INSTADRESSED
ActiveSummary
INSTADRESSED has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €104k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency83▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.42 against 1.5 in 2024; short-term debt: 40.5% and cash: 90.3% of total assets), and 41.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
43.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
24 d early
2023
121 d early
2022
151 d early
2021
116 d early
2020
64 d early
2019
103 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 291%
2024 · €36k
2019: €-41k
2020: €-42k▼ -1.0% vs 2019
2021: €-43k▼ -1.8% vs 2020
2022: €-43k▼ -1.4% vs 2021lowest in 7 years
2023: €-8k▲ +80.9% vs 2022
2024: €36k▲ +532% vs 2023
2025: €139k▲ +291% vs 2024highest in 7 years
2019 → 2025
Total assets
€239k▲ 122%
2024 · €108k
2019: €50
2020: €23▼ -53.4% vs 2019lowest in 7 years
2021: €113▲ +387% vs 2020
2022: €82▼ -27.1% vs 2021
2023: €76k▲ +92248% vs 2022
2024: €108k▲ +41.5% vs 2023
2025: €239k▲ +122% vs 2024highest in 7 years
2019 → 2025
Net result
€104k▲ 136%
2024 · €44k
2019: €-757
2020: €-407▲ +46.3% vs 2019
2021: €-760▼ -87.0% vs 2020lowest in 7 years
2022: €-701▲ +7.8% vs 2021
2023: €35k▲ +5088% vs 2022
2024: €44k▲ +25.7% vs 2023
2025: €104k▲ +136% vs 2024highest in 7 years
2019 → 2025
Working capital
€137k▲ 300%
2024 · €34k
2019: €-41k
2020: €-42k▼ -1.0% vs 2019
2021: €-43k▼ -1.8% vs 2020
2022: €-43k▼ -1.4% vs 2021lowest in 7 years
2023: €-13k▲ +69.3% vs 2022
2024: €34k▲ +357% vs 2023
2025: €137k▲ +300% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-43k-€-43k▼ 1.4%€-8k▲ 80.9%€36k€139k▲ 291%
2021: €-43k
2022: €-43k▼ -1.4% vs 2021lowest in 5 years
2023: €-8k▲ +80.9% vs 2022
2024: €36k▲ +532% vs 2023
2025: €139k▲ +291% vs 2024highest in 5 years
Operating result€-715-€-656▲ 8.3%€45k€64k▲ 40.2%€151k▲ 137%
2021: €-715lowest in 5 years
2022: €-656▲ +8.3% vs 2021
2023: €45k▲ +7030% vs 2022
2024: €64k▲ +40.2% vs 2023
2025: €151k▲ +137% vs 2024highest in 5 years
Net result€-760-€-701▲ 7.8%€35k€44k▲ 25.7%€104k▲ 136%
2021: €-760lowest in 5 years
2022: €-701▲ +7.8% vs 2021
2023: €35k▲ +5088% vs 2022
2024: €44k▲ +25.7% vs 2023
2025: €104k▲ +136% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 137% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€5k ▼ 6.0%
Current assets
€234k ▲ 128%
Equity and liabilities €239k
Equity
€139k ▲ 291%
Debt
€99k ▲ 37.9%
Debt's share of the balance-sheet total falls from 66.9% to 41.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€155k▲
2024 · €67k
Cash flow
€108k▲
2024 · €47k
Current ratio
2.42▲
2024 · 1.50
Quick ratio
2.26▲
2024 · 1.31
Debt to equity
0.71▼
2024 · 2.02
ROE
74.4%▼
2024 · 123.1%
ROA
43.4%▲
2024 · 40.8%
Interest coverage
38.00▲
2024 · 17.78
Debt ≤ 1 year
€97k▲
2024 · €68k
Income taxes
€43k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€108k€239k▲
Fixed assets21/28€5k€5k▼
Tangible fixed assets22/27€5k€5k▼
Land and buildings22-€2k
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€583€0▼
Financial fixed assets28€60€60=
Current assets29/58€102k€234k▲
Stocks and contracts in progress3€13k€15k▲
Stocks30/36€13k€15k▲
Amounts receivable within one year40/41€788€0▼
Trade receivables40€0-
Other amounts receivable41€788€0▼
Cash at bank and in hand54/58€87k€215k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€108k€239k▲
Equity10/15€36k€139k▲
Contributions10/11€6k€6k=
Reserves13€29k€133k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€29k€133k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€72k€99k▲
Amounts payable within one year42/48€68k€97k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€29k€52k▲
Taxes450/3€29k€52k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€37k€40k▲
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€855€741▼
Gross operating margin9900€67k€155k▲
Operating profit (loss)9901€64k€151k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€60k€147k▲
Income taxes67/77€16k€43k▲
Profit (loss) for the period9904€44k€104k▲
Profit (loss) for the period to be appropriated9905€44k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€104k▲
Profit (loss) brought forward from the previous period14P€-15k€0▲
Transfer to equity691/2€29k€104k▲
To other reserves6921€29k€104k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €2k | €3k | €4k | ▲ 36.1% |
| Other operating charges640/8 | - | €102 | €109 | €855 | €741 | ▼ 13.3% |
| Gross operating margin9900 | €-614 | €-554 | €47k | €67k | €155k | ▲ 131% |
| Operating profit (loss)9901 | €-715 | €-656 | €45k | €64k | €151k | ▲ 137% |
| Financial income75/76B | - | - | - | €1 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | - | €1 | €0 | ▼ 100% |
