INSPIRAL

Active

Private limited companyfounded 20206 yrs activeRemi Deprezstraat(H) 29, 8551 Zwevegem, BelgiumKBO/BCE: BE 0754.623.772

Summary

INSPIRAL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,714 and a net result of €64,214. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 42% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

INSPIRALActiveChecked score 96/100

Risk analysis Report Compare

Activity

Computer consultancy and computer facilities management

NACE 62200IT consultancy NACE 62020

1 site

Size

€131,515total assets 2025

Equity: €66,714
Profit: €64,214

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts filed 19 d late0 of 1 deed read

Why 96- Latest accounts 19 days late; 1 of the last 3 late+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.29, cash €63,657+ Size: total assets €131,515Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 64% of its sector peers (NACE 62, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 76-24

equity 50.7% of total assets

Liquidity 75-20

short-term debt 49.3% · cash 48.4%

Profitability 100=

return on assets 48.8%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)

Last 11 months 12-2025: < 0.1% 01-2026: < 0.1%▼ -6.7% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%▲ +3.6% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▲ +3.4% vs 04-2026 06-2026: < 0.1%▲ +3.3% vs 05-2026 07-2026: < 0.1%▲ +3.2% vs 06-2026 08-2026: < 0.1%▲ +46.9% vs 07-2026highest value 09-2026: < 0.1%▼ -4.3% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026

Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
Liquidity: current ratio 1.29, cash €63,657 lowers the probability
Size: total assets €131,515 lowers the probability for this profile
Latest accounts 19 days late; 1 of the last 3 late raises the probability

Credit up to €6,000 at 30 days acceptable

Liquidity tight (current ratio 1.29 against 5.54 in 2024; short-term debt: 49.3% and cash: 48.4% of total assets), and 49.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 43%, liquidity 58%, profitability 83%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Computer programming, consultancy and related activities (NACE 62)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.29, cash €63,657

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: total assets €131,515

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts 19 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

19 d late

2024

23 d late

2023

31 d late

2022

7 d early

2021

29 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

19-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Highest result since 2021net €64,214 ▲45.4%
23-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 20% on net resultsector median €28,485 · 18,873 companies €64,214 View
Positive: 5 profitable years in a rowprofit 2025: €64,214 5 years View
Total assets 20255 fiscal years filed €131,515 View