INSPIRITAN
ActiveINSPIRITAN has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €26k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 2035 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency63▼-37
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 4.24 in 2024; short-term debt: 61.2% and cash: 86.4% of total assets), but 61.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.5%
Return on assets
31.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
85 d early
2024
41 d early
2023
8 d late
2022
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 31.1%
2024 · €46k
2022: €28k
2023: €40k
2024: €46k
2022 → 2025
Total assets
€82k▲ 36.3%
2024 · €60k
2022: €71k
2023: €61k
2024: €60k
2022 → 2025
Net result
€26k▲ 302%
2024 · €6k
2022: €24k
2023: €13k
2024: €6k
2022 → 2025
Working capital
€30k▼ 33.8%
2024 · €45k
2022: €34k
2023: €40k
2024: €45k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€28k-€40k▲ 42.1%€46k▲ 14.1%€32k▼ 31.1%
Operating result€32k-€18k▼ 43.3%€10k▼ 44.9%€34k▲ 240%
Net result€24k-€13k▼ 47.5%€6k▼ 49.5%€26k▲ 302%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 240% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€2k▲ 52.1%
Current assets
€80k▲ 36.0%
Equity and liabilities €82k
Equity
€32k▼ 31.1%
Debt
€51k▲ 252%
The debt ratio rises from 23.8% to 61.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €10k
Cash flow
€26k▲
2024 · €7k
Solvency
38.5%▼
2024 · 76.2%
Current ratio
1.59▼
2024 · 4.24
Quick ratio
1.59▼
2024 · 4.24
Debt / equity
1.60▲
2024 · 0.31
ROE
80.9%▲
2024 · 13.8%
ROA
31.1%▲
2024 · 10.6%
Interest coverage
41.27▲
2024 · 8.70
Debt
€51k▲
2024 · €14k
Debt ≤ 1 year
€50k▲
2024 · €14k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€82k▲
Fixed assets21/28€1k€2k▲
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24-€1k
Other tangible fixed assets26€1k€968▼
Current assets29/58€59k€80k▲
Amounts receivable within one year40/41€12k€5k▼
Trade receivables40€11k€5k▼
Other amounts receivable41€718€49▼
Cash at bank and in hand54/58€42k€71k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€60k€82k▲
Equity10/15€46k€32k▼
Contributions10/11€5k€5k=
Reserves13€41k€27k▼
Distributable reserves133€41k€27k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€14k€51k▲
Amounts payable within one year42/48€14k€50k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€7k€43k▲
Accrued charges and deferred income492/3€457€250▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€405€771▲
Other operating charges640/8€490€605▲
Non-recurring operating charges66A€0-
Gross operating margin9900€11k€35k▲
Operating profit (loss)9901€10k€34k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€1k€837▼
Recurring financial charges65€1k€837▼
Profit (loss) for the period before taxes9903€9k€33k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€6k€26k▲
Profit (loss) for the period to be appropriated9905€6k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€26k▲
Transfer from equity791/2-€14k
Transfer to equity691/2€6k€0▼
To other reserves6921€6k€0▼
Profit to be distributed694/7€680€40k▲
Return on contributions (dividend)694€680€40k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €26k ▲302%
Operating result €34k, net result €26k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼49.5%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hof ten Blooten 41501 HalleGround area
299 m²
Building footprint
81 m²
Volume, LiDAR
561 m³
Parcel 23013A0186/00H003, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INSPIRITAN
since 20212.322.560.773
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23013A0186/00H003 | Flanders | 299 m² | 1 · 81 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 135 EUR awarded · 135 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,669 companies in sector 85599 we hold annual accounts for 1,329. 987 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2021
Fiscal year end31-12
Activities, NACEBEL
85599Other education
82990Other business support services
86904Human health activities
86909Human health activities
86931Psychology services
86995Nutrition and dietetics services
88999Other social work without accommodation
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.inspiritan.be