| Financial charges65/66B | - | €45 | €1k | €4k | €4k | ▲ 8.7% |
| Recurring financial charges65 | €45 | €45 | €1k | €4k | €4k | ▲ 8.7% |
| Profit (loss) for the period before taxes9903 | €-760 | €-701 | €44k | €60k | €147k | ▲ 145% |
| Income taxes67/77 | - | - | €9k | €16k | €43k | ▲ 169% |
| Profit (loss) for the period9904 | €-760 | €-701 | €35k | €44k | €104k | ▲ 136% |
| Profit (loss) for the period to be appropriated9905 | €-760 | €-701 | €35k | €44k | €104k | ▲ 136% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €113 | €82 | €76k | €108k | €239k | ▲ 122% |
| Fixed assets21/28 | - | - | €5k | €5k | €5k | ▼ 6.0% |
| Tangible fixed assets22/27 | - | - | €5k | €5k | €5k | ▼ 6.0% |
| Land and buildings22 | - | - | - | - | €2k | - |
| Plant, machinery and equipment23 | - | - | €2k | €5k | €3k | ▼ 34.2% |
| Furniture and vehicles24 | - | - | €3k | €583 | €0 | ▼ 100% |
| Financial fixed assets28 | - | - | - | €60 | €60 | = |
| Current assets29/58 | €113 | €82 | €71k | €102k | €234k | ▲ 128% |
| Stocks and contracts in progress3 | - | - | - | €13k | €15k | ▲ 20.8% |
| Stocks30/36 | - | - | - | €13k | €15k | ▲ 20.8% |
| Amounts receivable within one year40/41 | - | - | €4k | €788 | €0 | ▼ 100% |
| Trade receivables40 | - | - | €4k | €0 | - | - |
| Other amounts receivable41 | - | - | €60 | €788 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €113 | €82 | €67k | €87k | €215k | ▲ 146% |
| Deferred charges and accrued income490/1 | - | - | €644 | €1k | €3k | ▲ 112% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €113 | €82 | €76k | €108k | €239k | ▲ 122% |
| Equity10/15 | €-43k | €-43k | €-8k | €36k | €139k | ▲ 291% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €192 | €192 | €192 | €29k | €133k | ▲ 353% |
| Non-distributable reserves130/1 | - | €192 | €192 | €0 | - | - |
| Reserves not available under the articles1311 | - | €192 | €192 | €0 | - | - |
| Distributable reserves133 | - | - | - | €29k | €133k | ▲ 353% |
| Profit (loss) carried forward14 | €-49k | €-50k | €-15k | €0 | - | - |
| Amounts payable17/49 | €43k | €43k | €84k | €72k | €99k | ▲ 37.9% |
| Amounts payable within one year42/48 | €43k | €43k | €84k | €68k | €97k | ▲ 42.0% |
| Trade debts44 | - | - | €4k | €2k | €5k | ▲ 190% |
| Suppliers440/4 | - | - | €4k | €2k | €5k | ▲ 190% |
| Taxes, remuneration and social security45 | - | - | €18k | €29k | €52k | ▲ 78.0% |
| Taxes450/3 | - | - | €17k | €29k | €52k | ▲ 78.0% |
| Remuneration and social security454/9 | - | - | €1k | €0 | - | - |
| Other amounts payable47/48 | - | €43k | €62k | €37k | €40k | ▲ 6.7% |
| Accrued charges and deferred income492/3 | - | - | - | €4k | €3k | ▼ 33.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-760 | €-701 | €35k | €44k | €104k | ▲ 136% |
| + Depreciation and write-downs630 | - | - | €2k | €3k | €4k | ▲ 36.1% |
| Operating cash flow (approximation) | €-760 | €-701 | €37k | €47k | €108k | ▲ 130% |
| Investment in fixed assets (approximation) | - | - | - | €-3k | €-4k | ▼ 10.8% |
| Change in cash | - | €-31 | €67k | €21k | €128k | ▲ 522% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €104k ▲136%
Operating result €151k, net result €104k, both a record.
31-12
Financial
Equity above €100kEq €139k ▲291%
3 profitable years in a row build equity to €139k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €35k
Net result €35k after 4 loss-making years.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-08
Financial
Weakest financial yearnet €-760
Net result drops to €-760, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
19-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
01-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2000
Ground area
332 m²
Building footprint
105 m²
Volume, LiDAR
633 m³
Parcel 11031C0503/00T002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Achterstraat 6, 2520 Ranst
since 20002.099.951.614
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11031C0503/00T002 | Flanders | 332 m² | 1 · 105 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LES BEGUINS
BE 0832.297.414
Huy · Eq €139,409
EUROPE MODE
BE 0660.608.503
Brunehaut · Eq €139,445
KLEDING NOA
BE 0895.186.868
Buggenhout · Eq €139,503
DE LILLE RITA
BE 0834.524.157
Knokke-Heist · Eq €138,980
CS70
BE 0650.556.531
De Haan · Eq €138,968
Of 6,502 companies in sector 47716 we hold annual accounts for 2,440. 1,860 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-09-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47711Retail sale of women's outerwear
47712Retail trade
Scores and ratios are computed by Checked and are not a credit decision.