Inspecta
ActiveInspecta has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €45k and a net result of €13k. Equity is growing by ~28.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
89
/ 100
Excellent▲ +3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency94▲+20
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.7 in 2023), but 51.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.9%
Return on assets
13.5%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
29 d late
2022
28 d late
2021
31 d late
2020
30 d late
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€45k▲ 38.3%
2023 · €33k
2018: €8k
2019: €14k
2020: €17k
2021: €24k
2022: €25k
2023: €33k
2018 → 2024
Total assets
€92k▲ 6.7%
2023 · €87k
2018: €93k
2019: €110k
2020: €131k
2021: €147k
2022: €66k
2023: €87k
2018 → 2024
Net result
€13k▲ 72.4%
2023 · €7k
2018: €2k
2019: €6k
2020: €3k
2021: €7k
2022: €1k
2023: €7k
2018 → 2024
Working capital
€47k▲ 32.7%
2023 · €36k
2018: €-3k
2019: €4k
2020: €13k
2021: €17k
2022: €28k
2023: €36k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€17k-€24k▲ 43.5%€25k▲ 4.6%€33k▲ 28.6%€45k▲ 38.3%
Operating result€6k-€12k▲ 96.7%€3k▼ 74.2%€12k▲ 273%€17k▲ 42.7%
Net result€3k-€7k▲ 139%€1k▼ 84.7%€7k▲ 544%€13k▲ 72.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 43% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €92k
Fixed assets
€687
Current assets
€92k
Equity and liabilities €92k
Equity
€45k▲ 38.3%
Debt
€47k▼ 12.5%
The debt ratio falls from 62.3% to 51.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€17k
Cash flow
€13k
Solvency
48.9%▲
2023 · 37.7%
Current ratio
2.06▲
2023 · 1.70
Quick ratio
0.91▼
2023 · 1.60
Debt / equity
1.05▼
2023 · 1.65
ROE
27.7%▲
2023 · 22.2%
ROA
13.5%▲
2023 · 8.4%
Interest coverage
15.38
Debt
€47k▼
2023 · €54k
Debt ≤ 1 year
€44k▼
2023 · €51k
Income taxes
€3k▲
2023 · €2k
Staff costs
€493
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€87k€92k▲
Fixed assets21/28-€687
Tangible fixed assets22/27-€687
Plant, machinery and equipment23-€687
Current assets29/58€87k€92k▲
Stocks and contracts in progress3€5k€51k▲
Stocks30/36€2k€390▼
Contracts in progress37€3k€51k▲
Amounts receivable within one year40/41€3k€32▼
Trade receivables40€2k-
Other amounts receivable41€1k€32▼
Cash at bank and in hand54/58€20-
Deferred charges and accrued income490/1€78k€41k▼
Equity and liabilities
Total equity and liabilities10/49€87k€92k▲
Equity10/15€33k€45k▲
Contributions10/11€6k€6k=
Reserves13€26k€39k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€37k▲
Amounts payable17/49€54k€47k▼
Amounts payable within one year42/48€51k€44k▼
Current portion of amounts payable after more than one year42€879-
Financial debts43-€11k
Credit institutions430/8-€11k
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€43k€17k▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20232024
Remuneration, social security and pensions62-€493
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€172
Other operating charges640/8€2k€118▼
Non-recurring operating charges66A-€11k
Gross operating margin9900€14k€29k▲
Operating profit (loss)9901€12k€17k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€9k€16k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€7k€13k▲
Profit (loss) for the period to be appropriated9905€7k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€13k▲
Transfer to equity691/2€7k€13k▲
To other reserves6921€7k€13k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Highest result since 2018net €13k ▲72.4%
Operating result €17k, net result €13k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €1k ▼84.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 722160 WommelgemGround area
1,951 m²
Parcel 11052C0579/00E002, Flanders. Linked by address, not a title deed.
1 establishment unit
Inspecta
since 20172.270.606.088
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0579/00E002 | Flanders | 1,951 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
E en R Vloemans
BE 0477.259.893
Lille · Eq €45k
A-Security
BE 0841.207.952
Ranst · Eq €45k
DALEX & C°
BE 0716.660.348
Sint-Katelijne-Waver · Eq €45k
WOLLESSE PATRICK, TECHNIQUES ELECTRIQUES
BE 0467.720.241
Wavre · Eq €45k
ENERGYP
BE 0688.873.709
Niel · Eq €45k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,271. 8,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2017
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
28990Manufacture of machinery and equipment not elsewhere classified
77110Renting and leasing of cars and light motor vehicles
77120Rental and leasing activities
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.