | - | |
44 |
567,886 | 1.0m | 374,963 | 287,700 | 380,094 | 212,947 | 265,082 | 264,826 | 268,456 | 160,603 | |
440/4 |
567,886 | 1.0m | 374,963 | 287,700 | 380,094 | 212,947 | 265,082 | 264,826 | 268,456 | 160,603 | |
45 |
- | - | 38,907 | 13,922 | 28,862 | 14,739 | 14,357 | 24,298 | 32,657 | 34,423 | |
450/3 |
- | - | 38,907 | 13,922 | 28,862 | 9,258 | 9,099 | 19,141 | 32,657 | 34,423 | |
454/9 |
- | - | - | - | - | 5,481 | 5,258 | 5,157 | - | - | |
47/48 |
3.5m | 2.5m | 1.7m | 920,297 | 1.4m | 754,755 | 306,236 | 674,409 | 444,421 | 347,022 | |
492/3 |
420 | - | - | 21,645 | - | - | 2,094 | - | - | - | |
| Income statement | |||||||||||
9900 |
166,619 | 765,298 | 666,645 | 581,781 | 474,469 | 298,404 | 354,220 | 284,232 | 281,793 | 116,599 | |
62 |
- | - | - | - | 20,017 | 43,832 | 42,928 | 40,509 | 29,762 | - | |
630 |
895 | 766 | 564 | 501 | - | - | - | - | - | - | |
640/8 |
11,758 | 207,723 | 4,535 | 8,733 | 5,237 | 3,808 | 3,900 | 2,665 | 2,430 | 798 | |
9901 |
153,966 | 556,809 | 661,545 | 572,547 | 449,215 | 250,764 | 307,392 | 241,058 | 249,600 | 115,801 | |
75/76B |
- | - | - | - | - | 5 | - | - | - | 1 | |
75 |
- | - | - | - | - | 5 | - | - | - | 1 | |
65/66B |
39,473 | 70,522 | 32,387 | 37,571 | 18,978 | 16,616 | 8,853 | 6,785 | 2,939 | 14,527 | |
65 |
39,473 | 70,522 | 32,387 | 37,571 | 18,978 | 16,616 | 8,853 | 6,785 | 2,939 | 14,527 | |
9903 |
114,493 | 486,287 | 629,159 | 534,976 | 430,237 | 234,153 | 298,539 | 234,273 | 246,662 | 101,275 | |
67/77 |
28,623 | 121,553 | 158,907 | 134,120 | 108,862 | 68,999 | 89,451 | 82,367 | 80,000 | 34,424 | |
9904 |
85,871 | 364,734 | 470,252 | 400,855 | 321,375 | 165,154 | 209,089 | 151,907 | 166,662 | 66,852 | |
9905 |
85,871 | 364,734 | 470,252 | 400,855 | 321,375 | 165,154 | 209,089 | 151,907 | 166,662 | 66,852 | |
| Appropriation of the result | |||||||||||
9906 |
465,895 | 1.0m | 1.5m | 995,038 | 914,183 | 592,808 | 592,654 | 383,565 | 231,658 | 66,852 | |
14P |
380,024 | 665,290 | 995,038 | 594,183 | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | 1,855 | |
6920 |
- | - | - | - | - | - | - | - | - | 1,855 | |
694/7 |
85,000 | 650,000 | 800,000 | - | 320,000 | - | 165,000 | - | - | - | |
694 |
85,000 | 650,000 | 800,000 | - | 320,000 | - | 165,000 | - | - | - | |
| Social balance sheet | |||||||||||
9087 |
- | - | - | - | - | - | 1 | 1 | 0.8 | - | |
Hours worked1013 |
- | - | - | - | - | - | 1,744 | 1,720 | 1,272 | - | |
| Document | |||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 21-01-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | abbreviated format | 21-01-2026 | 2026-00016872 | |
| 30-06-2024 | abbreviated format | 02-02-2025 | 2025-00026988 | |
| 30-06-2023 | abbreviated format | 31-01-2024 | 2024-00018094 | |
| 30-06-2022 | abbreviated format | 07-01-2023 | 2023-20556898 | |
| 30-06-2021 | abbreviated format | 07-01-2022 | 2022-00600033 | |
| 30-06-2020 | abbreviated format | 06-02-2021 | 2021-05100204 | |
| 30-06-2019 | abbreviated format | 05-02-2020 | 2020-04400567 | |
| 30-06-2018 | abbreviated format | 29-01-2019 | 2019-02900329 | |
| 30-06-2017 | abbreviated format | 05-02-2018 | 2018-04500043 | |
| 30-06-2016 | abbreviated format | 01-02-2017 | 2017-03700374 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 154,861 | 557,575 | 662,110 | 573,048 | - | - | - | - | - | - | ||
| 86,765 | 365,501 | 470,816 | 401,356 | - | - | - | - | - | - | ||
| 0 | 991 | 37,450 | 2,821 | - | - | - | 416 | 175 | - | ||
| 149,610 | -226,615 | 197,684 | 28,224 | -53,525 | -60,603 | 72,939 | 38,177 | -31,751 | - | ||
| 400,093 | 397,908 | 645,899 | 1.0m | 613,997 | 612,623 | 449,562 | 403,379 | 251,888 | 85,402 | ||
| 7.4% | 7.0% | 18.3% | 27.1% | 22.6% | 36.7% | 24.1% | 25.8% | 24.1% | 13.6% | ||
| 1.08 | 1.08 | 1.21 | 1.38 | 1.29 | 1.58 | 1.32 | 1.35 | 1.32 | 1.16 | ||
| 0.08 | 0.06 | 0.14 | 0.01 | 0.00 | 0.08 | 0.17 | 0.11 | 0.18 | 0.29 | ||
| 12.58 | 13.23 | 4.47 | 2.69 | 3.42 | 1.73 | 3.14 | 2.88 | 3.16 | 6.35 | ||
| 21.4% | 91.1% | 68.6% | 39.5% | 52.3% | 26.9% | 46.7% | 37.6% | 66.1% | 78.3% | ||
| 1.6% | 6.4% | 12.5% | 10.7% | 11.8% | 9.9% | 11.3% | 9.7% | 15.9% | 10.7% | ||
| 3.92 | 7.91 | 20.44 | 15.25 | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Debts secured on the company's own assets | - | - | €1.0m | - |
| Mortgages, amount registered | - | - | €1.5m | - |
| Carrying value of the mortgaged assets | - | - | €3.3m | - |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | €991 | - | €2,821 |
| Financial fixed assets | - | - | €37,450 | - |
| €895 | €766 | €564 | €501 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 72% lower than in 2024 and the lowest since 2016. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 93.0% to 92.6%. Equity is higher and debt is lower.
INSTAPKLAAR has no parent and no holdings in its annual accounts.
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-01-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
INSTAPKLAAR was incorporated on 6 February 2015 by , with a starting capital of €18,550.12 The name was changed to Uitstapklaar in 2017 and to INSTAPKLAAR in 2020.34 The registered office was moved to Oostnieuwkerke in 2023.5 The board currently has 2 members.6 Total assets rose from €1.9m in 2019 to €5.4m in 2025.7
| Establishment | Start date | Unit number |
|---|---|---|
| 14e Liniestraat 3 registered office 8840 Staden | ||
| Colliemolenstraat 29 8840 Staden 43320 Joinery installation | 02-03-2015 | 2.239.603.603 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 36014C0169/00B002 | 2,851 m² | 1 · 510 m² | 7.9 m · 2 |
| 36014C0603/00N000 | 1,220 m² | 1 · 172 m² | 8.0 m · 1 |
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